WELCOME GUIDE for Business Customers

Transcription

1 Enclosed is everything you need to know about your new business accounts, including key dates and product information. WELCOME GUIDE for Business Customers

2 Important Dates and Available Services: Sunday, November 12, 2017 This will be the last day that bill payments can be created, modified or cancelled in Business Online Banking at WELCOME! We are excited to bring Dollar Bank products and services to our business customers. Dollar Bank is not owned by stockholders. We are the largest independent mutual bank in the nation.* We do not manage for quarterly performance goals. We manage for long-term relationships. Dollar Bank offers a variety of products and services that will benefit your business. We have business bankers who are talented and knowledgeable, and they are also dedicated to a singular mission helping your business to be more successful. Perhaps now is the time to take a fresh look at your business banking relationship. If you are thinking about financing, Dollar Bank lenders don t work on commission; therefore, they do not try to sell services and products that customers don t need or want. As a bank, we believe that underwriting formulas are not the best way to understand a customer s business. Through thoughtful interaction, our lenders strive to learn the uniqueness of each of the businesses we serve. Friday, November 17, 2017 branches will close at 6:00 PM and will remain closed during conversion weekend. ATMs at branches will remain available during conversion weekend. Starting at 3:00 PM, Business Online Banking will not be available at Sunday, November 19, 2017 This will be the last day Business debit cards will be active for ATM and point-of-sale (POS) transactions. Monday, November 20, 2017 branches will re-open as Dollar Bank offices at their normal time. Your new Dollar Bank business accounts will be available for use. Begin using your new Dollar Bank Business Debit Mastercard for access to your Dollar Bank account. Dollar Bank s CashANALYZER Management System will be available. We know that you value your business banking relationship. We look forward to continuing to meet your ongoing business needs. Sincerely, Questions... Call Us If you have any questions, please talk with a Business Client Services Representative at Representatives are available Monday through Friday from 8:30 AM until 5:00 PM or call Pamela West at Jim McQuade President and CEO Surcharge-Free ATM Access You can continue to use the Allpoint ATM Network for surcharge-free access at over 55,000 ATMs worldwide. Find Allpoint ATMs near you here: Susan Ralston Senior Vice President and COO Three-Month Fee Waiver We are committed to creating a smooth transition to Dollar Bank; therefore, we will waive fees related to product monthly service charges and monthly statement fees through February 28, * Source: fdic.gov, Mutual (non stock) Savings Institutions by Total Assets as of 6/30/17. Mastercard is a registered trademark of Mastercard International Incorporated. 1 2

3 Important Product and Service Information PRODUCT / SERVICE TRANSITION INFORMATION TIMING and/or WHAT YOU SHOULD DO BUSINESS CHECKING ACCOUNTS The Account Transfer Confirmation document included with this packet shows your current business account type and the new Dollar Bank business account type. Details about your new Dollar Bank business checking account including changes to balance requirements, fees and other terms can be found in the chart on page 9. Review the features of your new Dollar Bank business checking account and consider how well it accommodates the financial needs of your business. If you feel the account you have is not right for your business, please let us know. We can assist you in choosing the account that best meets your business needs. Account and Routing Numbers Your business checking account number(s) and routing number WILL NOT CHANGE. There is nothing that you need to do. Checks Debit Cards You may continue to use checks you have from The next time you order checks, you will see a new design with the Dollar Bank logo. If you currently have a business Visa Debit Card, you may continue to use that card for ATM and point-of-sale (POS) purchase transactions until the end of the day on November 19, You will receive your new Dollar Bank Business Debit Mastercard by November 15, Continue to use your existing checks. When you are ready to order new checks, visit your local office, call or visit deluxe.com. Deluxe is the check provider for Dollar Bank. Stop using your business Visa Debit Card after November 19, On November 20, 2017, begin using your new Dollar Bank card and destroy your card. You may call to activate your new Dollar Bank Business Debit Mastercard as soon as you receive it, but it will not be available to use until November 20, Recurring payments made after November 20, 2017 using your debit card should be updated with your new Dollar Bank debit card information with your merchants/billers. Debit Card Alerts If you currently have Visa debit card Alerts setup for your card, they will no longer be in place after November 19, To sign up for Alerts with your new Dollar Bank Business Debit Mastercard, log in to Dollar Bank s CashANALYZER Management System beginning November 20, 2017 and select the Tools tab. Fees Fees related to product monthly service charges and monthly statement fees will be waived through February 28, We understand that it may take time to adjust to your new business accounts and want to provide you with everything you need to make the most of your new banking relationship. Dollar Bank is committed to creating a smooth transition for customers; therefore, we will waive fees related to product monthly service charges and monthly statement fees through February 28, Overdraft Protection/Sweep If you had any accounts that were tied together for savings overdraft sweep protection, your Account Transfer Confirmation document will show which accounts are linked at Dollar Bank. Review your Account Transfer Confirmation document to determine how your service has been impacted by the move to Dollar Bank. Statements We will create a final business checking account statement on November 17, All accrued interest as of that date will be paid to the account and any accrued services charges will be waived. By the end of November, you will receive your final business checking account statement as of November 17, This statement will be delivered by mail or electronically depending on the statement delivery option you currently have selected at Please retain this final checking statement for your records. Regular monthly statements from Dollar Bank will begin on November 30,

4 Important Product and Service Information Continued PRODUCT / SERVICE TRANSITION INFORMATION TIMING and/or WHAT YOU SHOULD DO BUSINESS SAVINGS ACCOUNTS The Account Transfer Confirmation document included with this packet shows your current business account type and the new Dollar Bank business account type. Details about your new Dollar Bank business savings account including changes to balance requirements, fees and other terms can be found in the chart on page 10. Review the features of your new Dollar Bank business savings account and consider how well it accommodates the financial needs of your business. If you feel the account you have is not right for you, please let us know. We can assist you in choosing the account that best meets your business needs. Account Numbers Fees Your business savings account number(s) WILL NOT CHANGE unless noted in the Account Transfer Confirmation document included with this packet. If there is a change, it will show the new Dollar Bank account number that will replace your current account number. Fees related to product monthly service charges and monthly statement fees will be waived through February 28, Review your Account Transfer Confirmation document to see if your account number has changed. Some savings accounts will be assigned a new Dollar Bank Account Number to enable overdraft protection. In this case, it will be noted on the Account Transfer Confirmation document. In addition, this allows them to appear on the same monthly statement and use the same debit card that is used by the checking account with the same account number. We understand that it may take time to adjust to your new business accounts and want to provide you with everything you need to make the most of your new banking relationship. Dollar Bank is committed to creating a smooth transition for customers; therefore, we will waive fees related to product monthly service charges and monthly statement fees through February 28, Statements We will create a final savings account statement on November 17, All accrued interest as of that date will be paid to the account and any accrued service charges will be waived. By the end of November, you will receive your final business savings account statement as of November 17, This statement will be delivered by mail or electronically depending on the statement delivery option you currently have selected at Please retain this final savings statement for your records. Regular monthly statements from Dollar Bank will begin on November 30, PRODUCT / SERVICE TRANSITION INFORMATION TIMING and/or WHAT YOU SHOULD DO CERTIFICATES OF DEPOSIT (CDs) Your business CD account terms and features will remain the same until maturity. Other than making note of the name of your business CD account type, there is nothing that you need to do until the maturity date of your business CD. Account Numbers CDs Your business CD account number(s) WILL NOT CHANGE. The Account Transfer Confirmation document included with this packet shows the new Dollar Bank business CD account type. At maturity, your business CD will convert to a Dollar Bank CD that most closely matches the requirements, features and benefits of your current CD. You will be notified of the new account terms prior to the maturity date of your business CD. Other than making note of the name of your business CD account type, there is nothing that you need to do until the maturity date of your business CD. If your business CD was part of a combined statement, that service will no longer be available. Instead, you can request an interest history at your local office or you can view the interest on your business CD in Dollar Bank s CashANALYZER Management System. 5 6

5 Important Product and Service Information Continued PRODUCT / SERVICE TRANSITION INFORMATION TIMING and/or WHAT YOU SHOULD DO ONLINE BANKING Customers using Business Online Banking from will receive a booklet included with this packet titled Simplify The Switch. Everything you need to know about accessing your accounts using Dollar Bank s CashANALYZER Management System is in that booklet. If you are not currently using Online Banking to access your business accounts and you would like to know more, look for details in this Welcome Guide on page 13. Look for the Simplify The Switch booklet enclosed for details about how and when to access your business accounts using Dollar Bank s CashANALYZER Management System. Please also review the enclosed Important Account Information booklet, including applicable terms and conditions effective November 20, PRODUCT / SERVICE TRANSITION INFORMATION TIMING and/or WHAT YOU SHOULD DO COMMERCIAL LOANS A legal merger between and Dollar Bank occurred on January 1, Your commercial loan will be transferred to the Dollar Bank commercial loan system on November 20, For questions concerning your loan, please call Dollar Bank Commercial Loan Administrator Bobbi Bowery at extension 166, Monday through Friday from 8:30 AM until 5:00 PM. Account Numbers Loan Servicing and Payment Online/Electronic Bill Payment Services Your commercial loan account number(s) WILL CHANGE. The Account Transfer Confirmation document included with this packet shows the new Dollar Bank loan account number that will replace your loan account number. Your commercial loan will be serviced by Dollar Bank starting November 20, If you are using an external bill payment service for loan payments, you will need to redirect your payments to Dollar Bank. Information that should be updated is shown to the right. online loan payment scheduling will not be available after November 17, You will need a new process for online payments scheduled after November 17, 2017 using Dollar Bank s CashANALYZER Management System. Please review the Simplify The Switch booklet enclosed for details. Your loan account number(s) will change on November 20, In addition to the Account Transfer Confirmation document, your new account number will appear on every Dollar Bank billing statement generated on or after November 20, Use the following new address for submitting payments to Dollar Bank: Dollar Bank, P.O. Box 1075, Pittsburgh, Pennsylvania You may also make payments at any Dollar Bank office or via Auto-Debit from a Dollar Bank checking or statement savings account. For more information, contact Dollar Bank Commercial Loan Administrator Bobbi Bowery at extension 166 Monday through Friday 8:30 AM until 5:00 PM. For external bill payment service for loan payments, you will need to redirect your payments to: Dollar Bank, P.O. Box 1075, Pittsburgh, PA Phone Number: Extension 166 Please Note: The routing number will not change; therefore, a change to the routing number should not be necessary. Statements Future monthly billing statements will be generated and mailed after November 20, Billing statements after November 20, 2017 will be created and mailed to you from Dollar Bank s commercial loan system. If you have any questions, please call Dollar Bank Commercial Loan Administrator Bobbi Bowery at extension 166, Monday through Friday from 8:30 AM until 5:00 PM. 7 8

6 CHECKING - About Your New Dollar Bank Account Your business checking account will automatically transfer to a Free Business Checking Account at Dollar Bank. In the chart below, you will see the features and requirements for your new Dollar Bank account. Additional product information can be found in the enclosed Important Account Information booklet under Account Information Schedules. If you would like to learn about other Dollar Bank accounts, talk with a Business Client Services Representative at Monday through Friday from 8:30 AM until 5:00 PM. Changes to your account can be made beginning November 20, SAVINGS - About Your New Dollar Bank Account Your business savings account will automatically transfer to a Money Market Savings Account at Dollar Bank. In the chart below, you will see the features and requirements for your new Dollar Bank account. Additional product information can be found in the enclosed Important Account Information booklet under Account Information Schedules. If you would like to learn about other Dollar Bank accounts, talk with a Business Client Services Representative at Monday through Friday from 8:30 AM until 5:00 PM. Changes to your account can be made beginning November 20, Your New Dollar Bank Business Checking Account Free Business Checking Your New Dollar Bank Business Savings Account Money Market Savings Overview Our Free Business Checking Account is designed to accommodate the needs of businesses, big or small. This account is the perfect fit, because of its many great features, including 300 free debit/credit items per month, regardless of account balance. Overview When linked to your business checking account, our Money Market Savings Account allows you to earn interest on your liquid investments and provides the convenience of automatic transfers between accounts. Monthly Account Service Charge No charge Method to Avoid Monthly Service Charge $5,000 average collected monthly savings balance Interest Paid No Monthly Account Service Charge $3 Monthly Statement ATM/Debit Card Check Printing Cost Free Electronic Statement Statement with Check Safekeeping $2.00 per month Statement with Imaged Checks $3.00 per month (Statement fees waived in any month that an average collected monthly balance of $7,500 is maintained in the account) Yes - available by request Varies by style Other fees, including per item transaction costs are shown in the Important Account Information booklet. Interest Paid Transaction Limitations 0.25% APY* Interest will be calculated on the daily collected balance in the account. This method applies a daily periodic rate to the principal in the account each day. Interest on this account will compound daily and be credited on the monthly statement date. Accrued but uncredited interest will not be paid if the account is closed prior to the next interest credit date. Interest will begin to accrue on the day that Dollar Bank receives credit for non-cash deposits, such as checks. No more than six limited (preauthorized, telephonic, or via data transmission) transfers or payments may be made from this account during the month. An additional $10 fee will be charged for each limited transfer or payment exceeding six per month. * Annual Percentage Yield (APY) shown is accurate as of 9/1/17 and reflects the current interest rate and the effect of interest compounding on balances below $15 million. The interest rate and Annual Percentage Yield may change at any time at the Bank s discretion. Call for current rate. CERTIFICATE OF DEPOSIT (CD) Three-Month Fee Waiver We are committed to creating a smooth transition to Dollar Bank; therefore, we will waive fees related to product monthly service charges and monthly statement fees through February 28, Certificate of Deposit (CD) accounts will remain the same until maturity. At maturity, your CD will convert to a Dollar Bank CD account that most closely matches the requirements, features and benefits of your current CD account. You will be notified of the new account terms prior to the maturity date of your CD. 9 10

7 FREE BUSINESS CHECKING Free Business Checking accommodates the needs of businesses, big or small. This account is the perfect fit, because you can take advantage of: No monthly fee or balance requirement Free business debit Mastercard 300 free debit/credit items per month, regardless of account balance Free coin and currency deposits up to $5,000 per month Online account access using our CashANALYZER Management System DEBIT CARDS AND CREDIT CARDS Dollar Bank offers debit cards for convenient access to your business checking account. Dollar Bank Business Debit Mastercard For convenient access to your money, add a Dollar Bank business debit card to your business checking account. A debit card offers new options when making everyday purchases for your business. Use it for banking at ATMs and Dollar Bank offices too. Dollar Bank is a member of the Allpoint ATM Network, so you have access to more than 55,000 surcharge-free ATMs with your business debit card. Debit Card Alerts BUSINESS RELATIONSHIP SAVINGS Be alerted via or text message when you make a debit card purchase over the dollar amount you select, any purchase made outside of the United States, or for any online, mail or phone purchase. To set up any of these alerts, log in to Dollar Bank s CashANALYZER Management System and select the Tools tab. Earn a great rate and get easy access to your money by transferring between your accounts. 1.00% on savings balances up to $50,000.* No balance requirement No monthly service fee Excess funds are easily transferred with CashANALYZER Dollar Bank Business Preferred Mastercard* See how your business can benefit. Our Business Preferred Credit Card offers... A 1.25% cash back rebate on purchases with no rewards cap; redeem at anytime** 0% APR for six months on purchases and balance transfers, then a regular rate of Prime %, currently 10.24% No annual fee 25-day grace period Flexible billing and payment options, including individual and consolidated statements View account activity and statements online The security of your accounts and personal information is our priority. As part of the evolution of payments, chip cards provide an extra layer of security. All Dollar Bank business debit and credit cards have an embedded chip for increased security. Simple, Quick, Secure Mobile Payments Make mobile payments with your Dollar Bank Debit or Credit Mastercard! The Dollar Bank Debit or Credit Mastercard is available for use with Apple Pay, Android Pay and Samsung Pay. Use your phone or tablet to conveniently make mobile payments in store, in apps or on the web. * Rate is on balances up to $50,000. Balances from $50, to $100,000 earn 0.75% and balances $100, and over earn 0.10%. All rates are accurate as of 9/1/17 and are subject to change without notice. $50 minimum to open. Rates may change after the account is opened. Account and rates require a linked Free Business Checking Account with required minimum activity. Fees may reduce earnings. Offer for business purpose accounts only. Call for current rates. 11 * Business Preferred Credit Card features are accurate as of 9/1/17, subject to change without notice and subject to credit approval. ** Rebates are calculated as 1.25% of net monthly purchases (total purchases less credit and returns). Cash back rebate amount must be at least $50.00 before a distribution will be made. Distributions will be based on the rebate balance on the most recent periodic statement. 0% APR Introductory Rate for the first 6 billing cycles. Regular rate is Prime %, currently 10.24% APR. We may end the Introductory Rate if your payment is 30 days past due. Your regular rate will then apply. Mastercard is a registered trademark of Mastercard International Incorporated. Android Pay is a trademark of Google Inc. Apple Pay is a registered trademark of Apple, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Message and data rates from your carrier may apply to Dollar Bank Mobile Banking including Android Pay, Apple Pay and Samsung Pay services. 12

8 CashANALYZER MANAGEMENT SYSTEM CashANALYZER is your online gateway to Dollar Bank business account information and services. Get 24/7, real-time, secure access to accounts, services and vital information you need to make informed business decisions. Account activity Account balances Account transfers Bill payment CD purchase Check imaging Corporate credit card Loan activity Loan payments Stop payments As your business grows and your financial needs change, CashANALYZER will grow with you. At any time, you can add additional services such as Remote Deposit, Positive Pay, Account Reconcilement, Lock Box, Controlled Disbursement and Escrow Management. Enjoy the benefits of CashANALYZER with the convenience of your Apple device, download the CashANALYZER App! * BUSINESS LOAN OPTIONS Customized financing options to help meet your company s goals: Business Line of Credit - for short-term working capital needs, no annual fees Business Term Loans - finance equipment and other asset needs QuickBooks Electronic statements Customizable dashboard Simplified screen design Multiple transfer options Alerts and reminders ACH and wire payment templates Improved information reporting Deposited and returned item images Online help The CashANALYZER App is available for Apple devices with ios7 (or higher) operating systems. To sign up for CashANALYZER, visit dollar.bank/cashanalyzersignup beginning November 20, Business Commercial Real Estate Loans - finance the acquisition, improvements, or refinancing of both owner-occupied and investment commercial real estate WORKPLACE BANKING Put Workplace Banking with Dollar Bank to work for your business. Special discounts and offers for your employees Save almost $200 per employee annually using Direct Deposit instead of checks by avoiding check printing and mailing costs* - Protect your payroll from check fraud - Increase employee productivity - Save time and reduce paperwork BUSINESS CLIENT SERVICES At Dollar Bank we have a Business Client Services Team that will: Make opening your new accounts and services easy. We ll even come to your place of business. Help setup bill payments, transfers and provide training on our CashANALYZER online banking tool. Answer your business banking questions and handle any account research requests. Be a dedicated point-of-contact, our phones are answered by a person, not a machine. Our Business Client Services Team can be reached Monday through Friday from 8:30 AM until 5:00 PM by calling MERCHANT PROCESSING SERVICES Get customized merchant solutions with no hidden fees. We offer affordable processing services to help you reduce fees. We can even provide a cost savings analysis to demonstrate how we can match or beat your current rates. We ll pay you up to $500 - when you switch to our merchant processing services.** We re confident that we offer the lowest fees and best processing rates in town. Secure, customized merchant processing Affordable cost plus pricing No hidden fees Innovative reporting tools 24-hour customer service Rapid access to funds The latest security and processing solutions * To use Dollar Bank s CashANALYZER App, you must be a Dollar Bank CashANALYZER Management System user and a Dollar Bank depositor. Individual CashANALYZER functions are * Data found on subject to separate agreements and approvals. Terms and conditions, including transaction fees and security requirements apply. Ask for details. Data charges from your service provider ** Offer for new Merchant Processing Customers only and requires the opening of a Dollar Bank business checking account. Offer will be paid in the form of a credit to business checking may apply. To sign up, visit dollar.bank/cashanalyzersignup. account within seven months of merchant setup. The credit is based on the first six months of merchant processing volume. Average Monthly Volume of $3,000 - $7, equals a App developed by Dollar Bank. credit of $100, $8,000-$19, equals $250, and $20,000 or above equals $500. Offer subject to change without notice. Call for current offers

9 The Right Bank For Your Business For your company to grow, you need a bank that understands the particular financial needs of your business, long-term business planning as well as helping with your most immediate needs. Our philosophy of providing you with superior service goes beyond simply offering you deposit account information. BUSINESS BANKING We provide financing for operating your business, as well as financing for non-owner occupied real estate investors. Let us assist you with setting up deposit accounts, merchant processing and business credit cards too. TREASURY MANAGEMENT As your business grows, we can create the right combination of deposit accounts and cash management services that work efficiently, effectively and economically for the unique needs of your business. Let us help you by providing services including: Account Management Receivables/Collections Payables/Disbursements Fraud Prevention CORPORATE BANKING We provide credit for a wide range of uses including working capital (accounts receivable, inventory, etc.), capital expenditures (equipment and real estate), refinancing, share repurchase and business acquisition, along with related services such as letters of credit and corporate credit cards. Smart ATMs and Personal Teller Machines Smart ATMs Just like our other ATMs, you can make withdrawals, transfers and balance inquiries. Additionally, you can make a deposit at our Smart ATMs. You ll notice that not only is there no need for an envelope, you don t even have to total the amount of your cash or checks. The machine does it all for you. It will even print reduced-size copies of deposited checks on your ATM receipt! The best part is that you get faster access to your deposited funds! Cash deposits are immediately available and most check deposits made before 8:00 PM at the Smart ATM will have next day availability.* A drive-up Smart ATM will be available at our new Haygood Office. Personal Teller Machines Dollar Bank offers state-of-the-art Personal Teller Machines (PTMs) at several locations. A Personal Teller Machine looks like an ATM and has all the benefits of a Smart ATM; the difference is that you can have a real-time, face-to-face conversation with a Dollar Bank teller at the machine if you choose. Using video cameras, your image is transmitted to the live teller located at our Customer Service Center. Cameras at our Customer Service Center transmit the teller s image back to you. Sound is carried through built-in speakers and a handset is available for more privacy when using a walk-up PTM. Utilizing PTMs allows us to offer extended banking hours with a live teller for our customers. Live tellers are available from 8:00 AM until 8:00 PM, Monday through Saturday. PTMs also offer all of the features of a Smart ATM, 24-hours a day including imaged check deposits for same day credit until 8:00 PM. An ATM/PTM will be available inside our new Haygood Office and a second ATM/PTM will be in the drive-thru. COMMERCIAL REAL ESTATE We can assist all sizes of development including acquiring improved/unimproved real estate, developing commercial or residential sites, constructing a new facility or complex and refinancing projects to find the best way to structure your funding needs to meet your goals. * The cutoff time under Dollar Bank s Funds Availability Policy for image-enabled ATMs is 8:00 PM rather than 2:30 PM at ATMs requiring envelopes for deposits. All other regular availability rules apply

10 Let s Talk. While we embrace the convenience of technology, we also recognize that nothing can replace the understanding of a person. When you need help, friendly and knowledgeable Dollar Bank employees are ready to assist you. Call us at Business Client Services Representatives are available Monday through Friday from 8:30 AM until 5:00 PM. Questions... Call Us If you have any questions, please talk with a Business Client Services Representative at Representatives are available Monday through Friday from 8:30 AM until 5:00 PM or call Pamela West at Visit a Dollar Bank office near you. Chesapeake Greenbrier Office 1580 Crossways Boulevard Suite 102 Chesapeake, Virginia Office & Drive-Thru Hours: Mon. - Thurs. 9:00 AM - 5:00 PM Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 12:00 PM Norfolk Tidewater Office 7862 Tidewater Drive Suite 101 Norfolk, Virginia Office Hours: Mon. - Thurs. 9:00 AM - 5:00 PM Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 12:00 PM Virginia Beach Haygood Office 998 Independence Boulevard Virginia Beach, Virginia Office Hours: Mon. - Thurs. 9:00 AM - 5:00 PM Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 12:00 PM Drive-Thru Personal Teller Machine Hours: Mon. - Sat. 8:00 AM - 8:00 PM Town Center Office 501 South Independence Boulevard Virginia Beach, Virginia Office & Drive-Thru Hours: Mon. - Thurs. 9:00 AM - 5:00 PM Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 12:00 PM OPENING NOVEMBER 20 TH Surcharge-Free ATM Access You can continue to use the Allpoint ATM Network for surcharge-free access at over 55,000 ATMs worldwide. Find Allpoint ATMs near you here: Three-Month Fee Waiver We are committed to creating a smooth transition to Dollar Bank; therefore, we will waive fees related to product monthly service charges and monthly statement fees through February 28,

11 Equal Housing Lender. Member FDIC. Copyright 2017, Dollar Bank, Federal Savings Bank. BAL634_17