NFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
|
|
- Emma Fisher
- 5 years ago
- Views:
Transcription
1 NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade October 11 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally Adjusted Level Change From Last Month Contribution Index Change Plans to Increase Employment 4% -1 * Plans to Make Capital Outlays % -1 * Plans to Increase Inventories -2% 3 * Expect Economy to Improve -22% 4 * Expect Real Sales Higher -6% 6 * Current Inventory -1% -2 * C urrent Job Openings 14% -1 * xpected Credit Conditions -12% 1 * Now a Good Time to Expand 6% 1 * Earnings Trend -27% -1 * T otal Change 9 * Column 1 is the current reading; column 2 is the change from the prior month; column 3 the percent of the total change accounted for by each component; * is under 1 percent and not a meaningful calculation.
2 NFIB SMALL BUSINESS ECONOMIC TRENDS The NFIB Research Foundation has collected Small Business Economic Trends Data with Quarterly surveys since 1973 and monthly surveys since The sample is drawn from the membership files of the National Federation of Independent Business (NFIB). Each was mailed a questionnaire and one reminder. Subscriptions for twelve monthly SBET issues are $25. Historical and unadjusted data are available, along with a copy of the questionnaire, from the NFIB Research Foundation. You may reproduce Small Business Economic Trends items if you cite the publication name and date and note it is a copyright of the NFIB Research Foundation. NFIB Research Foundation. ISBS # Chief Economist William C. Dunkelberg and Policy Analyst Holly Wade are responsible for the report. IN THIS ISSUE Summary Commentary Optimism Outlook Earnings Sales Prices Employment Compensation Credit Conditions Inventories Capital Outlays Most Important Problem Survey Profile Economic Survey
3 SUMMARY OPTIMISM INDEX The Index of Small Business Optimism gained.8 points ending a six month decline, but about the only good thing to say about it is that the Index didn t go down. The net percent of owners expecting real sales to improve became less negative by 6 points, rising to a negative 6 percent. The net percent of owners expecting better business conditions in six months rose 4 points to a negative 22 percent, not exactly a euphoric development. LABOR MARKETS September was another bad job creation month. Fourteen (14) percent (seasonally adjusted) reported unfilled job openings, down 1 point. Over the next three months, 11 percent plan to increase employment (unchanged), and 12 percent plan to reduce their workforce (unchanged), yielding a net seasonally adjusted 4 percent of owners planning to create new jobs, a 1 point loss from August. In a normal expansion, this Index component would have double digit readings. CAPITAL SPENDING The frequency of reported capital outlays over the past six months fell 2 points to 5 percent of all firms where it has been stalled for several years. The record low of 45 percent was reached in July. The percent of owners planning capital outlays in the next three to six months fell 1 point to percent, a recession level reading that has typified the recovery to date. Money is available, but most owners are not interested in a loan to finance the purchase of equipment they don t need. Six percent characterized the current period as a good time to expand facilities (seasonally adjusted), up 1 point but 2 points lower than January. The net percent of owners expecting better business conditions in six months was a negative 22 percent, up 4 points from August, but 32 percentage points lower than January. INVENTORIES AND SALES The net percent of all owners (seasonally adjusted) reporting higher nominal sales over the past three months lost 1 point, falling to a net negative percent, more firms with sales trending down than up. The net percent of owners expecting higher real sales gained 6 points to a net negative 6 percent of all owners (seasonally adjusted), 19 points below January s reading but 6 points better than August. A net negative 11 percent of all owners reported growth in inventories (seasonally adjusted), 2 points worse than the August reading. For all firms, a net negative 1 percent (down 2 points) reported stocks too low. Stocks are not excessive, but with pessimistic sales expectations, there is no need to order more of anything. Plans to add to inventories gained 3 points, to a net negative 2 percent of all firms (seasonally adjusted), so more firms still plan reductions than plan additions. This survey was conducted in September 11. A sample of 3,938 small-business owners/members was drawn. Seven hundred twenty-nine (729) usable responses were received a response rate of 19 percent. 1 NFIB Small Business Economic Trends Monthly Report
4 INFLATION Seventeen (17) percent of the NFIB owners reported raising their average selling prices in the past three months (down 2 points), and 22 percent reported price reductions (up 3 points). Seasonally adjusted, the net percent raising selling prices was 6 percent, up 5 points. The continued weakness in sales trends has blunted small business s ability to raise prices after two years of price cutting to liquidate excess inventories, but there is still some pressure on prices as some firms are making price hikes stick. Seventeen (17) percent plan on raising average prices in the next few months, 4 percent plan reductions. Seasonally adjusted, a net 14 percent plan price hikes, down 2 points. EARNINGS AND WAGES Reports of positive earnings trends were 1 point worse in September at a net negative 27 percent of all owners, not a pretty picture, but still one of the best readings in years. Not seasonally adjusted, 17 percent reported profits higher (down 3 points), and 4 percent reported profits falling (unchanged). Corporate profits are at a record high level as a share of GDP, but the story is very different on Main Street. Compensation costs are rising, but not at a rapid rate. Six percent reported reduced worker compensation and 14 percent reported gains yielding a seasonally adjusted net 8 percent reporting higher worker compensation, a 1 point decline. A net seasonally adjusted 7 percent plan to raise compensation in the coming months, unchanged from August. 2 NFIB Small Business Economic Trends Monthly Report CREDIT MARKETS Three percent reported financing as their #1 business problem. So, for the overwhelming majority, credit supply is not a problem. Ninety-two (92) percent reported that all their credit needs were met or that they were not interested in borrowing. Eight percent reported that not all of their credit needs were satisfied (the record low is 4 percent), and 51 percent said they did not want a loan (12 percent did not answer the question, presumably uninterested in borrowing as well). The net percent of owners expecting credit conditions to ease in the coming months was a seasonally adjusted negative 12 percent, a 1 point improvement over August. Owners are still not overly confident that financial markets will be prepared to meet their credit needs and, for most, it seems like borrowing issues are irrelevant. Thirty-one (31) percent of all owners reported borrowing on a regular basis, down 1 point and only 3 points above the record low. A net percent reported loans harder to get compared to their last attempt (asked of regular borrowers only), down 3 points. The weak recovery provides little incentive for borrowing to support expansion or buy new equipment, even if interest rates are low. Five percent of owners reported higher interest rates on their most recent loan, while 3 percent reported getting a lower rate.
5 COMMENTARY After a strong vote of no confidence in the effectiveness of the deal made between Congress and the President, pessimism continued to prevail. The Small Business Optimism Index gained.8 points (virtually no change) based on a reduction in the pessimism of sales prospects and expected business conditions, both of which remain solidly negative. Consumer confidence (University of Michigan survey) barely budged from the August reading, the lowest since 198. And disagreement with Administration policies continued at record levels among U.S. households. It was a loss of confidence that caused consumers to cut spending in 8Q4, plunging the economy into a deep recession as the U.S. population raised the saving rate from 1 to 6 percent causing a reduction in spending of half a trillion dollars at annual rates. And, with no confidence in government policies today, 131,, employed consumers who could spend more do not because they fear the future. Since these workers are very concerned about our inability to get spending and debt under control and restore growth, promises to have even more stimulus will increase the level of concern for most if not all of these workers will spend less, not more. If consumers fear the path we are on, then less is more, policies that reduce the size of government will increase confidence. For those who are unemployed, the President s jobs program will be very ineffective if enacted. Promising temporary tax cuts financed by permanent income tax increases will not play well, especially for small business owners who pay taxes based on personal, not corporate tax rates. Saving school teachers, police and fire fighters is the cover the President uses to justify hundreds of millions in new gifts (from taxpayers!) to state governments. This doesn t create jobs and only some of those jobs saved will be police and fire fighters and teachers, who are often funded at the community level. A very misleading ploy to save jobs of union workers. And building roads and bridges will not re-employ the tens of thousands of residential construction workers as the President would have you believe. The skill sets are not well matched and government programs generally require union workers so most small construction firms will not qualify. In addition, tax breaks for hiring are similarly misdirected. If an owner can t justify hiring a worker now, getting a tax break of a few thousand dollars will not change the math. The credit only lasts a year, then the full cost of the worker is on the firm. If an added employee can not pay its way with added value before the cut, why would this tax change alter the math? Twenty-eight (28) percent said poor sales was their top business problem and the tax break doesn t change that. Better to use the tax gift to keep the firm operating for those who are currently employed at the firm. 3 NFIB Small Business Economic Trends Monthly Report
6 OVERVIEW - SMALL BUSINESS OPTIMISM OPTIMISM INDEX Based on Ten Survey Indicators (Seasonally Adjusted 1986=) 1 Index Value (1986=) 9 8 OPTIMISM INDEX Based on Ten Survey Indicators (Seasonally Adjusted 1986=) SMALL BUSINESS OUTLOOK 4 NFIB Small Business Economic Trends Monthly Report Percent "Good Time to Expand" (thick line) 3 OUTLOOK Good Time to Expand and Expected General Business Conditions January 1986 to September Percent "Better" Minus "Worse" Expected General Business Conditions (thin line)
7 SMALL BUSINESS OUTLOOK (CONTINUED) OUTLOOK FOR EXPANSION Percent Next Three Months Good Time to Expand MOST IMPORTANT REASON FOR EXPANSION OUTLOOK Reason Percent by Expansion Outlook September 11 Reason Good Time Not Good Time Uncertain Economic Conditions Sales Prospects Fin. & Interest Rates 1 1 Cost of Expansion 3 1 Political Climate 13 4 Other/Not Available OUTLOOK FOR GENERAL BUSINESS CONDITIONS Net Percent ( Better Minus Worse ) Six Months From Now NFIB Small Business Economic Trends Monthly Report
8 SMALL BUSINESS EARNINGS EARNINGS Actual Last Three Months January 1986 to September 11 - Net Percent ACTUAL EARNINGS CHANGES Net Percent ( Higher Minus Lower ) Last Three Months Compared to Prior Three Months NFIB Small Business Economic Trends Monthly Report MOST IMPORTANT REASON FOR LOWER EARNINGS Percent Reason September 11 Current Month One Year Ago Two Years Ago Sales Volume Increased Costs* Cut Selling Prices Usual Seasonal Change Other * Increased costs include labor, materials, finance, taxes, and regulatory costs.
9 SMALL BUSINESS SALES Net Percent SALES Actual (Prior Three Months) and Expected (Next Three Months) January 1986 to September Expected -3 Actual -4 ACTUAL SALES CHANGES Net Percent ( Higher Minus Lower ) Last Three Months Compared to Prior Three Months SALES EXPECTATIONS Net Percent ( Higher Minus Lower ) During Next Three Months NFIB Small Business Economic Trends Monthly Report
10 SMALL BUSINESS PRICES PRICES Actual Last Three Months and Planned Next Three Months January 1986 to September 11 4 Net Percent of Firms 3 - Planned - Actual -3 ACTUAL PRICE CHANGES Net Percent ( Higher Minus Lower ) Compared to Three Months Ago NFIB Small Business Economic Trends Monthly Report PRICE PLANS Net Percent ( Higher Minus Lower ) in the Next Three Months
11 SMALL BUSINESS EMPLOYMENT ACTUAL EMPLOYMENT CHANGES Net Percent ( Increase Minus Decrease ) in the Last Three Months QUALIFIED APPLICANTS FOR JOB OPENINGS Percent Few or No Qualified Applicants * * Percent 4 3 EMPLOYMENT Planned Next Three Months and Current Job Openings January 1986 to September 11 Planned Job Openings - 9 NFIB Small Business Economic Trends Monthly Report
12 SMALL BUSINESS EMPLOYMENT (CONTINUED) JOB OPENINGS Percent With Positions Not Able to Fill Right Now HIRING PLANS Net Percent ( Increase Minus Decrease ) in the Next Three Months NFIB Small Business Economic Trends Monthly Report Net Percent SMALL BUSINESS COMPENSATION COMPENSATION Actual Last Three Months and Planned Next Three Months January 1986 to September Planned Higher 5 Actual Higher -5
13 SMALL BUSINESS COMPENSATION (CONTINUED) ACTUAL COMPENSATION CHANGES Net Percent ( Increase Minus Decrease ) During Last Three Months COMPENSATION PLANS Net Percent ( Increase Minus Decrease ) in the Next Three Months PRICES AND LABOR COMPENSATION Net Percent Increase and Net Percent Compensation Actual Prices Actual Compensation NFIB Small Business Economic Trends Monthly Report
14 SMALL BUSINESS CREDIT CONDITIONS Net Percent of Firms CREDIT CONDITIONS Loan Availability Compared to Three Months Ago* January 1986 to September * For the population borrowing at least once every three months. REGULAR BORROWERS Percent Borrowing at Least Once Every Three Months NFIB Small Business Economic Trends Monthly Report AVAILABILITY OF LOANS Net Percent ( Easier Minus Harder ) Compared to Three Months Ago (Regular Borrowers)
15 SMALL BUSINESS CREDIT CONDITIONS (CONTINUED) BORROWING NEEDS SATISFIED Percent of All Businesses Last Three Months Satisfied/ Percent of All Businesses Last Three Months Not Satisfied (All Borrowers) 6 36/4 37/6 36/6 38/5 38/5 39/5 38/4 44/4 34/4 36/7 34/4 36/5 7 36/5 4/5 35/5 38/4 39/6 36/4 37/5 35/4 37/5 36/6 32/4 32/7 8 34/5 35/4 32/6 34/5 34/7 35/5 32/7 35/6 33/6 31/6 31/7 32/6 9 33/8 32/8 29/ 3/8 28/9 3/ 28/ 3/7 3/ 29/9 29/ 28/8 27/11 29/9 29/11 28/9 28/8 25/ 27/9 27/9 27/9 26/9 25/9 28/ /8 29/8 28/7 28/8 28/8 25/9 28/8 28/7 29/8 EXPECTED CREDIT CONDITIONS Net Percent ( Easier Minus Harder ) During Next Three Months (Regular Borrowers) Avg. Short-term Rate (thick line) INTEREST RATES Relative Rates and Actual Rates Last Three Months January 1986 to September Rate Relative (thin line) 13 NFIB Small Business Economic Trends Monthly Report
16 SMALL BUSINESS CREDIT CONDITIONS (CONTINUED) RELATIVE INTEREST RATE PAID BY REGULAR BORROWERS Net Percent ( Higher Minus Lower ) Compared to Three Months Ago Borrowing at Least Once Every Three Months. ACTUAL INTEREST RATE PAID ON SHORT-TERM LOANS BY BORROWERS Average Interest Rate Paid NFIB Small Business Economic Trends Monthly Report Net Percent SMALL BUSINESS INVENTORIES INVENTORIES Actual (Last Three Months) and Planned (Next Three Months) January 1986 to September Actual -25 Planned -3
17 SMALL BUSINESS INVENTORIES (CONTINUED) ACTUAL INVENTORY CHANGES Net Percent ( Increase Minus Decrease ) During Last Three Months INVENTORY SATISFACTION Net Percent ( Too Low Minus Too Large ) at Present Time INVENTORY PLANS Net Percent ( Increase Minus Decrease ) in the Next Three to Six Months NFIB Small Business Economic Trends Monthly Report
18 SMALL BUSINESS CAPITAL OUTLAYS INVENTORY SATISFACTION AND INVENTORY PLANS Net Percent ( Too Low Minus Too Large ) at Present Time Net Percent Planning to Add Inventories in the Next Three to Six Months 15 5 Percent -5 - Inventory Plans Inventory Satisfaction -15 CAPITAL EXPENDITURES Actual Last Six Months and Planned Next Three Months January 1986 to September Actual Planned Percent NFIB Small Business Economic Trends Monthly Report ACTUAL CAPITAL EXPENDITURES Percent Making a Capital Expenditure During the Last Six Months
19 SMALL BUSINESS CAPITAL OUTLAYS (CONTINUED) TYPE OF CAPITAL EXPENDITURES MADE Percent Purchasing or Leasing During Last Six Months Type Current One Year Ago Two Years Ago Vehicles Equipment Furniture or Fixtures 9 8 Add. Bldgs. or Land Improved Bldgs. or Land 13 9 AMOUNT OF CAPITAL EXPENDITURES MADE Percent Distribution of Per Firm Expenditures During the Last Six Months Amount Current One Year Ago Two Years Ago $1 to $ $1, to $4, $5, to $9, $, to $49, $5, to $99, $, No Answer 1 2 CAPITAL EXPENDITURE PLANS Percent Planning a Capital Expenditure During Next Three to Six Months NFIB Small Business Economic Trends Monthly Report
20 SINGLE MOST IMPORTANT PROBLEM SINGLE MOST IMPORTANT PROBLEM September 11 Problem Current One Year Ago Survey High Survey Low Taxes Inflation Poor Sales Fin. & Interest Rates Cost of Labor Govt. Reqs. & Red Tape Comp. From Large Bus Quality of Labor Cost/Avail. of Insurance Other SELECTED SINGLE MOST IMPORTANT PROBLEM Inflation, Big Business, Insurance and Regulation January 1986 to September 11 Big Business Inflation Insurance Regulation Percent of Firms 3 18 NFIB Small Business Economic Trends Monthly Report Percent of Firms 4 3 SELECTED SINGLE MOST IMPORTANT PROBLEM Taxes, Interest Rates, Sales and Labor Quality January 1986 to September 11 Taxes Interest Rates & Finance Sales Labor Quality
21 SURVEY PROFILE OWNER/MEMBERS PARTICIPATING IN ECONOMIC SURVEY NFIB Actual Number of Firms NFIB OWNER/MEMBERS PARTICIPATING IN ECONOMIC SURVEY Industry of Small Business Percent 15 5 Percent NFIB OWNER/MEMBERS PARTICIPATING IN ECONOMIC SURVEY Number of Full and Part-Time Employees 19 NFIB Small Business Economic Trends Monthly Report
22 NFIB RESEARCH FOUNDATION SMALL BUSINESS ECONOMIC SURVEY SMALL BUSINESS SURVEY QUESTIONS PAGE IN REPORT Do you think the next three months will be a good time for small business to expand substantially? Why? About the economy in general, do you think that six months from now general business conditions will be better than they are now, about the same, or worse? Were your net earnings or income (after taxes) from your business during the last calendar quarter higher, lower, or about the same as they were for the quarter before? If higher or lower, what is the most important reason? During the last calendar quarter, was your dollar sales volume higher, lower, or about the same as it was for the quarter before? Overall, what do you expect to happen to real volume (number of units) of goods and/or services that you will sell during the next three months? How are your average selling prices compared to three months ago? In the next three months, do you plan to change the average selling prices of your goods and/or services? During the last three months, did the total number of employees in your firm increase, decrease, or stay about the same? NFIB Small Business Economic Trends Monthly Report If you have filled or attempted to fill any job openings in the past three months, how many qualified applicants were there for the position(s)? Do you have any job openings that you are not able to fill right now? In the next three months, do you expect to increase or decrease the total number of people working for you? Over the past three months, did you change the average employee compensation? Do you plan to change average employee compensation during the next three months?
23 SMALL BUSINESS SURVEY QUESTIONS PAGE IN REPORT Are loans easier or harder to get than they were three months ago? During the last three months, was your firm able to satisfy its borrowing needs? Do you expect to find it easier or harder to obtain your required financing during the next three months? If you borrow money regularly (at least once every three months) as part of your business activity, how does the rate of interest payable on your most recent loan compare with that paid three months ago? If you borrowed within the last three months for business purposes, and the loan maturity (pay back period) was 1 year or less, what interest rate did you pay? During the last three months, did you increase or decrease your inventories? At the present time, do you feel your inventories are too large, about right, or inadequate? Looking ahead to the next three months to six months, do you expect, on balance, to add to your inventories, keep them about the same, or decrease them? During the last six months, has your firm made any capital expenditures to improve or purchase equipment, buildings, or land? NFIB Small Business Economic Trends Monthly Report If [your firm made any capital expenditures], what was the total cost of all these projects? Looking ahead to the next three to six months, do you expect to make any capital expenditures for plant and/or physical equipment? What is the single most important problem facing your business today? Please classify your major business activity, using one of the categories of example below How many employees do you have full and part-time, including yourself?
NFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSI NES S O P T IMISM I NDEX C O M PONENT S
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade November 211 Based on a Survey of Small and Independent Business Owners SMALL BUSI NES S O P T IMISM I NDEX C O M PONENT S Index Component
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wad SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wad December 214 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wad SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wad January 214 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wad SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wad April 13 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade August 21 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wad SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wad September 214 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade 21 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally Adjusted
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade June 211 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationWilliam C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB Small Business Economic Trends William C. Dunkelberg Holly Wade January 21 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade April 211 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade 211 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From Contribution
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade February 212 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wad SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wad April 212 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade May 21 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From Contribution
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade July 211 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade October 215 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS ECONOMIC TRENDS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade November 218 SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index C omponent Seasonally A djusted Level Change from Last Month Contribution
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade June 21 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From Contribution
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade October 21 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wad SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wad May 214 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade March 218 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wad SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wad June 214 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade January 218 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wad SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wad February 13 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wad SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wad November 212 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationWilliam C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB Small Business Economic Trends William C. Dunkelberg Holly Wade November 29 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade January 211 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade November 21 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationWilliam C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB Small Business Economic Trends William C. Dunkelberg Holly Wade June 9 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From Contribution
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade February 211 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationWilliam C. Dunkelberg Holly Wade
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade February Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade July 215 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade April 218 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade 21 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally Adjusted
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade November 213 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationWilliam C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB Small Business Economic Trends William C. Dunkelberg Holly Wade September 9 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade February 216 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade June 215 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade S M A L L B U S I N E S S O P T I M I S M I N D E X C O M P O N E N T S
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade December 29 Based on a Survey of Small and Independent Business Owners S M A L L B U S I N E S S O P T I M I S M I N D E X C O M P O
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade March 216 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS ECONOMIC TRENDS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade January 28 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wad SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wad October 214 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade 21 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally Adjusted
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS. Seasonally Adjusted Level
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade March 215 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally
More informationNFIB SMALL BUSINESS. William C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade 21 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index Component Seasonally Adjusted
More informationNFIB SMALL BUSINESS ECONOMIC TRENDS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade February 19 SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index C omponent Seasonally A djusted Level Change from Last Month Contribution
More informationNFIB SMALL BUSINESS ECONOMIC TRENDS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade December 18 SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index C omponent Seasonally A djusted Level Change from Last Month Contribution
More informationWilliam C. Dunkelberg Holly Wade SMALL BUSINESS OPTIMISM INDEX COMPONENTS
NFIB Small Business Economic Trends William C. Dunkelberg Holly Wade May 9 Based on a Survey of Small and Independent Business Owners SMALL BUSINESS OPTIMISM INDEX COMPONENTS Seasonally Change From Contribution
More informationNFIB SMALL BUSINESS ECONOMIC TRENDS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade January 19 SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index C omponent Seasonally A djusted Level Change from Last Month Contribution
More informationNFIB SMALL BUSINESS ECONOMIC TRENDS
NFIB SMALL BUSINESS ECONOMIC TRENDS William C. Dunkelberg Holly Wade August 218 SMALL BUSINESS OPTIMISM INDEX COMPONENTS Index C omponent Seasonally A djusted Level Change from Last Month Contribution
More informationECONOMIC TRENDS IN THIS ISSUE
NFIB SMALL BUSINESS ECONOMIC TRENDS NFIB Research Center has collected Small BusinessEconomicTrendsDatawithQuarterly surveyssince1973andmonthlysurveyssince 1986.Thesampleisdrawnfromthemembership filesofthenationalfederationofindependent
More informationManufacturing Barometer Business outlook report January 2012
www.pwc.com Manufacturing Barometer Business outlook report January 2012 Contents 1 Quarterly highlights Page 1.1 Key indicators for the business outlook 5 2 Economic views 2.1 View of US economy, this
More informationBusiness outlook report January PwC
Business outlook report January 2009 PwC Contents 1 Quarterly highlights Page 1.1 Key indicators for the business outlook 4 2 Economic views 2.1 View of US economy, this quarter 6 2.2 View of US economy,
More informationManufacturing Barometer
Special topic: Year 2016 major challenges Manufacturing Barometer Business outlook report January 2016 Contents 1 Quarterly highlights 1.1 Key indicators for the business outlook 7 1.2 PwC global manufacturing
More information58 th Annual Business Outlook Survey
58 th Annual Business Outlook Survey Navigating 2017: Optimism continues with sales, profits and hiring expected to rise. Executive Summary NJBIA s 58 th annual Business Outlook Survey tells a vivid story
More informationNAM MANUFACTURERS OUTLOOK SURVEY FOURTH QUARTER 2018 DECEMBER 20, 2018
NAM MANUFACTURERS OUTLOOK SURVEY FOURTH QUARTER 2018 DECEMBER 20, 2018 Percentage of Respondents Positive About Their Own Company s Outlook 88.7% (October: 92.5%) 2018 Annual Average: 92.4% (all-time high)
More informationEmpire State Manufacturing Survey
December 16 Empire State Manufacturing Survey Business activity grew modestly in New York State, according to firms responding to the December 16 Empire State Manufacturing Survey. The headline general
More informationEmpire State Manufacturing Survey
January 216 Empire State Manufacturing Survey The January 216 Empire State Manufacturing Survey indicates that business activity declined for New York manufacturers at the fastest pace since the Great
More informationSmall Business Trends
July 2011 Small Business Trends Policy & Supervisory Studies Small Business Optimism 1 Sixth District Sentiment 2 Sixth District Overview 2 Small Business Trends at Firms with Fewer than 20 Employees 3
More information59 th Annual Business Outlook Survey
59 th Annual Business Outlook Survey Optimistic outlook reported on many fronts, but pending issues and existing challenges a concern in the new year. Executive Summary The results of NJBIA s 59 th Annual
More informationNAM MANUFACTURERS OUTLOOK SURVEY FIRST QUARTER 2019 MARCH 5, 2019
NAM MANUFACTURERS OUTLOOK SURVEY FIRST QUARTER 2019 MARCH 5, 2019 Percentage of Respondents Positive About Their Own Company s Outlook 89.5% (December: 88.7%) Small Manufacturers: 87.7% (Dec.: 87.9%) Medium-Sized
More informationQUARTERLY INDICATORS Southern Nevada Business Confidence Index
Fourth Quarter 2017 Economic Outlook: Global, National, and Local U.S. real gross domestic product (GDP) for the second quarter of 2017 rebounded robustly, increasing at a 3.1 percent annualized rate.
More informationSmall Business Trends
August 2011 Small Business Trends Policy & Supervisory Studies Small Business Optimism 1 Small Business Trends at Firms with Fewer than 20 Employees 2 Small Business Credit Conditions and Trends 3 Tidbits
More informationMISSISSIPPI S BUSINESS Monitoring the state s economy
MISSISSIPPI S BUSINESS Monitoring the state s economy A Publication of the University Research Center, Mississippi Institutions of Higher Learning MARCH 2015 VOLUME 73, NUMBER 3 ECONOMY AT A GLANCE he
More informationCOMMENTARY NUMBER 372 April Trade Deficit, Bernanke Shift. June 9, Earthquake-Diminished Imports of Auto Parts Narrowed April Deficit
COMMENTARY NUMBER 372 April Trade Deficit, Bernanke Shift June 9, 2011 Earthquake-Diminished Imports of Auto Parts Narrowed April Deficit Trade Revisions Showed Somewhat Deeper Historical Shortfalls Mr.
More informationFISCAL POLICY* Chapt er. Key Concepts
Chapt er 13 FISCAL POLICY* Key Concepts The Federal Budget The federal budget is an annual statement of the government s outlays and receipts. Using the federal budget to achieve macroeconomic objectives
More information61.9 (June: 63.6 all-time high, revised)
NAM MANUFACTURERS OUTLOOK SURVEY THIRD QUARTER 2018 OCTOBER 5, 2018 Percentage of Respondents Positive About Their Own Company s Outlook 92.5% (June: 95.1% all-time high) Four-Quarter Average: 93.9% *
More informationAnother Strong Jobs Report, But Economy Remains Weak
Another Strong Jobs Report, But Economy Remains Weak August 9, 2016 by Gary D. Halbert of Halbert Wealth Management IN THIS ISSUE: 1. July Jobs Report Stronger Than Expected, 2 Month in a Row 2. The Real
More informationNAM MANUFACTURERS OUTLOOK SURVEY SECOND QUARTER 2018 JUNE 20, 2018
NAM MANUFACTURERS OUTLOOK SURVEY SECOND QUARTER 2018 JUNE 20, 2018 Percentage of Respondents Positive in Their Own Company s Outlook 95.1% all-time high (March: 93.5%) Small Manufacturers: 89.5% (March:
More informationSIENA COLLEGE RESEARCH INSTITUTE SIENA COLLEGE, LOUDONVILLE, NY
SIENA COLLEGE RESEARCH INSTITUTE SIENA COLLEGE, LOUDONVILLE, NY www.siena.edu/scri For Immediate Release: Friday, January 27, 2017 Contact: Dr. Don Levy, 518-944-0482, dlevy@siena.edu PDF version; crosstabs;
More informationRobinson Digital Marketing & Data Analytics. United States 2018 Economic Forecast Report
Robinson Digital Marketing & Data Analytics United States 2018 Economic Forecast Report December 12, 2017 Edition Robinson Digital Marketing & Data Analytics Amos B Robinson, Principal, Digital Marketing
More information2016 Business Outlook Survey
NJBIA S 57 TH ANNUAL BUSINESS OUTLOOK SURVEY 2016 Business Outlook Survey Optimism continues going into 2016, with sales, profits and hiring continuing on an upward trajectory. However, members are cautious
More informationThe Canadian Residential Mortgage Market During Challenging Times
The Canadian Residential Mortgage Market During Challenging Times Prepared for: Canadian Association of Accredited Mortgage Professionals By: Will Dunning CAAMP Chief Economist April 2009 Table of Contents
More informationEmpire State Manufacturing Survey
November 216 Empire State Manufacturing Survey Business activity stabilized in New York State, according to firms responding to the November 216 Empire State Manufacturing Survey. The headline general
More informationCEO optimism prevails.
CEO Confidence Index Surveying CEOs of small to mid-sized businesses since 2003 Q3 2018 September 10-17 CEO optimism prevails. Economic confidence among CEOs continued to slowly decline in the Q3 2018
More informationCOMMENTARY NUMBER 776 November Durable Goods Orders, New-Home Sales December 23, 2015
COMMENTARY NUMBER 776 November Durable Goods Orders, New-Home Sales December 23, 2015 Net of Inflation and Commercial Aircraft Orders, November Durable Orders Were Stronger than the Headline Unchanged
More informationCREDIT, BANKS AND SMALL BUSINESS THE NEW CENTURY. January Jonathan A. Scott. William C. Dunkelberg. William J. Dennis, Jr.
CREDIT, BANKS AND SMALL BUSINESS THE NEW CENTURY January 2003 Jonathan A. Scott William C. Dunkelberg William J. Dennis, Jr. CREDIT, BANKS AND SMALL BUSINESS THE NEW CENTURY Jonathan A. Scott, Temple
More informationManufacturing Barometer Business outlook report October 2012
www.pwc.com Manufacturing Barometer Business outlook report October 2012 Contents 1 Quarterly highlights Page 1.1 Key indicators for the business outlook 5 1.1 Manufacturing current assessment and outlook
More informationSensis Business Index December 2018
Sensis Business Index ember 20 A survey of confidence and behaviour of Australian small and medium businesses Released February 2019 OPEN www.sensis.com.au/sbi Join the conversation: @sensis #SensisBiz
More informationEconomic Policy Survey
February 2019 Economic Policy Survey Economic Policy Survey Business Economists Expect Recession by 2021, Worry about Budget Deficits; NABE Policy Panel s View Differs from Markets Regarding Likely Path
More information401(k) IQ in the Workplace Survey Report
401(k) IQ in the Workplace Survey Report 2017 Fisher Investments. Investing in securities involves the risk of loss. Intended for use by employers considering or sponsoring retirement plans; not for personal
More informationManufacturing Barometer
Special topic: Diversity and inclusion Manufacturing Barometer Business outlook report July 2016 Contents 1 Quarterly highlights 1.1 Key indicators for the business outlook 8 2 Economic views 2.1 View
More informationEmpire State Manufacturing Survey.
February 218 Empire State Manufacturing Survey Business activity continued to expand in New York State, according to firms responding to the February 218 Empire State Manufacturing Survey. The headline
More informationBUSINESS ROUNDTABLE ANNOUNCES FOURTH QUARTER CEO ECONOMIC OUTLOOK SURVEY RESULTS
BUSINESS ROUNDTABLE ANNOUNCES FOURTH QUARTER CEO ECONOMIC OUTLOOK SURVEY RESULTS SPEAKER: TERRY MCGRAW, CHAIRMAN, BUSINESS ROUNDTABLE CHAIRMAN, PRESIDENT AND CEO, THE MCGRAW-HILL COMPANIES THURSDAY, DECEMBER
More informationThe Federal Reserve, Monetary Policy, and Economic Indicators
The Federal Reserve, Monetary Policy, and Economic Indicators Megan Williams Associate Economist Federal Reserve Bank of Kansas City, Oklahoma City Branch The Creation of the Fed The first two national
More informationComptroller of the Currency Administrator of National Banks. Survey of Credit Underwriting Practices 2001
Comptroller of the Currency Administrator of National Banks Survey of Credit Underwriting Practices Comptroller of the Currency Administrator of National Banks Washington, DC 20219 June To: Board Members
More informationManufacturing Barometer
Special topic: Robotics systems Manufacturing Barometer Business outlook report April 2015 Contents 1 Quarterly highlights 1.1 Key indicators for the business outlook 7 1.2 Manufacturing current assessment
More informationInsurance Industry 2011 Employment Outlook and Hiring Survey
1 March 2011 Insurance Industry 2011 Employment Outlook and Hiring Survey The national Insurance Industry 2011 Employment Outlook and Hiring Survey is the latest in a bi-annual series of whitepapers by
More informationSmall Business Lending Roundtable Committee on Small Business United States House of Representatives
Small Business Lending Roundtable Committee on Small Business United States House of Representatives James Chessen On Behalf of the AMERICAN BANKERS ASSOCIATION My name is James Chessen. I am the chief
More informationManufacturing Barometer
www.pwc.com Manufacturing Barometer Business outlook report April 2014 Special topic: Energy costs Contents 1 Quarterly highlights Page 1.1 Key indicators for the business outlook 6 1.1 Manufacturing current
More informationSensis Business Index March 2018
Sensis Business Index March 2018 A survey of confidence and behaviour of Australian small and medium businesses Released April 2018 OPEN www.sensis.com.au/sbi Join the conversation: @sensis #SensisBiz
More informationPublic Opinion Monitor
The Public Opinion Monitor Reflecting the mood and attitudes of British people Signs of growing optimism over personal income as unemployment falls. The TNS-BMRB Public Opinion Monitor tracks public attitudes
More informationManufacturing Barometer
www.pwc.com Manufacturing Barometer Business outlook report April 2013 Special topic: Fiscal policy uncertainties Contents 1 Quarterly highlights Page 1.1 Key indicators for the business outlook 5 1.1
More informationCOMMENTARY NUMBER 462 June Trade Balance, Consumer Credit. August 9, Bernanke Bemoans GDP Not Reflecting Common Experience
COMMENTARY NUMBER 462 June Trade Balance, Consumer Credit August 9, 2012 Bernanke Bemoans GDP Not Reflecting Common Experience Trade Data Place Upside Pressure on Second-Quarter GDP Revision Consumer Credit
More informationMISSISSIPPI S BUSINESS Monitoring the state s economy
MISSISSIPPI S BUSINESS Monitoring the state s economy A Publication of the University Research Center, Mississippi Institutions of Higher Learning SEPTEMBER 2015 VOLUME 73, NUMBER 9 ECONOMY AT A GLANCE
More informationEmpire State Manufacturing Survey
March 216 Empire State Manufacturing Survey The March 216 Empire State Manufacturing Survey indicates that business activity steadied for New York manufacturers. The headline general business conditions
More informationManufacturing Barometer Business outlook report July 2014
www.pwc.com Manufacturing Barometer Business outlook report July 2014 Contents 1 Quarterly highlights Page 1.1 Key indicators for the business outlook 5 1.1 Manufacturing current assessment and outlook
More informationfile:///c:/users/cathy/appdata/local/microsoft/windows/temporary Int...
1 of 5 9/25/17, 8:57 AM A Publication of the National Association of Manufacturers September 25, 2017 As expected, the Federal Reserve opted to not raise short-term interest rates at its September 19 20
More informationTHE OUTPUT GAP AND EXCESS LABOR EMPLOYMENT: AN EMPIRICAL LOOK AT THE EVIDENCE FROM A SMALL FIRM PERSPECTIVE
THE OUTPUT GAP AND EXCESS LABOR EMPLOYMENT: AN EMPIRICAL LOOK AT THE EVIDENCE FROM A SMALL FIRM PERSPECTIVE Introduction William C. Dunkelberg Chief Economist, National Federation of Independent Business
More informationEmpire State Manufacturing Survey
December 217 Empire State Manufacturing Survey Business activity continued to grow at a solid clip in New York State, according to firms responding to the December 217 Empire State Manufacturing Survey.
More information