The Hamilton Retirement Planning Group at Morgan Stanley. Helping clients transition into retirement

Transcription

1 The Hamilton Retirement Planning Group at Morgan Stanley Helping clients transition into retirement

2 4520 Main Street, 8th Floor Kansas City, MO / MAIN / TOLL-FREE / FAX

3 The Hamilton Retirement Planning Group at Morgan Stanley Think about retirement. What images come to mind? Is it travel? A second home? A life-long wish fulfilled? Everyone has dreams for retirement. At the Hamilton Retirement Planning Group at Morgan Stanley, our job is to help those dreams become a reality. Most of our clients come to us within about 10 years of retirement. They have had successful careers. Most have been saving steadily, investing in savings instruments such as IRAs or 401(k)s. These are the clients we focus on serving. We can help you prepare for retirement. Then, we can assist you with the transition itself, and continue to provide service as your retirement progresses. Retirement planning is all we do. After all, for the most important transition in your life, doesn t it make sense to work with a knowledgeable financial advisor? THE HAMILTON RETIREMENT PLANNING GROUP 3

4 Meet the Professionals Gordon Hamilton III, CRPC Financial Planning Specialist Managing Director - Wealth Management Financial Advisor Christopher W. Briley, CRPC Financial Planning Specialist Associate Vice President Financial Advisor Thomas C. Riordan, CRPC Financial Planning Specialist Associate Vice President Financial Advisor Gordon joined the financial services industry in 1987 and has been with Morgan Stanley ever since. Gordon focuses on retirement and investment planning, 401(k) plans, legacy planning, pensions, lump sum distributions and profit sharing plans. He also conducts numerous retirement and investment planning seminars throughout the community. Gordon s commitment to providing a high level of service and financial advice led to his position as a Managing Director Wealth Management. He has been named to Barron s Top 1000 Financial Advisors list in 2011 and Five Star Wealth Manager by KC Business Magazine in 2010 and Gordon earned his Bachelor s degree in Business Administration in 1984 from Southern Methodist University. Chris joined The Hamilton Retirement Planning Group at Morgan Stanley in He has been recognized by the firm as part of Morgan Stanley s pacesetters club since 2010 and received his Chartered Retirement Planning Counselor SM designation from the College for Financial Planning in Chris regularly meets with families to structure a thorough strategy and investment philosophy as they transition from work to retirement, believing that this is a phase in life people work for all their lives. Chris graduated from the University of Kansas with degrees in Communications and Psychology. He and his wife Britton enjoy spending time with their son Ellis and volunteering in their church activities. Tom began his career in 2002 as a member of the Hamilton Retirement Planning Group at Morgan Stanley. He has been recognized as part of Morgan Stanley s pacesetters club since 2010 and also received the designation of Chartered Retirement Planning Counselor SM from the College of Financial Planning. Since joining the group, Tom has been instrumental in developing the foundation of the team s investing strategies for clients. His ultimate goal is to help ensure that the transition from work to retirement is a success, allowing them to maintain the lifestyle they desire. Tom graduated from Rockhurst University, with a degree in Finance/Economics. He currently lives in Prairie Village, KS with his wife Kelly and their son Murphy. 4 MORGAN STANLEY

5 Benjamin J. Panos, CRPC Financial Planning Specialist Associate Vice President Financial Advisor Ben has been with The Hamilton Retirement Planning Group at Morgan Stanley since He was responsible for the expansion into the Dallas and Fort Worth market where he continues to work with clients on retirement. Ben has been a member of the Morgan Stanley pacesetter club since 2010 and received his Chartered Retirement Planning Counselor SM designation from the College of Financial Planning in Ben works with clients to develop a comprehensive retirement strategy and investment plan. He has a strong belief in a collaborative approach to help clients maintain their goals in retirement. He graduated from Rockhurst University with a degree in Finance/Economics. He resides in Prairie Village, KS with his wife Ali and their son.

6 Retirement Is All We Do Virtually all wealth management firms offer retirement planning services. However, the Hamilton Retirement Planning Group at Morgan Stanley is one of the few that concentrate exclusively on retirement. We help our clients at each of the three basic stages as they approach retirement: planning for retirement, actually retiring, and maintaining your chosen lifestyle during retirement. Because we are experienced professionals, there are very few situations we have not encountered before. We work with clients of all levels of sophistication, income, and backgrounds. Depending on the trajectory of your career, we may even be familiar with the intricacies of your current plan. Either way, you can be sure we will develop the information we need to help address your particular needs and issues. We believe you are entitled to working with a financial advisor who shares your vision, earns your trust, and strives diligently to help you attain the life you desire for you and your family. As we work together towards your goals, we are committed to providing you with distinctive, caring and personalized attention. Equally important is our attentiveness to helping you anticipate the changes and challenges in your life so you can be prepared to meet those circumstances when they arise. 6 MORGAN STANLEY

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8 Retirement Transition Services No matter how successful you ve been at creating wealth for yourself and your family, transitioning to retirement requires a different mindset. You will no longer be focused on acquisition in retirement, your issues shift to preservation and distribution. Even successful independent investors can become tangled in these new demands. At the Hamilton Retirement Planning Group, we can help you turn your life savings into a steady income stream that can potentially last you a lifetime. Among our services: INCOME REPLACEMENT Re-create as much as possible of the income stream you built during your career. ASSET MANAGEMENT Adjust your portfolio to reflect your new objectives of preservation and growth to stay ahead of inflation. INVESTMENT ADVICE Choose appropriate investments for your needs, given your age, risk tolerance and goals. RETIREMENT PLAN ASSISTANCE Understand your options with your IRA or 401(k) plan. FAMILY PROTECTION Ensure that you have proper protection in place for your loved ones, both today and in the future. TAX MANAGEMENT Increase the amount of income you receive while reducing what you pay in taxes. LEGACY PLANNING A comprehensive plan, done well in advance, can help ensure that you leave more of your wealth to your beneficiaries. CONCENTRATED STOCK MANAGEMENT Did you earn company stock? Watch for tax implication as you diversify. CLIENT EDUCATION Understand how tax and regulatory changes influence your retirement plans. We also monitor the economic conditions as they impact your finances. 8 MORGAN STANLEY

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10 Creating Your Plan To be truly effective, your plan must reflect the totality of your personal and financial life. Our role is to help ensure that your investment objectives are consistent with pressing financial concerns and your long-term aspirations. Moreover, we will support you and your strategy with the resources and perspective of one of the world s largest financial firms. 1 We will work to articulate your aims for your wealth, examining your current and future income sources and cash flow needs, and then consider factors like tolerance for risk, tax concerns, liquidity needs and time horizon. 10 MORGAN STANLEY

11 Discover Analyze 2 We will propose a financial plan and asset allocation designed to help meet your goals. Our advice may encompass issues such as retirement planning, business continuation, tax minimization and wealth transfer Review Implement 3 We will work closely with you to bring the elements of your plan to life, helping you to select from the hundreds of investment management firms available to you, and identify specific stocks, bonds and other securities that may be suitable for your portfolio. Then we will closely monitor your portfolio. 4 We will review your portfolio together at your request. And when your circumstances change, we will work with you to revise your strategy and reposition your assets to reflect your new needs and goals.

12 $1.7 Trillion CLIENT ASSETS 6,800,000 CLIENT ACCOUNTS 16,934 FINANCIAL ADVISORS 800 GLOBAL LOCATIONS CEO AND SENIOR MANAGEMENT TEAM WITH DEEP WEALTH MANAGEMENT EXPERIENCE OF COMBINED EXPERIENCE 130YEARS A Strong, Steady Force in a Changing Industry Information as of 06/30/2012 unless otherwise indicated

13 A COMMITMENT to EXCELLENCE OVER THE YEARS, YOU HAVE MADE MANY FINANCIAL DECISIONS. ONE IN PARTICULAR IS LIKELY TO HAVE A LASTING IMPACT ON YOUR WELL BEING AND THAT OF YOUR FAMILY: THE CHOICE OF A FINANCIAL ADVISOR. Investors who choose Morgan Stanley often tell us that their reasoning is simple. They choose a Financial Advisor and a firm that mirrors the values propelling their own success: a commitment to perform at the highest level for their clients, with no shortcuts, compromises or excuses. A PROFOUND UNDER- STANDING OF WEALTH MANAGEMENT NEEDS Charitable Pursuits Retirement VAST EXPERIENCE. Drawing on many years of experience, Morgan Stanley understands the importance of shaping relationships that reflect client needs, preferences and aspirations. Our firm and Financial Advisors have an in-depth understanding of virtually all the challenges, goals, preferences, styles and strategies that distinguish wealthy investors. Additionally, as a truly global financial institution, we have an equally acute knowledge of financial opportunities and the potential risks. This combination positions us to help develop, structure and execute strategies for your most important financial needs, from accumulating wealth to investing for income, from creating retirement reserves to devising a distribution approach that meets your lifestyle and legacy goals. INVESTMENT INSIGHT WITHOUT LIMITS. As a client, you have access to the strategic and tactical views of some of the world s most seasoned and respected investment professionals. The members of our Global Investment Committee develop strategies that guide the management of advisory accounts and help to inform the decisions of clients across Morgan Stanley. The team is currently supported by the work of research analysts at two of the world s largest investment banks, Morgan Stanley and Citi, who coverkeygeographicandeconomic sectors, as well as 4,100 companies. You also benefit from a premier trading and execution platform. Think of our 210 capital markets professionals as experienced, highly responsive and knowledgeable partners. PERFORMANCE THAT SEEKS TO MEET YOUR MEASURE. Among the most importantskillsofourfinancialadvisors is the ability to listen: to understand your financial needs and then align the resources to help meet them. Your Financial Advisor can help you evaluate immediate concerns and plan for long-term goals, be a sounding board for your investment ideas, and assist you in developing and executing a strategy that is precisely your own and help deliver results that meet your needs. Your Financial Advisor is your advocate within our firm, an intelligent editor who selects and aligns the many capabilities of Morgan Stanley for you, delivering the right resources to you in the way that is most appropriate for how you invest and what you want to achieve. ONE OF THE WORLD S STRONGEST INVEST- MENT ORGANIZATIONS STANDS BEHIND YOUR FINANCIAL ADVISOR Financial Advisors have 4,100 companies all over Please read important disclosures on the back cover of this brochure 10/2012 CRC562873

14 Awards 2012 FIVE STAR Wealth Manager 2010 FIVE STAR Wealth Manager Publications KC Business Magazine Barron's Magazine Barron s Top 1,000 Financial Advisors 14 MORGAN STANLEY

15 Morgan Stanley strives to offer clients the finest in financial thinking, products and execution to help them meet their individual needs and achieve their personal financial goals. When we work together, you ll benefit from personalized advice, objective guidance and dedication to your success as an investor. With access to Morgan Stanley s renowned global resources and investment opportunities, we can help you develop and maintain an optimal investment strategy. Our wealth management strategy will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for building and protecting your wealth.

16 Morgan Stanley Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please contact us to understand these differences. has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services. Unless otherwise specifically disclosed to you in writing, investments and services offered through Morgan Stanley are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, banks and involve investment risks, including possible loss of principal amount invested. Asset allocation and diversification do not guarantee a profit or protect against loss. Morgan Stanley Smith Barney LLC is a registered brokerdealer, not a bank. Where appropriate, Morgan Stanley Smith Barney LLC 2013 Morgan Stanley Smith Barney LLC. Member SIPC /2013 CRC