ORGANIZING WITH CTA AND NEA MEMBER BENEFITS. CTAMemberBenefits.org - (650) neamb.com - (800)
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1 ORGANIZING WITH CTA AND NEA MEMBER BENEFITS July 2015
2 2 Top Reasons to Use Member Benefits in Organizing 1. Member Benefits has something for every member 2. Members can save time and money 3. Savings may offset the cost of association dues 4. Exclusive benefits bring value to membership 5. Connect and engage members in interesting and exciting ways 6. Members can join 150,000 of their peers benefiting from Member Benefits
3 3 New MB Leader Tool Organizing with CTA and NEA Member Benefits Toolkit Available for download with other tools at:
4 4 Where to Begin 1. Conduct an Analysis 2. Make a Plan 3. Determine Resources and Tools 4. Select your Audience and Messaging 5. Implement Your Plan and Measure Results
5 5 Surveys/Questionnaires
6 6 Relational Organizing by Member F.O.R.M. Family Occupation Recreation Message (why you do what you do)
7 Anchors Make an impression Plant a seed 7 Attach a label, Your Member Benefits can be a lifesaver, check them out!
8 8 Publications
9 9 Share MB Articles
10 10 Toolkit Flyers
11 11 Do You Know that CTA members can get two free annual magazine subscriptions? Go to and order yours today!
12 12 Sharing MB Information/Experiences
13 13 CTA & NEA MB Trainings CTA Member Benefits Presentations Organizing with CTA and NEA Member Benefits (Leaders) Member Benefits for You, Your Family, and Your Career (Members) How CTA Can Help you Plan for a Comfortable Retirement with 403(b) and 457 Plans NEA Member Benefits Financial Presentations More Month Than Money: Setting and Living with a Budget Extra Credit: Your Credit Score and Credit Report Liar, Liar Pants on Fire: Protecting Your Identity Generation Debt: Student Loan Forgiveness
14 14 Social Events Ask endorsed vendors for help
15 15 Shield Members from Non- Endorsed Vendor Pitches
16 16 Investment/Retirement Planning Assistance
17 17 To achieve great things, two things are needed; a plan, and not quite enough time. - Leonard Bernstein Plan an Annual Organizing Calendar Fall Welcome, back-to-school Winter New Hire Enrollment and Savings Spring Travel and Entertainment Summer Have fun, Regroup and Plan
18 18 CTA & NEA Home Finance Personal Loan Savings Program Student Loan Pre-Paid Credit Card Long- Term Care Vehicle Protection Retiree Health TSA CTA & NEA Disaster Relief Fund Dental & Vision INSURANCE Pet Disability Insurance Insurance Life Auto & CTAMemberBenefits.org Insurance Home - (650) neamb.com - (800) Insurance QUESTIONS?
19 CTA & NEA 19 Member Benefits CTAMemberBenefits.org neamb.com
20 20 Quality Process CTA s Rigorous Selection and Oversight Process Follows CTA Organizational Handbook policies and procedures Overseen by the Vendor Evaluation Screening Committee (VESC) Utilizes formal Request for Proposal process Performs due diligence to select best partners We enter into formal endorsement agreements Obtain approval from CTA Board NEA Business Partners NEA Member Benefits Partner Relations Team evaluates Recommends business partners for endorsement
21 21 Advocacy Process We Stand Behind Our Endorsements 1. Work with the vendor (request an appeal) 2. Ask a CTA or NEA Member Benefits staff person for assistance o CTA Member Benefits Department (650) member_benefits@cta.org o NEA Member Benefits Sean Mabey (801) smabey@neamb.com 3. Request your case to be heard by the CTA Advisory Panel on Endorsed Services (APES) *For some CTA Member Benefits programs
22 CTA & NEA MB 22 Complimentary Programs CTAMemberBenefits.org neamb.com
23 23 CTA/NEA Legal Services Educators Employment Liability (EEL) Civil Cases Civil Rights Cases Criminal Proceedings Bail Bond Assault-Related Personal Property Damage Group Legal Services Program (GLSP) Required referral from CTA staff 1 hour for most employment matters 30 minutes for personal matters
24 24 Medical Arts Endorsement Extended Educators Employment Liability (EEL) Coverage for the following: Rendering Services: Dental Hygienists Certified Athletic Trainers Teaching & Supervising Physical Therapists Occupational Therapists Registered Nurses September Registration Deadline CTA Legal Services Department East Telegraph Road, Santa Fe Springs, CA Phone: (562) Fax: (562) Contact: Michi Higashi
25 25 Automatic Death Benefits CTA Death & Dismemberment Plan NEA Complimentary Life Insurance Years of Continuous Membership Death Benefit AD&D Benefit Occupation/ Association Leader AD&D Benefit Unlawful homicide while at work 1 year $200 $1,000 $50,000 $150,000 2 years $400 $2,000 $50,000 $150,000 3 years $600 $3,000 $50,000 $150,000 4 years $800 $4,000 $50,000 $150,000 5 or more years $1,000 $5,000 $50,000 $150,000
26 26 CTA Well-Baby Program for members, their spouses/domestic partners and surrogates Mayo Clinic Guide to A Healthy Pregnancy book Mayo Clinic Guide to Your Baby s First Year book A growth chart and pregnancy calculator Mayo Clinic Health Coaching for Pregnancy Ask Mayo Clinic 24-hour toll-free nurse line at (800)
27 27 CTA Disaster Relief Fund Administered by FACT Foundation Provides financial assistance to CTA Members Cash grants up to $1,500 Additional grants for up to $1,500 for losses in excess of $50,000 School Site Grants up to $500 each Temporary Displacement Grant up to $500
28 CTA & NEA 28 Insurance Programs CTAMemberBenefits.org neamb.com
29 29 CTA Disability Insurance More than 25% of today s 20-year olds will suffer a disability before they retire. Top causes of disabilities include: muscle and bone disorders; accidents; mental health conditions; cancer; cardiovascular conditions; and pregnancy 68% of adult Americans do not have sufficient savings to pay their bills if they became ill or injured and were unable to work
30 30 CTA Disability Insurance Most districts do not provide district-paid coverage Apply for the CTA Voluntary Group Disability Insurance Most members are not eligible for State Disability Insurance (SDI) CalSTRS requires last 5 years of credited service in California and you must have a medically determined impairment that is expected to last 12 or more continuous months Average length of disability for CTA members is 111 Days Childbirth is covered for 4 weeks prior to the due date and 6 weeks following (8 weeks following a C-section)
31 31 CTA Life Insurance Term Life Insurance coverage from $25,000 - $400,000 Optional coverage for your Spouse/domestic partner and dependent Accidental Death & Dismemberment (AD&D) insurance automatically included at no additional cost Retiree Term Life Insurance coverage available to CTA-NEA lifetime retired members upon retirement.
32 32 CTA Life and Disability Insurance Apply for coverage with no health questions asked Newly Hired Members During your first 180 days of new employment (effective 9/1/15) Members Who Change Districts During your first 120 days of transferring your employment to a new district Family Status Change Within 31 days following the date of a family status change Special Enrollment Opportunities When enough members apply during campaigns sponsored by local chapters, eligible members will receive coverage without needing to provide proof of good health.
33 33 CTA-Endorsed District-Paid Life and/or Disability Insurance Bargain coverage for all unit members Advantage No Brokers equals No Commissions Pooled Rates CTA Advocacy About The Standard Founded in 1906 Life and Disability experts Provides insurance for over 6 million individuals nationwide, including 75,000 CTA members Entire department of dedicated CTA resources include Contact Center, Member Services and Benefits
34 34 CTA Auto & Home Insurance Home Insurance (home, condo and renters) Auto Insurance (autos and motorcycles) Auto discounts (such as good student, mature driver and multi-vehicle) Local field marketing managers visit schools and assist CTA members
35 35 CTA Auto & Home Insurance Here s just a glimpse of what we have to offer: 12-month rate guarantee ID Defense FREE identity theft resolution 24/7, USA-based, emergency claims service EZ pay with Summer/Holiday Skip Plus these unique benefits for educators with $0 deductible: $500 for personal property stolen from your vehicle (auto policy) Waived deductible for vehicle vandalism/collision while you re parked at school (auto policy) $500 coverage for fundraising money (homeowner/renter policy) $3,000 coverage for personal property used for teaching (homeowner/renter policy)
36 36 NEA Pet Insurance Program Visit any licensed veterinarian Pets Best reimburses you 80% of the veterinarian s bill for covered services, after a deductible Plans include reimbursement for covered care from specialists and emergency services Wellness options are available Rates start as low as $19 per month plus discounts available for members CTA/NEA members receive a 5% discount!
37 37 NEA Dental and Vision Insurance Program Access to comprehensive dental and vision plan options that are both affordable and easy to use: Affordable care Great coverage Freedom of choice Hassle-free benefits Generous annual maximum Excellent customer service Vision coverage (must participate in the dental plan)
38 38 NEA Retiree Health Program NEA Retiree Health Program Underwritten by United American Insurance Company Benefits automatically increase to cover Medicare s gaps You choose the doctors and hospital you want with competitive rates Spouse coverage available No waiting period if you switch from another plan Medicare Part D Program Comprehensive formulary of approved drugs 68,000+ pharmacy network Guaranteed-issue, no waiting period Members can enroll via direct mail, online, or over the phone To apply, please call the NEA Retiree Health Program hotline at (Mon-Fri 7:00 a.m. to 5:00 p.m. CT)
39 39 NEA Long-Term Care Program LTCI Partners (Long Term Care Insurance Partners) offers the NEA LTC Program Underwritten by John Hancock Web-site specifically for NEA Members Fast facts about the Plan Educational Materials Helpful call center for members If interested in learning more visit the web-site or call the NEA Long Term Care Advisor at
40 CTA & NEA 40 Financial Services CTAMemberBenefits.org neamb.com
41 41 CTA CTA Cash Rewards Visa Signature credit card Earning Cash Back is easy as 1-2-3! - 1% cash back on purchases - 2% cash back at grocery stores - 3% cash back on gasoline CTA Rewards credit card - Earn points on all purchases - Cash, gift cards, or travel rewards
42 42 CTA Credit Union Services Provident Credit Union was established in 1950 to serve the California Teachers Association. Member owned Competitive rates Exclusive mortgage rate discounts Exclusive auto loan discounts Summer Skip-A-Payment programs Accumulator Savings plan perfect for that 12 th paycheck Term-share certificates
43 43 CTA Credit Union Services $150 New Account Bonus Open a new membership with checking and receive $150! Super Reward Checking Earns high dividends & ATM Rebates No minimum balance or monthly fee Free overdraft protection Low Rate Auto Loans Includes a 0.125% rate discount for eligible members Up to 100% financing of purchase price First payment deferred up to 90 days Discount Mortgage Rates 0.125% rate discount Applicable on Fixed and ARM products Save thousands over the life of the loan
44 44 NEA Visa Prepaid Card The NEA Prepaid Card is a convenient, easy and smart way to manage your money. Add funds to the Card Account ahead of time with cash, bank or PayPal transfers or direct deposit and you can: Pay bills & shop online or by phone Use the card everywhere Visa debit cards are accepted Track your spending and balance with text or alerts Set a monthly budget to manage finances or save for special purchase. Carry less cash or other payment cards when you travel. Get cash at any U.S. MoneyPass ATM and we ll waive the fee on your first withdrawal each month
45 45 NEA Home Financing Program Free refinancing break-even analysis and assistance Competitive interest rates and fees Choice of mortgage options & terms to match your needs Everything up until closing can be handled through a toll-free number A 60-day interest rate lock option to protect against rising rates Receive $500 in gift cards on a new purchase mortgage or refinance loan Print Your NEA Membership Verification From at neamb.com
46 46 NEA Personal Loan Provides an easy means for members to pay for debt consolidation or large expenses with high interest debt Low competitive fixed rates and no balance transfer fees Fixed APR rates of 7.74% to 14.99% Loan amounts from $2,500 to $20,000 Terms of 24, 36, 48 and 60 months No application fees, annual fee and prepayment penalties
47 47 NEA Savings Program NEA Online Savings Account Exclusive $20 bonus for each new account type you open each year (excludes IRAs) Opening account balance as low as $500 No minimum monthly balance to maintain No monthly maintenance fees Online and mobile access to your account Free online money transfers and mobile check deposit NEA Money Market Account NEA Certificate of Deposit Account NEA IRA Certificate of Deposit Roth or Traditional IRA CD
48 48 NEA Smart Option Student Loan by Sallie Mae NEA exclusive rate reduction: Receive a 0.25 percentage point interest rate reduction after making 12 consecutive on-time payments. Opening account balance as low as $500 No origination fees for borrowers attending degree-granting institutions Save hundreds - even thousands - of dollars over traditional 15-year payment-deferred private student loans Earn a 0.25% point interest rate reduction while enrolled to make monthly payments by automatic debit Smart Reward - earn 2% of your scheduled monthly payment as a reward in your Upromise account when you make payments on time while in school Applying with a creditworthy cosigner may help you qualify for and/or receive a lower interest rate You can apply to release your cosigner after graduating and making just 12 consecutive on-time principal and interest payments
49 49 CTA & NEA Travel CTAMemberBenefits.org neamb.com
50 50 CTA Auto Rental Program Flat rate as low as $33 a day Online: 1. Visit 2. Enter your Account Number: NACA Enter CTA as the Company s Name By phone: 1. Call (800) RENT-A-CAR for the nearest branch 2. Provide your Account Number: NACA Make your reservations with the rental branch Sample flat rates
51 51 NEA Car Rental Program Alamo Rent A Car Discount ID Discounts, member coupons, 2 nd driver and unlimited mileage Dollar Rent A Car Discount ID TB7787 5% discount Enterprise Rent-A-Car Customer Code NEAMBHP 5% discount Free pickup and return Hertz Rent A Car CDP Save up to 25% and unlimited mileage Join Hertz Gold Plus Rewards FREE National Car Rental Discount ID Discounts, member coupons and unlimited mileage
52 52 Trafalgar Guided Vacations Value Proposition to Members: 10% NEA discount after all Trafalgar published discounts applied Trafalgar Discounts add up: Early payment 5%-10% Young traveler (5-17years old) up to 10% Repeat traveler 5% Back-to-back trips 2.5% Groups of 5-9 people 5% Groups of 10 and larger > 5% 3rd person in a room savings
53 53 G Adventures Value Proposition to Members: 15% discount on the published base price of a trip OR G Adventures best promotional offer, whichever is better. Who is eligible: NEA Members and their traveling companions (family and friends) all booked at the same time. Discount will be extended to additional family members traveling together with the member.
54 54 Red Roof Inn As an NEA member, you and your family can enjoy a 20% discount at any of Red Roof s 350 plus locations nationwide.
55 55 CTA & NEA Discounts CTAMemberBenefits.org neamb.com
56 56 NEA Magazine Service Over 1000 titles at up to 85% off newsstand prices with a guarantee to match the lowest prices of any magazine program available. Choose from selections covering news, sports, fitness, entertainment, hobbies, family and education you are sure to find what you re looking for at the guaranteed lowest introductory price available!
57 57 Shop various categories Add reminders for offers at your favorite stores
58 58
59 59 Restaurant.com Deals
60 60 Travel Section of NEA Click & Save
61 61 TSA Special Member & Insurance Services, Inc. Save with Entertainment Values Disneyland Resort, LEGOLAND California Resort, Universal Studios Hollywood, SeaWorld San Diego, San Diego Zoo, Movie Tickets, and more Protection Products & Insurance Mechanical Repair Coverage (MRC) Travel Values - Worldwide Discounts Choice Hotels International
62 62 NEA Auto Buying Program See what makes our program different! Get these great member benefits: Low Price Guarantee on new cars Low, no-haggle pricing in writing Used cars always priced below Kelley Blue Book Over 3,100 Certified Dealers committed to great service
63 63 Backed by CARCHEX NEA Vehicle Protection Program Choose the coverage option and pricing plan that best meets your needs You choose the repair facility- you can choose any licensed repair facility in the US or Canada NEA Members are eligible for a $100 discount on any extended vehicle protection policy
64 64 NEA Wireless AT&T is proud to be the choice provider for the Union Movement and is the only national unionized wireless carrier. 15% discount on AT&T cell phone monthly service New and current customers can sign in at neamb.com to access the NEA Wireless FAN discount code. Please bring this code, along with proof of membership, to an AT&T retail location.
65 65 NEA Identify Theft Protection Program powered by LifeLock NEA members will get 30 days of LifeLock identity theft protection at nocost and receive 10% off LifeLock membership. 3 Layers of Protection: Options: Lifelock Standard: $8.99/month ($98.90/Annually) Lifelock Advantage: $17.99/ month ($197.90/Annually) Lifelock Ultimate Plus: $26.99/ month ($296.90/Annually)
66 66 NEA National Costco Membership Program Print an Invitation FREE Kirkland Signature Bagels FREE Kirkland Signature Spring or Drinking Water, 35/16.9 oz. FREE Kirkland Signature Super Premium Vanilla Ice Cream and more!
67 67 H&R Block H&R Block is the nation s largest tax preparation company and a name that millions of Americans know and trust. NEA Member Benefits and H&R Block have joined forces to offer discounts and special pricing on tax preparation for NEA members. Discount on tax preparation, E-file, and satisfaction guaranteed
68 68 Vision Discount Program for CTA/NEA-Retired The discount program available from Vision Service Plan (VSP) participating providers only* The VSP Access Plan discount program includes: Eye Exam: 20% discount on VSP network doctors' fees Eyeglasses: 20% discount on complete pairs of prescription and non-prescription glasses, lens options, and sunglasses Contact Lenses: 15% off VSP network doctors' contact lens exam fees Laser vision correction: discounts averaging 15% off contracted laser centers' prices for laser vision correction surgery or an additional 5% off the center's promotional price. *Discounts are available through the VSP network doctor who provided an eye exam within the last 12 months and a NEA/CTA-Retired membership number must be presented at the time of visit.
69 Professional 69 Development CTAMemberBenefits.org neamb.com neaacademy.com
70 70 NEA Academy: Specialized Website
71 71 Search by Course Provider Berklee College of Music (118 Courses) Educational Impact (16 Courses) I Can Learn (3 Courses) Knowledge Delivery Systems (109 Courses) Learning Bridges (96 Courses) NEA Foundation (15 Courses) Northcentral University (185 Courses) More
72 72 Bachelor s Degree Western Governors University 5% discount off tuition Scholarship offers ($2,400) Application fees waived Degrees: Education, Math, Science, Business, Nursing, Marketing, Technology, and Health Master s Degree Western Governors University (WGU) Southeast Missouri State University Northcentral University (NCU) 5%-15% discount Special access to scholarships Waiver of certain application and technology fees
73 73 Doctoral Programs Northcentral University (NCU) 10% NEA member discount Waiver of certain application and technology fees Graduate Certificates (non-licensure) Post Graduate programs for professionals through NCU and WGU: Certificates: Curriculum, Diversity, Teaching Leadership, Ed Policy, Technology, Organization Leadership, K-12 Online & Instructional Design Special access to NEA Member-only scholarships Certain application and technology fees waived
74 74 Leadership Development NEA Fundamentals Vision, Mission, and Values NEA History Leadership Development and Capacity Robert s Rules of Order Treasurer s Trainings Free Complete Toolkit for Boards Organizational Issues and Priorities Taxes, Economic development policies, and Funding for schools (TEF) NEA s State Affiliates Defense Campaign
75 75 Professional Resources NEA s Great Public Schools (GPS) Network Access to open source peerreviewed resources: Curriculum: lesson plans, units, scope & sequence, assessments, rubrics and online courses Multimedia assets: ebooks, etextbooks, videos, podcasts, animations and photos Activities: games, experiments/labs & assignments Lesson Planet The #1 online curriculum search for PreK-12 educators: Search from 400,000+ teacher-reviewed and rated online lesson plans and worksheets Discover innovative lesson ideas correlated to state and Common Core standards
76 76 Resources CTAMemberBenefits.org CTAinvest.org neamb.com neaacademy.org
77 77 CTAMemberBenefits.org Apply for CTA Life & Disability Insurance Request a Quote for CTA Auto & Home Insurance Update CTA Death & Dismemberment Plan Beneficiary Information Order or Download Application & Brochures Access Contact Information and Discount Codes Chapter Leaders: Chapter Newsletter Articles Chapter Insurance No login required to Access General Information & Guest Login Available
78 78 CTA Member Benefits Smartphone App Share CTA and NEA Member Benefits Information & Featured Benefits Contact CTA Member Benefits Find your CTA Regional UniServ Staff for your district, locate a local CTA office or find a Credit Union branch near you Access Discounts to rental cars, hotels and entertainment Update your CTA Death & Dismemberment Plan beneficiary(ies) Apply for a CTA Disaster Relief Fund grant Request a local CTA/NEA Member Benefits Trainings for your chapter Request CTA Advocacy
79 79 CTA Member Benefits Smartphone App Locations Map & Directions Share & Information
80 80 CTA Member Benefits Mobile Website m.ctamemberbenefits.com File a Complaint to request Advocacy Apply for CTA Disaster Relief Fund Grant Update your Beneficiary(ies) for the CTA Death & Dismemberment Plan Learn about Surveys
81 1. Articles 2. Getting Started Videos & Calculators 4. Personalized Financial Checklist CTAinvest.org 5. Frequently Asked Questions Q: I pay into Social Security through one job and also pay into CalSTRS. How does that affect my retirement? 6. Order Free Consumer Guides and Publications
82 82 CTA Retirement Savings Plan CTA Endorsed 403(b) Follow a fiduciary standard Open architecture 403(b)(7) design Two-Tier Plan: Target Date Funds Menu of core investments Available in January of 2016 (must be approved by your district)
83 83 neamb.com Spanish language at neamb.com/spanish.htm Download NEA Member Benefits Program and Services Booklet at neamb.com/assets/docu ments/001.pdf Subscribe to NEAChieve! and NEA Travel newsletters with customization in My Profile
84 84 NEA New Member Initiative Promote the New Member landing page: welcome Flyers available for New Employee Events New Member Potential Member I Can Do It course through the NEA Academy Giveaway and free offers
This is a brief description of the CTA and NEA Member Benefits Programs. All benefits and eligibility requirements are subject to the terms of the
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