Age of Insured Discount
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1 A discount may apply based on the age of the insured. The age of each insured shall be calculated as the policyholder s age as of the last day of the calendar year. The age of the named insured in the household will then be used to determine the age of insured factor. If an insured is added or deleted mid-term, or date of birth is corrected, the age of insured factor shall be recalculated using the effective date entered. Note: Regarding age calculation: The age used in the calculation is the age the insured attains during the policy term. Example: Policy term: 04/02/14 through 04/02/15. On 02/28/15 the insured will turn 60 years old. Since the insured attains an age of 60 during the policy term that is the age that will be used to calculate the applicable discount for the full term. Click on a State to view additional information AL AK AZ AR CA CO CT DE FL HI ID IL IN IA KS KY LA ME MD MA MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Please see the following charts for State availability and percentages: AK AR AZ IA ID IL MD ME MS MT ND NE NM NV OK PA SD TN UT WI WV Ages 40 through 49 3% Ages 50 through 54 5% Ages 55 through 59 7% Ages 60 and Older 9% Introduction Dates by State ALASKA NB & REN ARIZONA ARKANSAS IDAHO NB & REN NB & REN NB & REN ILLINOIS IOWA MAINE NB & REN NB & REN NB & REN MARYLAND MISSISSIPPI MONTANA NB & REN NB & REN NB & REN NEBRASKA NEVADA NEW MEXICO NB & REN NB & NB & REN NORTH DAKOTA OKLAHOMA PENNSYLVANIA NB & REN NB & REN NB & REN SOUTH DAKOTA TENNESSEE UTAH NB & REN NB & REN NEW & REN WEST VIRGINIA WISCONSIN NB & REN NB & REN
2 CT DE IN MA NH NJ VT Introduction Dates by State CONNECTICUT DELAWARE INDIANA NB & REN NB & REN NB & REN MASSACHUSETTS NEW HAMPSHIRE NEW JERSEY NB & REN NB & REN NB & REN VERMONT NB & REN Colorado Old New 3% 5% 6% 9% Effective NB & REN the discount % changed Alabama & Rhode Island Ages 50 through 54 3% Ages 55 through 59 5% Ages 60 and Older 6% AL- Effective NB & REN RI - Effective NB & REN
3 California * Change eff % Ages 50 through 59 5% 7% 10% Effective NB & REN Effective Minnesota Ages 40 through 49 3% Ages 50 through 54 4% Ages 55 through 59 5% Ages 60 through 64 8% Ages 65 and older 10% Above s Effective NB & REN Prior to these dates MN offered the following discounts: New Jersey Ages 50 through 54 5% Ages 55 through 59 7% Ages 60 through 69 8% Ages 70 through 74 9% Ages 75 and older 10% Above s Effective NB & REN Prior to these dates NJ offered the following discounts:
4 Ohio Ages 50 through 54 3% Ages 55 through 59 4% Ages 60 and Older 5% Effective NB & REN Oregon & South Carolina Ages 50 through 54 4% Ages 55 through 59 6% Ages 60 and Older 8% Oregon Effective NB & REN S Carolina Effective NB & REN Texas In Texas this discount is referred to as the Mature Citizen Credit Age 50 & Older = 5% CODE: MZ Virginia HO3 HO4 H06 Ages 40 through % Ages 50 through 54 4% 6% 1% Ages 55 through % 7% 1% Ages 60 and Older 5% 8% Effective NB & REN
5 Washington Ages 60 and Older 12% Effective NB & REN The is currently NOT offered in the following States: FL, HI, KS, KY, LA, MO, NY, NC, WY Updated
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