Karl Nesler AIC, FCLA, PCLA
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1 Areas of Specialization Curriculum Vitae Karl Nesler AIC, FCLA, PCLA Mr. Nesler is an experienced investigator with a demonstrated history of working in the insurance industry for 28 years investigating and resolving automobile, homeowner and commercial claims. He has conducted detailed and comprehensive fire scene investigations, participated in evidence collections, documented loss scenes through use of photography and diagrams, and has conducted thousands of detailed interviews of parties involved. He has been deposed on multiple occasions, and given testimony in court as a company witness, a prosecution witness, as well as a grand jury witness. Mr. Nesler has served key leadership positions with the International Association of Arson Investigators North Dakota Chapter and the Fargo-Moorhead Claim Association. He has instructed in topics relating to vehicle fires, interviewing and kinesics, evidence & spoliation, mechanical damage (other than hail), National Insurance Crime Bureau - suspicious loss indicators, and insurance fraud awareness. He has completed over 775 hours in continuing education on topics relating to fire investigation and over 725 hours in continuing education on topics relating to insurance. Professional Experience Education Fire Cause Analysis, Berkeley, CA Fire Investigator, August Present State Farm Insurance Companies, Fargo, ND Special Investigative Unit, January 2000 July 2018 Bodily Injury Claim Specialist, 1997 January 2000 Property Claim Specialist, March Gustavus Adolphus College, St. Peter, MN Bachelor of Arts Business, 1984 Minor Computer Science, 1984 OFFICES: California Arizona Nevada Oregon Washington N.Dakota CORPORATE OFFICE: 935 PARDEE BERKELEY, CA USA
2 Designations & Certifications Property Claims Law Associate, September 2004 Fraud Claims Law Associate, September 2004 Property Claims Law Specialist, April 2002 Fraud Claims Law Specialist, April 2001 Associate in Claims, June 1994 Certificate in General Insurance, July 1992 Professional Development International Association of Arson Investigators 60 th Annual Training Conference and General Meeting, Arlington, TX (40 59 th Annual Training Conference and General Meeting, Denver, CO (28 56 th Annual Training Conference and General Meeting, Washington, DC (28 CFITrainer.net (24 International Association of Arson Investigators North Dakota Chapter 2018 January & April Quarterly Training ( January & July Quarterly Training ( April & October Quarterly Training ( July & October Quarterly Training (4 17 th Annual Fire Investigation Conference, Jamestown, ND ( April & July Quarterly Training (4 16 th Annual Fire Investigation Seminar, Jamestown, ND ( January, July, & October Quarterly Training (6 15 th Annual Fire Investigation Seminar, Jamestown, ND ( January, April, July, & October Quarterly Training, Carrington, ND (6 14 th Annual Fire Investigation Seminar, Jamestown, ND (20 Page 2
3 2011 January, April, July, & October Quarterly Training, Carrington, ND (6 13 th Annual Fire Investigation Seminar, Fargo, ND ( January, April, July, & October Quarterly Training, Carrington, ND (6 12 th Annual Fire Investigation Seminar, Grand Forks, ND ( April, July, & October Quarterly Training, Carrington, ND ( th Annual Fire Investigation Seminar, Fargo, ND ( January, April, July, & October Quarterly Training, Carrington, ND (6 10 th Annual Fire Investigation Seminar, Bismarck, ND ( January, April & October Quarterly Training, Carrington, ND (4.5 9 th Annual Fire Investigation Seminar, Mandan, ND ( January, April, July, & October Quarterly Training, Carrington, ND (6 8 th Annual Fire Investigation Seminar, Fargo, ND ( January, April, July, & October Quarterly Training, Carrington, ND (6 7 th Annual Fire Investigation Seminar, Fargo, ND ( January, April, July, & October Quarterly Training, Carrington, ND (6 6 th Annual Fire Investigation Seminar, Fargo, ND ( January, April, July, & October Quarterly Training, Carrington, ND (6 5 th Annual Fire Investigation Seminar, Fargo, ND ( January, April & July Quarterly Training, Carrington, ND (4.5 4 th Annual Fire Investigation Seminar, Fargo, ND ( April Quarterly Training, Carrington, ND (1.5 Page 3
4 2 nd Annual Fire Investigation Seminar, Fargo, ND (20 International Association of Arson Investigators Minnesota Chapter 26 th Annual Fire Investigation Conference, St. Cloud, MN (20 24 th Annual Fire Investigation Conference, St. Cloud, MN (20 23 th Annual Fire Investigation Conference, St. Cloud, MN (20 21 th Annual Fire Investigation Conference, St. Cloud, MN (20 20 th Annual Fire Investigation Conference, St. Cloud, MN (20 19 th Annual Fire Investigation Conference, St. Cloud, MN (20 17 th Annual Fire Investigation Conference, St. Cloud, MN (20 15 th Annual Fire Investigation Conference, St. Cloud, MN (20 International Association of Arson Investigators Iowa Chapter 2004 Fire and Arson Investigation Conference ( Fire and Arson Investigation Conference (21 International Association of Arson Investigators South Dakota Chapter 2010 Fire Investigation Seminar, Brandon, SD (16 International Association of Arson Investigators Nebraska Chapter 2010 Fire and Arson Investigation Conference (4 Insurance Committee for Arson Control 14 th Annual National Arson Investigation Training Seminar, San Antonio, TX (30 Whitemore Fire Consultants: 2002 Fall Seminar, Prior Lake, MN ( Fall Seminar, Prior Lake, MN (6 Western Dakota Claims Association Page 4
5 2014 Live Burn & Lecture Event, Bismarck, ND (6 EFI Global, Inc Live-burn scenario training, West Fargo, ND (4 Speaking of Fire radio program (9 Terracon (Berkeley, CA) 2018 OSHA Class IV Asbestos Awareness ( Lead Exposure Awareness (1 hour) Fire Cause Analysis Investigator and Engineer Coordination (.5 hour) Case Scenario (.5 hour) State Farm Insurance Companies Basic Claim School (80 Basic Claim School Follow-up Track (20 Basic Claim Course III (20 Basic Claim Course IV (20 Automobile Policy Claim School (80 Automobile Vehicle Damage Estimating School (40 Automobile Vehicle Damage Estimating School Follow-up Track (20 Estimatics (Vale National Training Center) (40 Computer Assisted Auto Collision Estimating (Mitchellmatix) (8 Fire Catastrophe Claim Handling (40 Fire Policy Claim School (40 Fire Claim & Estimating School (40 Special Investigative Unit School ( Special Investigative Unit Workshop ( Special Investigative Unit Workshop ( Special Investigative Unit Workshop ( Special Investigative Unit Workshop (12 Customer Service and Fraud Investigations International Association of Auto Theft Investigators North Central Region Chapter Page 5
6 2001 Auto Theft Seminar, Des Moines, IA (20 Iowa-Nebraska Chapter International Association of Special Investigative Units 2011 Annual Training Seminar, Council Bluffs, IA (13 International Association of Special Investigative Units 2018 Annual Training Conference, Baltimore, MD (16.67 Minnesota Chapter International Association of Special Investigative Units 2011 Annual Training Seminar (6 National Insurance Crime Training Academy (NICTA) (18 North Dakota Claim Association 2015 Annual Seminar ( Annual Seminar, Bismarck, ND ( Annual Seminar ( Annual Seminar ( Annual Seminar ( Annual Seminar ( Annual Seminar ( Annual Seminar ( Annual Seminar ( Annual Seminar ( Annual Seminar ( Annual Seminar ( Annual Seminar ( Annual Seminar ( Annual Seminar (6 Anti-Vehicle Crime Association of Minnesota 2001 Spring Seminar, Minneapolis, MN ( Fall Seminar, Minneapolis, MN (6 Nilles Law Firm 2011 Fall Seminar, Fargo, ND (3 Page 6
7 2009 Fall Seminar, Fargo, ND ( Fall Seminar, Fargo, ND ( Fall Seminar, Fargo, ND ( Fall Seminar, Fargo, ND ( Fall Seminar, Fargo, ND ( Fall Seminar, Fargo, ND (3 Haag Engineering Mechanical Damage to Roofs & Vehicles Seminar, Bloomington, MN (4 Inter-Industry Conference on Auto Collision Repair (I-CAR) Glass Replacement November 1995 Aluminum Repair & Welding March 1995 Advanced Vehicle Systems November 1994 Finish Matching June part Collision Repair January 1992 Plastics Repair July 1991 Professional Associations Fargo Moorhead Claim Association 1991 Present Offices held: Immediate Past President, President, Vice President, Treasurer, Secretary Anti-Vehicle Crime Association of Minnesota International Association of Special Investigative Units International Association of Arson Investigators 2000 Present International Association of Arson Investigators North Dakota Chapter 2000 Present Offices held: President ( ), First Vice President International Association of Arson Investigators Minnesota Chapter 2002 to 2016, 2018 International Association of Auto Theft Investigators North Central Region Chapter Page 7
8 Professional Association Honors and Awards Presentations International Association of Arson Investigators North Dakota Chapter 2014 Meritorious Award 2010 Life Membership Award 2008 North Dakota Chapter Fire Investigator of the Year 2007 Incendiary Fire Photography 1 st Place 2007 Incendiary Fire Photography 2 nd Place 2005 Distinguished Service Award International Association of Arson Investigators 2014 Outstanding Chapter Award Topics presented: Vehicle Fires Interviewing and Kinesics Evidence & Spoliation Mechanical Damage (Other Than Hail) National Insurance Crime Bureau - Suspicious Loss Indicators Insurance Fraud Awareness Events: 2014 North Dakota Firefighters Association State Fire School, Minot, ND, Fire Investigation for the First Responder with focus on evidence handling, interviews and documenting the fire scene 2014 State Farm Insurance Companies, Interviewing and Observations 2013 North Dakota Firefighters Association State Fire School, Minot, ND, Fire Investigation for the First Responder with focus on evidence handling, interviews and documenting the fire scene 2011 Fargo-Moorhead Area of Insurance Professionals Conference, National Insurance Crime Bureau Indicators of Insurance Fraud 2011 North Dakota Chapter International Association of Arson Investigators October Quarterly Meeting, Interviewing and Statement Taking 2010 State Farm Insurance Companies, National Insurance Crime Bureau Suspicious Loss Indicators, kinesics & statement taking Page 8
9 Publications 2010 State Farm Insurance Companies, National Insurance Crime Bureau Suspicious Loss Indicators and Insurance Fraud Awareness 2010 State Farm Insurance Companies, Arson Investigation and Trial Outcome 2010 State Farm Insurance Companies, National Insurance Crime Bureau Suspicious Loss Indicators and Insurance Fraud Awareness 2010 State Farm Insurance Companies, National Insurance Crime Bureau Suspicious Loss Indicators and Insurance Fraud Awareness 2010 Upper Red River Valley Claim Association, Grand Forks, ND, Kinesics and Interviewing 2010 State Farm Insurance Companies, National Insurance Crime Bureau Suspicious Loss Indicators, Contacts with State Insurance Departments and Fire Marshals, Personal Property Claims, Statements, and Evidence Handling and Spoliation Issues 2010 State Farm Insurance Companies, Evidence Handling and Spoliation Issues 2009 Fargo-Moorhead Claim Association, Evidence Handling and Spoliation Issues 2009 North Dakota Chapter International Association of Arson Investigators January Quarterly Meeting, Interviewing 2008 North Dakota State Claim Seminar, Artifacts and Spoliation 2007 North Dakota Chapter International Association of Arson Investigators Fire Investigation Seminar, Interviewing and Kinesics 2004 North Dakota Firefighters Association State Fire School, Bismarck, ND, Vehicle Fires Undetermined is Not a Dirty Word, North Dakota Chapter International Association of Arson Investigators, Incendiary News, April 2008 Deposition and Trial Testimony CR (ND Criminal Court Cass County) State of ND v Quang Son Case involved criminal charges against an insured relative to a fire claim 05/09-10/18 prosecution witness CV (ND District Court Rolette County) Derek and Amanda DePauw v State Farm Fire & Casualty Company Case involved 1 st party damage and good faith litigation of insured against State Farm Fire and Casualty Company relative to a fire claim 12/12/2017 deposition witness as to company s claim handling and facts of loss 68-CV (MN District Court Roseau County) Page 9
10 Matthew McGuire v State Farm Fire and Casualty Case involved 1 st party damage and good faith litigation of insured against State Farm Fire and Casualty Company relative to a fire claim 02/25/2016 trial witness as to company s claim handling and facts of loss Company representative at trial CR & CR (SD Criminal Court Minnehaha County) State of SD v Todd David Linson State of SD v Rebekka Suzanne Linson Case involved criminal charges against both insureds relative to a property theft claim 10/07/2013 grand jury witness C (ND District Court Burleigh County) Dale Davenport v State Farm Fire and Casualty Case involved 1 st party damage and good faith litigation of insured against State Farm Fire and Casualty Company relative to a fire claim 02/05/2008 deposition witness as to company s claim handling and facts of loss 09/30/ /02/2009 Trial witness as to company s claim handling and facts of loss Company representative at trial C (ND District Court Cass County) State Farm Fire and Casualty as subrogee of Richard and Cathy Weisser v H&S Electric Case involved subrogation against the hot tub installation electrician 10/18/2006 deposition witness as to evidence recovery after structure fire Orth v State Farm (ND Small Claims Cass County) Approximately 1992 trial witness as to company s claim handling and facts of loss Case involved mechanical damages to the insured vehicle Company representative at trial Civic Associations Knights of Columbus 2000 Present Offices held: Grand Knight, Deputy Grand Knight, Trustee, Treasure, Community Director, Christmas Tree Sales Fundraising Chair, Squires Director Boy Scouts of America Troop Present Offices held: Chartered Organization Representative, Troop 222 Committee Chair Page 10
11 Civic Association Honors and Awards Knights of Columbus 2008 State Knight of the Year, 2007 Council Knight of the Year, 2005 Council Family of the year Boy Scouts of America Northern Lights Council (Northern Sky District) 2014 District Award of Merit K Nesler CV Page 11
Professional Affiliations:
ULISES CASTELLON, CPCU, RPA Ulises Castellon, CPCU, RPA has worked as a claim s professional for over twenty years. In addition to being a property and casualty adjuster and manager, he established the
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