NC Mortgage Trends Matthew Martin, Ph.D. Regional Economist Federal Reserve Bank of Richmond
|
|
|
- Sarah Jenkins
- 6 years ago
- Views:
Transcription
1 NC Mortgage Trends Matthew Martin, Ph.D. Regional Economist Federal Reserve Bank of Richmond
2 The National Picture: 2007 Foreclosures Source: Realtytrac Confidential Information 2
3 The National Picture: Delinquencies Percent, NSA 25 National Mortgage Delinquency Rates Seriously Delinquent Mortgages Percent, NSA Subprime Fixed Rate Mortgage Subprime Adjustable Rate Mortgage Prime Fixed Rate Mortgage Prime Adjustable Rate Mortgage :Q1 2000:Q1 2002:Q1 2004:Q1 2006:Q1 2008:Q1 Source: Mortgage Bankers Association/Haver Analytics Note: Serious delinquencies are loans 90+ days past due plus those in the process of foreclosure. Confidential Information 3
4 The National Picture: 2/28 Default Rates Source: Federal Reserve Board calculations using Loan Performance data Confidential Information 4
5 The National Picture: Cumulative Defaults Cumulative Default Rates by Vintage Time in months Source: Federal Reserve Board calculations using Loan Performance data Confidential Information 5
6 Factor #1: Underwriting Percent Full Documentation ABS 2_28 Combined LTV ABS 2_ Note: Fixed rate subprimes had better underwriting. (Not shown.) Important because it means that ARMs not inherently riskier. Source: Federal Reserve Board calculations using Loan Performance data Confidential Information 6
7 Factor #2: House Prices 25 Year-to-year percent change, NSA Year-to-year percent change, NSA OFHEO purchase-only S&P/Case-Shiller National S&P/Case-Shiller 10-city Source: S&P/Case-Shiller, OFHEO, Haver Analytics -15 Confidential Information 7
8 Fifth District Subprime Summary Washington, DC Maryland North Carolina South Carolina Virginia West Virginia National % of Owner Occupied Houses that have Subprime loans % in Foreclosure or REO Confidential Information 8
9 North Carolina Delinquencies Confidential Information 9
10 North Carolina Foreclosures Confidential Information 10
11 North Carolina Foreclosures Confidential Information 11
12 Subprime Mortgages by MSA Confidential Information 12
13 North Carolina: Number of Subprime Mortgages Confidential Information 13
14 North Carolina: Percentage of Owner-Occupied Homes with Subprime Mortgages Confidential Information 14
15 North Carolina: % of Owner-Occupied Homes with Subprime Mortgages 90+ days Delinquent Confidential Information 15
16 North Carolina: % of Owner-Occupied Homes with Subprime Mortgages in Foreclosure or REO Confidential Information 16
17 North Carolina House Price Growth Confidential Information 17
18 North Carolina House Price Growth Confidential Information 18
19 North Carolina: Residential Permits U.S. North Carolina North Carolina YoY % Chg Confidential Information 19
20 Confidential Information 20
21 Confidential Information 21
22 Confidential Information 22
23 Confidential Information 23
24 Charlotte House Price Growth Confidential Information 24
25 Charlotte House Price Growth 20.0 U.S. Charlotte, NC Charlotte, NC YoY % Chg Confidential Information 25
26 Charlotte Residential Permits YoY % Chg U.S. Charlotte, NC Charlotte, NC Confidential Information 26
27 North Carolina Payroll Employment Growth U.S. North Carolina North Carolina YoY % Chg Confidential Information 27
28 North Carolina Unemployment Rate U.S. North Carolina North Carolina Percent Confidential Information 28
29 Addendum: Alt-A Trends
30 Fifth District Alt-A Summary Washington, DC Maryland % of Owner Occupied Houses that have Alt-A loans % in Foreclosure or REO North Carolina South Carolina Virginia West Virginia National Confidential Information 30
31 Alt-A Mortgages by MSA Confidential Information 31
32 North Carolina: Number of Alt-A Mortgages Confidential Information 32
33 North Carolina: % of Alt-A Mortgages That Are Non-Owner Occupied Confidential Information 33
34 North Carolina: Percentage of Owner-Occupied Homes with Alt-A Mortgages Confidential Information 34
35 North Carolina: % of Owner-Occupied Homes with Alt-A Mortgages 90+ days Delinquent Confidential Information 35
36 North Carolina: % of Owner-Occupied Homes with Alt-A Mortgages in Foreclosure or REO Confidential Information 36
37
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in the 1st Quarter, 2017 Joseph Mengedoth Michael Stanley 475 450 425 400 375 350 325 300 275 250 225 200 175 150 125
Housing Market and Mortgage Performance in the Fifth District
QUARTERLY UPDATE Housing Market and Mortgage Performance in the Fifth District 3 rd Quarter, 2013 Jamie Feik Lisa Hearl Joseph Mengedoth An Update on Housing Market and Mortgage Performance in the Fifth
Identifying Issues in the Subprime Mortgage Market: The Bay Area
Identifying Issues in the Subprime Mortgage Market: The Bay Area Presentation prepared by Carolina Reid, Ph.D. Community Development Department Federal Reserve Bank of San Francisco March 7, 2008 Analysis
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in South Carolina 2nd Quarter, 2013 Jamie Feik Lisa Hearl An Update on Housing Market and Mortgage Performance in South
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in South Carolina 1st Quarter, 2017 Joseph Mengedoth Michael Stanley 350 325 300 275 250 225 200 175 150 125 Figure
Housing Market and Mortgage Performance in South Carolina
QUARTERLY UPDATE Housing Market and Mortgage Performance in South Carolina 2 nd Quarter, 2014 Jamie Feik Lisa Hearl Joseph Mengedoth An Update on Housing Market and Mortgage Performance in South Carolina
Identifying Issues in the Subprime Mortgage Market: North San Joaquin Valley
Identifying Issues in the Subprime Mortgage Market: North San Joaquin Valley Presentation prepared by Carolina Reid, Ph.D. Community Development Department Federal Reserve Bank of San Francisco March 5,
Identifying Issues in the Subprime Mortgage Market: Arizona
Identifying Issues in the Subprime Mortgage Market: Arizona Presentation prepared by Carolina Reid, Ph.D. Community Development Department Federal Reserve Bank of San Francisco March 7, 2008 Analysis of
Housing Market and Mortgage Performance in North Carolina
QUARTERLY UPDATE Housing Market and Mortgage Performance in North Carolina 3 rd Quarter, 2014 Jamie Feik Lisa Hearl Joseph Mengedoth An Update on Housing Market and Mortgage Performance in North Carolina
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in North Carolina 2nd Quarter, 2013 Jamie Feik Lisa Hearl An Update on Housing Market and Mortgage Performance in North
Housing Market and Mortgage Performance in North Carolina
QUARTERLY UPDATE Housing Market and Mortgage Performance in North Carolina 3 rd Quarter, 2013 Jamie Feik Lisa Hearl Joseph Mengedoth An Update on Housing Market and Mortgage Performance in North Carolina
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in North Carolina 4 th Quarter, 2016 Joseph Mengedoth Michael Stanley 350 325 300 275 250 Index, 1995:Q1=100 Figure
Housing Market and Mortgage Performance in North Carolina
QUARTERLY UPDATE Housing Market and Mortgage Performance in North Carolina 1 st Quarter, 2016 Joseph Mengedoth Michael Stanley 350 325 300 275 250 Index, 1995:Q1=100 Figure 1 FHFA House Price Index: North
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in North Carolina 2 nd Quarter, 2016 Joseph Mengedoth Michael Stanley 350 325 300 275 250 Index, 1995:Q1=100 Figure
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in North Carolina 3 rd Quarter, 2016 Joseph Mengedoth Michael Stanley 350 325 300 275 250 Index, 1995:Q1=100 Figure
Housing Market and Mortgage Performance in Maryland and the District of Columbia
QUARTERLY UPDATE Housing Market and Mortgage Performance in Maryland and the District of Columbia 4 th Quarter, 21 Joseph Mengedoth Michael Stanley 42 4 37 3 32 3 27 2 22 2 17 1 12 Figure 1 FHFA House
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in Maryland and the District of Columbia 2 nd Quarter, 216 Joseph Mengedoth Michael Stanley 42 4 37 3 32 3 27 2 22
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in Maryland and the District of Columbia 3 rd Quarter, 216 Joseph Mengedoth Michael Stanley 42 4 37 3 32 3 27 2 22
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in Maryland and the District of Columbia st Quarter, 27 Joseph Mengedoth Michael Stanley 47 4 42 4 37 3 32 3 27 2 22
Housing Market and Mortgage Performance in West Virginia
QUARTERLY UPDATE Housing Market and Mortgage Performance in 1 st Quarter, 2014 Jamie Feik Lisa Hearl Joseph Mengedoth An Update on Housing Market and Mortgage Performance in 1 st Quarter, 2014 Summary
Mortgage Delinquencies and Foreclosures: Hawaii
Mortgage Delinquencies and Foreclosures: Hawaii Presentation prepared by Carolina Reid, Ph.D. Community Development Department Federal Reserve Bank of San Francisco July 21, 2008 Analysis of First American
Understanding the Foreclosure Crisis in California
Understanding the Foreclosure Crisis in California John Olson Community Development Department Federal Reserve Bank of San Francisco June 4, 2008 Analysis of First American LoanPerformance data provided
National and Maryland Economic Outlook
National and Maryland Economic Outlook Sandy Spring Bank Briefing May 28, 2014 R. Andrew Bauer Senior Regional Economist What to expect in 2014 2 What to expect in 2014 Moderate economic growth in the
DISTRICT OF COLUMBIA S N A P S H O T A MONTHLY UPDATE OF OF THE FIFTH DISTRICT ECONOMY FEDERAL RESERVE BANK OF RICHMOND. May 2018
S N A P S H O T May 1 May Summary Economic reports on the were mostly positive in recent months. Household conditions and housing markets generally improved while employers added a small number of jobs
Review of Virginia Market Conditions and Foreclosure Trends
Review of Virginia Market Conditions and Foreclosure Trends August 6, 2013 Virginia Housing Development Authority Where we are in the market recovery 1 Home sales continue to rise. 2 nd Qtr. sales were
Housing Market and Mortgage Performance in Virginia
QUARTERLY UPDATE Housing Market and Mortgage Performance in Virginia 1 st Quarter, 2014 Jamie Feik Lisa Hearl Joseph Mengedoth An Update on Housing Market and Mortgage Performance in Virginia 1 st Quarter,
Housing Market and Mortgage Performance in Virginia
QUARTERLY UPDATE Housing Market and Mortgage Performance in Virginia 2 nd Quarter, 2014 Jamie Feik Lisa Hearl Joseph Mengedoth An Update on Housing Market and Mortgage Performance in Virginia 2 nd Quarter,
Housing Market and Mortgage Performance in Virginia
QUARTERLY UPDATE Housing Market and Mortgage Performance in Virginia 1st Quarter, 2013 Jamie Feik Lisa Hearl Karen Lyons An Update on Housing Market and Mortgage Performance in Virginia 1 st Quarter, 2013
Economic Shocks: the Great Depression and Great Recession. Andy Bauer Senior Regional Economist October 19, 2017
Economic Shocks: the Great Depression and Great Recession Andy Bauer Senior Regional Economist October 19, 2017 Economic Shocks: the Great Depression and Great Recession Andy Bauer Senior Regional Economist
Housing and Mortgage Market Update
Housing and Mortgage Market Update VCU Real Estate Trends Conference October 14, 29 Amy Crews Cutts, PhD Deputy Chief Economist Recession Risks Still Elevated, Housing Contraction Ongoing Recession risks
Fannie Mae 2014 Second Quarter Credit Supplement. August 7, 2014
Fannie Mae Second Quarter Credit Supplement August 7, This presentation includes information about Fannie Mae, including information contained in Fannie Mae s Quarterly Report on Form 10-Q for the quarter
TRENDS IN DELINQUENCIES AND FORECLOSURES IN CALIFORNIA
TRENDS IN DELINQUENCIES AND FORECLOSURES IN CALIFORNIA April 2009 Community Development Department, Federal Reserve Bank of San Francisco Outline of Presentation National Trends Rising foreclosures House
Housing Market and Mortgage Performance in West Virginia
QUARTERLY UPDATE Housing Market and Mortgage Performance in 4 th Quarter, 2015 Joseph Mengedoth Michael Stanley 350 325 300 275 250 225 200 175 150 125 Index, 1995:Q1=100 Figure 1 FHFA House Price Index:
TRENDS IN DELINQUENCIES AND FORECLOSURES IN SOUTHERN CALIFORNIA
TRENDS IN DELINQUENCIES AND FORECLOSURES IN SOUTHERN CALIFORNIA April 2009 Melody Nava, Community Development Department, Federal Reserve Bank of San Francisco Outline of Presentation National Trends Rising
TRENDS IN DELINQUENCIES AND FORECLOSURES IN IDAHO
TRENDS IN DELINQUENCIES AND FORECLOSURES IN IDAHO February 2009 Craig Nolte, Community Development Department, Federal Reserve Bank of San Francisco Outline of Presentation National Trends Rising foreclosures
Mortgage Performance Summary
Mortgage Performance Summary QUARTERLY UPDATE Housing Market and Mortgage Performance in 1st Quarter, 2017 Joseph Mengedoth Michael Stanley 350 325 300 275 250 225 200 175 150 125 Index, 1995:Q1=100 Figure
Fannie Mae 2012 Second-Quarter Credit Supplement. August 8, 2012
Fannie Mae 2012 Second-Quarter Credit Supplement August 8, 2012 This presentation includes information about Fannie Mae, including information contained in Fannie Mae s Quarterly Report on Form 10-Q for
TRENDS IN DELINQUENCIES
TRENDS IN DELINQUENCIES AND FORECLOSURES IN UTAH January 2009 Jan Bontrager, Community Development Department, Federal Reserve Bank of San Francisco Outline of Presentation National Trends Rising foreclosures
From a Micro Market Metric Perspective
And Current State of HousingandMortgage Markets: From a Micro Market Metric Perspective By Norm Miller Ph.D. Burnham Moores Center for Real Estate, University of San Diego and Michael Sklarz Ph.D. Co Founders
U.S. HOUSING RECOVERY WILL NOT DROWN IN A SEA OF DISTRESSED SALES
OBSERVATION TD Economics February 3, 1 U.S. HOUSING RECOVERY WILL NOT DROWN IN A SEA OF DISTRESSED SALES Highlights The housing market is showing signs of life. Home sales and housing starts are rising
TRENDS IN DELINQUENCIES AND FORECLOSURES IN
TRENDS IN DELINQUENCIES AND FORECLOSURES IN CALIFORNIA August 2009 Community Development Department, Federal Reserve Bank of San Francisco Outline of Presentation National Trends Recession and turmoil
Fannie Mae 2009 First Quarter Credit Supplement. May 8, 2009
Fannie Mae 2009 First Quarter Credit Supplement May 8, 2009 1 These materials present tables and other information about Fannie Mae, including information contained in Fannie Mae s Quarterly Report on
PIMCO Advisory s Approach to RMBS Valuation. December 8, 2010
PIMCO Advisory s Approach to RMBS Valuation December 8, 2010 0 The reports contain modeling based on hypothetical information which has been provided for informational purposes only. No representation
Washington, D.C. Metropolitan Area Foreclosure Monitor: Technical Appendix
Washington, D.C. Metropolitan Area Foreclosure Monitor: Technical Appendix and Revised March, 2011 Geography of Data The Washington metropolitan region spans three states and the District of Columbia.
TRENDS IN DELINQUENCIES AND FORECLOSURES IN
TRENDS IN DELINQUENCIES AND FORECLOSURES IN NORTHERN CALIFORNIA August 2009 Lena Robinson, Community Development Department, Federal Reserve Bank of San Francisco Outline of Presentation National Trends
Fannie Mae 2009 Second Quarter Credit Supplement. August 6, 2009
Fannie Mae 2009 Second Quarter Credit Supplement August 6, 2009 1 These materials present tables and other information about Fannie Mae, including information contained in Fannie Mae s Quarterly Report
TRENDS IN DELINQUENCIES AND FORECLOSURES IN
TRENDS IN DELINQUENCIES AND FORECLOSURES IN IDAHO August 2009 Craig Nolte, Community Development Department, Federal Reserve Bank of San Francisco Outline of Presentation National Trends Recession and
The Mortgage and Housing Market Outlook
The Mortgage and Housing Market Outlook National Economists Club Washington, DC March 27, 2008 Frank E. Nothaft Chief Economist Recession Risk, Housing Contraction Worsen 1-in-2 chance of recession in
Fannie Mae 2011 Third-Quarter Credit Supplement. November 8, 2011
Fannie Mae 2011 Third-Quarter Credit Supplement November 8, 2011 This presentation includes information about Fannie Mae, including information contained in Fannie Mae s Quarterly Report on Form 10-Q for
TRENDS IN DELINQUENCIES AND FORECLOSURES IN
TRENDS IN DELINQUENCIES AND FORECLOSURES IN SOUTHERN CALIFORNIA August 2009 Melody Nava, Community Development Department, Federal Reserve Bank of San Francisco Outline of Presentation National Trends
A Look Behind the Numbers: Subprime Loan Report for Youngstown
Page1 A Look Behind the Numbers is a publication of the Federal Reserve Bank of Cleveland s Community Development group. Through data analysis, these reports examine issues relating to access to credit
TRENDS IN DELINQUENCIES AND FORECLOSURES IN
TRENDS IN DELINQUENCIES AND FORECLOSURES IN IDAHO April 2009 Craig Nolte, Community Development Department, Federal Reserve Bank of San Francisco Outline of Presentation National Trends Rising foreclosures
The Obama Administration s Efforts To Stabilize The Housing Market and Help American Homeowners
The Obama Administration s Efforts To Stabilize The Housing Market and Help American Homeowners May 2011 U.S. Department of Housing and Urban Development Office of Policy Development Research U.S Department
Q309 NATIONAL DELINQUENCY SURVEY FROM THE MORTGAGE BANKERS ASSOCIATION. Data as of September 30, 2009
NATIONAL DELINQUENCY SURVEY FROM THE MORTGAGE BANKERS ASSOCIATION Q309 Data as of September 30, 2009 2009 Mortgage Bankers Association (MBA). All rights reserved, except as explicitly granted. Data are
Issue No. 80 July 2009
Issue No. 80 July 2009 Welcome to the Pipeline! AD&Co s monthly newsletter focused on recent trends, changes and advances in the mortgage investor s market. CREDIT COMMENTARY New Severity Projections in
Q209 NATIONAL DELINQUENCY SURVEY FROM THE MORTGAGE BANKERS ASSOCIATION. Data as of June 30, 2009
NATIONAL DELINQUENCY SURVEY FROM THE MORTGAGE BANKERS ASSOCIATION Q209 Data as of June 30, 2009 2009 Mortgage Bankers Association (MBA). All rights reserved, except as explicitly granted. Data are from
TRENDS IN DELINQUENCIES AND FORECLOSURES IN
TRENDS IN DELINQUENCIES AND FORECLOSURES IN ARIZONA April 2009 Jan Bontrager, Community Development Department, Federal Reserve Bank of San Francisco Outline of Presentation National Trends Rising foreclosures
DATA AS OF SEPTEMBER 30, 2010
NATIONAL DELINQUENCY SURVEY Q3 2010 DATA AS OF SEPTEMBER 30, 2010 2010 Mortgage Bankers Association (MBA). All rights reserved, except as explicitly granted. Data are from a proprietary paid subscription
Fannie Mae 2008 Q3 10-Q Credit Supplement. November 10, 2008
Fannie Mae 2008 Q3 10-Q Credit Supplement November 10, 2008 1 These materials present tables and other information about Fannie Mae, including information contained in Fannie Mae s Quarterly Report on
Subprime Lending in Tennessee
Subprime Lending in Tennessee July 19, 2007 Hulya Arik, Ph.D. Research Coordinator Graphic Design by Paul Henkel, A.B.D. Asst. Director for Research, Planning & Technical Services Presentation Overview
Real gross domestic product
Real gross domestic product United States Compound annual growth rate 10 5 0-5 -10 80 82 84 86 88 90 92 94 96 98 00 02 04 06 08 Sources: Bureau of Economic Analysis, IHS Global Insight. Employment by sector
First Quarter 2013 Financial Results Supplement. May 8, 2013
First Quarter 2013 Financial Results Supplement May 8, 2013 Table of contents Business Results Credit Supplement 3 - Quarterly Net Income and Comprehensive Income 21 - National Home Prices 4 - Comprehensive
Residential Mortgage Credit Model
Residential Mortgage Credit Model June 2016 data made beautiful Four Major Components to the Credit Model 1. Transition Model: An idealized roll-rate model with three states: i. Performing (Current, 30-DPD)
Fannie Mae 2010 First Quarter Credit Supplement. May 10, 2010
Fannie Mae 2010 First Quarter Credit Supplement May 10, 2010 1 These materials present tables and other information about Fannie Mae, including information contained in Fannie Mae s Quarterly Report on
WEST VIRGINIA S N A P S H O T A MONTHLY UPDATE OF THE FIFTH DISTRICT FEDERAL RESERVE BANK OF RICHMOND. September 2018
September 18 September Summary Economic reports on were somewhat mixed in recent months. The household unemployment rate rose despite a modest increase in payroll employment. Meanwhile, housing market
The Obama Administration s Efforts To Stabilize the Housing Market and Help American Homeowners
The Obama Administration s Efforts To Stabilize the Housing Market and Help American Homeowners August 2015 U.S. Department of Housing and Urban Development Office of Policy Development and Research U.S
Risky Borrowers or Risky Mortgages?
Risky Borrowers or Risky Mortgages? Lei Ding, Roberto G. Quercia, Janneke Ratcliffe Center for Community Capital, University of North Carolina, Chapel Hill, USA Wei Li Center for Responsible Lending, Durham,
Challenges and Opportunities for Low Downpayment Lending
Challenges and Opportunities for Low Downpayment Lending Roberto G. Quercia UNC Center for Community Capital University of North Carolina at Chapel Hill Chapel Hill NC, May 17, 2013 Research Funded by
Managing Your Money: "Housing and Public Policy the Bubble, Present, and Future
Managing Your Money: "Housing and Public Policy the Bubble, Present, and Future PLATO (Participatory Learning and Teaching Organization) J. Michael Collins UW Madison Center for Financial Security Overview
NORTH CAROLINA A MONTHLY UPDATE OF THE FIFTH DISTRICT FEDERAL RESERVE BANK OF RICHMOND. November A Closer Look at Total Wages and Salaries
November 21 November Summary Recent economic reports on were somewhat downbeat. The unemployment rate edged down but payroll employment declined considerably and housing market activity softened. Labor
The Obama Administration s Efforts To Stabilize The Housing Market and Help American Homeowners
The Obama Administration s Efforts To Stabilize The Housing Market and Help American Homeowners November 2012 U.S. Department U.S Department of Housing of Housing and Urban and Urban Development Development
The Washington Region s Housing Market and Outlook
The Washington Region s Housing Market and Outlook John McClain, AICP Senior Fellow and Deputy Director, Center for Regional Analysis, School of Public Policy George Mason University January 14, 2009 U.S.
National and Virginia Economic Outlook
National and Virginia Economic Outlook Association of Electric Cooperatives September 29, 215 Sonya Ravindranath Waddell Regional Economist Research Department The views and opinions expressed herein are
Mortgage Delinquencies and Foreclosures: Hawaii
Mortgage Delinquencies and Foreclosures: Hawaii Craig Nolte Community Development Department Federal Reserve Bank of San Francisco October 16, 2008 Do not cite or reproduce without permission. Overview
Supplementary Results for Geographic Variation in Subprime Loan Features, Foreclosures and Prepayments. Morgan J. Rose. March 2011
Supplementary Results for Geographic Variation in Subprime Loan Features, Foreclosures and Prepayments Morgan J. Rose Office of the Comptroller of the Currency 250 E Street, SW Washington, DC 20219 University
March 2008 Third District Housing Market Conditions Nathan Brownback
March 28 Third District Housing Market Conditions Nathan Brownback By many measures, the economy of the Third District closely tracks the national economy. Thus far in the current housing cycle, this appears
A Closer Look at Gross Domestic Product by MSA. Spartanburg. Charleston. Greenville. South Carolina. Hilton Head Island. Columbia.
December Summary s economy improved somewhat, according to recent reports. Payroll employment grew substantially and housing market reports were generally positive while household conditions were mostly
An Update on Economic Conditions. January 5, 2010
An Update on Economic Conditions Raymond Owens January 5, 21 Real Gross Domestic Product 8 7 6 5 4 Percent change from previous quarter at annual rate 3 Q3 2.2% 2 1-1 -2-3 -4-5 -6-7 21 22 23 24 25 26 27
The Obama Administration s Efforts To Stabilize the Housing Market and Help American Homeowners
The Obama Administration s Efforts To Stabilize the Housing Market and Help American Homeowners February 2015 U.S. Department of Housing and Urban Development Office of Policy Development and Research
Economic and Housing Outlook
Economic and Housing Outlook Home Builders Association of Virginia June 22, 2018 Robert Dietz, Ph.D. NAHB Chief Economist Housing Market Growing; Single-Family Lags Tax reform changes Macroeconomics post-tax
A MONTHLY UPDATE OF THE FIFTH DISTRICT ECONOMY FEDERAL RESERVE BANK OF RICHMOND. A Closer Look at Gross Domestic Product by MSA
December Summary Economic reports on s economy were slightly positive in recent months. Despite a slight decline in payroll employment, the unemployment rate edged lower and housing market reports were
Julie Stackhouse Senior Vice President Federal Reserve Bank of St. Louis
Julie Stackhouse Senior Vice President Federal Reserve Bank of St. Louis May 22, 2009 The views expressed are those of Julie Stackhouse and may not represent the official views of the Federal Reserve Bank
Wells Fargo Bank, N.A. General Information Statement
The following information should be considered in conjunction with the Prior Securitized Pool reports: General Information Statement. The performance information for Prior Securitized Pools is based upon
Washington, D.C. Metropolitan Area Foreclosure Monitor: Technical Appendix NeighborhoodInfo DC
Washington, D.C. Metropolitan Area Foreclosure Monitor: Technical Appendix NeighborhoodInfo DC Revised January, 2011 The primary data on the performance of residential mortgages presented in the Foreclosure
U.S. Housing Markets: Looking Back, Looking Forward
U.S. Housing Markets: Looking Back, Looking Forward Dr. Raphael Bostic Assistant Secretary, Office of Policy Development and Research U.S. Department of Housing and Urban Development Special Thanks Ed
What s Available, What s Reliable?
What s Available, What s Reliable? June 2, 2011 William R. Emmons, Daigo K. Gubo, and Julia S. Maués Federal Reserve Bank of St. Louis The views expressed are those of the presenters, not necessarily those
NORTH CAROLINA S N A P S H O T A MONTHLY UPDATE OF THE FIFTH DISTRICT FEDERAL RESERVE BANK OF RICHMOND. August 2018
August 21 August Summary s economy generally strengthened, according to recent reports as total employment grew and household conditions improved; however, housing market reports were mixed. Labor Markets:
HOUSING AND LABOR MARKET TRENDS: NEVADA
HOUSING AND LABOR MARKET TRENDS: NEVADA June 2013 Community Development Research Federal Reserve Bank of San Francisco National Trends Composition of distressed sales by geography 45% Proportion of Distressed
HOUSING AND LABOR MARKET TRENDS - ALASKA
HOUSING AND LABOR MARKET TRENDS - ALASKA May 2011 Community Development Research Federal Reserve Bank of San Francisco National Trends Source: Bureau of Labor Statistics, November 2010 Unemployment dips
The Obama Administration s Efforts To Stabilize The Housing Market and Help American Homeowners
The Obama Administration s Efforts To Stabilize The Housing Market and Help American Homeowners April 2012 U.S. Department of Housing and Urban Development Office of Policy Development Research U.S Department
M E M O R A N D U M Financial Crisis Inquiry Commission
M E M O R A N D U M Financial Crisis Inquiry Commission To: From: Commissioners Ron Borzekowski Wendy Edelberg Date: July 7, 2010 Re: Analysis of housing data As is well known, the rate of serious delinquency
Economic Outlook. R. Andrew Bauer, Ph.D. Senior Regional Economist Research Department
Economic Outlook R. Andrew Bauer, Ph.D. Senior Regional Economist Research Department GBC Baltimore County Business Advisory Council December 15, 2015 Maryland survey suggests solid business activity Source:
Washington, D.C., Metropolitan Area Foreclosure Monitor Technical Appendix NeighborhoodInfo DC April 2010
Washington, D.C., Metropolitan Area Foreclosure Monitor Technical Appendix NeighborhoodInfo DC April 2010 The primary data on the performance of residential mortgages presented in the Foreclosure Monitor
Media Alert. First American CoreLogic Releases Q3 Negative Equity Data
Contact Information Below Media Alert First American CoreLogic Releases Q3 Negative Equity Data First American CoreLogic, the first company to develop a national, state and city-level negative equity report,
HOUSING AND LABOR MARKET TRENDS: UTAH
HOUSING AND LABOR MARKET TRENDS: UTAH May 2011 Community Development Research Federal Reserve Bank of San Francisco National Trends Source: Bureau of Labor Statistics, November 2010 Unemployment dips below
Credit, Housing, Commodities and the Economy Chartered Financial Analysts Institute Annual Conference
Credit, Housing, Commodities and the Economy Chartered Financial Analysts Institute Annual Conference May 13, 2008 Janet L. Yellen President and CEO Federal Reserve Bank of San Francisco Overview Financial
Economic and Banking Outlook. Major issues
/1/9 Economic and Banking Outlook May 9 Major issues Consumer spending recovering? Investment t spending lagging? Housing inventories will take years to clear Bank credit losses will remain high through
Capital Market Trends and Forecasts
Capital Market Trends and Forecasts Glenn Yago, Ph.D. Director, Capital Studies Milken Institute Los Angeles Fire and Police Pension System Education Retreat January 7, 28 1 Dow Jones U.S. Financial Index
Real Estate Market. Lawrence Yun, Ph.D. Presentation to New England REALTORS Conference. February 2, 2010 NATIONAL ASSOCIATION OF REALTORS
Real Estate Market Trends & Outlook Lawrence Yun, Ph.D. Chief Economist NATIONAL ASSOCIATION OF REALTORS Presentation to New England REALTORS Conference February 2, 2010 Housing Stimulus Impact Tax Credit
HOUSING AND LABOR MARKET TRENDS: CENTRAL CALIFORNIA
HOUSING AND LABOR MARKET TRENDS: CENTRAL CALIFORNIA May 2011 Community Development Research Federal Reserve Bank of San Francisco National Trends Source: Bureau of Labor Statistics, November 2010 Unemployment