This is a brief description of the CTA and NEA Member Benefits Programs. All benefits and eligibility requirements are subject to the terms of the

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certificates, Summary Plan Descriptions or custodial account agreement.

1 This is a brief description of the CTA and NEA Member Benefits Programs. All benefits and eligibility requirements are subject to the terms of the plan certificates, Summary Plan Descriptions or custodial account agreement. The benefits described herein may be modified or terminated by CTA and NEA Member Benefits at any time. 1

2 STRENGTHEN YOUR MEMBER ENGAGEMENT SKILLS WITH MEMBER BENEFITS July 2016 CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

3 Top Reasons to Use Member Benefits in Organizing 1. Member Benefits has something for every member 2. Members can save time and money 3. Savings may offset the cost of association dues 4. Exclusive benefits bring value to membership 5. Connect and engage members in interesting and exciting ways 6. Members can join 150,000 of their peers benefiting from Member Benefits CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

4 Helpful MB Tool for Leaders Organizing with CTA and NEA Member Benefits Toolkit Available for download with member engagement tools at: CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

5 Where to Begin 1. Conduct an Analysis 2. Make a Plan 3. Determine Resources and Tools 4. Select your Audience and Messaging 5. Implement Your Plan and Measure Results CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

6 Surveys/Questionnaires CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

7 Relational Organizing by Member F.O.R.M. Family Occupation Recreation Message (why you do what you do) CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

8 Anchors Make an impression Attach a label, Your Member Benefits can be a lifesaver, check them out! CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

9 CTA MB Publications CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

10 Toolkit Flyers NEW MB Facts for Leaders & Welcome for New Members CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

11 Share MB Articles CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

Do You Know Go to www.neamb.com/cta-get2 and order yours today!

12 Do You Know Go to and order yours today! That CTA members can get two free annual magazine subscriptions? CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

I save hundreds of dollars each year with my coverages with The Standard and California Casualty and like the quality of their plans. The credit union program is outstanding.

13 I save hundreds of dollars each year with my coverages with The Standard and California Casualty and like the quality of their plans. The credit union program is outstanding. Banking with The Provident Credit Union is so handy. Share MB Information/Experiences Lynda Campfield San Leandro Teachers Association CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

CTA & NEA MB Trainings CTA Member Benefits Presentations Strengthen Your Member Engagement Skills with Member Benefits(Leaders) Member Benefits for You, Your Family, and Your Career (Members) How CTA

14 CTA & NEA MB Trainings CTA Member Benefits Presentations Strengthen Your Member Engagement Skills with Member Benefits(Leaders) Member Benefits for You, Your Family, and Your Career (Members) How CTA Can Help you Plan for a Comfortable Retirement with 403(b) and 457 Plans (Members) NEA Member Benefits Financial Presentations More Month Than Money: Setting and Living with a Budget Generation Debt: Student Loan Forgiveness CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

15 Social Events Leverage CTA Vendor Partners to Support Your Membership Efforts CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

16 Help Members Secure Dignified Retirements Investment Education and NEW this year: The CTA Retirement Savings Plan CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

17 Help Protect Members From Non- Endorsed Vendors CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

18 Share Information about Federal Student Loan Forgiveness Programs CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

19 To achieve great things, two things are needed; a plan, and not quite enough time. Leonard Bernstein Plan an Annual Organizing Calendar Fall Welcome, back-to-school Winter New Hire Enrollment and Savings Spring Travel and Entertainment Summer Have fun, Regroup and Plan CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

20 INSURANCE PROGRAMS FINANCIAL SERVICES DISCOUNTS & TRAVEL RESOURCES July 2016 CONTACT: CTAMEMBERBENEFITS.ORG - (650) / NEAMB.COM - (800)

EEL & GLS CTA D & D Magazines Click & Save Auto Buying NEA Complimentary Life Disaster Relief Fund AT&T Wireless MORE VSP Discount Retired Disability Auto & Home Dental & Vision Life Pet MORE NEA

21 EEL & GLS CTA D & D Magazines Click & Save Auto Buying NEA Complimentary Life Disaster Relief Fund AT&T Wireless MORE VSP Discount Retired Disability Auto & Home Dental & Vision Life Pet MORE NEA Academy Professional Resources Credit Union Credit Card Rental Cars Click & Save CTA Resources NEA Resources Home Finance Loans Trafalgar G-Adventures Investment InEducation MORE CTA Retirement Savings Plan Red Roof Inn 21

22 CTA & NEA Member Benefits CTAMemberBenefits.org CTAinvest.org neamb.com CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

partners We enter into formal endorsement agreements Obtain approval from CTA Board NEA Business Partners NEA Member Benefits

23 Quality CTA s Rigorous Selection and Oversight Process Follows CTA Organizational Handbook policies and procedures Overseen by the Vendor Evaluation Screening Committee (VESC) Utilizes formal Request for Proposal process Performs due diligence to select best partners We enter into formal endorsement agreements Obtain approval from CTA Board NEA Business Partners NEA Member Benefits Partner Relations Team evaluates Recommends business partners for endorsement CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

member_benefits@cta.org o NEA Member Benefits Sean Mabey (801) 601-8029 smabey@neamb.com 3.

24 Advocacy We Stand Behind Our Endorsements Process 1. Work with the vendor (request an appeal) 2. Ask a CTA or NEA Member Benefits staff person for assistance o CTA Member Benefits Department (650) member_benefits@cta.org o NEA Member Benefits Sean Mabey (801) smabey@neamb.com 3. Request your case to be heard by the CTA Advisory Panel on Endorsed Services (APES) *For some CTA Member Benefits programs CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

25 CTA & NEA MB Complimentary Programs CTAMemberBenefits.org neamb.com CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

26 CTA/NEA Legal Services EDUCATORS EMPLOYMENT LIABILITY (EEL) Civil Defense for eligible employment lawsuits Criminal Proceedings Bail Bond Assault-Related Personal Property Damage GROUP LEGAL SERVICES PROGRAM (GLSP) Required referral from CTA staff 1 hour for most employment matters 30 minutes for personal matters CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

Medical Arts Endorsement Extended Educators Employment Liability (EEL) Coverage for the following: Rendering Services: Dental Hygienists Certified Athletic Trainers Teaching & Supervising Physical

27 Medical Arts Endorsement Extended Educators Employment Liability (EEL) Coverage for the following: Rendering Services: Dental Hygienists Certified Athletic Trainers Teaching & Supervising Physical Therapists Occupational Therapists Registered Nurses September Registration Deadline CTA Legal Services Department East Telegraph Road, Santa Fe Springs, CA Phone: (562) Fax: (562) CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

Automatic Death Benefits CTA Death & Dismemberment Plan NEA Complimentary Life Insurance Years of Continuous Membership Death Benefit AD&D Benefit Occupation/As sociation Leader AD&D Benefit Unlawful

28 Automatic Death Benefits CTA Death & Dismemberment Plan NEA Complimentary Life Insurance Years of Continuous Membership Death Benefit AD&D Benefit Occupation/As sociation Leader AD&D Benefit Unlawful homicide while at work 1 year $200 $1,000 $50,000 $150,000 2 years $400 $2,000 $50,000 $150,000 3 years $600 $3,000 $50,000 $150,000 4 years $800 $4,000 $50,000 $150,000 5 or more years $1,000 $5,000 $50,000 $150,000 CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

$1,500 for losses in excess of $50,000 School Site Grants up to $500 each Temporary

29 CTA Disaster Relief Fund Administered by FACT Foundation Provides financial assistance to CTA Members Cash grants up to $1,500 Additional grants for up to $1,500 for losses in excess of $50,000 School Site Grants up to $500 each Temporary Displacement Grant up to $500 CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

30 CTA & NEA Insurance Programs CTAMemberBenefits.org neamb.com CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

31 CTA Disability Insurance More than 25% of today s 20-year olds will suffer a disability before they retire. Top causes of disabilities include: muscle and bone disorders; accidents; mental health conditions; cancer; cardiovascular conditions; and pregnancy 55% of adult Americans do not have sufficient savings to pay their bills if they became ill or injured and were unable to work CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

32 CTA Disability Insurance Most districts do not provide district-paid coverage Apply for the CTA Voluntary Group Disability Insurance Most members are not eligible for State Disability Insurance (SDI) CalSTRS requires last 5 years of credited service in California and you must have a medically determined impairment that is expected to last 12 or more continuous months Average length of disability for CTA members is 111 Days Childbirth is covered for 4 weeks prior to the due date and 6 weeks following (8 weeks following a C-section) CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

33 CTA Life Insurance Term Life Insurance coverage from $25,000 - $400,000 Optional coverage for your Spouse/domestic partner and dependent Accidental Death & Dismemberment (AD&D) insurance automatically included at no additional cost Retiree Term Life Insurance coverage available to CTA-NEA lifetime retired members upon retirement. CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

34 CTA Life and Disability Insurance Apply for coverage with no health questions asked Newly Hired Members During your first 180 days of new employment Members Who Change Districts During your first 120 days of transferring your employment to a new district Family Status Change Within 31 days following the date of a family status change Special Enrollment Opportunities When enough members apply during campaigns sponsored by local chapters, eligible members will receive coverage without needing to provide proof of good health. CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

CTA-Endorsed District-Paid Life and/or Disability Insurance Bargain coverage for all unit members Advantage No Brokers equals No Commissions Pooled Rates CTA Advocacy About The Standard Founded in

35 CTA-Endorsed District-Paid Life and/or Disability Insurance Bargain coverage for all unit members Advantage No Brokers equals No Commissions Pooled Rates CTA Advocacy About The Standard Founded in 1906 Life and Disability experts Provides insurance for over 6 million individuals nationwide, including 75,000 CTA members Entire department of dedicated CTA resources include Contact Center, Member Services and Benefits CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

36 CTA Auto & Home Insurance Home Insurance (home, condo and renters) Auto Insurance (autos and motorcycles) Auto discounts (such as good student, mature driver and multi-vehicle) Local field marketing managers visit schools and are available to assist with quotes and service items as well as help with member recruitment and retention CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

37 CTA Auto & Home Insurance Here s just a glimpse of what we have to offer: 12-month rate guarantee ID Defense FREE identity theft resolution 24/7, USA-based, emergency claims service EZ pay with Summer/Holiday Skip Pet Injury (NEW) Pays vet bills from covered auto accident Plus these unique benefits for educators with $0 deductible: $500 for personal property stolen from your vehicle (auto policy) Waived deductible for vehicle vandalism/collision while you re parked at school (auto policy) $500 coverage for fundraising money (homeowner/renter policy) $3,000 coverage for personal property used for teaching (homeowner/renter policy) CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

NEA Pet Insurance Program Visit any licensed veterinarian Pets Best reimburses you 80% of the veterinarian s bill for covered services, after a deductible Plans include reimbursement for

38 NEA Pet Insurance Program Visit any licensed veterinarian Pets Best reimburses you 80% of the veterinarian s bill for covered services, after a deductible Plans include reimbursement for covered care from specialists and emergency services Wellness options are available Rates start as low as $19 per month plus discounts available for members CTA/NEA members receive a 5% discount! 38

Great coverage Freedom of choice Hassle-free benefits Generous annual maximum

39 NEA Dental and Vision Insurance Program Access to comprehensive dental and vision plan options that are both affordable and easy to use: Affordable care Great coverage Freedom of choice Hassle-free benefits Generous annual maximum Excellent customer service Vision coverage (must participate in the dental plan) 39

NEA Retiree Health Program NEA Retiree Health Program Underwritten by United American Insurance Company Benefits automatically increase to cover Medicare s gaps You choose the doctors and hospital

40 NEA Retiree Health Program NEA Retiree Health Program Underwritten by United American Insurance Company Benefits automatically increase to cover Medicare s gaps You choose the doctors and hospital you want with competitive rates Spouse coverage available No waiting period if you switch from another plan Medicare Part D Program Comprehensive formulary of approved drugs 68,000+ pharmacy network Guaranteed-issue, no waiting period Members can enroll via direct mail, online, or over the phone To apply, please call the NEA Retiree Health Program hotline at (Mon-Fri 7:00 a.m. to 5:00 p.m. CT) CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

NEA Hearing Aid Program Premium Hearing Aids for NEA Members Open to All NEA Members and their Families You and your immediate family (including parents) are eligible to participate in our discount

41 NEA Hearing Aid Program Premium Hearing Aids for NEA Members Open to All NEA Members and their Families You and your immediate family (including parents) are eligible to participate in our discount hearing aid program. Best Doctor-Recommended Brands You can literally save thousands on doctor-recommended models Professional Local Service A hearing exam, professional local fitting, programming and follow-up care are included with each purchase. NEA Exclusive Benefit 80 batteries is provided FREE to NEA members. 100% Satisfaction Guaranteed We guarantee your satisfaction with a 45-day trial period, full factory warranty and accidental loss and damage coverage! Please call and mention code NEA to learn more or enroll. CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

NEA Long-Term Care Program Web-site specifically for NEA Members Fast facts about the Plan Educational Materials Helpful call center for members If interested in learning more

42 NEA Long-Term Care Program Web-site specifically for NEA Members Fast facts about the Plan Educational Materials Helpful call center for members If interested in learning more visit the web-site or call the NEA Long Term Care Advisor at LTCI Partners (Long Term Care Insurance Partners) offers the NEA LTC Program Underwritten by John Hancock 42

43 CTA & NEA Financial Services CTAMemberBenefits.org CTAinvest.org neamb.com CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

44 CTA Credit Union Services Provident Credit Union was established in 1950 to serve the California Teachers Association. Member owned Competitive rates Exclusive mortgage rate discounts Exclusive auto loan discounts Summer Skip-A-Payment programs Accumulator Savings plan perfect for that 12 th paycheck Term-share certificates CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

45 CTA Credit Union Services $150 New Account Bonus Open a new membership with checking and receive $150! Super Reward Checking Earns high dividends & ATM Rebates Access to 30,000+ free ATM s nationwide No minimum balance or monthly fee Low Rate Auto Loans Includes a 0.125% rate discount for eligible members Up to 100% financing of purchase price First payment deferred up to 90 days Discount Mortgage Rates 0.125% rate discount Applicable on Fixed and ARM products Save thousands over the life of the loan CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

category rewards bonuses apply on up to $2,500 in combined quarterly spend in those categories.

46 CTA Credit Card Program CTA Cash Rewards credit card Earning Cash Back is easy as 1-2-3! 1% cash back on purchases 2% cash back at grocery stores and now at wholesale clubs 3% cash back on gasoline 2% and 3% category rewards bonuses apply on up to $2,500 in combined quarterly spend in those categories. CTA Rewards credit card Earn unlimited points on all purchases Choice of cash, gift cards, or travel rewards CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

47 NEA Visa Prepaid Card The NEA Prepaid Card is a convenient, easy and smart way to manage your money. Add funds to the Card Account ahead of time with cash, bank or PayPal transfers or direct deposit and you can: Pay bills & shop online or by phone Use the card everywhere Visa debit cards are accepted Track your spending and balance with text or alerts Set a monthly budget to manage finances or save for special purchase Carry less cash or other payment cards when you travel Get cash at any U.S. MoneyPass ATM and we ll waive the fee on your first withdrawal each month CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

NEA Home Financing Program Free refinancing break-even analysis and assistance Competitive interest rates and fees Choice of mortgage options & terms to match your needs Everything up until closing

48 NEA Home Financing Program Free refinancing break-even analysis and assistance Competitive interest rates and fees Choice of mortgage options & terms to match your needs Everything up until closing can be handled through a toll-free number A 60-day interest rate lock option to protect against rising rates Receive $500 in gift cards on a new purchase mortgage or refinance loan Print Your NEA Membership Verification From at neamb.com CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

NEA Personal Loan Provides an easy means for members to pay for debt consolidation or large expenses with high interest debt Low competitive fixed rates and no balance transfer fees Fixed APR rates

49 NEA Personal Loan Provides an easy means for members to pay for debt consolidation or large expenses with high interest debt Low competitive fixed rates and no balance transfer fees Fixed APR rates of 7.74% to 14.99% Loan amounts from $2,500 to $20,000 Terms of 24, 36, 48 and 60 months No application fees, annual fee and prepayment penalties CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

50 NEA Smart Option Student Loan by Sallie Mae NEA exclusive rate reduction: Receive a 0.25 percentage point interest rate reduction after making 12 consecutive on-time payments. Opening account balance as low as $500 No origination fees for borrowers attending degree-granting institutions Save hundreds - even thousands - of dollars over traditional 15-year paymentdeferred private student loans Earn a 0.25% point interest rate reduction while enrolled to make monthly payments by automatic debit Smart Reward - earn 2% of your scheduled monthly payment as a reward in your Upromise account when you make payments on time while in school Applying with a creditworthy cosigner may help you qualify for and/or receive a lower interest rate You can apply to release your cosigner after graduating and making just 12 consecutive on-time principal and interest payments CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

access to your account Free online money transfers and mobile check deposit NEA Money Market Account NEA Certificate of Deposit

51 NEA Savings Program NEA Online Savings Account Exclusive $20 bonus for each new account type you open each year (excludes IRAs) Opening account balance as low as $500 No minimum monthly balance to maintain No monthly maintenance fees Online and mobile access to your account Free online money transfers and mobile check deposit NEA Money Market Account NEA Certificate of Deposit Account NEA IRA Certificate of Deposit Roth or Traditional IRA CD CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

52 INTRODUCING THE NEW CTA Retirement Savings Plan CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

53 CTA Retirement Savings Plan (RSP) OUR UNION. OUR PLAN. High-quality, low-fee investment options CTA RSP Investment Options 1. Hands-Off: Invest in a Target Date Fund that is closest to the year in which you ll retire. 2. Hands-On: Create your own investment mix (Growth, Income, Inflation & Cash) Low annual fees: $65 administrative fee; $15 custodial fee; and investment management fees Aon Hewitt record keeper independent expertise Please check CTAMemberBenefits.org/rsp for approved districts listing CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

54 CTA RSP Investment Options 85 as of December 31, 2015 Hands-off: Year Closest to Retirement Hands-on: Core Investment Funds Target Date Funds Fees Fund Type Fund Name Fees BlackRock LifePath Index Retirement 0.11% Large US Equity Vanguard 500 Index Fund 0.05% BlackRock LifePath Index % BlackRock LifePath Index % Small-Mid US Equity International Equity BlackRock LifePath Index % US Fixed Income BlackRock LifePath Index % BlackRock LifePath Index % BlackRock LifePath Index % Global Fixed Income Diversified Mix of Inflation Assets US Treasuries (TIPs) BlackRock LifePath Index % Money Market BlackRock LifePath Index % *Actively managed funds Vanguard Extended Market Index Fund Vanguard Total International Stock Index Fund Vanguard Total Bond Market Index Fund 0.10% 0.12% 0.07% PIMCO Diversified Income Fund* 0.75% PIMCO Inflation Response Multi- Asset Fund* Vanguard Inflation-Protected Securities Fund Vanguard Federal Money Market Fund 0.70% 0.10% 0.11% CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

55 How do I enroll in the CTA Retirement Savings Plan? 1. Open an account or begin enrollment online at CTAretirementplan.org a. Create an account b. Determine how much and where to invest your contributions 2. Enrollment help is available at CTA Retirement Plan Center 8:00 a.m. to 6:00 p.m. PST - Monday through Friday (855) Your district must have approved the CTA RSP to offer it. If not, contact CTA Member Benefits at (650) or member_benefits@cta.org. 4. Complete a Salary Reduction Agreement (SRA) for your district by contacting the district s Third Party Administrator or visit for SRA forms and links. CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

56 CTA & NEA Travel CTAMemberBenefits.org neamb.com CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

CTA Auto Rental Program Online: 1.Visit www.enterprise.com 2.Enter your Account Number: NACA068 Flat rate as low as $33 a day Sample flat rates By phone: 1.

57 CTA Auto Rental Program Online: 1.Visit 2.Enter your Account Number: NACA068 Flat rate as low as $33 a day Sample flat rates By phone: 1.Call (800) RENT-A-CAR for the nearest branch 2.Provide your Account Number: NACA068 3.Make your reservations with the rental branch CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

58 NEA Car Rental Program Alamo Rent A Car Discount ID Discounts, member coupons, 2 nd driver and unlimited mileage Dollar Rent A Car Discount ID TB7787 5% discount Enterprise Rent-A-Car Customer Code NEAMBHP 5% discount Free pickup and return Hertz Rent A Car CDP Save up to 25% and unlimited mileage Join Hertz Gold Plus Rewards FREE National Car Rental Discount ID Discounts, member coupons and unlimited mileage CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

Trafalgar Guided Vacations Value Proposition to Members: 10% NEA discount after all Trafalgar published discounts applied Trafalgar Discounts add up: Early payment 5%-10% Young traveler (5-17years

59 Trafalgar Guided Vacations Value Proposition to Members: 10% NEA discount after all Trafalgar published discounts applied Trafalgar Discounts add up: Early payment 5%-10% Young traveler (5-17years old) up to 10% Repeat traveler 5% Back-to-back trips 2.5% Groups of 5-9 people 5% Groups of 10 and larger > 5% 3rd person in a room savings CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

G Adventures Value Proposition to Members: 15% discount on the published base price of a trip OR G Adventures best promotional offer, whichever is better.

60 G Adventures Value Proposition to Members: 15% discount on the published base price of a trip OR G Adventures best promotional offer, whichever is better. Who is eligible: NEA Members and their traveling companions (family and friends) all booked at the same time. Discount will be extended to additional family members traveling together with the member. CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

61 Red Roof Inn As an NEA member, you and your family can enjoy a 20% discount at any of Red Roof s 350 plus locations nationwide. CTAMemberBenefits.org - (650) neamb.com - (800)

62 CTA & NEA Discounts CTAMemberBenefits.org neamb.com CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

63 COMING SOON TO CTA MEMBER BENEFITS Start saving September 1, 2016 at CTAMemberBenefits.org CTAMemberBenefits.org - (650) neamb.com - (800)

64 Dining and Food Apparel Electronics Hotel and Travel Car Rental Movie Tickets Theme Parks Sporting Events Auto Care and More.. CTAMemberBenefits.org - (650) neamb.com - (800)

65 AN ADDITIONAL MEMBER BENEFIT TO HELP YOU OFFSET THE COST OF MEMBERSHIP CTAMemberBenefits.org - (650) neamb.com - (800)

NEA Magazine Service Over 1000 titles at up to 85% off

prices of any magazine program available.

entertainment, hobbies, family and education you are

lowest introductory price available! AND www.neamb.

66 NEA Magazine Service Over 1000 titles at up to 85% off newsstand prices with a guarantee to match the lowest prices of any magazine program available. Choose from selections covering news, sports, fitness, entertainment, hobbies, family and education you are sure to find what you re looking for at the guaranteed lowest introductory price available! AND CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

67 Shop various categories Add reminders for offers at your favorite stores 67

68 CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

69 Restaurant.com Deals CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

70 Travel Section of NEA Click & Save CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

71 NEA Auto Buying Program See what makes our program different! Get these great member benefits: Low Price Guarantee on new cars Low, no-haggle pricing in writing Used cars always priced below Kelley Blue Book Over 3,100 Certified Dealers committed to great service CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

NEA Vehicle Protection Program Backed by CARCHEX Choose the coverage option and pricing plan that best meets your needs You choose the repair facilityyou can choose any licensed repair

72 NEA Vehicle Protection Program Backed by CARCHEX Choose the coverage option and pricing plan that best meets your needs You choose the repair facilityyou can choose any licensed repair facility in the US or Canada NEA Members are eligible for a $100 discount on any extended vehicle protection policy CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

73 NEA Wireless AT&T is proud to be the choice provider for the Union Movement and is the only national unionized wireless carrier. 15% discount on AT&T cell phone monthly service New and current customers can sign in at neamb.com to access the NEA Wireless FAN discount code. Please bring this code, along with proof of membership, to an AT&T retail location. CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

NEA Identify Theft Protection Program powered by LifeLock Options: Lifelock Standard: $8.99/month ($98.90/Annually) Lifelock Advantage: $17.99/ month ($197.90/Annually) Lifelock Ultimate Plus: $26.

74 NEA Identify Theft Protection Program powered by LifeLock Options: Lifelock Standard: $8.99/month ($98.90/Annually) Lifelock Advantage: $17.99/ month ($197.90/Annually) Lifelock Ultimate Plus: $26.99/ month ($296.90/Annually) NEA members will get 30 days of LifeLock identity theft protection at no-cost and receive 10% off LifeLock membership. CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

NEA National Costco Membership Program Print an Invitation JOIN COSTCO AS A NEW MEMBER and receive coupons valued at over $50, including 3 FREE items.

75 NEA National Costco Membership Program Print an Invitation JOIN COSTCO AS A NEW MEMBER and receive coupons valued at over $50, including 3 FREE items. Already a Costco member? Please register or sign-in to see the latest offers for existing Costco members. CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

76 H&R Block H&R Block is the nation s largest tax preparation company and a name that millions of Americans know and trust. NEA Member Benefits and H&R Block have joined forces to offer discounts and special pricing on tax preparation for NEA members. Discount on tax preparation, E-file, and satisfaction guaranteed CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

77 Vision Discount Program for CTA/NEA-Retired The discount program available from Vision Service Plan (VSP) participating providers only* The VSP Access Plan discount program includes: Eye Exam: 20% discount on VSP network doctors' fees Eyeglasses: 20% discount on complete pairs of prescription and nonprescription glasses, lens options, and sunglasses Contact Lenses: 15% off VSP network doctors' contact lens exam fees Laser vision correction: discounts averaging 15% off contracted laser centers' prices for laser vision correction surgery or an additional 5% off the center's promotional price. *Discounts are available through the VSP network doctor who provided an eye exam within the last 12 months and a NEA/CTA-Retired membership number must be presented at the time of visit. CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

78 GE Appliance Store NEA Members can purchase high-quality appliances directly from GE Appliances at discount prices. Visit the GE Appliances Store to find great deals every day on the latest GE, GE Profile Series, GE Café Series, GE Artistry Series, and Monogram appliances as well as special online promotions and rebates. Free delivery on orders over $399, $59.50 delivery fee if less than $399. Installation services and removal of old appliances are also offered on many products. CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

79 Professional Development CTAMemberBenefits.org neamb.com neaacademy.org CTAMEMBERBENEFITS.ORG - (650) NEAMB.COM - (800)

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ORGANIZING WITH CTA AND NEA MEMBER BENEFITS. CTAMemberBenefits.org - (650) neamb.com - (800)

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