Age of Insured Discount

Size: px
Start display at page:

Download "Age of Insured Discount"

Transcription

1 A discount may apply based on the age of the insured. The age of each insured shall be calculated as the policyholder s age as of the last day of the calendar year. The age of the named insured in the household will then be used to determine the age of insured factor. If an insured is added or deleted mid-term, or date of birth is corrected, the age of insured factor shall be recalculated using the effective date entered. Note: Regarding age calculation: The age used in the calculation is the age the insured attains during the policy term. Example: Policy term: 04/02/14 through 04/02/15. On 02/28/15 the insured will turn 60 years old. Since the insured attains an age of 60 during the policy term that is the age that will be used to calculate the applicable discount for the full term. Click on a State to view additional information AL AK AZ AR CA CO CT DE FL HI ID IL IN IA KS KY LA ME MD MA MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Please see the following charts for State availability and percentages: AK AR AZ IA ID IL MD ME MS MT ND NE NM NV OK PA SD TN UT WI WV Ages 40 through 49 3% Ages 50 through 54 5% Ages 55 through 59 7% Ages 60 and Older 9% Introduction Dates by State ALASKA NB & REN ARIZONA ARKANSAS IDAHO NB & REN NB & REN NB & REN ILLINOIS IOWA MAINE NB & REN NB & REN NB & REN MARYLAND MISSISSIPPI MONTANA NB & REN NB & REN NB & REN NEBRASKA NEVADA NEW MEXICO NB & REN NB & NB & REN NORTH DAKOTA OKLAHOMA PENNSYLVANIA NB & REN NB & REN NB & REN SOUTH DAKOTA TENNESSEE UTAH NB & REN NB & REN NEW & REN WEST VIRGINIA WISCONSIN NB & REN NB & REN

2 CT DE IN MA NH NJ VT Introduction Dates by State CONNECTICUT DELAWARE INDIANA NB & REN NB & REN NB & REN MASSACHUSETTS NEW HAMPSHIRE NEW JERSEY NB & REN NB & REN NB & REN VERMONT NB & REN Colorado Old New 3% 5% 6% 9% Effective NB & REN the discount % changed Alabama & Rhode Island Ages 50 through 54 3% Ages 55 through 59 5% Ages 60 and Older 6% AL- Effective NB & REN RI - Effective NB & REN

3 California * Change eff % Ages 50 through 59 5% 7% 10% Effective NB & REN Effective Minnesota Ages 40 through 49 3% Ages 50 through 54 4% Ages 55 through 59 5% Ages 60 through 64 8% Ages 65 and older 10% Above s Effective NB & REN Prior to these dates MN offered the following discounts: New Jersey Ages 50 through 54 5% Ages 55 through 59 7% Ages 60 through 69 8% Ages 70 through 74 9% Ages 75 and older 10% Above s Effective NB & REN Prior to these dates NJ offered the following discounts:

4 Ohio Ages 50 through 54 3% Ages 55 through 59 4% Ages 60 and Older 5% Effective NB & REN Oregon & South Carolina Ages 50 through 54 4% Ages 55 through 59 6% Ages 60 and Older 8% Oregon Effective NB & REN S Carolina Effective NB & REN Texas In Texas this discount is referred to as the Mature Citizen Credit Age 50 & Older = 5% CODE: MZ Virginia HO3 HO4 H06 Ages 40 through % Ages 50 through 54 4% 6% 1% Ages 55 through % 7% 1% Ages 60 and Older 5% 8% Effective NB & REN

5 Washington Ages 60 and Older 12% Effective NB & REN The is currently NOT offered in the following States: FL, HI, KS, KY, LA, MO, NY, NC, WY Updated

ACORD Forms Updated in AMS R1

ACORD Forms Updated in AMS R1 ACORD Forms Updated in AMS360 2017 R1 The following forms will use the ACORD form viewer, also new in this release. Forms with an indicate they were added because of requests in the Product Enhancement

More information

STATE TAX WITHHOLDING GUIDELINES

STATE TAX WITHHOLDING GUIDELINES STATE TAX WITHHOLDING GUIDELINES ( Guardian Insurance & Annuity Company, Inc. and Guardian Life Insurance Company of America (hereafter collectively referred to as Company )) (Last Updated 11/2/215) state

More information

36 Million Without Health Insurance in 2014; Decreases in Uninsurance Between 2013 and 2014 Varied by State

36 Million Without Health Insurance in 2014; Decreases in Uninsurance Between 2013 and 2014 Varied by State 36 Million Without Health Insurance in 2014; Decreases in Uninsurance Between 2013 and 2014 Varied by State An estimated 36 million people in the United States had no health insurance in 2014, approximately

More information

NCSL Midwest States Fiscal Leaders Forum. March 10, 2017

NCSL Midwest States Fiscal Leaders Forum. March 10, 2017 NCSL Midwest States Fiscal Leaders Forum March 10, 2017 Public Pensions: 50-State Overview David Draine, Senior Officer Public Sector Retirement Systems Project The Pew Charitable Trusts More than 40 active,

More information

medicaid a n d t h e How will the Medicaid Expansion for Adults Impact Eligibility and Coverage? Key Findings in Brief

medicaid a n d t h e How will the Medicaid Expansion for Adults Impact Eligibility and Coverage? Key Findings in Brief on medicaid a n d t h e uninsured July 2012 How will the Medicaid Expansion for Adults Impact Eligibility and Coverage? Key Findings in Brief Effective January 2014, the ACA establishes a new minimum Medicaid

More information

Installment Loans CHARTS. No cap other than unconscionability:

Installment Loans CHARTS. No cap other than unconscionability: NCLC NATIONAL CONSUMER LAW CENTER Installment Loans WILL STATES PROTECT BORROWERS FROM A NEW WAVE OF PREDATORY LENDING? Copyright 2015, National Consumer Law Center, Inc. CHARTS CHART 1 Full APRs Allowed

More information

American Memorial Contract

American Memorial Contract American Memorial Contract Please complete all pages of the contract and send it back to Stephens- Matthews with a copy of each state license you choose to appoint in. You are required to submit with the

More information

ACORD Forms in ebixasp (03/2004)

ACORD Forms in ebixasp (03/2004) ACORD Forms in ebixasp (03/2004) Form number Form Name Edition Date 1 Property Loss Notice 2002/1 2 Automobile Loss Notice 2002/1 3 General Liability Notice of Occurrence/Claim 2002/1 4 Workers Compensation

More information

Household Income for States: 2010 and 2011

Household Income for States: 2010 and 2011 Household Income for States: 2010 and 2011 American Community Survey Briefs By Amanda Noss Issued September 2012 ACSBR/11-02 INTRODUCTION Estimates from the 2010 American Community Survey (ACS) and the

More information

Required Minimum Distribution Election Form for IRA s, 403(b)/TSA and other Qualified Plans

Required Minimum Distribution Election Form for IRA s, 403(b)/TSA and other Qualified Plans Required Minimum Distribution Election Form for IRA s, 403(b)/TSA and other Qualified Plans For Policyholders who have not annuitized their deferred annuity contracts Zurich American Life Insurance Company

More information

Non-Financial Change Form

Non-Financial Change Form Non-Financial Change Form Please Print All Information Below Section 1. Contract Owner s Information Administrative Offices: PO BOX 19097 Greenville, SC 29602-9097 Phone number (800) 449-0523 Overnight

More information

State, Local and Net Tuition Revenue Supporting General Operating Expenses of Higher Education, U.S., Fiscal Year 2010, Current (unadjusted) Dollars

State, Local and Net Tuition Revenue Supporting General Operating Expenses of Higher Education, U.S., Fiscal Year 2010, Current (unadjusted) Dollars State, Local and Net Tuition Revenue Supporting General Operating Expenses of Higher Education, U.S., Fiscal Year 2010, Current (unadjusted) Dollars Net Tuition $51.3 Billion 37% All State Support $73.7

More information

Final Paycheck Laws by State

Final Paycheck Laws by State ALABAMA AL No Provision No Provision ALASKA AK 23.05.140(b) ARIZONA AZ Ariz. Rev. Stat. 23-350, 23-353 ARKANSAS AR Ark. Code Ann. 11-4-405 CALIFORNIA CA Cal. Lab. Code 201 to 202, 227.3 COLORADO CO Colo.

More information

Systematic Distribution Form

Systematic Distribution Form Systematic Distribution Form (To be used for all Qualified Plans, IRA s and Non-Qualified Plans) (This form is not applicable to a Required Minimum Distribution ( RMD ). If you are older than 70 ½, refer

More information

Long-Term Care Partnership Overview & Training Requirements Guide

Long-Term Care Partnership Overview & Training Requirements Guide Long-Term Care Partnership Overview & Training Requirements Guide Version Sept. 12, 2012 M28108 Contents LONG-TERM CARE PARTNERSHIP OVERVIEW & TRAINING REQUIREMENTS GUIDE Long-Term Care Partnership Overview...4

More information

Health Insurance Price Index for October-December February 2014

Health Insurance Price Index for October-December February 2014 Health Insurance Price Index for October-December 2013 February 2014 ehealth 2.2014 Table of Contents Introduction... 3 Executive Summary and Highlights... 4 Nationwide Health Insurance Costs National

More information

Long-Term Care Partnership Overview & Training Requirements Guide

Long-Term Care Partnership Overview & Training Requirements Guide Long-Term Care Insurance Mutual of Omaha Insurance Company SM Long-Term Care Partnership Overview & Training Requirements Guide 75014 Version November 16, 2015 For producer use only. Not for use with the

More information

Comparative Revenues and Revenue Forecasts Prepared By: Bureau of Legislative Research Fiscal Services Division State of Arkansas

Comparative Revenues and Revenue Forecasts Prepared By: Bureau of Legislative Research Fiscal Services Division State of Arkansas Comparative Revenues and Revenue Forecasts 2010-2014 Prepared By: Bureau of Legislative Research Fiscal Services Division State of Arkansas Comparative Revenues and Revenue Forecasts This data shows tax

More information

Data Note: What if Per Enrollee Medicaid Spending Growth Had Been Limited to CPI-M from ?

Data Note: What if Per Enrollee Medicaid Spending Growth Had Been Limited to CPI-M from ? Data Note: What if Per Enrollee Medicaid Spending Growth Had Been Limited to CPI-M from 2001-2011? Rachel Garfield, Robin Rudowitz, and Katherine Young Congress is currently debating the American Health

More information

Insufficient and Negative Equity

Insufficient and Negative Equity Insufficient and Negative Equity Lack Of Equity Impedes The Real Estate Market Mark Fleming Chief Economist December, 2011 70% 60% 50% 40% 30% Negative Equity Highly Concentrated Negative Equity Share,

More information

BY THE NUMBERS 2016: Another Lackluster Year for State Tax Revenue

BY THE NUMBERS 2016: Another Lackluster Year for State Tax Revenue BY THE NUMBERS 2016: Another Lackluster Year for State Tax Revenue Jim Malatras May 2017 Lucy Dadayan and Donald J. Boyd 2016: Another Lackluster Year for State Tax Revenue Lucy Dadayan and Donald J. Boyd

More information

Update: 50-State Survey of Retiree Health Care Liabilities Most recent data show changes to benefits, funding policies could help manage rising costs

Update: 50-State Survey of Retiree Health Care Liabilities Most recent data show changes to benefits, funding policies could help manage rising costs A fact sheet from Dec 2018 Update: 50-State Survey of Retiree Health Care Liabilities Most recent data show changes to benefits, funding policies could help manage rising costs Getty Images Overview States

More information

Highlights. Percent of States with a Decrease in MH Expenditures from Prior Year: FY2001 to 2010

Highlights. Percent of States with a Decrease in MH Expenditures from Prior Year: FY2001 to 2010 FY 2010 State Mental Health Revenues and Expenditures Information from the National Association of State Mental Health Program Directors Research Institute, Inc (NRI) Sept 2012 Highlights SMHA Funding

More information

LIFE AND ACCIDENT AND HEALTH

LIFE AND ACCIDENT AND HEALTH 201 FOR THE YEAR ENDED DECEMBER 1, 201 LIFE AND ACCIDENT AND HEALTH 201 Schedule A - Part 1 - Real Estate Owned Schedule A - Part 2 - Real Estate Acquired and Additions Made Schedule A - Part - Real Estate

More information

IMPORTANT TAX INFORMATION

IMPORTANT TAX INFORMATION IMPORTANT TAX INFORMATION To set up and maintain your account with WestconGroup, we require you to provide us valid Resale Certificates for all states that you are located in, as well as for any other

More information

kaiser medicaid and the uninsured commission on The Cost and Coverage Implications of the ACA Medicaid Expansion: National and State-by-State Analysis

kaiser medicaid and the uninsured commission on The Cost and Coverage Implications of the ACA Medicaid Expansion: National and State-by-State Analysis kaiser commission on medicaid and the uninsured The Cost and Coverage Implications of the ACA Expansion: National and State-by-State Analysis Executive Summary John Holahan, Matthew Buettgens, Caitlin

More information

2017 WORKBOOK. Mandatory LTC Training

2017 WORKBOOK. Mandatory LTC Training 2017 WORKBOOK Mandatory LTC Training ABOUT THE AUTHOR EDUCATION CREDIT AND YOUR CERTIFICATE OF COMPLETION LTC Connection specializes exclusively in LTC insurance training and education and has been working

More information

Financing Unemployment Benefits in Today s Tough Economic Times

Financing Unemployment Benefits in Today s Tough Economic Times Financing Unemployment Benefits in Today s Tough Economic Times Maurice Emsellem 7 th Annual Workers Voice State Legislative Issues Conference July 19, 2003. Today s Funding Situation The Good, the Bad

More information

Financial Transaction Form for IRA and Non-Qualified Contracts Only

Financial Transaction Form for IRA and Non-Qualified Contracts Only Financial Transaction Form for IRA and Non-Qualified Contracts Only (Note: See Form ZA-8642 dealing with Financial Transactions for 403(b)/TSA s) Please Print All Information Below Zurich American Life

More information

TThe Supplemental Nutrition Assistance

TThe Supplemental Nutrition Assistance STATE SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM PARTICIPATION RATES IN 2010 TThe Supplemental Nutrition Assistance Program (SNAP) is a central component of American policy to alleviate hunger and poverty.

More information

State Postal Abbreviation Codes

State Postal Abbreviation Codes State Postal Areviation Codes State Areviation State Areviation Alaama AL Montana MT Alaska AK Neraska NE Arizona AZ Nevada NV Arkansas AR New Hampshire NH California CA New Jersey NJ Colorado CO New Mexico

More information

PRODUCER ANNUITY SUITABILITY TRAINING REQUIREMENTS BY STATE As of September 11, 2017

PRODUCER ANNUITY SUITABILITY TRAINING REQUIREMENTS BY STATE As of September 11, 2017 PRODUCER ANNUITY SUITABILITY TRAINING REQUIREMENTS BY STATE As of September 11, 2017 This document provides a summary of the annuity training requirements that agents are required to complete for each

More information

New Agent Welcome Kit

New Agent Welcome Kit New Agent Welcome Kit 4301 Morris Park Drive Mint Hill, NC 28227 (704) 568-9649 (866) 568-9649 messerfinancial.com The Trusted Partner For Talented Agents This is the foundation that MESSER Financial was

More information

FISCAL YEAR 2016 AT A GLANCE Number of Authorized Firms

FISCAL YEAR 2016 AT A GLANCE Number of Authorized Firms FISCAL YEAR 2016 AT A GLANCE Number of Authorized Firms 300,000 275,000 250,000 225,000 200,000 175,000 150,000 125,000 100,000 246,565 252,962 261,150 258,632 260,115 FY 2012 FY 2013 FY 2014 FY 2015 FY

More information

NASRA Issue Brief: Employee Contributions to Public Pension Plans

NASRA Issue Brief: Employee Contributions to Public Pension Plans NASRA Issue Brief: Employee Contributions to Public Pension Plans September 2017 Unlike in the private sector, nearly all employees of state and local government are required to share in the cost of their

More information

STATE MOTOR FUEL TAX INCREASES:

STATE MOTOR FUEL TAX INCREASES: STATE MOTOR FUEL TAX INCREASES: 2013-2018 Since 2013, 27 states have increased or adjusted taxes on motor fuel to support needed transportation investments. Twenty-four of those states increased their

More information

DC Contributions to the DC College Savings Plan of up to $4,000 per year by an individual, and up to $8,000 per year by married taxpayers who each mak

DC Contributions to the DC College Savings Plan of up to $4,000 per year by an individual, and up to $8,000 per year by married taxpayers who each mak AK AL AR Summary of State Tax Implications for 529 Plans Current as of 04/25/2018 This information has been compiled for informational purposes only from sources believed to be reliable, however LPL makes

More information

Frequency and Severity Results by State

Frequency and Severity Results by State Frequency and Severity Results by State Based on Data Valued as of December 31, 2016 TABLE OF CONTENTS Executive Summary 2 Comparison to Trend Factors Used in Ratemaking 3 Method of Calculation 4 Caveats

More information

MINIMUM WAGE INCREASE GUIDE

MINIMUM WAGE INCREASE GUIDE 2017-2018 MINIMUM WAGE INCREASE GUIDE The Federal minimum wage has been $7.25 since 2009, but many states and localities have passed their own minimum wage laws. Employers must pay non-exempt employees

More information

Health and Health Coverage in the South: A Data Update

Health and Health Coverage in the South: A Data Update February 2016 Issue Brief Health and Health Coverage in the South: A Data Update Samantha Artiga and Anthony Damico With its recent adoption of the Affordable Care Act (ACA) Medicaid expansion to adults,

More information

MINIMUM WAGE INCREASE GUIDE

MINIMUM WAGE INCREASE GUIDE 2017-2018 MINIMUM WAGE INCREASE GUIDE The Federal minimum wage has been $7.25 since 2009, but many states and localities have passed their own minimum wage laws. Employers must pay non-exempt employees

More information

SURVEY OF STATE FUNDING FOR PUBLIC TRANSPORTATION

SURVEY OF STATE FUNDING FOR PUBLIC TRANSPORTATION SURVEY OF STATE FUNDING FOR PUBLIC TRANSPORTATION SURVEY OF STATE FUNDING FOR PUBLIC TRANSPORTATION Characteristics of State Funding for Public Transportation The following report provides a summary of

More information

JH Insurance Licensing Guide

JH Insurance Licensing Guide JH Insurance Licensing Guide Insurance policies and/or associated riders and features may not be available in all states. Life insurance is underwritten by John Hancock Life Insurance Company (U.S.A.),

More information

Committee on Ways and Means Democrats

Committee on Ways and Means Democrats DRAFT Committee on Ways and Means Democrats Representative Sandy Levin - Ranking Member Report November 7, 2013 Millions of Unemployed Americans Will Lose Benefits Unless Congress Acts Over 3 Million Will

More information

University of Wisconsin System SFS Business Process AP /1042s/Tax Bolt-On

University of Wisconsin System SFS Business Process AP /1042s/Tax Bolt-On Contents 1099/1042-S Tax Bolt-On Process Overview... 1 Process Detail... 2 I. Search/Update for Existing Value 1099 / 1042 Records on the Bolt-On table... 2 II. Enter a New 1099/1042s records into the

More information

Percent Corporate Dividend Received Deduction. Per Share Long-Term Capital Gain Distribution

Percent Corporate Dividend Received Deduction. Per Share Long-Term Capital Gain Distribution First Trust Advisors L.P 120 East Liberty Drive, Suite 400 Wheaton, IL 60187 1-800-621-1675 Fund Name (Ticker Symbol) Ordinary Qualified Corporate Dividend Received Deduction Long-Term Capital Gain Distribution

More information

Health Coverage for the Black Population Today and Under the Affordable Care Act

Health Coverage for the Black Population Today and Under the Affordable Care Act fact sheet Health Coverage for the Black Population Today and Under the Affordable Care Act July 2013 As of 2011, 37 million individuals living in the United States identified as Black or African American.

More information

State Retiree Health Care Liabilities: An Update Increased obligations in 2015 mirrored rise in overall health care costs

State Retiree Health Care Liabilities: An Update Increased obligations in 2015 mirrored rise in overall health care costs A brief from Sept 207 State Retiree Health Care Liabilities: An Update Increased obligations in 205 mirrored rise in overall health care costs Overview States paid a total of $20.8 billion in 205 for nonpension

More information

The Puzzling Decline in State Sales Tax Collections

The Puzzling Decline in State Sales Tax Collections The Puzzling Decline in State Sales Tax Collections Introduction This is the first of a series of papers that will investigate fiscal problems confronting the states. In spite of low unemployment rates,

More information

Motor Vehicle Financial Responsibility Forms

Motor Vehicle Financial Responsibility Forms Alphabetical Index Forms are listed alphabetically by form title. Important Note: The forms shown herein for each state may not be a complete listing of all the financial responsibility forms that are

More information

Financial Firsts: When Do People Take Their First Financial Steps? Appendix: Annotated Questionnaire 1

Financial Firsts: When Do People Take Their First Financial Steps? Appendix: Annotated Questionnaire 1 Financial Firsts: When Do People Take Their First Financial Steps? Appendix: Annotated Questionnaire 1 Conducted for AARP by at the University of Chicago through the Amerispeak Panel Interviews: 946 adults

More information

National Vital Statistics Reports

National Vital Statistics Reports National Vital Statistics Reports Volume 60, Number 9 September 14, 2012 U.S. Decennial Life Tables for 1999 2001: State Life Tables by Rong Wei, Ph.D., Office of Research and Methodology; Robert N. Anderson,

More information

STATE MOTOR FUEL TAX INCREASES:

STATE MOTOR FUEL TAX INCREASES: Since 2013, 26 states have increased or adjusted taxes on motor fuel to support needed transportation investments. Twenty-three of those states increased their state gas tax, while three states Kentucky,

More information

Motor Vehicle Financial Responsibility Forms

Motor Vehicle Financial Responsibility Forms Alphabetical Index Forms are listed alphabetically by form title. Important Note: The forms shown herein for each state may not be a complete listing of all the financial responsibility forms that are

More information

Aviva Announcing Changes to Products and Annuity Rates

Aviva Announcing Changes to Products and Annuity Rates September 9, 2011 Aviva Announcing Changes to Products and Annuity Rates This field update contains information on product and rate changes effective September 16, 2011. We want to thank you for all of

More information

COMPARISON OF ABA MODEL RULE FOR REGISTRATION OF IN-HOUSE COUNSEL WITH STATE VERSIONS

COMPARISON OF ABA MODEL RULE FOR REGISTRATION OF IN-HOUSE COUNSEL WITH STATE VERSIONS As of September 7, 2016 2016 American Bar Association COMPARISON OF ABA MODEL RULE FOR REGISTRATION OF IN-HOUSE COUNSEL WITH STATE VERSIONS AMERICAN BAR ASSOCIATION CENTER FOR PROFESSIONAL RESPONSIBILITY

More information

Underwriting Results by State. Based on Data Valued as of December 31, 2016

Underwriting Results by State. Based on Data Valued as of December 31, 2016 Underwriting Results by State Based on Data Valued as of December 31, 2016 TABLE OF CONTENTS Executive Summary 2 Introduction to the Underwriting Results by State 5 Underwriting Results by Component 6

More information

How is the Affordable Care Act Leading to Changes in Medicaid Today? State Adoption of Five New Options

How is the Affordable Care Act Leading to Changes in Medicaid Today? State Adoption of Five New Options P O L I C Y B R I E F kaiser commission on medicaid and the uninsured How is the Affordable Care Act Leading to Changes in Medicaid Today? State Adoption of Five New Options May 2012 One primary goal of

More information

Medicaid & CHIP: February 2014 Monthly Applications, Eligibility Determinations, and Enrollment Report April 4, 2014

Medicaid & CHIP: February 2014 Monthly Applications, Eligibility Determinations, and Enrollment Report April 4, 2014 DEPARTMENT OF HEALTH & HUMAN SERVICES Centers for Medicare & Medicaid Services 7500 Security Boulevard, Mail Stop S2-26-12 Baltimore, Maryland 21244-1850 Medicaid & CHIP: February 2014 Monthly Applications,

More information

Quality & Nondestructive Testing Industry. Salary Survey Your Path to the Perfect Job Starts Here.

Quality & Nondestructive Testing Industry. Salary Survey Your Path to the Perfect Job Starts Here. Quality & Nondestructive Testing Industry Salary Survey 2011 Your Path to the Perfect Job Starts Here. ABOUT PQNDT PQNDT (Personnel for Quality and Nondestructive Testing) is the leading personnel recruitment

More information

Taxing Investment Income in the States New Hampshire Fiscal Policy Institute 2 nd Annual Budget and Policy Conference Concord, NH January 23, 2015

Taxing Investment Income in the States New Hampshire Fiscal Policy Institute 2 nd Annual Budget and Policy Conference Concord, NH January 23, 2015 Taxing Investment Income in the States New Hampshire Fiscal Policy Institute 2 nd Annual Budget and Policy Conference Concord, NH January 23, 2015 Norton Francis State and Local Finance Initiative Urban-Brookings

More information

Percent Corporate Dividend Received Deduction. Per Share Long-Term Capital Gain Distribution

Percent Corporate Dividend Received Deduction. Per Share Long-Term Capital Gain Distribution Tax First Trust Exchange-Traded AlphaDEX Fund II First Trust Emerging Markets AlphaDEX Fund (FEM) $0.683600 56.06% --- --- --- $0.063840 100.00% --- --- --- First Trust China AlphaDEX Fund (FCA) $0.683600

More information

ES Figure 1 Federal Medicaid Spending Under Current Law and the House Budget Plan, % Reduction in Spending $4,591

ES Figure 1 Federal Medicaid Spending Under Current Law and the House Budget Plan, % Reduction in Spending $4,591 I S S U E P A P E R kaiser commission o n medicaid a n d t h e uninsured October 2012 National and State-by-State Impact of the 2012 House Republican Budget Plan for Medicaid John Holahan, Matthew Buettgens,

More information

SBA s Disaster Assistance Program

SBA s Disaster Assistance Program SBA s Disaster Assistance Program Frank Skaggs, Center Director Field Operations Center East Atlanta, GA Florida Governor s Hurricane Conference Orlando, FL May 11-16, 2014 1 Mission To help people recover

More information

May Complaint snapshot: Debt collection

May Complaint snapshot: Debt collection May 2018 Complaint snapshot: Debt collection Table of contents Table of contents... 1 1. Complaint volume... 2 1.1 By product... 3 1.2 By state... 8 2. Product spotlight: Debt collection... 11 2.1 Complaints

More information

National Employment Law Project UNEMPLOYMENT INSURANCE FINANCING: STATE TRUST FUNDS IN RECESSION AS OF SEPTEMBER 30, 2008

National Employment Law Project UNEMPLOYMENT INSURANCE FINANCING: STATE TRUST FUNDS IN RECESSION AS OF SEPTEMBER 30, 2008 National Employment Law Project UNEMPLOYMENT INSURANCE FINANCING: STATE TRUST FUNDS IN RECESSION AS OF SEPTEMBER 30, 2008 Introduction In May 2008, NELP issued a briefing paper (Unemployment Insurance

More information

Aetna Individual Direct Pay Commissions Schedule

Aetna Individual Direct Pay Commissions Schedule Aetna Individual Direct Pay Commissions Schedule Cards Issued Broker Rate Broker Tier Per Year 1st Yr 2nd Yr 3+ Yrs Levels 11-Jan 4.00% 4.00% 3.00% Bronze 24-Dec 6.00% 4.00% 3.00% Silver 25-49 8.00% 4.00%

More information

Housing Market Update. September 23, 2013

Housing Market Update. September 23, 2013 Housing Market Update September 23, 2013 Overview Housing market gradually recovering from the deepest and longest downturn since the Great Depression. Excess supply of housing largely worked off. Underlying

More information

NASRA Issue Brief: Public Pension Plan Investment Return Assumptions

NASRA Issue Brief: Public Pension Plan Investment Return Assumptions NASRA Issue Brief: Public Pension Plan Investment Return Assumptions Updated February 2017 As of September 30, 2016, state and local government retirement systems held assets of $3.82 trillion. 1 These

More information

Fundamentals and Best Practices for Handling Multistate Taxation Presented Thursday, April 16, 2015

Fundamentals and Best Practices for Handling Multistate Taxation Presented Thursday, April 16, 2015 1 Fundamentals and Best Practices for Handling Multistate Taxation Presented Thursday, April 16, 2015 2 Housekeeping 3 Credit Questions Today s topic Speaker To earn RCH credit you must 4 Stay on the webinar,

More information

Monthly Complaint Report

Monthly Complaint Report August 2016 Monthly Complaint Report Vol. 14 Table of contents Table of contents... 1 1. Complaint volume... 2 1.1 Complaint volume by product... 3 1.2 Complaint volume by state... 7 1.3 Complaint volume

More information

The Economics of Homelessness

The Economics of Homelessness 15 The Economics of Homelessness Despite frequent characterization as a psychosocial problem, the problem of homelessness is largely economic. People who become homeless have insufficient financial resources

More information

Electronic Supplementary Material for the Article: The Impact of Internet Diffusion on Marriage Rates: Evidence from the Broadband Market

Electronic Supplementary Material for the Article: The Impact of Internet Diffusion on Marriage Rates: Evidence from the Broadband Market Electronic Supplementary Material for the Article: The Impact of Internet Diffusion on Marriage Rates: Evidence from the Broadband Market By Andriana Bellou 1 Appendix A. Data Definitions and Sources This

More information

Table PDENT-CH (continued) This measure identifies the percentage of children ages 1 to 20 who are covered by Medicaid or CHIP Medicaid Expansion

Table PDENT-CH (continued) This measure identifies the percentage of children ages 1 to 20 who are covered by Medicaid or CHIP Medicaid Expansion Table PDENT-CH. Percentage of Eligibles Ages 1 to 20 who Received Preventive Dental Services, as Submitted by States for the FFY 2016 Form CMS-416 Report (n = 50 states) State Denominator Rate State Mean

More information

Annual Compliance Questionnaire. Sample

Annual Compliance Questionnaire. Sample Annual Compliance Questionnaire Create custom surveys or utilize pre-built Standard Forms to collect and analyze data regarding your reps annual compliance activities. More than just a database for warehousing

More information

CalSurance. Section 3 - Effective Date and Limit Options. Section 1 - Your Information (Please Print Clearly) Section 4 - Payment

CalSurance. Section 3 - Effective Date and Limit Options. Section 1 - Your Information (Please Print Clearly) Section 4 - Payment Mid-Term Enrollment Form Claims Made & Reported Errors & Omissions Policy Period: August 1, 2014 to August 1, 2015 R CalSurance By purchasing this insurance, agents become members of the Financial Sales

More information

2Q/16 IFTA-101 (page 1)

2Q/16 IFTA-101 (page 1) Fuel Type: Diesel SSN/FEIN: Carrier Name: Return Due Date: August 01, 2016 F G H I J K L M N O P Jurisdiction Total IFTA Miles Taxable Miles MPG from E above Maine Bureau of Motor Vehicles IFTA Quarterly

More information

MGA Contract Transmittal

MGA Contract Transmittal MGA Contract Transmittal Agent Name: Producer Name (if known): Contract Type: Producer License Only Producer Distributor Contract Change Indicate Commission Level: Hierarchy (reports to): Name: Code: Name:

More information

2016 Workers compensation premium index rates

2016 Workers compensation premium index rates 2016 Workers compensation premium index rates NH WA OR NV CA AK ID AZ UT MT WY CO NM MI VT ND MN SD WI NY NE IA PA IL IN OH WV VA KS MO KY NC TN OK AR SC MS AL GA TX LA FL ME MA RI CT NJ DE MD DC = Under

More information

ORGANIZER PRINT OPTIONS

ORGANIZER PRINT OPTIONS ORGANIZER PRINT OPTIONS The following information identifies the organizer forms that print for the and the packages using the default collations. The columns reflect the pages that print when you select

More information

Application Trade Credit Insurance Multi Buyer

Application Trade Credit Insurance Multi Buyer Chubb Global Markets Political Risk & Credit 1133 Avenue of the Americas New York, NY 10036 (212) 835-3138 (NY) (312) 612-8827 (Chicago) (213) 612-5512 (Los Angeles) Application Trade Credit Insurance

More information

Marilyn Tavenner, CMS Administrator Don Moulds, Acting Assistant Secretary for Planning and Evaluation

Marilyn Tavenner, CMS Administrator Don Moulds, Acting Assistant Secretary for Planning and Evaluation TO: The Secretary Through: DS COS ES FROM: Marilyn Tavenner, CMS Administrator Don Moulds, Acting Assistant Secretary for Planning and Evaluation DATE: September 5, 2013 SUBJECT: Projected Monthly Targets

More information

How Quickly are States Connecting Applicants to Medicaid and CHIP Coverage?

How Quickly are States Connecting Applicants to Medicaid and CHIP Coverage? January 019 Issue Brief How Quickly are States Connecting Applicants to Medicaid and CHIP Coverage? Samantha Artiga and Maria Diaz Summary In November 018, the Centers for Medicare and Medicaid Services

More information

Agents Guide to Submit, Quote & Bind

Agents Guide to Submit, Quote & Bind Agents Guide to Submit, https://online.thezenith.com Version 05/09/2018 Table of Contents Login on TheZenith.com... 6 Login Screen... 6 Using TheZenith.com... 9 Top Navigation... 10 Small Business Eligibility...

More information

Older consumers and student loan debt by state

Older consumers and student loan debt by state August 2017 Older consumers and student loan debt by state New data on the burden of student loan debt on older consumers In January, the Bureau published a snapshot of older consumers and student loan

More information

Presented Tuesday, April 2, 2015

Presented Tuesday, April 2, 2015 1 Presented Tuesday, April 2, 2015 2015 The Payroll Advisor 2 Housekeeping 3 Credit Questions Today s topic Speaker 2015 The Payroll Advisor To earn RCH credit you must 4 Stay on the webinar, online for

More information

Big Bad Banks? The Winners and Losers from Bank Deregulation in the United States

Big Bad Banks? The Winners and Losers from Bank Deregulation in the United States Online Internet Appendix Big Bad Banks? The Winners and Losers from Bank Deregulation in the United States THORSTEN BECK, ROSS LEVINE, AND ALEXEY LEVKOV January 2010 In this appendix, we provide additional

More information

Aetna Medicare 2013 Benefits at a Glance

Aetna Medicare 2013 Benefits at a Glance Aetna Medicare 2013 Benefits at a Glance 58.40.366.1-CVSP A Aetna Medicare Rx (PDP) Alabama, Arizona, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana,

More information

Youth Volunteering in the States: 2002 to 2007

Youth Volunteering in the States: 2002 to 2007 Youth Volunteering in the States: 2002 to 2007 By Kei Kawashima-Ginsberg, Emily Kirby Hoban and Karlo Barrios Marcelo 1 Updated April, 2009 The volunteering rate for Americans of high-school age (16-18)

More information

Temporary Assistance for Needy Families (TANF): Eligibility and Benefit Amounts in State TANF Cash Assistance Programs

Temporary Assistance for Needy Families (TANF): Eligibility and Benefit Amounts in State TANF Cash Assistance Programs Temporary Assistance for Needy Families (TANF): Eligibility and Benefit Amounts in State TANF Cash Assistance Programs Gene Falk Specialist in Social Policy December 30, 2014 Congressional Research Service

More information

Legal Counsel and Representation of the Long-Term Care Ombudsman Program

Legal Counsel and Representation of the Long-Term Care Ombudsman Program Legal Counsel and Representation of the Long-Term Care Ombudsman Program Prepared by the National Association of State Units on Aging National Long-Term Care Ombudsman Resource Center National Citizens'

More information

The 2019 National Multistate Tax Symposium State tax reboot The age of Multistate. February 6-8, 2019

The 2019 National Multistate Tax Symposium State tax reboot The age of Multistate. February 6-8, 2019 The 2019 National Multistate Tax Symposium State tax reboot The age of Multistate February 6-8, 2019 Sales factor deep dive Defining today s Market Sheelagh Beaulieu, CVS Caremark Corporation Craig B.

More information

Form W-4 for 2015: Best Practices and Compliance Requirements

Form W-4 for 2015: Best Practices and Compliance Requirements Form W-4 for 2015: 1 Best Practices and Compliance Requirements Presented on Thursday, January 15, 2015 2 RCH Credit 3 To earn RCH, you must Stay on the webinar for the full 60 minutes Be watching the

More information

FOCUS. Health Reform. Health Insurance Market Reforms: Rate Review DECEMBER Overview. What is rate review?

FOCUS. Health Reform. Health Insurance Market Reforms: Rate Review DECEMBER Overview. What is rate review? DECEMBER 2012 Health Insurance Market Reforms: Rate Review Overview What is rate review? Rate review is the process by which insurance regulators review health plans new or renewed rates for insurance

More information

Temporary Assistance for Needy Families (TANF): Eligibility and Benefit Amounts in State TANF Cash Assistance Programs

Temporary Assistance for Needy Families (TANF): Eligibility and Benefit Amounts in State TANF Cash Assistance Programs Temporary Assistance for Needy Families (TANF): Eligibility and Benefit Amounts in State TANF Cash Assistance Programs Gene Falk Specialist in Social Policy July 22, 2014 Congressional Research Service

More information

Impact of Federal Reform on State Corporate Income Tax Base & the Best and Worst of Sales Tax Administration Focus on New Mexico

Impact of Federal Reform on State Corporate Income Tax Base & the Best and Worst of Sales Tax Administration Focus on New Mexico Council On State Taxation 1 2018 15 th Annual NMTRI Tax Policy Conference Impact of Federal Reform on State Corporate Income Tax Base & the Best and Worst of Sales Tax Administration Focus on New Mexico

More information

Motor Vehicle Commission

Motor Vehicle Commission Motor Vehicle Commission TRENTON, NEW JERSEY 08666 STATE OF NEW JERSEY IRP REGISTRATION CERTIFICATION This form must be completed prior to IRP Registration 1. Does the New Jersey address have a physical

More information

THE COST OF MEDIGAP PRESCRIPTION DRUG COVERAGE

THE COST OF MEDIGAP PRESCRIPTION DRUG COVERAGE MPR Reference No.: 8733-330 THE COST OF MEDIGAP PRESCRIPTION DRUG COVERAGE August 6, 2001 Submitted to: Office of the Secretary Assistant Secretary for Planning and Evaluation U.S. Department of Health

More information

STATE SMALL BUSINESS CREDIT INITIATIVE: A SUMMARY OF STATES QUARTERLY REPORTS

STATE SMALL BUSINESS CREDIT INITIATIVE: A SUMMARY OF STATES QUARTERLY REPORTS STATE SMALL BUSINESS CREDIT INITIATIVE: A SUMMARY OF STATES QUARTERLY REPORTS DECEMBER 31, 2016 Summary Created by the Small Business Jobs Act of 2010 (P.L. 111-240) (the Act), the State Small Business

More information

AIG Benefit Solutions Producer Licensing and Appointment Requirements by State

AIG Benefit Solutions Producer Licensing and Appointment Requirements by State 3600 Route 66, Mail Stop 4J, Neptune, NJ 07754 AIG Benefit Solutions Producer Licensing and Appointment Requirements by State As an industry leader in the group insurance benefits market, AIG is firmly

More information