Apply for an OCBC Credit Card and get a 20 Cabin Luggage Bag with three (3) swipes within forty five (45) days Campaign

Transcription

1 Terms & Conditions Apply an OCBC Credit Card and get a 20 Cab Luggage Bag with three (3) swipes with ty five (45) days Campaign Duration 1. OCBC Bank (Malaysia) Berhad s ( OCBC ) Apply an OCBC Credit Card and get a 20 Cab Luggage Bag with three (3) swipes with ty five (45) days Campaign (the Campaign ) runs from 29 Novemr 2013 to 30 June 2014, both dates clusive (the Campaign Period ). Eligibility & Contest Inmation 2. The Campaign is open to anyone who : (a) Fulfills all the eligibility criteria to apply and to issued any OCBC Credit Card as a prcipal Cardmemr strictly accordg to OCBC s sole and absolute discretion and determation; (b) Is not approved any OCBC Credit Card as a supplementary Cardmemr; and (c) Is not currently holdg any OCBC Credit Card, and has not en holdg any OCBC Credit Card 12 months immediately precedg the Campaign Period. (A person who meets and fulfills all the above requirements shall referred to as an Eligible Customer ). 3. An Eligible Customer must do the followg to participate this Campaign : a) Apply any OCBC Credit Card as the Prcipal Cardmemr with the Campaign Period, by submittg the application m and such supportg documents as may required by OCBC ( Card Application ); b) Activate and use the OCBC Credit Card on 3 transactions with 45 days from the Card approval date, if the Card Application is approved by OCBC and the OCBC Credit Card is issued to the Eligible Customer with the Campaign Period. 4. For clarity : a) OCBC reserves the right at its absolute discretion to approve or reject any Card Application, without havg to furnish the reason such decision. b) An dividual whose Card Application is rejected whatever reason shall disqualifiedfrom participation this Campaign. c) An dividual whose Card Application is approved and/or to whom the OCBC Credit Card is issued after the Campaign Period shall disqualified from participation this Campaign. d) All Card Applications should properly filled with necessary supportg documents and submitted early, to avoid delay due to festive holidays and uneseen circumstances. OCBC held responsible any delay which may result late approval of Card Application yond the Campaign Period. GIFT 5. An Eligible Customer who fulfills all the requirements Clause 3 above to OCBC s satisfaction ( Successful Applicant ) shall eligible to receive one (1) Gift (defed low). 6. OCBC is givg one (1) unit of 20 Cab Luggage Bag ( Gift ) to each Successful Applicant. The Gift is available 2 colors : a) Pk Gift a Successful Applicant of the OCBC Titanium Pk Credit Card; and b) Blue Gift a Successful Applicant of any other OCBC Credit Card. Provided that the Gift is given while stocks last, and OCBC reserves the right to give a Gift of different color, or to substitute the Gift with another product and/or service, which case these terms and conditions shall apply to the substitute gift mutatis mutandis. 7. The Gifts are given on an as is basis and do not clude any accessory items which may shown any advertisements or promotional materials as they are illustrative purposes only. The Gifts are not transferable and not exchangeable (either another color, size or model, or cash, credit or kd).

2 8. The Gifts are manufactured or supplied by ETC Premium & Service Sdn Bhd ( Supplier ). To the fullest extent permitted by law, OCBC does not make and hereby expressively excludes and disclaims any representations or warranties with respect to the Supplier and the Gifts. In particular, OCBC gives no warranty or endorsement, express or implied, written or oral, cludg but not limited to, any warranty respect of merchantability quality or suitability or fitness any purpose respect of the Gifts. Any issue or query respect of the Gifts shall dealt with directly with the Supplier at the contact details low. ETC Premium & Service Sdn Bhd 66A, Jalan SS14/2A, Subang Jaya, Selangor Darul Ehsan, Malaysia Tel: / The Gifts are subject to further terms and conditions as follows : a) The Gift will delivered to the Successful Applicant s last known mailg address as stated the Card Application with four (4) to six (6) weeks after fulfillment of all the requirements clause 3 above; b) Delivery of the Gift to a P.O Box address is not allowed. In any case the mailg address is a P.O Box, Successful Applicant shall contacted by the Supplier an alternative address to deliver the Gift) c) In any case the first and second delivery was not successful, there will a Thank You note from the courier service company to m the Successful Applicant to collect from the courier service company s nearest branch LIABILITY AND RESPONSIBILITY 10. The Successful Applicant shall assume full responsibility any liability, mishap, jury, loss, damage, claim or accidents resultg from this Campaign or use of the Gift. OCBC held liable any of the aesaid. GENERAL TERMS & CONDITIONS 11. The Eligible Customer s mation will processed by OCBC purposes of determg eligibility to given the Gift. By participatg the Campaign, the Eligible Customer shall deemed to have agreed to OCBC processg the Eligible Customer s mation purposes of the Campaign. 12. OCBC s decision on all matters relatg to the Campaign shall fal, conclusive and bdg on all parties. OCBC responsible anyway whatsoever, respect of technical failures of any kd, unauthorized human tervention, electronic or human error admistration and processg. OCBC obliged to give any reasons whatsoever or enter to any correspondence with any person(s) on any matter concerng the Campaign. 13. OCBC held liable any manner whatsoever any convenience, loss or damage howsoever arisg connection with the Campaign. Furthermore, OCBC liable any default or delay respect of the Campaign due to any act of God, war, riot, strike, terrorism, epidemic, lockout, dustrial action, fire, flood, drought, storm or any events which are caused by factors yond the reasonable control of OCBC. 14. These Terms & Conditions will prevail over any provisions or representations contaed any brochure or other promotional material advertisg the Campaign. 15. By participatg this Campaign, the Customers agrees to bound by these Terms & Conditions and, to the fullest extent permitted by law, consent to and authorize OCBC to disclose their particulars to the third party service providers engaged by OCBC the purposes of the Campaign (if any). OCBC warrants that the disclosure of such particulars to any third party services providers will limited to the Customer s name, address and telephone numr and will used only relation to and the purposes of the Campaign. 16. OCBC reserves the right to use any mation, names and photographs of the Eligible Customer publishg any mass media or marketg materials advertisg or publicity purposes. All documents submitted the Campaign are the property of OCBC clusive of the photographs of the Eligible Customers.

3 17. OCBC reserves the rights to withdraw, cancel, suspend, extend or termate this Campaign at any time whole or part, or to vary, delete or add to any of the Terms & Conditions here at any time with twenty one (21) days notice, by way of postg on OCBC s website at or any other method deemed suitable by OCBC. Each Eligible Customer agrees to access OCBC s website stated here at regular time tervals to view the Terms & Conditions here and to ensure that the Eligible Customer is kept up-to-date with any changes or variations to these Terms & Conditions. Eligible Customers entitled to claim any compensation agast OCBC any and all loss and damage howsoever suffered or curred by the Eligible Customers, whether as a direct or direct result of any withdrawal, cancellation, suspension, extension or termation of the Campaign or any variation, deletion or addition to any of the Terms & Conditions here. 18. OCBC liable any misterpretation of any facts, news, reports, audios or visuals respect of the Campaign published any mass media, marketg or advertisg materials. 19. These Terms & Conditions shall governed by the laws of Malaysia, and all Eligible Customers shall deemed to have agreed to submit to the exclusive jurisdiction of the Malaysia Courts.

4 General 10. Terms The followg & Terms Conditions terms & Conditions and conditions also apply to the redemption and use of the Prizes: 20. Apply All a. mation The Prize is and only data OCBC valid submitted use Credit on to OCBC or e Card by means the date and specified stated get on-voucher paragraph RM50 and 3 rebates above tickets will redemption with tracked 3x and of swipes processed Prize by the by OCBC s Wner. system purposes of this Contest. Each applicant who submits mation and data by such means shall deemed 45 days to have Promotion b. All bookgs of agreed flight seats, with hotel these accommodation terms and conditions, and ground regardless tour are of subject whether to availability or not the but applicant is eligible used to participation, redeem seats or ws on flights any Prize, durg weekends, this Contest. eve of public holidays and public holidays at any time. Weekend refers to Duration Fridays and Saturdays. 21. OCBC s OCBC decisions Bank (Malaysia) on all matters Berhad relatg ( OCBC ) to the is Contest organizg shall the Apply fal, conclusive an OCBC and Credit bdg Card on all and parties, get RM50 cludg rebate but with c. not 3x The limited swipes Wners to the 45 are days selection solely Promotion responsible of the Eligible ( the Promotion ) the Participants payment which of all Wner will other run airport selection. from 1 taxes, January OCBC surances, to shall 31 Decemr not additional responsible 2014, charges both at dates anyway the hotel, clusive whatsoever, other ( the surcharges, Promotion respect admistration Period ). of technical failures fees, and of any all other kd, items unauthorised of a personal human nature tervention not specified. and electronic or human error d. admistration Any unused / unconsumed and processg. portion OCBC of the shall Prizes not due to obliged Wners to failure give any to attend reasons / consume whatsoever are not or transferable, enter to any Eligibility correspondence non-refundable & Promotion with and any non-exchangeable person(s) Inmation any matter cash concerng or kd whether Contest. part or full. 2. The Promotion is open participation by anyone who : OCBC To (a) the shall fullest fulfills not extent all the held eligibility permitted liable criteria by any law, manner to OCBC apply whatsoever does and not to make issued any and convenience, any hereby OCBC expressively credit loss card or damage as excludes a prcipal howsoever and cardmemr disclaims arisg any representations connection strictly with accordg the warranties Contest. to OCBC s Furthermore, with respect sole and to OCBC the absolute Third shall Party(ies) discretion not liable and the determation; Prizes. any failure, In particular, default and or OCBC delay gives respect no warranty of the or Contest (b) endorsement, is not the currently use express or enjoyment holdg or any implied, of the OCBC Prizes written credit due or card, to oral, any and act cludg has of God, not en riot, but strike, holdg not limited epidemic, any OCBC to, any lockout, credit warranty dustrial card 12 action, respect months fire, of merchantability flood, blackout, immediately quality, breakdown precedg satisfaction any the mode Promotion or suitability of communication, Period; or fitness and breakdown any purpose any respect computer of the systems, Prizes. or The any Wners events which shall communicate are (c) caused is not by and factors employee liaise yond directly of OCBC, the with reasonable the or Third an immediate control Party(ies) of family OCBC. any memr queries to or an issues employee relation of OCBC to or arisg from the Prizes. (a person who meets and fulfills all the above requirements shall referred to as an Eligible Participant ) OCBC By participatg reserves the the right Contest, to substitute all participants any of the Prizes shall with deemed other products to have or agreed services to with bound prior notice, by these which terms case and these conditions. terms and The conditions terms and shall conditions apply to the contaed substitute here prizes mutatis are bdg mutandis. on all participants. No appeal and/or 3. correspondence For clarity, pursuant will to entertaed. paragraph 2(a) above, the followg applicants do not qualify as Eligible Participants and Wner are Selection not eligible to Period participate & Process this Promotion : OCBC The (a) followg reserves applicants is the whose selection right to credit use process card any applications mation, to determe shall names the wners and rejected photographs of the or Prizes: not approved of the Wners by OCBC publishg any reasons any mass a. media By 7 or whatsoever; Decemr marketg 2013, materials and 4 Eligible advertisg Participants or publicity will drawn purposes. from the All pool documents of Eligible submitted Participants the who Contest have are earned the property chances (b) applicants of OCBC clusive who have of en the photographs approved, of or the issued, Wners. any OCBC credit card as supplementary cardmemrs, to w notwithstandg a Prize as provided that such above applicants ( Selected may Participants ); eligible and have also applied any other OCBC credit card as 25. OCBC reserves prcipal the cardmemrs. rights to withdraw, cancel, suspend, extend or termate this Contest at any time whole or part, b. OCBC will make a maximum of 3 attempts to contact each Selected Participant, via telephone any time durg office or to vary, delete or add to any of the terms and conditions here at any time with prior notice, by way of postg on hours (9.00am 6.00pm), Monday to Friday (except public holidays), based on the Selected Participant s last known 4. OCBC s To participate website at the Promotion, an Eligible or any Participant other method must fulfill deemed all the suitable followg by OCBC. requirements Each to participant OCBC s agrees to contact mation OCBC s records. If all 3 attempts are not successful, then the Selected Participant who cannot access satisfaction OCBC s : website stated here at regular time tervals to view the terms and conditions here and to keep up-to-date (a) an with Eligible any Participant changes or must variations apply to any these OCBC terms credit and card conditions. as the prcipal No one cardmemr; shall entitled to claim any contacted shall thwith disqualified and entitled to receive any Prize. OCBC shall entitled to compensation (b) the Eligible agast Participant OCBC shall any submit and all to loss OCBC and the damage duly completed howsoever application suffered m curred, together whether with the as supportg a direct or select direct documents result of any as withdrawal, may required cancellation, by OCBC; suspension, and extension or termation of the Contest or any variation, aga from the pool of remag Eligible Participants until OCBC selects an Eligible Participant who can contacted deletion (c) upon or addition OCBC s to any approval of the of terms the credit and conditions card application here. (strictly at OCBC s sole and absolute discretion and the manner provided here. determation) and issuance of the OCBC credit card to the Eligible Participant, the Eligible Participant shall 26. OCBC c. Upon shall use g not and contacted, swipe liable the the OCBC any Selected misterpretation credit card Participant a or mimum shall misrepresentation of required 3 Qualified to of answer any Retail facts, Transactions 1 question news, reports, correctly, (defed audios to low) or eligible visuals with to respect receive of 45 the days Contest from the published date OCBC any approves mass media, the credit marketg card. or advertisg materials. a (d) Prize. For credit If the Selected card applications Participant via fails OCBC s to answer iq@work, the question an Eligible correctly, Participant he/she shall shall only thwith required disqualified to activate and the 27. In shall the event credit of card any with consistency 45 days tween from the date these OCBC terms approves and conditions the credit and card. any advertisg, The mimum promotional, 3 Qualified publicity Retail and other not materials Transactions entitled relatg to receive with to or 45 any connection days Prize, is not whereupon applicable. with the OCBC Contest, shall these terms entitled and to select conditions aga, shall until prevail. OCBC selects an Eligible Participant The Eligible who Participant s can answer application 1 question, correctly as well as upon OCBC s g approval contacted and the issuance manner of, provided the OCBC here. credit card must 28. These d. all Upon occur terms answerg with and conditions the the Promotion question shall correctly Period, governed failg and upon which by the his/her the laws Eligible agreement of Malaysia, Participant with and these shall participants terms disqualified and conditions, shall from deemed receivg the Selected to the have agreed Participant Rebate to submit (defed shall to low). the declared exclusive as jurisdiction the Wner of the Malaysian a Prize. Courts. Fulfilment 5. If, whatever of the Prizes reason(s) : 14. Upon (a) g an Eligible declared Participant s as a Wner credit of a card Prize, application OCBC will is deliver only approved or cause after to the delivered Promotion to the Period; Wner or the Prize the m (b) of vouchers the OCBC and credit tickets card to is redeem only issued the items to the set Eligible out Participant paragraph after 8 above. the Promotion Period, then the Eligible Participant shall automatically disqualified from participation the Promotion. While OCBC 15. The endeavors Prize will to process delivered credit by courier card applications service with a 4 timely weeks manner, from the delay Wner may declaration, occur due to to submission the Wner s of complete last known address mation OCBC s or documents records. by Each applicants, Wner uneseen consents to circumstances, and agrees festive OCBC holidays, to disclose etc. his/her OCBC name and contact held mation liable responsible OCBC s records to anyone to the any courier way service whatsoever, to facilitate any the delay Prize delivery. processg or approvg any credit card application and/or issug the OCBC credit card any reason(s) whatsoever. 16. OCBC responsible any Prize which may damaged, delayed, lost, returned or uncollected whatever 6. reasons An Eligible and OCBC Participant will not who make fulfills any the alternative participation arrangement requirements delivery paragraph or collection 4 above of to the OCBC s Prize. satisfaction will eligible to receive a RM50 rebate ( Rebate ). The Rebate will credited to the Eligible Participant s OCBC 17. All credit Prizes card do not account clude with any a accessory mimum items of 60 which days from may the card shown approval any advertisements date. or promotional materials as they are illustrative purposes only. 7. OCBC reserves the right to substitute any Rebate with other prizes, products or services with prior notice. Liability and Responsibility

5 General The This followg Terms promotion terms & is Conditions and not conditions applicable also with apply any other to the OCBC redemption credit card and application use of the Prizes: promotions. 20. All a. mation The Prize is and only data valid submitted use on to OCBC or e by means the date specified stated on-voucher paragraph and 3 above tickets will redemption tracked and of processed Prize by the by Defition OCBC s Wner. system & Validity purposes of this Contest. Each applicant who submits mation and data by such means shall 9. b. deemed OCBC All bookgs to credit have of card agreed flight shall seats, with mean hotel these any accommodation terms credit and card conditions, issued and ground by OCBC regardless tour Bank are of (Malaysia) subject whether to availability or Berhad not the only. but applicant is eligible used to participation, redeem seats or ws on flights any Prize, durg weekends, this Contest. eve of public holidays and public holidays at any time. Weekend refers to 10. Fridays Qualified and Retail Saturdays. Transaction the purpose of this Promotion shall clude transaction on any retail spend, onle 21. OCBC s purchase, decisions mail order on all or matters telephone relatg order, to the recurrg/auto Contest shall debit fal, transaction conclusive and and Initial bdg Instalment on all Payment parties, cludg Plan but c. not The limited Wners to the are selection solely responsible of the Eligible the Participants payment of all Wner other airport selection. taxes, OCBC surances, additional responsible charges at anyway the hotel, Transaction by usg any currently valid OCBC credit card. whatsoever, other surcharges, respect admistration of technical failures fees, and of any all other kd, items unauthorised of a personal human nature tervention not specified. (a) The followg shall NOT considered as and do not m part of Qualified Retail and Transaction electronic human the error d. admistration Any unused purpose / unconsumed of and this processg. Promotion portion : OCBC of the shall Prizes not due to obliged Wners to failure give any to attend reasons / consume whatsoever are not or transferable, enter to any correspondence non-refundable Cash with and Advance. any non-exchangeable person(s) any matter cash concerng or kd whether Contest. part or full. Subsequent Instalment Payment Plan Transaction OCBC To the shall fullest not Balance extent held permitted Transfer liable transaction. by any law, manner OCBC whatsoever does not make any and convenience, hereby expressively loss or damage excludes howsoever and disclaims arisg any representations connection with Call or the warranties Contest. Cash & Furthermore, with stalments respect to OCBC the paid Third transaction. shall Party(ies) not liable and the Prizes. any failure, In particular, default or OCBC delay gives respect no warranty of the or Contest endorsement, the Instalment use express or enjoyment paid or implied, Dial-a-Cash of the Prizes written programme. due or to oral, any act cludg of God, riot, but strike, not limited epidemic, to, any lockout, warranty dustrial action, respect fire, of merchantability flood, blackout, Refund. quality, breakdown satisfaction any mode or suitability of communication, or fitness breakdown any purpose any respect computer of the systems, Prizes. or The any Wners events which shall communicate are caused by Disputed, and factors liaise yond unauthorized directly the with reasonable the or fraudulent Third control Party(ies) retail of OCBC. transaction. any queries or issues relation to or arisg from the Prizes. Payment of annual fee OCBC By participatg reserves Interest the the right payment. Contest, to substitute all participants any of the Prizes shall with deemed other products to have or agreed services to with bound prior notice, by these which terms case and these conditions. terms and Late The conditions payment terms and fee, shall conditions charge apply to the cash contaed substitute withdrawal here prizes and mutatis are any bdg other mutandis. m on of all service/ participants. miscellaneous No appeal fee. and/or correspondence (b) OCBC reserves will entertaed. the absolute right to thwith nullify and cancel any Qualified Retail Transaction the Wner Selection followg circumstances Period & Process : OCBC The followg reserves If is the the Qualified selection right to Retail use process any Transaction mation, to determe shall names the m wners part and of photographs of split the Prizes: transactions of the Wners namely 3 or publishg more transactions any mass a. media By 7 or Decemr marketg carried 2013, materials out on 4 the Eligible same advertisg Participants day at the or same publicity will card drawn purposes. acceptance from the All termal, pool documents of Eligible OR submitted more Participants than 1 void the who transactions Contest have are earned on the property chances of OCBC the same clusive day at of the same photographs card acceptance of the Wners. termal; and/or to w a Prize If the as spendg provided patterns above ( Selected of any Eligible Participants ); Participant, or the usage of any OCBC credit card by any Eligible 25. OCBC reserves Participant, the rights shall to withdraw, deemed cancel, by OCBC suspend, at its extend sole and or termate absolute this discretion Contest to at any unusual time or whole abnormal and part, b. OCBC will make a maximum of 3 attempts to contact each Selected Participant, via telephone any time durg office or to vary, delete shows or an add attempt to any to of obta the terms an unfair and conditions advantage here over other at any genue time with Eligible prior Participants notice, by way with of normal postg card on hours (9.00am 6.00pm), Monday to Friday (except public holidays), based on the Selected Participant s last known OCBC s website spendg at patterns. or any other method deemed suitable by OCBC. Each participant agrees to contact mation OCBC s records. If all 3 attempts are not successful, then the Selected Participant who cannot access OCBC s Upon g website nullified stated and here cancelled, at regular such transaction time tervals shall to not view the counted terms and the conditions Qualified Retail here Transaction. and to keep up-to-date (c) OCBC with reserves any changes its rights or variations to nullify and to these cancel terms and render and conditions. the same of No no one effect shall purposes entitled of to this claim Promotion, any contacted shall thwith disqualified and entitled to receive any Prize. OCBC shall entitled to compensation any transaction agast OCBC which is mistakenly any and all counted loss and as damage a Qualified howsoever Retail Transaction. suffered or curred, whether as a direct or select direct (d) Each result Qualified of any withdrawal, Retail Transaction cancellation, must suspension, reflected extension OCBC s or transaction termation records of the and Contest the Qualified or any variation, Retail aga from the pool of remag Eligible Participants until OCBC selects an Eligible Participant who can contacted deletion Transaction or addition to will any of based the terms on transaction and conditions date reflected here. the Eligible Participant s credit card statement, to the manner provided here. enable OCBC to give the Qualified Retail Transaction to the Eligible Participant. 26. OCBC c. (e) Upon shall For g an not Eligible contacted, liable Participant the any Selected misterpretation with more Participant than one or shall misrepresentation currently required valid OCBC to of answer any credit facts, 1 cards, question news, all reports, Qualified correctly, audios Retail to or eligible visuals to respect receive of Transactions the Contest carried published out usg any any mass of media, the currently marketg valid or OCBC advertisg credit cards materials. will automatically tracked and a Prize. m If part the of Selected the Qualified Participant Retail fails Transactions. to answer the However, question the correctly, Rebate will he/she only shall given thwith once to an disqualified Eligible and 27. In shall the event Participant of any who consistency fulfils paragraph tween 4 above, these terms regardless and conditions of the numr and any of currently advertisg, valid promotional, OCBC credit publicity cards held. and other not materials entitled relatg to receive to or any connection Prize, whereupon with the OCBC Contest, shall these terms entitled and to select conditions aga, shall until prevail. OCBC selects an Eligible Participant who can answer 1 question correctly upon g contacted the manner provided here. General Terms & Conditions 28. These d. Upon terms answerg and conditions the question shall correctly governed and upon by the his/her laws agreement of Malaysia, with and these all participants terms and conditions, shall deemed the Selected to have 11. The Eligible Participant s mation and data will tracked and selected by OCBC s system upon meetg the agreed Participant to submit shall to the declared exclusive as jurisdiction the Wner of the Malaysian a Prize. Courts. eligibility criteria and/or participation requirements. By participatg the Promotion, the Eligible Participant shall deemed to have agreed to OCBC processg the Eligible Participant s mation and data purposes of the Fulfilment Promotion. of the Prizes 14. Upon g declared as a Wner of a Prize, OCBC will deliver or cause to delivered to the Wner the Prize the 12. m OCBC s of vouchers decisions and on tickets all matters to redeem relatg the items to the set Promotion out paragraph shall fal, 8 above. conclusive and bdg on all parties. OCBC responsible anyway whatsoever, respect of technical failures of any kd, unauthorized 15. The human Prize will tervention delivered and electronic by courier or service human with error 4 weeks admistration from the and Wner processg. declaration, OCBC to the shall Wner s not obliged last known to address give any OCBC s reasons records. whatsoever Each or enter Wner to consents any correspondence to and agrees with any OCBC person(s) to disclose on any his/her matter name concerng and contact the mation Promotion. OCBC s records to the courier service to facilitate the Prize delivery OCBC OCBC shall not responsible held liable any any Prize manner which whatsoever may damaged, any convenience, delayed, lost, returned loss or damage or uncollected howsoever whatever arisg reasons connection and OCBC with will the not Promotion. make any Furthermore, alternative arrangement OCBC shall not delivery liable or collection any default of the or Prize. delay respect of the Promotion due to any act of God, war, riot, strike, terrorism, epidemic, lockout, dustrial action, fire, flood, drought, 17. All storm Prizes or do any not events clude which any accessory are caused items by factors which yond may the shown reasonable any advertisements control of OCBC. or promotional materials as they are illustrative purposes only. Liability and Responsibility

6 General The By followg participatg Terms terms & Conditions and the conditions Promotion, also the apply Eligible to Participants the redemption shall and use deemed of the to Prizes: have agreed to bound by these 20. All a. mation terms The Prize and is conditions. and only data valid submitted The use terms on to and OCBC or e conditions by means the date contaed specified stated here on-voucher paragraph are bdg and 3 above tickets on all will Eligible redemption tracked Participants. and of processed Prize No by the by OCBC s Wner. appeal system and/or correspondence purposes of this will Contest. entertaed. Each applicant who submits mation and data by such means shall b. deemed All bookgs to have of agreed flight seats, with hotel these accommodation terms and conditions, and ground regardless tour are of subject whether to availability or not the but applicant is eligible used to 15. participation, OCBC reserves or ws the any rights Prize, to withdraw, this Contest. cancel, suspend, extend or termate this Promotion at any time whole or redeem seats on flights durg weekends, eve of public holidays and public holidays at any time. Weekend refers to part, or to vary, delete or add to any of the terms and conditions here at any time with prior notice at its Fridays and Saturdays. 21. OCBC s absolute decisions discretion, all by matters way of relatg postg to on the OCBC s Contest website shall at fal, conclusive and or bdg any on other all parties, method cludg deemed but c. not suitable The limited Wners to by the OCBC. are selection solely Each responsible of Eligible the Eligible Participant the Participants payment agrees of to all Wner access other airport OCBC s selection. taxes, website OCBC surances, stated here additional responsible at regular charges time at anyway the hotel, whatsoever, other tervals surcharges, to view respect the admistration of terms technical and conditions failures fees, and of here any all other kd, and items unauthorised to ensure of a personal that human the nature Eligible tervention not Participant specified. and electronic is kept up-to-date or human with error d. admistration any Any changes unused / or unconsumed and variations processg. to portion these OCBC of terms the shall Prizes and conditions. not due to obliged Wners Eligible to failure give Participants any to attend reasons shall / consume not whatsoever entitled are not or to transferable, enter claim to any any correspondence non-refundable compensation with agast and any non-exchangeable OCBC person(s) any any and matter all cash loss concerng or and kd damage whether howsoever Contest. part or suffered full. or curred by the Eligible Participants, whether as a direct or direct result of any withdrawal, cancellation, suspension, extension or OCBC To termation the shall fullest not extent of the held Promotion permitted liable by or any any law, manner variation, OCBC whatsoever does deletion not make addition any and convenience, to hereby any of expressively the loss terms or and damage excludes conditions howsoever and here. disclaims arisg any representations connection with or the warranties Contest. Furthermore, with respect to OCBC the Third shall Party(ies) not liable and the Prizes. any failure, In particular, default or OCBC delay gives respect no warranty of the 16. or Contest OCBC endorsement, shall the use not express or enjoyment liable implied, any of the misterpretation Prizes written due or to oral, any misrepresentation act cludg of God, riot, but strike, not of any limited epidemic, facts, to, news, any lockout, reports, warranty dustrial audios action, respect or fire, of merchantability flood, visuals blackout, respect quality, breakdown of the satisfaction Promotion any mode or published suitability of communication, or any fitness mass breakdown media, any purpose marketg any respect computer or advertisg of the systems, Prizes. materials. or The any Wners events which shall communicate are caused by and factors liaise yond directly the with reasonable the Third control Party(ies) of OCBC. any queries or issues relation to or arisg from the Prizes. 17. In the event of any consistency tween these terms and conditions and any advertisg, promotional, publicity OCBC By and participatg reserves other materials the the right relatg Contest, to substitute to all or participants any connection of the Prizes shall with the with deemed Promotion, other products to these have or agreed terms services and to conditions with bound prior notice, shall by these prevail. which terms case and these conditions. terms and The conditions terms and shall conditions apply to the contaed substitute here prizes mutatis are bdg mutandis. on all participants. No appeal and/or 18. correspondence These terms and will conditions entertaed. shall governed by the laws of Malaysia, and all Eligible Participants shall Wner deemed Selection to have Period agreed to & submit Process to the exclusive jurisdiction of the Malaysian Courts OCBC The followg reserves is the selection right to use process any mation, to determe names the wners and photographs of the Prizes: of the Wners publishg any mass a. media By 7 or Decemr marketg 2013, materials 4 Eligible advertisg Participants or publicity will drawn purposes. from the All pool documents of Eligible submitted Participants the who Contest have are earned the property chances of OCBC clusive of the photographs of the Wners. to w a Prize as provided above ( Selected Participants ); 25. OCBC reserves the rights to withdraw, cancel, suspend, extend or termate this Contest at any time whole or part, b. OCBC will make a maximum of 3 attempts to contact each Selected Participant, via telephone any time durg office or to vary, delete or add to any of the terms and conditions here at any time with prior notice, by way of postg on hours (9.00am 6.00pm), Monday to Friday (except public holidays), based on the Selected Participant s last known OCBC s website at or any other method deemed suitable by OCBC. Each participant agrees to contact mation OCBC s records. If all 3 attempts are not successful, then the Selected Participant who cannot access OCBC s website stated here at regular time tervals to view the terms and conditions here and to keep up-to-date with any changes or variations to these terms and conditions. No one shall entitled to claim any contacted shall thwith disqualified and entitled to receive any Prize. OCBC shall entitled to compensation agast OCBC any and all loss and damage howsoever suffered or curred, whether as a direct or select direct result of any withdrawal, cancellation, suspension, extension or termation of the Contest or any variation, aga from the pool of remag Eligible Participants until OCBC selects an Eligible Participant who can contacted deletion or addition to any of the terms and conditions here. the manner provided here. 26. OCBC c. Upon shall g not contacted, liable the any Selected misterpretation Participant or shall misrepresentation required to of answer any facts, 1 question news, reports, correctly, audios to or eligible visuals to respect receive of the Contest published any mass media, marketg or advertisg materials. a Prize. If the Selected Participant fails to answer the question correctly, he/she shall thwith disqualified and 27. In shall the event of any consistency tween these terms and conditions and any advertisg, promotional, publicity and other not materials entitled relatg to receive to or any connection Prize, whereupon with the OCBC Contest, shall these terms entitled and to select conditions aga, shall until prevail. OCBC selects an Eligible Participant who can answer 1 question correctly upon g contacted the manner provided here. 28. These d. Upon terms answerg and conditions the question shall correctly governed and upon by the his/her laws agreement of Malaysia, with and these all participants terms and conditions, shall deemed the Selected to have agreed Participant to submit shall to the declared exclusive as jurisdiction the Wner of the Malaysian a Prize. Courts. Fulfilment of the Prizes 14. Upon g declared as a Wner of a Prize, OCBC will deliver or cause to delivered to the Wner the Prize the m of vouchers and tickets to redeem the items set out paragraph 8 above. 15. The Prize will delivered by courier service with 4 weeks from the Wner declaration, to the Wner s last known address OCBC s records. Each Wner consents to and agrees OCBC to disclose his/her name and contact mation OCBC s records to the courier service to facilitate the Prize delivery. 16. OCBC responsible any Prize which may damaged, delayed, lost, returned or uncollected whatever reasons and OCBC will not make any alternative arrangement delivery or collection of the Prize. 17. All Prizes do not clude any accessory items which may shown any advertisements or promotional materials as they are illustrative purposes only. Liability and Responsibility