LexisNexis Attract for Commercial Auto Underwriting (Driver Model)

Transcription

1 How to Read L e x i snexis Attract for Commercial A u t o Underwriting (Driver Model)

2 LexisNexis shall not be liable for technical or editorial errors or omissions contained herein The information in this publication is subject to change without notice and is provided as-is without a warranty of any kind Nothing herein should be construed as constituting a warranty, as any applicable warranty is exclusively contained in your signed agreement with LexisNexis All names in the text, or on the sample reports and screens shown in this document, are of fictitious persons and entities Any similarity to the name of any real person, address, school, business or other entity is purely coincidental Due to the nature of the origin of public record information, the public records and commercially available data sources used in reports may contain errors Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect This product or service aggregates and reports data, as provided by the public records and commercially available data sources, and is not the source of the data, nor is it a comprehensive compilation of the data Before relying on any data, it should be independently verified The LexisNexis Attract for Commercial Auto Underwriting (Driver Model) service is not provided by consumer reporting agencies, as that term is defined in the Fair Credit Reporting Act (15 USC 1681, et seq) (FCRA), and does not constitute consumer reports, as that term is defined in the FCRA Accordingly, the Attract for Commercial Auto Underwriting (Driver Model) service may not be used in whole or in part as a factor in determining eligibility for credit, insurance, employment or for any other eligibility purpose that would qualify it as a consumer report under the FCRA LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc Attract is a trademark of LexisNexis Risk Solutions Inc Other products and services may be trademarks or registered trademarks of their respective companies Copyright 2018 LexisNexis 2

3 C o ntents Introduction 4 Report Header Section 4 Report Header Field s 4 Processing Status s 5 Score and Messages 6 Scores and Messages Section Field s 6 Inquiry Data Section 7 3

4 I n t r oduction LexisNexis Attract for Commercial Auto Underwriting (Driver Model) (non-fcra) - Customer receives LexisNexis -developed score(s) and model indicators on commercial drivers Attract for Commercial Auto Underwriting (Driver Model) is designed to rank commercial drivers by claim frequency and/or loss ratio R e p ort Header Section The Report Header includes general information related to the transaction, including the date and time the report order was placed and completed, the case ID, account number, user ID, and processing status of the order, among other data Attract for Commercial Auto Underwriting (Driver Model) Report Header Section Report Header Field s The Report Header provides details related to the report Attract for Commercial Auto Underwriting (Driver Model) Report Header Section Field s Report Header Field Case ID Quoteback Account Node/Location User ID This is the unique order identification information you supplied in your order The quoteback for a Attract for Commercial Auto Underwriting (Driver Model) report matches the report to your quote submission or policy Often the quoteback used is the quote/policy number, but can be any value you designate Because you may need to match one Attract for Commercial Auto Underwriting (Driver Model) report to multiple lines of business, you may enter up to five quotebacks This is your LexisNexis account number Maximum length is nine characters This is the Node ID LexisNexis assigned you or your business/branch location that is set up with LexisNexis This the User ID used by the individual ordering the report 4

5 Attract for Commercial Auto Underwriting (Driver Model) Report Header Section Field s (Continued) Report Header Field Special Billing ID Reference Number Processing Status This is an alphanumeric field that may be used by the ordering company to identify orders on a customer s bill This field displays only if your account is setup for it This is a system-generated 14-digit report identification number that identifies a specific report If you have questions about your report, provide this number to a LexisNexis representative when you call Technical Support This indicates the processing status of your Attract for Commercial Auto Underwriting (Driver Model) report (see the following section for all statuses) Processing Status s The report header may return various processing status messages Processing Statuses Processing Status Processing Complete; with results information Processing Complete; results clear Not Processed; insufficient search data Not Processed; invalid LexisNexis account number Not Processed; access not permitted Indicates the order was processed and a report was returned with information Indicates the order was processed, but no results were returned Indicates not enough information as provided to process the order Indicates the order was not processed due to an invalid account number Indicates the order was not processed due to insufficient access 5

6 S c o r e and Messages Score and model indicators may return for the subject Attract for Commercial Auto Underwriting (Driver Model) Score and Message Section Scores and Messages Section Field s The fields returned in the Scores and Messages section provides details about the score, model and code Attract for Commercial Auto Underwriting (Driver Model) Scores and Messages Section Field s Score and Messages Field Score Model Code/ Returns the score that the subject received based on the searched data Scores may range from 200 to 997 Identifies which scoring model was used to generate the score Returns any messages related to the subject 6

7 I n q u iry Data Section The Inquiry Data section contains a summary of the information submitted with the request Attract for Commercial Auto Underwriting (Driver Model) Inquiry Data Section 7