FINANCIAL. Your goals. Your life plan. Our commitment.

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1 FINANCIAL PARTNER Your goals. Your life plan. Our commitment.

2 IT IS A THEME THAT REMINDS US OF WHY WE DO WHAT WE DO. But what does it mean exactly? Many people hear the word wealth and think money, but that only tells part of the story. Wealth is far greater than entries in a portfolio or account balance. Wealth is the power to make things happen. It has the capacity to turn goals into reality. It changes the question from if to when. It opens up the road less traveled and says go explore. Wealth has the power to enrich life for you and your family. But most important, wealth is what it means to you. For some, it is the means to a quiet life in the country. For others, it means globetrotting to the corners of the earth, or building a family legacy or corporate empire. Wealth is the freedom to make the decisions that are best for you. WEALTH IS FREEDOM You will hear that a lot from us. While we focus on managing and growing your wealth, what we are really doing is helping you build freedom to achieve the life you want to live. That is what drives us to work diligently on your behalf. That is what keeps us passionate. The numbers on the statement tell one story. Hearing the stories from our clients as they live the lives they imagined that is the story that lets us know we are doing things right. By building wealth, we know what we are really doing is building the freedom to make it all possible.

3 OUR CLIENTS. OUR FOCUS. Helping our clients lead successful lives. SUCCESS AND THE WEALTH IT GENERATES can create complexities and priorities that must be carefully addressed. Our financial professionals apply more than 75 years of combined industry experience to serve the specialized needs of all our clients, from high-net-worth individuals and families to institutions and organizations. It s a team ready and prepared to implement individual strategies and offer sound guidance specifically tailored to you, and your goals and aspirations. EXECUTIVES & CEOS You have spent your career in the corporate world and, because of it, need to address complex financial matters such as managing stock options and concentrated equities. We can provide a comprehensive financial plan to manage your investments and mitigate your tax burden, while also addressing estate planning, generational wealth transfer and charitable giving. ENTREPRENEURS We help busy entrepreneurs pursue their unique venture and vision, creating strategies designed to help their enterprises grow and succeed. We can help you find access to working capital and establish a company retirement plan designed to attract and retain quality employees. If and when you are ready to sell or transition from your business, we can help you manage this succession plan. PHYSICIANS Our team of financial professionals is experienced in managing the financial issues that impact physicians such as safeguarding your assets from liability risks. Maintaining your standard of living, providing for your family and generating income with minimal tax consequences are other important concerns that we address for you. ENTERTAINERS Entertainers can have highly variable incomes. Their annual earnings can be subject to outside influences such as changing cultural tastes, TV ratings and movie box office results. In addition to financial planning, we can help with other essential matters such as budgeting and cash flow management, tax planning, and risk analysis and management. PROFESSIONAL ATHLETES The career of a professional athlete is unique in that there are high earnings concentrated over a relatively short period of time. While you may retire from your professional athletic career with significant wealth, the goal is to make it endure and provide post-career income throughout your life. We are highly experienced in providing the financial counsel and strategies designed to do just that. INSTITUTIONAL CLIENTS We help nonprofits, foundations and endowments fulfill their worthy missions by providing vital services such as investment policy statement development, portfolio construction and management, asset management, strategic planning, cash flow management, corporate retirement plans and fiduciary guidance. There is no assurance that these strategies will be successful. Investing involves risks including the potential for capital losses. Asset allocation does not guarantee a profit nor protect against losses.

4 FINANCIAL POWERHOUSE sophisticated needs of today s the Business of Entertainment, With more than 20 years of guidance on both market analysis institutional investors since He Media, and Sports at the Harvard experience in financial services, and economic trends. His primary began his career in 1990 with Merrill Business School and served as an Ryan Wayne works with focus is monitoring private client Lynch, concentrating on high-net- NFLPA Registered Player Financial foundations, institutions and financial plans to ensure they remain worth clients. Advisor since He currently lives high-net-worth individuals. He aligned with their investment policies Drawing on more than 25 years of in Newtown, Pennsylvania, with his holds dual bachelor s degrees and statements. experience in the financial services wife, Debbie, and has two children, in economics and finance from Ryan s wife, Lynda, is an audiologist industry, Tom concentrates on highly Alexa and Jake. Tom is an active Susquehanna University and with a local practice, and the couple developed asset allocation and member of the Ambassador Circle earned his MBA in finance from has two children, Madilyn and investment strategies, conducts of St. Mary Medical Center Foundation Drexel University. Christian. Ryan enjoys spending time THOMAS A. SEILER, WMS Managing Director extensive research and evaluation on investment management firms, forms comprehensive investment and a recipient of the Philanthropy Award for Cerebral Palsy of New Jersey. An active triathlete, you may RYAN T. WAYNE Financial Advisor Ryan s strong analytical skills provide clients with daily with his family. Senior Vice President, Investments policy statements and provides see Tom training or sharing notes ongoing performance measurement with some of the group s professional As a founding member of The Seiler and monitoring for client portfolios. athletes on the best conditioning Group of Raymond James, Thomas A graduate of Montclair University, techniques in preparing for Seiler has focused on meeting the Tom has also successfully completed upcoming races. high-net-worth individuals Specialist (CRPS ). Patrick is also Ross Hart joined The Seiler Group Ross works with individuals and and families. an Accredited Investment Fiduciary, in 2011, after graduating from the families on developing comprehensive Prior to joining the financial doing what is best for our clients and Rutgers Business School with a financial plans custom tailored to their services industry, Patrick received an the investing public. degree in finance. Prior to joining specific goals and objectives. honorable discharge from the United Patrick is also a member of the the group full time, he completed a A resident of Hamilton, New States Marine Corps and served with Marine Corps League, Doylestown yearlong internship program. Ross Jersey, Ross enjoys spending his time the San Diego Police Department. He Freemasons, New Jersey State Law was a member of the National Society outdoors playing soccer, cycling, then began his career in the financial Enforcement Officers Association, Elks of Collegiate Scholars and served as golfing and surfing. He values a industry in 1995 with A.G. Edwards, Club, American Legion, Investment coach and financial director for the strong work ethic and integrity, and is later working with Merrill Lynch and Management Consultants Association Rutgers Men s Club soccer team. committed to helping clients secure PATRICK M. SEILER, CFP, CIMA, CRPC, CRPS, AIF Senior Vice President, Investments Morgan Stanley Smith Barney. Already a Certified Financial Planner practitioner, Patrick has also earned the prestigious designations of Certified Investment Management and Bucks County Business Alliance. The Financial Industry Regulatory Authority (FINRA) has also certified Patrick as an arbitrator to reconcile disputes. ROSS P. HART, WMS Investment/Portfolio Associate their financial futures. Patrick Seiler works with institutional Analyst (CIMA ) from the Wharton Patrick, his wife, Wendy, and their clients (corporations, pension and Business School at the University of two children, Maeve and Thomas, profit sharing plans, 401(k) plans Pennsylvania, Chartered Retirement live in Buckingham and enjoy spending and foundations) and also provides Planning Counselor (CRPC ) and time outdoors, riding Harleys, and comprehensive planning to private Chartered Retirement Plans spending time in their community. Investment Management Consultants Association is the owner of the certification mark CIMA, the service marks Certified Investment Management Analyst SM, Investment Management Consultants Association SM, and IMCA. Use of CIMA or Certified Investment Management Analyst SM signifies that the user has successfully completed IMCA's initial and ongoing credentialing requirements for investment management consultants. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP, CERTIFIED FINANCIAL PLANNER and federally registered in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

5 THE POWER OF TEAMWORK NICOLE A. MORAWSKI Senior Registered Service Associate Nicole Morawski began her career as a legal assistant, developing keen attention to detail and organization. She entered the financial industry in 2000 as a compliance director at Merrill Lynch before joining The Seiler Group in 2003 as a group administrator. Nicole directs administration for all our clients day-to-day needs, with a strong commitment to excellent service. An avid fan of ice hockey and TERRI L. SCHAFER Senior Client Service Associate Prior to joining The Seiler Group in 2009, Terri Schafer worked in the operations department at Morgan Stanley Smith Barney, handling the overall process of the entire branch office. Terri also spent 10 years in retail banking, giving her a broad background in financial services and preparing her for client service administration. Terri is responsible for all daily client administration and overall support for the group. A resident VAUGHN H. HEBRON Practice Marketing Associate, Athletes & Entertainers RAUL TORRENS Practice Marketing Associate, Athletes & Entertainers MICHAEL W. BUSH, JR. Practice Marketing Associate, Athletes & Entertainers EDWARD CASTELLANOS Practice Marketing Associate, Athletes & Entertainers RAYMOND JAMES Raymond James is one of the largest independent financial services firms in the United States. Since its beginning in 1962, it has always been a different kind of company embracing longterm planning and methodical decision-making while staying uncompromisingly client-focused. While other firms simply bought and sold stocks or mutual funds, Raymond James focused on financial planning for the individual. It was the first firm to pioneer that Raymond James supports our solutions-based planning approach Investments are a means to an end, whether the goal is a comfortable retirement, a grandchild s education or a legacy for future generations. That s why we have chosen to work with a firm that is goal-based, not transaction-focused. Backed by the wide array of resources, investments and tools available through Raymond James, we re well-positioned to determine how to effectively address your needs, develop appropriate strategies, construct well-crafted portfolios and help you achieve your financial goals. Our recommendations stem from a comprehensive assessment of your complete financial picture, including balancing your shorter-term requirements with your long-term goals and the amount and type of risk you can comfortably and appropriately assume. motorsports, Nicole also enjoys of Bucks County with her husband, concept, and today supports its spending time with her family William, and their three sons, Terri advisors with access to a full range and traveling. participates in family activities and of comprehensive resources. plays in a women s softball league. Our team goal is to change the game to assist our clients in becoming the type of investor who knows how to accomplish their dreams and what that entails. Top left to right: Ross P. Hart, Patrick M. Seiler, Ryan T. Wayne Bottom left to right: Terri L. Schafer, Thomas A. Seiler, Nicole A. Morawski THOMAS A. SEILER, WMS

6 ENABLING THE INTELLIGENT INVESTOR We are committed to your goals and objectives. What are your dreams? WE BELIEVE THAT HOLISTIC WEALTH MANAGEMENT is most effective when it involves every aspect of your life. We look at each client s big picture in terms of four different pillars: Lifestyle, assets, risk and liability. Lifestyle management Asset management Risk management Liability management * How much is enough? To answer this question, and Are your assets appropriately allocated and How well is your net worth, and your family, How can you use debt within a strategy to help thus provide proper wealth management strategies, properly diversified? We provide services designed protected? We can help you protect your wealth. preserve and manage your wealth? We offer a we need to discover crucial information about you and your goals. What kind of life do you want to lead? Determine your needs. How much do you want to leave to others? Trusts and other estate planning structures. What assets do you have earmarked for retirement? IRAs, 401(k) plans, equity compensation, other retirement savings accounts. What about your legacy for philanthropy? Charitable trusts, private family foundations, donor-advised funds. What memory of you do you want to one day leave behind? to help ensure that your assets are well-managed to meet your individual goals and objectives. Investment Policy Statement Risk analysis and asset allocation Stocks, bonds, mutual funds, annuities, options, alternative investments, CDs Fee-based managed accounts Mutual fund, investment manager and global equity research Quarterly review meeting Transparent and open architecture Portfolio diversification Hedging strategies Life, disability and long-term care insurance Diversification and liquidity for business owners Tax reduction strategies Identity theft strategies Guidance on family mission statements variety of services to meet your needs. Lending Securities-backed loans and lines of credit Secured and unsecured loans and lines of credit Business capital and commercial loans Exotic financing through capital markets and investment banking In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2A as well as the client agreement. Diversification and asset allocation do not ensure a profit or guarantee against loss. *Services provided by Raymond James Bank Raymond James & Associates, Inc., and Raymond James Financial Services, Inc., are affiliated with Raymond James Bank. Unless otherwise specified, products purchased from or held at Raymond James & Associates or Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.

7 MOVING FORWARD Your goals and objectives. Our commitment to your personal life plan. DEVELOPING YOUR LIFE PLAN Charting a prudent course to financial independence requires a well-conceived, personalized plan with well-defined, long-term goals. Our four-step wealth advisory consultative process can help you design a cohesive plan for the future. Discover Analyze and Recommend Implement Review and Monitor Before our first meeting, we suggest that you take Based on our discussion, the team will analyze After you have approved your wealth plan, Our review process is transparent and done a fresh inventory of your wealth, including where your personal and financial information including we will work closely with you to implement each month, with quarterly reviews. We believe each asset is located and what it is worth. At that assets and liabilities assess risks and identify it, bringing an objective approach and paying that ongoing communication is a vital component meeting, we will begin by exploring what matters potential threats to your financial health. We will special attention to how the various parts of of our relationship with you, and we are committed most to you and fully understand what you want conduct a review of your company, including your plan can affect, enhance and integrate to staying on top of your changing financial needs. to accomplish with your wealth. We will talk about business evaluation and a comprehensive with each other. Wherever appropriate, we Your financial documents provide the foundation you, the kind of lifestyle you enjoy, what worries workup on cash flow analysis. We will present will suggest seeking additional, in-depth for regular meetings, and the team will review your you and what you are passionate about. Our you with a personalized plan that can help advice on particularly complex issues such portfolio at your request whenever you feel that conversation will also explore your values, key address your income and cash flow needs, as family dynamics, estate planning, lending, your circumstances have changed. We will then relationships, family dynamics and the objectives borrowing requirements, asset protection, tax planning strategies and more. This may seek to ensure that your assets are positioned of how these can create multigenerational retirement planning, wealth transfer, philanthropy include collaborating with your accounting, according to your evolving needs. If necessary, we success. That way, our team can help you and other areas beyond investment management. legal and insurance professionals. Whatever will suggest adjustments to your strategy to address determine how all the facets of your financial By taking the additional time to carefully review approach we decide on, the team will help changes in your circumstances or objectives. situation could dovetail effectively. these topics, we hope to make you comfortable you keep your investments on track and your with proposed investment strategies and service dreams at the forefront. providers before implementing your wealth plan.

8 LEADERSHIP Applying an exemplary degree of financial expertise and personal service. BY SERVING AS YOUR TRUSTED FINANCIAL CONFIDANTS for every stage and milestone of your life, we want you to feel that we re the only financial advisors you ll ever need. By providing an uncompromised level of attentive service, we want to make you feel like you are our only client. Above all, we would like you to feel confident and comfortable in knowing that you are being cared for in the most complete and comprehensive manner. Impressive stats Thomas Seiler has been recognized by the following notable awards: 2014 Barron s Top 1,200 Financial Advisors 2015 Barron s Top 1,200 Financial Advisors 2016 Barron s Top 1,200 Financial Advisors 2017 Barron s Top 1,200 Financial Advisors Winner's Circle, a Barron's research organization, produced the rankings based on data provided by over 4,000 individual advisors and their firms. Advisor data is confirmed via regulatory databases, cross-checks with securities firms and conversations with individual advisors. Among the factors considered for rankings are assets under management, revenue that the advisors generate for their firms and the quality of their practices. Data points that relate to quality of practice include length of service, designations held, services beyond investments offered including estates and trusts, and an evaluation of each advisor's regulatory record, etc. Investment performance is not an explicit component because not all advisors have audited results and because performance figures often are influenced more by client's risk tolerance than by an advisors' investment picking abilities. The ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of future performance. Neither Raymond James nor any of it's financial advisors pay a fee in exchange for this award/rating. Barron's is not affiliated with Raymond James.

9 PARTNERING WITH YOUR SUCCESS Your life. Your story. Our commitment. 4 Caufield Place, Suite 101 Newtown, PA Toll-Free: SEILER Phone: Fax: RaymondJames.com/TheSeilerGroup 2017 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC. Investing involves risk including the possible loss of capital. Diversification and asset allocation do not ensure a profit or protect against a loss. Every investor s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional. 17-BR37W /17 MM/JT