The Carson Roberds Group at Morgan Stanley

Transcription

1 The Carson Roberds Group at Morgan Stanley

2 2200 South Utica Place Suite 300, Tulsa, OK / MAIN / FAX 2 MORGAN STANLEY

3 The Carson Roberds Group at Morgan Stanley Welcome How do you protect what you have earned? Have your investment selections been given careful reflection? Are your children ready to manage the money they will inherit and will having that money cause them problems? These are the kinds of questions that we help our clients work through every day. As a highly experienced team of portfolio managers, financial planners and concierge-level service associates, our goal is to figure out where you are financially and where you want to be then bridge the gap. We are a four-member team with almost 100 years of combined experience. Unlike some Financial Advisors who farm out client assets to third parties, as Certified Portfolio Managers we manage the majority of your assets personally. Why does this matter? Because we can offer complete transparency into what you re investing in, and most importantly, why. We love the complexity of evaluation and analysis that goes into choosing equities, fixed income and alternative investments that will help you be most effective in reaching your goals. THE CARSON ROBERDS GROUP 3

4 Working Together We build wealth management plans from the ground up. This means that we start with the foundation you. Before we talk about investments, we want a deep understanding of you and your goals. What have you worked hard to achieve? What keeps you up at night? What gets you excited about getting up in the morning? How do you envision life when you retire? We ask these questions and more. Then we create a financial plan tailored to fit your unique needs a virtual road map that we monitor and adjust as needed. Deeply committed to a high level of communication with clients, we plan regularly scheduled meetings to review objectives, mitigate risks, and ensure that your financial plan stays aligned with your vision for the future. We believe it s important for you to understand your plan; to know where your money is invested and why those investment vehicles were chosen. We also coordinate with your attorneys and CPAs for a truly comprehensive wealth management strategy. With this powerful combination, we provide a financial strategy that s not only coordinated, but comprehensive. It comes down to this: we believe in making financial planning clear and simple. We want you to be comfortable with the process and confident about the decisions you make each step of the way today, tomorrow and beyond. 4 MORGAN STANLEY

5 Our Clients Our clients are discerning professionals, business owners and families who need help managing and ultimately passing along money to their children. Many have been with us for a long time. In fact, we re honored to serve the third and fourth generation of some clients, guiding them through important life stages just as we did for their parents, grandparents, and in some cases, their great grandparents. We treat you like family because, with families of our own, we understand the financial issues people face during all stages of life. With spouses, children, aging parents and extended family members there can be a lot to manage. You want the best for everyone, and need to balance today s interests with the well-being of your family s financial future. THE CARSON ROBERDS GROUP 5

6 Our Passion We are passionate about research, analysis and portfolio construction. We study all factors that contribute to our investment selections. We analyze the markets, the Fed minutes, interest rates and global trends. Of course, with Morgan Stanley behind us, we have access to some of the best research and investment options in the industry. We manage multiple portfolios and utilize a core and satellite approach. We utilize Tactical Asset Allocation Portfolios for your core holding, and then custom-blend some of our Equity Portfolios to complement your core portfolio. As with many portfolio managers, our goal is to outperform the respective index. However, we also factor in the mathematics of a loss and have developed a strategy that will help to exit the market in longer bear markets. By doing this, our strategy seeks to outperform by missing the big downswings in the markets. This can potentially lower the volatility of our portfolios, which is crucial for many of our clients. We also help clients enhance returns and add diversification with alternative investments such as private equity, private credit and private real estate. Whatever your investment strategy, we are thorough, methodical and constantly evaluate your progress against our predetermined goals. 6 MORGAN STANLEY

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9 All About You Being smart with money is about your sons and daughters. It s about your family being OK for the long run. It s about putting your money to work in the best ways possible so someday you don t have to work so hard. It s serious stuff. We know that people are trusting us with their life s work. That s why we like to host client appreciation events. Basically, it s a good excuse for everyone to get together. We invite all of our clients, and sometimes we ll even cook (yes, Sanford is quite the grill master). Often, we ll host discussions on topics you or your loved ones may be going through. Topics might include: Wills, Trusts, End-of-Life Decisions Politics and Investments Medicare and Social Security Annual Economic Update Whatever the subject matter, we like to keep you informed on relevant topics while at the same time letting you know that we are here for you. After all, you have worked hard to build a meaningful life. You deserve a team who is as invested in your future as you are. Your Financial Road Map Achieving and maintaining financial independence requires forethought. Financial planning is a process of articulating life goals in a qualitative fashion, plotting those goals on a timeline, and then determining what is required to bring them to life. It also means proactively looking for ways that things can go wrong and coming up with possible solutions. Failing to prepare is preparing to fail. JOHN WOODEN THE CARSON ROBERDS GROUP 9

10 Raising the Bar Working with our team, you will experience a forward-thinking approach that, we believe, is shifting the paradigm of wealth management. Our clients view us as a consultative coach and critical member of their inner circle. YOU, YOUR FAMILY, YOUR BUSINESS Properly executed wealth management requires a deep understanding of your values, goals, aspirations and transforming this information into a well-detailed and fully personalized strategy. Above all, it means serving as your team of advisors, so you may spend time investing in your most important asset: You and your family. Each of these ingredients comes together to foster the underlying support of a successful, long-term relationship: Trust. We work with your specialists to help them understand your priorities, making certain they are reflected in whatever outcome you wish to achieve. ATTORNEY PRIVATE BANKING SPECIALIST 10 MORGAN STANLEY

11 CERTIFIED PORTFOLIO MANAGER EXIT STRATEGY PLANNING CERTIFIED FINANCIAL PLANNERS INVESTMENT BANKING ESTATE AND LEGACY PLANNING SPECIALIST SERVICE CONCIERGE INSURANCE SPECIALIST OPERATIONS CONCIERGE ACCOUNTANT THE CARSON ROBERDS GROUP 11

12 A Team of Professionals Elizabeth Carson, ChFC, CFP, CPM Portfolio Management Director Alternative Investment Director Senior Vice President Financial Advisor Elizabeth Carson is a Senior Vice President, Portfolio Management Director and Financial Advisor with the Carson Roberds Group at Morgan Stanley. With over 25 years of experience in the financial services industry, Elizabeth focuses on financial planning and comprehensive portfolio management for business owners, professionals and families. Building upon her background in accounting, Elizabeth began her career in the financial services industry in 1997 as a financial advisor with BOSC, and in 2004 she joined Morgan Stanley. Elizabeth has attained several advanced professional certifications, including Chartered Financial Consultant (ChFC ) and Certified Financial Planner (CFP ). She is also a Certified Portfolio Manager (CPM ), an elite designation awarded jointly by the Academy of Certified Portfolio Managers and Columbia University in New York City. As a CPM, Elizabeth has deep knowledge of fundamental security analysis and portfolio management. In 2017, Elizabeth attained the Alternative Investment Director title, which denotes her expertise and experience to incorporate alternative investments in client portfolios. She helps clients build portfolios that emphasize capital growth and preservation through asset allocation, diversification, risk management and tax mitigation. Elizabeth is a member of the Tulsa Financial Planning Association, the University of Tulsa s Friends of Finance and the Academy of Certified Portfolio Managers. Outside of work, Elizabeth loves spending time with her two young granddaughters. She enjoys traveling, outdoor activities and has a passion for skiing. Sanford J. Roberds, CFP, CPM Portfolio Management Director Alternative Investment Director Senior Vice President Financial Advisor Sanford J. Roberds is a Senior Vice President, Portfolio Management Director and Financial Advisor with the Carson Roberds Group at Morgan Stanley. With nearly 20 years of experience in the financial services industry, Sanford offers customized wealth management strategies and portfolio management for business owners, professionals and families. Working closely with his clients, Sanford helps them articulate their unique aspirations, both short term and for their futures. Utilizing his extensive research and analytical skills, he crafts investment portfolios tailored to help his clients meet today s objectives and tomorrow s goals for their businesses and families. A graduate of the University of Kansas, Sanford earned his B.S. in Accounting and Business Administration in He entered the financial services industry in 1999 as a Financial Advisor with A.G. Edwards & Sons, Inc., and joined Morgan Stanley in To provide his clients with the most up-to-date skills and analysis, Sanford is both a Certified Financial Planner (CFP ) and a Certified Portfolio Manager (CPM ). As a CFP, he meets the highest ethical standards in his client dealings, and as a CPM, he intensively studied portfolio management and asset allocation at the Academy of Certified Portfolio Managers and at Columbia University. In 2017, Sanford attained the Alternative Investment Director title, which recognizes his expertise and experience with utilizing Private Investments. Sanford is deeply involved in community and professional organizations. He currently sits on the alumni board of Holland Hall, and has served as its President as well as a school trustee. He is also a member of the Academy of Certified Portfolio Managers and the University of Tulsa s Friends of Finance. In addition to running and golfing, he enjoys coaching his son, John s, soccer team and cooking with his daughter, Lauren. 12 MORGAN STANLEY

13 Connie Moore Senior Registered Associate Connie Moore is the Operations Concierge for The Carson Roberds Group at Morgan Stanley. With over 26 years in the financial services industry, she brings experience and enthusiasm to her role in maintaining effective client relationships for the team. Connie works closely with both current and prospective clients, cultivating relationships that give the team insight on how best to meet each client s needs. Always eager to embrace a new challenge, as Operations Concierge, Connie resolves inquiries with a keen attention to detail and a passion for problem-solving. A graduate of Northeastern State University, Connie received her Bachelor s degree in Business Finance and Business Administration. She s been working at Morgan Stanley since Connie is a Series 7 and Series 63 licenseholder. Outside of work, Connie enjoys working out, travel and family time. Wilson Fields Wealth Management Associate Wilson Fields is a Wealth Management Associate with The Carson Roberds Group at Morgan Stanley. With over 21 years in the financial services industry, Wilson focuses on maintaining effective client relationships for the team. As the newest member of the team, Wilson applies the principles of respect, diligence and commitment to everything he does. As Service Concierge, his main focus is ensuring that all clients, current and prospective, receive the level of professional personal service that has become a hallmark of The Carson Roberds Group. After getting a Bachelor s of Finance degree from Northeastern State University, Wilson earned an MBA from the University of Tulsa. He started his career at Merrill Lynch in 1997 and has worked at Morgan Stanley since he joined in Outside of work, Wilson is heavily involved in soccer. He is a certified referee, and both his kids play club soccer. During the summer, Wilson enjoys trout fishing and vacationing at the beach with his family. THE CARSON ROBERDS GROUP 13

14 In Summary Your financial challenges, needs and aspirations are unique. When you choose to work with the Carson Roberds Group, you can count on us to care deeply about your financial well-being and legacy, because your goals are our goals. Ultimately, we want your experience with us to be as meaningful and beneficial as possible. Let s get started If you d like to have a conversation to see if we can help you with your life goals, please call us at , or thecarsonroberdsgroup@morganstanley.com 14 MORGAN STANLEY

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16 This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this material may not be suitable for all investors. Morgan Stanley Wealth Management recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor s individual circumstances and objectives. Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC ( Morgan Stanley ), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not fiduciaries (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account. The individuals mentioned as the Portfolio Management team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client s Financial Advisor invests the client s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at stanley.com/adv or from your Financial Advisor Morgan Stanley Smith Barney LLC. Member SIPC. CRC /18 CS /18