The Milligan Mundy Group at Morgan Stanley

Transcription

1 The Milligan Mundy Group at Morgan Stanley

2 1787 Sentry Parkway West Building 18 Suite 440, Blue Bell, PA / MAIN / TOLL-FREE / FAX mark.milligan@morganstanley.com william.mundy@morganstanley.com emily.endres@morganstanley.com

3 The Milligan Mundy Group at Morgan Stanley The Milligan Mundy Group at Morgan Stanley has over fifty five years of Investment Experience. As of January of 2018 we manage over $400 million dollars for individuals, entities, and businesses. We adhere to a disciplined process that delivers a consistent yet customized wealth management experience. Before any financial decisions are made, we consider all aspects of your life, taking the time to fully understand who you are and what matters most to you as an individual and a business professional. With this in-depth knowledge about what you value most, we are able to help you establish objectives, develop an appropriate strategy, and recommend solutions that draw upon the open architecture at Morgan Stanley. We will conduct regular reviews with you to help monitor your progress of reaching your goals and keep strategies consistent with any changes that may take place in your situation. THE MILLIGAN MUNDY GROUP 3

4 Meet the Professionals From Left to Right: Charlene Raysik, William H. Mundy, Emily E. Endres, Mark A. Milligan 4 MORGAN STANLEY

5 Mark A. Milligan Senior Portfolio Manager First Vice President - Wealth Management Financial Advisor Mark has been a Financial Advisor for over thirty five years. He is a Senior Portfolio Manager and First Vice President at Morgan Stanley. He holds a Bachelor s of Science Degree in Business Administration from Villanova University and a MBA in Finance from Drexel University. Mark has been recognized by the firm as a member of the Presidents Council eight times in his career and is a member of the Century Council. Mark is Series 7, 63, 9, 10 and Life, Accident and Health Insurance Licensed. Mark currently resides in Lower Gwynedd, PA with his wife Sharon and their three children. William H. Mundy, CRPC Senior Portfolio Manager First Vice President - Wealth Management Financial Advisor Will has been a Financial Advisor for over fifteen years. He is a Senior Portfolio Manager and First Vice President at Morgan Stanley. Will holds the Chartered Retirement Planning Counselor SM (CRPC ) designation from the College for Financial Planning. He is also Series 7, 66, and Life, Accident and Health Insurance Licensed. Will earned his Bachelor s Degree in Business and Economics from Lafayette College. He currently serves on the Board of Directors for St. David's Nursery School in Wayne, PA where he Chairs the Capital Campaign Committee. Will has been featured in numerous financial publications including, The Wall Street Journal, Registered Rep Magazine, Financial Advisor IQ.com and BlackRock Elite Advisor Magazine. He has also been the recipient of the Five Star Professional Top Wealth Manager award in Philadelphia Magazine for 2013, 2014, 2015, 2016 and Will currently resides in Wayne, PA with his wife Missy and daughters Madeleine and Molly. THE MILLIGAN MUNDY GROUP 5

6 Emily E. Endres, CFP Financial Advisor Emily has been in the financial services industry for over six years. She is a CERTIFIED FINANCIAL PLANNER certificant, awarded by the Certified Financial Planner Board of Standards, Inc. She is also Series 7, 66, and Life, Accident and Health Insurance Licensed. Emily earned her Bachelor s of Science degree in Business and Economics from Lehigh University. While there, she was the captain of the Division I Women s Golf Team. Emily currently resides in Conshohocken, PA. In her spare time she enjoys traveling, volunteering in her community and spending time on the golf course with her family. Charlene Raysik Senior Client Service Associate Charlene has been a Client Service Associate with the Firm for over thirty years. She is an incredibly important asset to the Milligan Mundy group. She is a lifelong resident of Drexel Hill, PA where she currently lives with her husband John.

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8 For Life's Most Important Goals With experienced professionals and the right resources, reaching your most important goals can be less challenging and more rewarding. We are ready to help you meet your goals, by combining our insights into your needs with the resources of Morgan Stanley. Setting a confident course Thorough, thoughtful planning planning that analyzes where you are as well as where you want to go is the most important step in establishing a path to your goals. We will work with you to explore and define your objectives and needs, and then structure a plan that is uniquely your own. Balance sheet analysis Retirement planning Education planning Estate planning strategies Multigenerational planning Insurance Strategic consulting and transactions Managing the rewards of success Managing an investment portfolio should be a consultative, disciplined process that balances your attitudes and goals as an investor with careful analysis of the financial markets and the risks and opportunities they hold for you. You can rely on us for objective strategic advice in structuring your portfolio and for careful analysis of any investments we consider together. Asset allocation Investment management Traditional investments Alternative investments Structured investments Separately managed accounts

9 Shaping your retirement Together, we can work to make decisions that could help you move toward the retirement you expect. Whether you are building retirement wealth or making the transition to generating income from your assets, we can help you develop and implement a strategy based on your vision of retirement. IRAs: - Traditional - Roth IRA rollovers Roth conversions Building a unique legacy Estate planning strategies typically brings together the dimensions of life: personal, family, financial and charitable. We will work with you to understand the connections between your life and legacy goals, and work with your accountant and attorney to help you develop a strategy to position your portfolio appropriately. Educating new generations Helping to meet the education costs of children and grandchildren may be one of the most attractive and personally fulfilling investment opportunities available to you. We can help you access appropriate investment vehicles 529 plans and custodial accounts. Giving back through philanthropy Many successful individuals seek opportunities to support cultural and educational institutions, and nonprofit organizations and activities. Properly undertaken, charitable giving can provide planning flexibility and benefits for you. We can help you analyze and implement a strategy that rewards you while it benefits causes you care about. Charitable lead and remainder trusts Family foundations Donor advised funds Helping strengthen your business The links between business ownership and personal wealth are many and complex. Whether your objective is to grow your business, realize its value through a succession strategy or sale, or maintain family ownership by the next generation, we can examine your alternatives in light of both business and personal objectives. And, should circumstance require it, we can use the access to banking and lending services of Morgan Stanley. Credit facilities Cash management Retirement plans Strategic consulting and transactions Succession planning Helping protect your wealth Insurance can play a critical role in virtually any comprehensive financial strategy, helping you to protect the value of your assets, protect your income and your family s financial security even perform important functions in a business succession or estate plan. We can help you analyze your current insurance portfolio and work to update your coverages to fulfill personal and strategic goals. Life and disability income insurance Life insurance trusts Key-person insurance Helping meet current liquidity and banking needs Managing personal cash and securing liquidity for personal needs and opportunities are the day-to-day aspects of implementing a financial strategy. We can help you meet your personal cash management and borrowing needs while thinking strategically about how approaches may affect current and longterm costs and taxes. THE MILLIGAN MUNDY GROUP 9

10 Developing Your Wealth Management Strategy Individuals work hard to build wealth in pursuit of a meaningful life for themselves and their family. Your achievements reflect substantial effort, and we will work just as hard on your behalf, committing our experience and skills to helping you achieve your unique goals for your wealth. Moreover, we will support you and your strategy by accessing the resources and perspective of one of the world s largest financial firms. 10 Before our team offers specific advice, however, we must understand who you are and what you want your wealth to accomplish. Working with you, we will complete a four-step process: 1 Setting your financial objectives We will begin our relationship by listening discussing a range of topics related to your financial needs and investment objectives: long-term life goals and expectations, possible major purchases, and legacy and charitable goals, if you have them. We will discuss your current financial resources, your time horizon for various goals, your tolerance for risk even how your liabilities are structured. If you own a business, we also might discuss your current lending and cash management needs. MORGAN STANLEY 2 Developing your wealth management strategy Based on your input, our advice will likely help address income and retirement planning, asset protection, investment management, strategic borrowing, wealth transfer and business succession. Of course, your plan will include an asset allocation strategy designed to help achieve your financial goals in light of your risk tolerance and investment time horizon. 3 Implementing your strategy After we have discussed and refined your strategy, the team works closely with you to bring the elements to life. Should we decide together that outside money managers are appropriate for you, we will draw on in-depth research and analysis to help you select from the hundreds of investment management firms available to you. If you prefer to invest in individual securities, we can help identify specific stocks, bonds and other securities that may be suitable for your portfolio. Whatever approach we decide on, the team will help you keep your strategy on track. 4 Reviewing your performance You will receive a quarterly review that outlines your portfolio s performance, helping you track progress toward your objectives. Moreover, when your personal situation or market conditions change significantly, we can suggest appropriate adjustments to your portfolio to help it remain aligned with your goals.

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12 We Work to Understand the Full Scope of Your Financial Picture It starts with listening. We ask questions regarding your needs and dreams, your tolerance for risk, your time horizon and then listen. It s an ongoing process through which we strive to know all we can about you, your family, your business (if applicable) and your short- and long-term goals. This period of discovery helps us make informed recommendations and design a flexible wealth management plan that is uniquely yours Discovery process Identify your goals, values, dreams, special concerns/challenges 2 Develop investment strategy Determine risk tolerance Analyze current investment portfolio Develop asset allocation strategy Portfolio construction 12 MORGAN STANLEY

13 The Client Experience Investment strategy meeting In-person meeting to present recommended investment strategy 5 Follow-up meeting In-person meeting to discuss: First statements Organization of paperwork Set up online account access (and review online resources) Develop schedule for 7 Wealth management plan meeting In-person meeting to present comprehensive wealth management strategies 9 Ongoing monitoring of investment strategy and wealth management plan Develop schedule for review meetings future review meetings Schedule wealth management plan meeting 4 Execution of investment strategy Open new accounts Transfer existing assets Conduct trades to execute agreed-upon investment strategy 6 Develop comprehensive wealth management plan Financial planning Retirement planning Access to banking and lending services Education planning Business succession planning Charitable giving Family dynamics Estate planning management Plan meeting 8 Execute wealth management plan Ongoing execution of wealth management strategies 10 Re-evaluate investment strategy based on changes to goals, objectives and/or expectations Adjust investment portfolio and/or wealth management plan in light of any changes CRC# /2017

14 Start the Conversation We are dedicated to providing you with the strategies and resources that can help you achieve your retirement goals in today s changing financial environment. The Retirement Standard is meant to help connect all the pieces of your financial life with a comprehensive plan of action designed to help put you on a path to the retirement you envision. 14 MORGAN STANLEY

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16 This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and or investments discussed in this material may not be suitable for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives Morgan Stanley Smith Barney LLC. Member SIPC /2017 CRC