LexisNexis VIN Services VIN Household
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1 How to Read L e x i snexis VIN Services VIN Household
2 LexisNexis shall not be liable for technical or editorial errors or omissions contained herein The information in this publication is subject to change without notice and is provided as-is without a warranty of any kind Nothing herein should be construed as constituting a warranty, as any applicable warranty is exclusively contained in your signed agreement with LexisNexis All names in the text, or on the sample reports and screens shown in this document, are of fictitious persons and entities Any similarity to the name of any real person, address, school, business or other entity is purely coincidental Due to the nature of the origin of public record information, the public records and commercially available data sources used in reports may contain errors Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect This product or service aggregates and reports data, as provided by the public records and commercially available data sources, and is not the source of the data, nor is it a comprehensive compilation of the data Before relying on any data, it should be independently verified LexisNexis VIN Services is not provided by consumer reporting agencies, as that term is defined in the Fair Credit Reporting Act (15 USC 1681, et seq) (FCRA), and does not constitute consumer reports, as that term is defined in the FCRA Accordingly, the VIN Services may not be used in whole or in part as a factor in determining eligibility for credit, insurance, employment or for any other eligibility purpose that would qualify it as a consumer report under the FCRA LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc Other products and services may be trademarks or registered trademarks of their respective companies Copyright 2017 LexisNexis 2
3 C o ntents Introduction 4 State Groupings 4 State Group One 5 State Group Two 6 State Group Three 6 VIN Household Report 6 Report Header Section 7 Recap Section 7 General Message Section 8 Inquiry Owner Data Section 8 Developed Data Section 8 3
4 I n t r oduction By using LexisNexis VIN Services, offered by LexisNexis Risk Solutions, your company can instantly verify a VIN (vehicle identification number), the registered owner's name and address, and the description of a particular automobile Information reported by VIN Services is obtained from official state vehicle registration and title sources This data is updated as frequently as possible typically weekly for most states, depending on the availability of information from state sources The use of the vehicle registration and title information database is governed by the DPPA (Driver s Privacy Protection Act) and various state regulations and agreements The services provided through this product include: VIN Services VIN Standard Vehicle search using surname, address, vehicle year, vehicle make, and if available, the vehicle model and a complete or partial VIN VIN Services VIN Household Vehicle search using surname and address Returned information includes year, make, VIN and registered owner name VIN Services VIN Plate Only Vehicle search using license place and state Returned information includes year, make, model, VIN, and vehicle characteristics VIN Services VIN Only Vehicle search using the vehicle VIN Only Returned information includes year, make, model, VIN, and vehicle characteristics We are committed to contribute to the overall success of your business We are confident that the information included here will enable you to use the VIN Services reports effectively, and help you to reduce time and manpower in making sound underwriting decisions S t a t e Groupings Due to state regulations and agreements, the results information provided by VIN Services vary among three state groupings VIN Household discovers information on all vehicles registered to a household Searches are performed based on the surname and address submitted All vehicles found at the inquiry address will be returned in the results 4
5 State Group One This group includes the following states: Alaska Arizona Arkansas Colorado Connecticut Delaware District of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Jersey New Mexico North Carolina North Dakota Ohio Oregon Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Washington West Virginia Wisconsin Wyoming The following services and information are provided for states in State Group One: VIN VERIFICATION/VIN DISCOVERY, which includes information on VIN, Year, Make, Model, State of Registration, Plate Expiration Date, Decoded Description of VIN REGISTERED OWNER INFORMATION, which includes information on name and address of the vehicle owner reported for the verified/discovered VIN, based on the following rules: Registered owner name is always reported Registered owner address is reported only when registered surname matches the surname on the input data DEVELOPED VEHICLES, which includes information on other vehicles registered at the address on the order are reported when the registered owner's surname and address match those of the subject on the order 5
6 State Group Two Alabama is the only state in this group The following services and information are provided for states in State Group Two: VIN VERIFICATION/VIN DISCOVERY, which includes information on VIN, Year, Make, Model, State of Registration, Plate Expiration Date, Decoded Description of the VIN REGISTERED OWNER INFORMATION, which includes information on confirmation of the registered vehicle owner's identity (name and address) reported in the following format: DOES REGISTERED OWNER SURNAME MATCH?: YES/NO DOES REGISTERED OWNER NAME MATCH?: YES/NO DOES REGISTERED OWNER ADDRESS MATCH?*: YES/NO Address confirmation requires a surname or full-name match DEVELOPED VEHICLES, which include information on other vehicles registered at the input address Developed vehicles are reported when the registered owner's full name, address and VIN for the subject vehicle matches input The registered owner name for developed vehicles is reported only when matched to input State Group Three No VIN Services or information is available for the states in State Group Three These states are: California Hawaii New Hampshire New York Oklahoma Pennsylvania Virginia V I N H o u s e h o l d R e p o r t This chapter discusses the different sections of the VIN Household report Field descriptions are included in the succeeding sections 6
7 Report Header Section This is the first section in your VIN Household report It contains report identity details, including the order date and return date of the requested data Report Header Field Descriptions Field Order Date Complete Date Case ID Quoteback Account Node/Location User ID Special Billing ID Reference Number Processing Status Description The date and time the order was placed The date and time that order was completed The unique identifier for this report The requesting insurance company's identification code for this report It may contain the applicant's initials, policy number, etc Date and time may appear beside the quoteback, this is the date and time the insurance company received the complete report The requester s LexisNexis account number The unique LexisNexis assigned identifier for your business location The identifier of the user who ordered the report The billing information identifier for this order This field only appears if your account is configured for it The report identification number within VIN Services If you have questions about your report, provide this number to a LexisNexis representative when you call Customer Support The current status of the report Recap Section This section contains the search status of your report order 7
8 General Message Section This section contains general information about your report order The image below shows a DPPA general message Inquiry Owner Data Section This section contains the search information entered when placing your order Developed Data Section This section lists the vehicle information of other registered vehicles reported at the household address This section does not appear on every report The state groupings and their associated rules determine whether this section will be reported 8
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