Get up to $750 with this exclusive offer

Transcription

1 Get up to $750 with this exclusive offer For a Limited Time We invite you to take advantage of our Welcome Deposit offer for new customers of up to $750 for opening an eligible new HSBC checking account with qualifying activities. Just choose the account that best suits your needs. This offer is available only online for applications completed using the Apply Now button on this webpage. Applications submitted through other pages on our website will not qualify for this offer. Choice Checking details For a limited time, we invite you to take advantage of our Welcome Deposit offer of $200 for opening a new HSBC Choice Checking account with qualifying activities: Open your new HSBC Choice Checking account online by June 29, 2018; and Deposit a minimum Qualifying Balance of $1,500 or more in New Money in 2 combined checking and savings accounts within 30 calendar days of account opening; and Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance. You will automatically receive the $200 Welcome Deposit in your new HSBC Choice Checking account approximately eight weeks after completing all qualifying activities. It's that simple.

2 Reasons the Choice is HSBC Save on monthly maintenance fees with direct deposit or by maintaining a monthly balance of at least $1,500 in combined personal deposit and investment balances 2. Free HSBC Debit Mastercard card Access to HSBC ATMs worldwide, most with no withdrawal fees. Free online and Mobile Banking Access to advice from experts at HSBC 5 4 Online and Mobile Banking Manage your money 24/7 from your mobile device or computer Move money easily between your eligible HSBC and non-hsbc deposit accounts Pay bills securely and for free, with an on-time guarantee. Deposit checks with the tap of your phone 5 7 Access planners, calculators and budget advice to help you build your financial goals 6 Personal Line of Credit Select Credit 8 is a personal line of credit that allows you to borrow money as you need it, up to your available credit limit, at a competitively low APR Advance checking details For a limited time, we invite you to take advantage of our Welcome Deposit offer of $ for opening a new HSBC Advance checking account with qualifying activities. Open your new HSBC Advance checking account online by June 29, 2018; and Deposit a minimum Qualifying Balance of $10,000 or more in New Money in 11 combined checking and savings accounts within 30 calendar days of account opening; and Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.

3 You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple. Banking with local services and 24/7 support Access to dedicated professionals at any time With mobile and online banking, you can manage your personal finances 24/7 No HSBC ATM fees when using non-hsbc ATMs in the U.S. Interactive online financial tools, simulators, and calculators International support Access to HSBC ATMs worldwide, and should your wallet be lost or stolen, get up to $10,000 USD in local currency at any HSBC branch worldwide14 No foreign transaction fees on credit card Access to Global View and Global Transfers to easily transfer up to $200,000 a day Lending Access up to 3 million in financing with preferential rates on Advance Deluxe Mortgage 19 10% minimum down payment option for an Advance Deluxe Mortgage 17 SM % rate discount on Home Equity Line of Choice for customers selecting auto-pay from a U.S. HSBC Advance checking account A credit card that rewards your everyday spending Earn 25,000 Rewards Program Bonus Points when you apply for a new HSBC Advance Mastercard credit card and, if approved, spend $1,500 or more in new, net card purchases within the first three months from credit card Account opening21 For dining and select entertainment purchases - earn 2X Rewards Program Points for every $1 in new, net card purchases. For all other types of purchases earn 1X Rewards Program Point for each $1 in new, net card purchases22 Premier checking details

4 For a limited time, we invite you to take advantage of our Welcome Deposit offer of $ for starting a new Premier relationship by opening a new HSBC Premier checking account with qualifying activities. Open your new HSBC Premier checking account online by June 29, 2018; and Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance. You will automatically receive the $750 deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple. Personal support Your Premier Relationship Manager can take the time to understand your unique financial goals so they can help you on your journey to achieving your lifelong ambitions and milestones Priority phone service - 24 hours a day, 7 days a week, along with online and mobile banking 25 Access to prestigious products and services Receive unlimited ATM third-party surcharge fee rebates when using another bank's ATMs in the U.S. to access your Premier accounts Some of our best rates on Premier Deluxe Mortgages with up to a $1,500 closing cost credit 29 HSBC Premier Savings account - one of our highest-earning savings accounts Exclusive global benefits Automatic HSBC Premier status in all countries where you bank with HSBC affiliates Free international account opening and portable HSBC credit history Emergency cash of up to $10,000 USD (or local currency equivalent) 30 31

5 A most rewarding credit card Apply for an HSBC Premier World Mastercard credit card and if approved, earn 35,000 Rewards Program Bonus Points, worth at least $400 in air travel, when you spend $3,000 or more in new, net card purchases within the first three months from Account opening32 Apply for an HSBC Premier World Elite Mastercard credit card and if approved, earn 50,000 Rewards Program Bonus Points after spending $4,000 in new, net purchases in the first 3 months after Account opening. 50,000 Bonus Points are worth $750 in airfare when booked online through HSBC Rewards 10 Redeem Points for flights, hotel reservations and car rentals using our online travel site; or, book your own airline travel, and receive a statement credit to reimburse the cost Enjoy no Foreign Transaction Fees with either credit card You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past three years to apply for a deposit account online. HSBC CHOICE CHECKING ACCOUNT 1. Offer Terms and Conditions:This offer is available only online for applications completed using the Apply Now button on this webpage. You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past three years to apply for a deposit account online. Customers who held any HSBC consumer account, including but not limited to mortgages, loans and credit cards, from March 30, 2017 through March 30, 2018 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit. HSBC Choice Checking $200 Welcome Deposit: For this offer, New Money is defined as deposits not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated every Friday to derive the average monthly balance throughout the total offer period. Your HSBC Choice Checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts - the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Choice Checking account will be reported on the applicable IRS form. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities. 2. To qualify for an HSBC Choice Checking account, you need to open an HSBC Choice Checking account and maintain combined U.S. personal deposit and investment* balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an HSBC Choice Checking account at least once per monthly cycle. A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met. Qualifying direct deposits are electronic deposits of regular periodic payments made into your qualifying checking account through third parties per the stated frequency. 3. Qualifying Balance is $1,500 in combined consumer checking and savings New Money balances. Investment* balances are not included in this offer. 4. You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.

6 5. The HSBC Mobile Banking App available for iphone, ipad, and Android devices and must be downloaded from the App Store SM or Google Play TM. iphone and ipad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges. 6. Under the Bill Pay on-time guarantee, HSBC will bear the responsibility for any late-payment-related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the HSBC Personal Internet Banking Terms and Conditions. This guarantee does not apply to business clients using Bill Pay. 7. Deposit amount limits may apply. Camera in device required to be able to utilize HSBC Mobile Check Deposit. 8. Select Credit is a personal line of credit only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. To learn more, please speak to an HSBC Bank USA, N.A. representative for product and pricing details. HSBC ADVANCE CHECKING ACCOUNT 9. Offer Terms and Conditions: This offer is available only online for applications completed using the Apply Now button on this webpage. You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past three years to apply for a deposit account online. Customers who held any HSBC consumer account, including but not limited to mortgages, loans and credit cards, from March 30, 2017 through March 30, 2018 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit. HSBC Advance checking $350 Welcome Deposit: For this offer, New Money is defined as deposits not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated every Friday to derive the average monthly balance throughout the total offer period. Your HSBC Advance checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Advance checking account will be reported on the applicable IRS form. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities. The Annual Percentage Yields (APYs) and balances for an HSBC Advance checking account which are accurate as of April 24, 2018 are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. 10. To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment* balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use their HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met. 11. Qualifying Balance is $10,000 in combined consumer checking and savings New Money balances. Investment and Commercial balances are not included in this offer. 12. The HSBC Mobile Banking App available for iphone, ipad, and Android devices and must be downloaded from the App Store SM or Google Play TM. iphone and ipad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges. 13. You may be charged additional fees by the ATM operator or network used, including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply. 14. U.S. Advance customers can obtain up to $10,000 USD or local currency equivalent after authorization by the account holding country. You will just need to show proper identification at any HSBC branch. Encashment is dependent on your available balance; local country limitations may apply. 15. Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access TM TM

7 Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited. 16. The maximum outbound and inbound limit for U.S. HSBC accounts is $200,000 per transaction and per day. Other countries may have local limit restrictions. Check with your destination country for limit information. 17. Discounts and loan amount depend on a specific program and may require certain Advance balances, reserves, equity, and automatic payment from an HSBC U.S. Advance checking account. For home equity accounts, the Advance APR includes an auto-pay discount of.25%. 18. To be eligible for an HSBC Advance Deluxe Mortgage, you must: (A) be an HSBC Advance relationship customer with a U.S. Advance checking account; and (B) have combined U.S. personal deposit and investment* balances of at least $10,000 at any member of the HSBC Group located in the U.S. The Advance balance requirement must be fully funded before the closing of the mortgage loan. 19. Loan amount cannot exceed $1,500,000 and borrowers must have traditional credit in the U.S. to be eligible for mortgages above 80% loan-to-value. The minimum down payment assumes a FICO score of 720 and above, a one unit single family dwelling purchase and no cash out refinance transactions. 20. To be eligible for an Advance home equity line of credit, you must be an Advance relationship customer with a U.S. Advance checking account. 21. The 25,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Advance Mastercard credit card when you charge the qualifying amount or more within the first three (3) months from Account opening ("Promotional Period"). The 25,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Advance Mastercard credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account. 22. Please refer to the HSBC Advance Mastercard credit card Guide to Benefits and Terms & Conditions brochure, which will be supplied to all new customers following the receipt of their card. HSBC PREMIER CHECKING ACCOUNT 23. Offer Terms and Conditions: This offer is available only online for applications completed using the Apply Now button on this webpage. You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past three years to apply for a deposit account online. Customers who held any HSBC consumer account, including but not limited to mortgages, loans and credit cards, from March 30, 2017 through March 30, 2018 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit. HSBC Premier checking $750 Welcome Deposit: For this offer, New Money is defined as funds or positions not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated every Friday to derive the average monthly balance throughout the total offer period. Your HSBC Premier checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Premier checking account will be reported on the applicable IRS form. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities. The Annual Percentage Yield (APY) and balance for an HSBC Premier checking account which is accurate as of April 24, 2018 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings. 24. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment* balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirement is not maintained. 25. In order to view your accounts via the HSBC Mobile Banking App and use HSBC Mobile Check Deposit, you need to be registered for HSBC Personal Internet Banking. App available for iphone, ipad, and Android TM devices and must be downloaded from the App Store SM or Google Play TM. Camera in device required to be able to utilize HSBC Mobile Check Deposit. iphone and ipad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.

8 26. Available only on U.S. non-hsbc ATM transactions initiated from HSBC Premier checking, Premier Asset Management, HSBC Premier Savings account, and HSBC Promotional Premier Savings account. HSBC will rebate qualifying ATM third-party surcharge fees incurred with a credit to your account on the first business day of the following calendar month. 27. Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity, and automatic payment from an HSBC U.S. Premier checking account. For home equity accounts, the Premier APR includes an auto-pay discount of 50%.

9 28. To be eligible for an HSBC Premier Deluxe Mortgage, you must: (A) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (B) have combined personal deposit and investment* balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier minimum balance requirement must be fully funded before the closing of the mortgage loan. 29. To qualify for an HSBC Premier Savings account, you need to maintain an HSBC Premier relationship. 30. Not available in all countries. International account opening may be subject to approval based on local regulations and policies of country or application. 31. HSBC Premier clients can receive an emergency encashment of up to U.S. $2,000 or local currency equivalent immediately or up to U.S. $10,000 or local currency equivalent upon authorization from local country. You will just need to show proper identification at any HSBC branch. Encashment is dependent on your available balance; local country limitations may apply. 32. The 35,000 Rewards Program Bonus Points ("Bonus Points") offer applies when you open a new HSBC Premier World Mastercard credit card and charge the qualifying amount or more in new, net purchases within the first three (3) months from Account opening ("Promotional Period"). The 35,000 Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Mastercard credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account. 33. The 50,000 Rewards Program Bonus Points ("Bonus Points") offer applies when you open a new HSBC Premier World Elite Mastercard credit card and charge the qualifying amount or more in new, net purchases within the first three (3) months from Account opening ("Promotional Period"). The 50,000 Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Elite Mastercard credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account. * Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A. HSBC Advance Mastercard credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Advance or Premier relationship. To learn more, speak with an HSBC branch representative. HSBC Premier World and Premier World Elite Mastercard credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager. Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. HSBC Debit Mastercard cards are issued by HSBC Bank USA, N.A. United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-u.s. accounts. U.S. persons should consult a tax adviser for more information. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC HSBC Bank USA, N.A.