The Hanna/Stern Group at Morgan Stanley

Transcription

1 The Hanna/Stern Group at Morgan Stanley

2 Left to right: Deonna Colvin, Phil S. Hanna, Jr., Jenni Cornell, Brent M. Stern

3 As the financial world becomes more complex and investment choices multiply, careful planning becomes ever more important to helping you achieve your financial goals. As Financial Advisors, our role is to work with you to help you develop a strategy that lays out a clear path to your goals a strategy that we develop in collaboration with you, and one that you can follow with confidence in the face of the market s ups and downs. Together, we will explore a broad range of topics that are likely to influence your financial future from your family situation to your career aspirations, from likely education expenses to the retirement you ultimately envision. What we learn will become the foundation for a financial and investment strategy based on who you are and where you want to go. Only then will we talk with you about the details of investing: how much risk makes sense, your asset allocation, and which investments may be appropriate for your portfolio. But that s just the beginning. Over time, together we will revise your strategy to reflect new aspirations and priorities, helping your strategy keep pace as the markets change and your life unfolds. THE HANNA/STERN GROUP 3

4 Our Team Phil S. Hanna, Jr. First Vice President Financial Advisor Brent M. Stern First Vice President Financial Advisor Having worked in the financial industry since 1994, Phil draws on his extensive knowledge in estate planning and investment strategy to identify and help achieve clients goals. Phil earned a BBA from the University of Kentucky and is a member of Beta Gamma Sigma, the business honor society. He resides in Louisville with his wife, son and daughter. Phil.Hanna@morganstanley.com Brent has worked in the financial services industry since His area of expertise lies in individual portfolio management and comprehensive financial planning. He earned a B.A. from Miami University (Ohio), with a focus on European economics from studies in Luxembourg. A native of Louisville, he resides in Louisville with his wife and three children. Brent.Stern@morganstanley.com MORGAN STANLEY

5 Deonna Colvin Wealth Advisory Associate Jenni Cornell Registered Associate Deonna has been involved in the financial services industry since Her background in banking and financial planning enables her to approach clients with a holistic understanding of their finances. A Louisville native, Deonna earned a B.A. from the University of Louisville. She lives in Crestwood, Ky. with her husband and two children. Deonna.Colvin@morganstanley.com Jenni has worked in the financial services industry since With a background in administrative management and experience in the operational side of the business, she assists clients with her knowledge and efficiency. Jenni lives in Oldham County with her husband and two daughters. Jennifer.Cornell@morganstanley.com THE HANNA/STERN GROUP 5

6 Developing Your Wealth Management Strategy Individuals work hard to build wealth in pursuit of a meaningful life for themselves and their family. Your achievements reflect substantial effort, and we will work just as hard on your behalf, committing our experience and skills to helping you achieve your unique goals for your wealth. Moreover, we will support you and your strategy by accessing the resources and perspective of one of the world s largest financial firms. 1 Setting your financial objectives 2 Developing your wealth management strategy 3 Implementing your strategy 4 Reviewing your performance Asset allocation and diversification do no guarantee a profit or protect against loss.

7 Setting a confident course Thorough, thoughtful planning planning that analyzes where you are as well as where you want to go is the most important step in establishing a path to your goals. We will work with you to explore and help define your objectives and needs, and then structure a wealth plan that is uniquely your own. Balance sheet analysis Retirement planning Education planning Estate planning Multigenerational planning Managing the rewards of success Managing an investment portfolio should be a consultative, disciplined process that balances your attitudes and goals as an investor with careful analysis of the financial markets and the risks and opportunities they hold for you. You can rely on us for objective, strategic advice in structuring your portfolio and for careful analysis of any investments we consider together. Asset allocation Investment management Traditional investments Alternative investments* Structured investments* Separately managed accounts *Alternative and structured investments involve risk and are not suitable for all investors. Shaping your retirement Together we can work to make decisions that could help you move toward your retirement. Whether you are building retirement wealth or making the transition to generating income from your assets, we can help you develop and implement a strategy based on your vision of retirement. Traditional IRAs Roth IRAs IRA rollovers Roth conversions

8 4969 US Highway 42 Louisville, KY / MAIN / TOLL-FREE / FAX Phil.Hanna@morganstanley.com Brent.Stern@morganstanley.com Asset Allocation does not assure a profit or protect against loss in declining financial markets. Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts and estate planning and other legal matters Morgan Stanley Smith Barney LLC. Member SIPC. CRC CS /15