December 31, 2017 (Date of Event Which Requires Filing of this Statement)

Transcription

1 CUSIP N Y104 13G/A Page 1 f 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washingtn, D.C SCHEDULE 13G/A Under the Securities Exchange Act f 1934 (Amendment N. 3) * FS Bancrp, Inc. ( Name f Issuer) Cmmn Stck, par value $0.01 per share (Title f Class f Securities) 30263Y104 (CUSIP Number) December 31, 2017 (Date f Event Which Requires Filing f this Statement) Check the apprpriate bx t designate the rule pursuant t which this Schedule is filed: x Rule 13d-1(b) Rule 13d-1(c) Rule 13d-1(d) *The remainder f this cver page shall be filled ut fr a reprting persn s initial filing n this frm with respect t the subject class f securities, and fr any subsequent amendment cntaining infrmatin which wuld alter the disclsures prvided in a prir cver page. The infrmatin required in the remainder f this cver page shall nt be deemed t be filed fr the purpse f Sectin 18 f the Securities Exchange Act f 1934 ( Act ) r therwise subject t the liabilities f that sectin f the Act but shall be subject t all ther prvisins f the Act (hwever, see the Ntes).

2 CUSIP N Y104 13G/A Page 2 f 5 1. Name f Reprting Persns. I.R.S. Identificatin N. f abve persns (entities nly). Delaware Charter Guarantee & Trust Cmpany dba Principal Trust Cmpany as Trustee fr the FS Bancrp, Inc. Emplyee Stck Ownership Plan IRS N Check the Apprpriate Bx if a Member f a Grup: (a) (b) 3. SEC Use Only 4. Citizenship r Place f Organizatin: Delaware Number f Shares Beneficially Owned by Each Reprting Persn With: 5. Sle Vting Pwer: 0 6. Shared Vting Pwer: 256, Sle Dispsitive Pwer: 0 8. Shared Dispsitive Pwer: 256, Aggregate Amunt Beneficially wned by Each Reprting Persn 256, Check if Aggregate Amunt in Rw (9) Excludes Certain Shares: 11. Percent f Class Represented by Amunt in Rw (9): 6.98% 12. Type f Reprting Persn: EP

3 CUSIP N Y104 13G/A Page 3 f 5 Item 1. (a) Name f Issuer: (b) Address f Issuer s Principal Executive Offices: FS Bancrp, Inc th St SW Ste 200 Muntlake Terrace WA Item 2. (a) - (c) Name, Principal Business Address and Citizenship f Persn Filing: Delaware Charter Guarantee & Trust Cmpany dba Principal Trust Cmpany as Trustee fr the FS Bancrp, Inc. Emplyee Stck Ownership Plan 1013 Centre Rad Ste 300 Wilmingtn DE Citizenship: Delaware (d) Title if Class f Securities: Cmmn Stck, par value $0.01 per share (e) CUSIP Number: 30263Y104 Item 3. If this statement is filed pursuant t Rule 13D-1(b) r 13D-2(b) r (c), check whether the persn filing is a: (f) x An emplyee benefit plan r endwment fund in accrdance with Rule 13d-1(b)(1)(ii)(F); Item 4. Ownership. Prvide the fllwing infrmatin regarding the aggregate number and percentage f the class f securities f the issuer identified in Item 1. (a) (b) The FS Bancrp, Inc. Emplyee Stck Ownership Plan ( Plan ) is subject t the Emplyee Retirement Incme Security Act f 1974 ( ERISA ). Delaware Charter Guarantee & Trust Cmpany dba Principal Trust Cmpany acts as the Trustee f the FS Bancrp, Inc. Emplyee Stck Ownership Plan Trust ( Trust ). As f December 31, 2017, the FS Bancrp, Inc. Emplyee Stck Ownership Plan Trust held 256,733 shares f the Issuer's cmmn stck. The securities reprted include all shares held f recrd by the Trustee. The Trustee fllws the directins f the Emplyer, FS Bancrp, Inc. (the Emplyer ), r ther parties designated in the trust agreement between the Emplyer and the Trustee, with respect t vting and dispsitin f shares. The Trustee, hwever, is subject t fiduciary duties under ERISA. The Trustee disclaims beneficial wnership f the shares f cmmn stck that are the subject f this Schedule 13G. The 256,733 shares f cmmn stck represent 6.98% f the Issuer s utstanding shares f cmmn stck. The percent f class is based n shares utstanding as f December 31, 2017, as prvided by the Issuer.

4 CUSIP N Y104 13G/A Page 4 f 5 (c) Number f shares as t which such persn has: (i) Sle pwer t vte r direct the vte: 0 (ii) Shared pwer t vte r direct the vte: 256,733 (iii) Sle pwer t dispse r direct the dispsitin f: 0 (iv) Shared pwer t dispse r direct the dispsitin f: 256,733 Item 5. Ownership f Five Percent r Less f Class Item 6. Ownership f Mre Than Five Percent n Behalf f Anther Persn Item 7. Identificatin and Classificatin f the Subsidiary Which Acquired the Security Being Reprted n by the Parent Hlding Cmpany Item 8. Identificatin and Classificatin f Members f the Grup Item 9. Ntice f Disslutin f Grup Item 10. Certificatin By signing belw I certify that, t the best f my knwledge and belief, the securities referred t abve were acquired and are held in the rdinary curse f business and were nt acquired and are nt held fr the purpse f r with the effect f having r influencing the cntrl f the issuer f the securities and are nt acquired and are nt held in cnnectin with r as a participant in any transactin having that purpse r effect.

5 CUSIP N Y104 13G/A Page 5 f 5 SIGNATURE After reasnable inquiry and t the best f my knwledge and belief, I certify that the infrmatin set frth in this statement is true, cmplete and crrect. Delaware Charter Guarantee & Trust Cmpany /s/ Kristin M. Camp Kristin M. Camp Vice President, Operatins January 30, 2018