BUKU TAHUNAN PERANGKAAN MALAYSIA STATISTICS YEARBOOK 2014 PERBANKAN PERBANKAN DAN KEWANGAN BANKING AND FINANCE

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1 PERBANKAN PERBANKAN DAN KEWANGAN BANKING AND FINANCE 249

2 BUKU TAHUNAN PERANGKAAN MALAYSIA STATISTICS YEARBOOK : Kewangan Kerajaan Persekutuan Federal Government Finance HASIL REVENUE (% Perubahan) (% Change) PERBELANJAAN MENGURUS(a) OPERATING EXPENDITURE (a) (% Perubahan) (% Change) Lebihan /defisit semasa Current Surplus/Deficit PERBELANJAAN PEMBANGUNAN KASAR GROSS DEVELOPMENT EXPENDITURE (% Perubahan) (% Change) Perbelanjaan Langsung Direct Expenditure (% Perubahan) (% Change) Pinjaman Kasar Gross Lending TOLAK: TERIMAAN BALIK PINJAMAN MINUS: LOAN RECOVERY PERBELANJAAN PEMBANGUNAN BERSIH NET DEVELOPMENT EXPENDITURE (% Perubahan) (% Change) DEFISIT/LEBIHAN KESELURUHAN OVERALL DEFICIT/SURPLUS , , , , , , , , , , ,020 2,825 2,376 2,100 1,037 52,792 46,416 46,932 42,210 39, ,096 44,917 44,978 40,473 37,624 3,695 1,499 1,954 1,737 1,879 1,496 1,082 2,606 1,526 1,052 51,296 45,334 44,326 40,684 38, ,275-42,509-41,950-38,584-37, Sumber: Kementerian Kewangan, Malaysia Source: Ministry of Finance, Malaysia (MOF) (a) Tidak termasuk pindahan antara akaun seperti Kumpulan Wang Pembangunan. Excludes intra-account transfer such as Development Fund. 251

3 16.2: Hasil Kerajaan Persekutuan Federal Government Revenue A. JUMLAH CUKAI LANGSUNG 79, , , , ,743 TOTAL DIRECT TAXES Cukai Pendapatan 74,451 96, , , ,996 Income Taxes Syarikat-syarikat 36,266 46,888 51,288 58,175 65,240 Companies Perseorangan 17,805 20,203 22,977 23,055 24,423 Individual Petroleum 18,713 27,748 33,934 29,753 26,956 Petroleum Pegangan dan lain-lain 1,667 1,893 2,463 2,317 2,377 Withholding and others Lain-lain 4,558 5,510 6,275 7,223 7,747 B. JUMLAH CUKAI TIDAK LANGSUNG 30,507 32,643 34,706 35,429 37,462 TOTAL INDIRECT TAXES Duti Eksport Export duties Petroleum 1,745 1,997 1,928 1,632 1,577 Petroleum Lain-lain Duti import 1,966 2,026 2,282 2,524 2,670 Import duties Duti Eksais 11,770 11,517 12,187 12,193 12,925 Excise duties Cukai jualan 8,171 8,577 9,496 10,068 10,939 Sales tax Cukai perkhidmatan 3,926 4,982 5,583 5,944 6,278 Service tax Lain-lain 2,863 3,460 3,190 2,770 2,757 C. JUMLAH HASIL BUKAN CUKAI 50,138 50,534 56,270 57,418 56,421 TOTAL NON-TAX REVENUE D. JUMLAH HASIL (A+B+C) 159, , , , ,626 TOTAL REVENUE Sumber: Source: Kementerian Kewangan, Malaysia Ministry of Finance, Malaysia (MOF) 252

4 16.3: Perbelanjaan Mengurus Kerajaan Persekutuan Federal Government Operating Expenditure (i) Mengikut Objek 151, , , , ,589 By Object Emolumen 46,663 50,148 60,016 61,001 66,947 Emolument Pencen dan ganjaran 11,515 13,565 14,079 14,842 18,218 Pensions and gratuities Bayaran khidmat hutang 15,621 17,716 19,537 20,776 22,588 Debt service charges Pemberian dan serahan kepada 4,689 5,535 5,690 6,046 6,530 Kerajaan Negeri Grants and transfers to State Governments Bekalan dan perkhidmatan 23,841 28,949 31,963 33,860 34,259 Supplies and services Subsidi 23,106 36,256 44,075 43,349 39,703 Subsidies Lain-lain 26,197 30,425 30,177 31,396 31,344 (ii) Mengikut Sektor 151, , , , ,589 By Sector Keselamatan 18,683 20,940 22,680 24,021 25,952 Security Perkhidmatan sosial 57,765 64,718 72,406 74,490 81,564 Social services Perkhidmatan ekonomi 14,527 19,555 16,450 18,849 19,310 Economic services Pentadbiran am 15,342 16,480 19,092 17,846 16,240 General administration Lain-lain 45,316 60,901 74,909 76,064 76,523 Sumber: Source: Kementerian Kewangan, Malaysia Ministry of Finance, Malaysia (MOF) 253

5 16.4: Perbelanjaan Pembangunan Kerajaan Persekutuan Federal Government Development Expenditure Keselamatan 3,970 4,568 4,409 4,649 4,332 Security Pertahanan 2,666 3,711 3,590 4,038 3,751 Defence Keselamatan dalam negeri 1, Internal security Perkhidmatan Sosial 20,784 12,607 12,400 10,884 10,490 Social Services Pendidikan dan latihan 12,046 7,735 7,550 6,438 4,928 Education and training Kesihatan 3,780 2,207 1,864 1,738 1,385 Health Perumahan 1, Housing Lain-lain 3,625 1,903 2,462 1,856 3,559 Perkhidmatan Ekonomi 26,121 28,156 28,936 24,645 23,338 Economic Services Pertanian dan pembangunan luar bandar 2,920 1,128 1,906 2,692 2,875 Agriculture and rural development Kemudahan awam (a) 5,286 6,013 5,519 3,332 3,485 Public utilities (a) Perdagangan dan perindustrian 6,987 8,364 5,043 6,244 4,688 Trade and industry Pengangkutan 8,665 10,140 10,065 8,152 7,271 Transport Perhubungan Communications Lain-lain 1,574 1,663 5,948 4,038 4,844 Pentadbiran am (b) 1,917 1,085 1,187 2,032 1,343 General administration (b) Jumlah 52,792 46,416 46,932 42,210 39,503 Total (a) Sebahagian besarnya bekalan elektrik dan air. Mainly elecricity and water supply. Sumber : Kementerian Kewangan, Malaysia Source: Ministry of Finance, Malaysia (MOF) (b) Termasuk perkhidmatan am, pembaikan dan pengubahsuaian. Includes general services, maintenance and renovations. 254

6 16.5: Hutang Dalam Negeri Kerajaan Persekutuan mengikut Pemilik Federal Government Domestic Debt by Holder Nilai semasa dalam RM juta Hutang Dalam Negeri Nominal value in RM million Domestic Debt BIL PERBENDAHARAAN 4,320 4,320 4,320 TREASURY BILLS Institusi Perbankan 2,845 2,565 3,138 Banking institutions Lain-lain 1,475 1,755 1,182 TERBITAN PELABURAN KERAJAAN (a) 143, , ,500 GOVERNMENT INVESTMENT ISSUES (a) SEKURITI KERAJAAN 292, , ,632 GOVERNMENT SECURITIES Kumpulan Wang Simpanan Pekerja 57,571 63,229 56,673 Employees Provident Fund Kumpulan Wang Persaraan (Diperbadankan) 10,179 10,011 10,557 Retirement Fund Incorporated Syarikat insurans 25,648 23,904 22,964 Insurance companies Bank Negara 2,085 1,730 3,245 Institusi perbankan 47,298 55,493 66,572 Banking institutions Institusi Kewangan Pembangunan 3,664 3,307 3,060 Development Financial Institutions Pemilik-pemilik Asing 129, , ,312 Foreign Holders Lain-lain (b) 16,007 10,297 21,249 (b) LAIN-LAIN PINJAMAN DALAM NEGERI (c) 44,799 44,200 46,600 OTHER DOMESTIC BORROWINGS (c) Jumlah 484, , ,052 Total Sumber : Source: Bank Negara Malaysia (BNM) (a) Termasuk badan-badan berkanun, syarikat penamaan dan amanah, syarikat kerjasama dan butiran yang tidak dapat diklasifikasikan. includes statutory bodies, nominees and trustee companies and cooperatives and unclassified items. (b) Termasuk sekuriti yang disimpan oleh pelabur institusi dalam Bank Pusat. Includes securities placed by instituitional investors at the Central Bank. (c) Terutamanya pinjaman kepada Kumpulan Wang Pinjaman Perumahan, termasuk Sukuk Perumahan Kerajaan bermula Mac 2013), pinjaman pasaran (bermula suku tahun pertama 2008 dan Sukuk 1Malaysia padal bulan Mei 2010 yang telah matang pada Mainly loans to the Housing Loans Fund (Including the Sukuk Perumahan Kerajaan beginning March 2013), market loans (beginning first quarter 2008) and Sukuk 1Malaysia in May 2010 that has matured in

7 16.6: Hutang Luar MALAYSIA (a) External Debt PINJAMAN LUAR PESISIR 227, , , , ,068 OFFSHORE BORROWING Hutang jangka sederhana dan panjang 147, , , , ,417 Medium-and long term debt Sektor Awam 87,129 87,667 88,240 98,904 98,119 Public Sector Kerajaan Persekutuan 16,746 18,105 16,848 16,763 16,776 Federal Government Perusahaan Awam 70,383 69,562 71,392 82,141 76,343 Public enterprise Sektor Swasta 60,524 65,859 76,899 97, ,298 Private Sector Sektor Perbankan 12,736 18,934 23,552 26,297 37,431 Banking Sector Sektor Bukan Perbankan 47,788 46,925 53, ,102 80,867 Non-bank Sector Hutang jangka pendek 79, ,748 92, , ,651 Short-term debt Sektor Perbankan 67,982 92,302 79, , ,917 Banking Sector Sektor Bukan Perbankan 11,438 11,446 12,474 14,572 19,734 Non-bank Sector PERDAGANGAN SEKURITI HUTANG DALAM DENOMINASI RINGGIT OLEH BUKAN PEMASTAUTIN NON-RESIDENT HOLDINGS OF RINGGIT-DENOMINATED DOMESTIC DEBT SECURITIES Jumlah 118, , , , ,260 Total Hutang jangka sederhana dan panjang 86, , , , ,365 Medium-and long term debt Kerajaan Persekutuan 74, , , , ,071 Federal Government Lain-lain 12,232 13,901 11,948 10,685 11,294 Hutang jangka pendek 32,640 46,281 80,077 78,573 60,895 Short-term debt Kerajaan Persekutuan 949 1, , Federal Government Lain-lain 31,691 45,097 79,248 77,301 60,589 DEPOSIT BUKAN PEMASTAUTIN 34,628 43,917 58,963 77,325 87,665 NON-RESIDENT DEPOSITS LAIN-LAIN (b) 53,643 72,997 61,897 65,524 65,492 OTHERS (b) JUMLAH 434, , , , ,485 TOTAL (a) Merujuk kepada hutang luar negeri yang dikira berdasarkan definisi semula. Refers to the redefined external debt. (b) Merangkumi kredit perdagangan, peruntukan SDR IMF, dan lain-lain. Comprise trade credits, IMF allocation of SDRs and miscellaneous. Sumber: Source: Bank Negara Malaysia (BNM) 256

8 16.7: Rizab Luar Negeri External Reserves Butir-butir Items Akhir tempoh End of period A. Bank Negara Malaysia Rizab antarabangsa kasar (a) 328, , , , ,372.6 Gross International reserves (a) Hak-hak Pengeluaran Khas (b) 6, , , , ,518.1 Special Drawing Rights (b) Kedudukan rizab Tabung Kewangan 1, , , , ,295.3 Antarabangsa (c) International Monetary Fund reserves position (c) Emas dan pertukaran mata wang asing 320, , , , ,559.3 Gold and foreign exchange Tanggungan luar negeri (d) External liabilities (d) Rizab antarabangsa bersih 328, , , , ,345.5 Net international reserves B. Lain-lain rizab rasmi Other official reserves C. Rizab rasmi bersih 328, , , , ,458.6 Net official reserves Sumber : Source: (a) Merujuk kepada rizab antarabangsa Bank Negara Malaysia yang terdiri daripada emas dan mata wang asing, kedudukan rizab Kumpulan Kewangan Antarabangsa dan Hak-hak Pengeluaran Khas. Refers to the international reserves of Bank Negara Malaysia comprising gold and foreign exchange, reserve position in the International Monetary Fund and Special Drawing Rights(SDRs). Bank Negara Malaysia (BNM) (b) Merupakan peruntukan Hak-hak Pengeluaran Khas Malaysia, dicampur perolehan bersih Hak-hak Pengeluaran Khas. Relates to Malaysia's allocations of SDRs plus net acquisition of SDRs. (c) Merujuk kepada kuota Malaysia di Tabung Kewangan Antarabangsa (IMF) ditolak milikan matawang Malaysia oleh IMF. Refers to Malaysia's quota in the International Monetary Fund less the Fund's holdings of Malaysian currency. (d) Tanggungan luar negeri Bank Negara Malaysia terdiri daripada deposit yang ditempatkan oleh bank pusat lain dan agensi antarabangsa. External liabilities of Bank Negara Malaysia consist of deposits placed by other central banks and international agencies. 257

9 16.8: Wang Secara Luas, M3 Broad Money, M3 Butir-butir Items Akhir tempoh End of period Jumlah 1,086, ,241, ,352, ,452, ,553,802.6 Total Mata wang dalam edaran 47, , , , ,029.4 Currency in circulation Deposit permintaan 176, , , , ,786.9 Demand deposits Separuh wang secara luas 861, , ,063, ,125, ,207,986.4 Broad Quasi-Money Faktor Penentu M3 Factors Affecting M3 Tuntutan bersih ke atas kerajaan 49, , , , ,330.5 Net claims on government Tuntutan ke atas kerajaan 102, , , , ,350.3 Claims on government ( - ) Deposit kerajaan 53, , , , ,019.8 Government deposits Tuntutan ke atas sektor swasta 959, ,075, ,204, ,321, ,439,266.8 Claims on the private sector Pinjaman 863, , ,080, ,178, ,290,295.6 Loans Sekuriti 96, , , , ,971.2 Securities Aset Asing Bersih 386, , , , ,656.1 Net Foreign Assets Bank Negara Malaysia 322, , , , ,526.2 Sistem perbankan 63, , , , ,129.8 Banking system Pengaruh lain -308, , , , ,450.8 Other influences Sumber : Bank Negara Malaysia (BNM) Source: 258

10 16.9: Mata Wang dalam Edaran mengikut Jenis Nilai Currency in Circulation by Denomination Pada Mata akhir wang Wang kertas Duit tempoh dalam Notes syiling edaran Coins End of Currency in period circulation RM1 RM2 RM5 RM10 RM20 RM50 RM100 RM500 RM1, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,605.0 Sumber : Source : Bank Negara Malaysia 259

11 16.10: Taksiran yang Dibuat dan Cukai Pendapatan yang Dipungut Assessments Made and Income Tax Collected Taksiran yang dicapai hingga 31hb. Disember Assessment raised up to 31st December (a) Taksiran Assessments Bilangan taksiran 3,844,758 4,091,985 4,330,140 3,975,648 4,504,787 Number of assessments Amaun taksiran bersih (RM Juta) 78, , , , ,382.7 Amount of net assessment (RM Million) Pungutan (RM Juta) Collection (RM Million) Cukai kasar dipungut 86, , , , ,700.1 Gross tax collected Tolak bayaran balik 7, , , , ,306.9 Less repayment Cukai bersih dipungut 78, , , , ,393.2 Net tax collected (a) Akhir Jun 2014 End June 2014 Sumber : Lembaga Hasil Dalam Negeri Malaysia (LHDN) Source: Inland Revenue Board of Malaysia. Nota/Note: (1) Bilangan taksiran dan amaun taksiran bersih terdiri daripada taksiran tahun semasa dan tahun kebelakangan diproses. The number of assessments and amount of net assessment processed for current and previous years. (2) Data tidak termasuk cukai langsung yang lain iaitu Duti Setem, Cukai Keuntungan Harta Tanah, Duti Harta Pesaka dan Pendaftaran Perniagaan. Data exclude other direct taxes i.e. Stamp Duty, Real Property Gains Tax, Estate Duty and Business Registration. 260

12 16.11: Cukai yang Ditaksir mengikut Jenis Pembayar Cukai Tax Assessed According to Types of Tax Payers Taksiran yang dicapai hingga 31hb. Disember 2014 untuk tahun taksiran 2013 Assessment raised up to 31st December 2014 for the year of assessments 2013 Jenis Pembayar Cukai Bilangan Pendapatan Cukai yang Types of Tax Payers taksiran (a) yang ditaksir ditaksir No. of assessments (a) Income assessed Tax assessed (RM) ( RM) (b) (b) JUMLAH BESAR 3,421, ,697,095,446 95,889,980,459 GRAND TOTAL Orang Perseorangan Bermastautin 3,114, ,724,550,725 18,911,750,471 Individuals Resident Tidak bermastautin 26,415 2,317,188, ,100,010 Non-resident Jumlah 3,140, ,041,738,777 19,497,850,481 Total Syarikat Companies Bermastautin Resident Korporat 263, ,700,031,016 52,383,519,534 Corporate Petroleum 21 62,773,000,382 23,537,065,148 Petroleum Entiti Labuan (c) 6, ,116,283 26,743,488 (c) Labuan Entity Tidak bermastautin 539 1,372,415, ,337,632 Non-resident Amanah Pelaburan Harta Bermastautin ,823,790 3,301,630 Tanah/Tabung Amanah Harta/ Resident Amanah Unit/Harta Tanah Tidak bermastautin Real Estate Investment Trust/ Non-resident Property Trust Fund/ Unit Trust/Property Trust Jumlah 270, ,185,387,059 76,068,967,432 Total (a) Pendapatan bercukai. Chargeable income. (b) Cukai kena dibayar. Tax payable. (c) Data adalah bagi tahun taksiran 2014 (pendapatan 2013: taksiran berasaskan tahun sebelum). Data is for the year of assessment 2014 (2013 income : preceding year basis). 261

13 16.11: Cukai yang Ditaksir mengikut Jenis Pembayar Cukai (Samb.) Tax Assessed According to Types of Tax Payers (Cont'd.) Taksiran yang dicapai hingga 31hb. Disember 2014 untuk tahun taksiran 2013 Assessment raised up to 31st December 2014 for the year of assessments 2013 Bilangan Pendapatan Cukai yang taksiran yang ditaksir (a) ditaksir (b) No. of assessments (a) Income assessed Tax assessed (RM) (RM) (b) Koperasi Bermastautin ,354, ,477,254 Co-operatives Resident Tidak bermastautin Non-resident Jumlah ,354, ,477,254 Total Badan Amanah Bermastautin ,212,071 32,552,661 Trust Resident Tidak bermastautin 11 3,583, ,067 Non-resident Jumlah ,795,799 33,455,728 Total Harta Pusaka, Pertubuhan Bermastautin 8, ,770, ,873,649 dan Keluarga Sekutu Hindu Resident Deceased Person's Estate, Tidak bermastautin 232 7,048,820 1,355,914 Association and Hindu Non-resident Joint Family Jumlah 8, ,819, ,229,563 Total (a) Pendapatan bercukai. Chargeable income. Sumber: Lembaga Hasil Dalam Negeri Malaysia (LHDN) Source: Inland Revenue Board of Malaysia (b) Cukai kena dibayar. Tax payable. 262

14 16.12 : Taburan Pendapatan Tahunan dan Cukai Pendapatan yang Ditaksir mengikut Kumpulan Pendapatan (Individu Bermastautin dan Individu Tidak Bermastautin) Distribution of Annual Income and Income Tax Assessed by Income Class (Resident Individuals and Non-Resident Individuals) Pendapatan bercukai (a) Taksiran yang dicapai hingga 31hb. Disember 2014 untuk tahun taksiran 2013 Chargeable income (a) Assessment raised up to 31st December 2014 for the year of assessment 2013 JUMLAH BESAR GRAND TOTAL (RM) INDIVIDU BERMASTAUTIN/RESIDENT INDIVIDUALS Bilangan Pendapatan Cukai yang taksiran yang ditaksir (b) ditaksir (c) No. of assessment Income assessed (b) Tax assessed (c) Kurang daripada/ Less than 2, ,467 31,972, ,501-5,000 29, ,184,171 1,791 (RM) (RM) 5,001-10,000 81, ,560,162 54,820 10,001-20, ,345 5,646,641, ,416 20,001-35,000 1,006,403 27,585,214, ,068,997 35,001-50, ,704 23,787,142, ,505,215 50,001-70, ,048 20,629,052,624 1,316,437,192 70, , ,607 19,322,905,850 2,054,163, , , ,461 17,180,205,132 2,546,775, , ,000 60,624 10,425,061,092 1,840,086,711 Melebihi/Exceeding 200, ,836 47,372,609,898 10,286,251,275 Jumlah 3,114, ,724,550,725 18,989,858,858 Total INDIVIDU TIDAK BERMASTAUTIN/NON-RESIDENT INDIVIDUALS Kurang daripada/ Less than 2,501 6,220 1,675, ,772 2,501-5,000 1,616 6,186,904 1,554,589 5,001-10,000 2,785 20,474,035 5,225,581 10,001-20,000 3,359 48,769,621 12,465,723 20,001-35,000 2,614 69,516,443 17,714,110 35,001-50,000 1,576 66,537,258 16,941,791 50,001-70,000 1,415 83,587,070 21,200,462 70, ,000 1, ,646,528 29,120, , ,000 1, ,594,072 44,010, , , ,376,906 38,163,737 Melebihi/Exceeding 200,000 3,200 1,583,824, ,303,410 Jumlah 26,415 2,317,188, ,100,010 Total (a) Pendapatan selepas potongan cukai. Income after tax deduction. (b) Pendapatan bercukai. Chargeable income. (c) Cukai kena dibayar. Tax payable. Sumber: Lembaga Hasil Dalam Negeri Malaysia (LHDN) Source: Inland Revenue Board of Malaysia 263

15 16.13: Penyata Dokumen-Dokumen yang Dikemukakan untuk Disetem dan Duti Setem yang Dipungut Statement of Documents Presented for Stamping and of Stamp Duty Collected Dokumen-dokumen Bilangan Amaun Bilangan Amaun Documents dokumen Amount dokumen Amount No. of (RM ) No. of (RM) documents documents JUMLAH 13,663,983 6,261,139,397 13,827,303 6,408,753,406 TOTAL Pindahmilik harta tanah 596,693 3,852,684, ,626 3,853,230,913 Transfer of real property Pindahmilik syer & Perniagaan (a) 115, ,649, , ,946,002 Transfer of shares & Business (a) Pajakan dan sewaan 728, ,607, , ,844,971 Lease and rental Sekuriti : Pajakan peralatan 191,036 43,967,958 63,712 10,965,662 Security : Lease of equipments Biasa 4,528,901 1,364,587,390 4,869,578 1,465,956,788 Ordinary Memorandum/Tertib Persatuan Memorandum/Article of Association Surat cara lain 7,437, ,271,694 7,379,441 97,729,130 Other instruments Penalti 65,983 1,021, Penalty Bayaran taksir & Fi replika , ,000 Adjudication fee & Replica fee Duti kompaun ke atas cek - 48,986,584-51,621,786 Compounded duty on cheques Sistem Franking Digital (a) - 12,594,546-5,477,400 Digital Franking Systems (a) Franker pos - 1,846,624-1,538,061 Franker post Polisi insurans - 253,580, ,650,788 Insurance policies Nota kontrak - 318,326, ,772,905 Contract notes (a) Mulai tahun With effect from year Sumber: Lembaga Hasil Dalam Negeri Malaysia (LHDN) Source: Inland Revenue Board of Malaysia 264

16 16.14: Aset dan Liabiliti Bank Negara Malaysia Assets and Liabilities of Bank Negara Malaysia Butiran Items Akhir tempoh End of period ASET/ASSETS 390, , , , ,616.5 Emas dan pertukaran asing 320, , , , ,559.3 Gold and foreign exchange Kedudukan tranche rizab IMF 1, , , , ,295.3 IMF reserve tranche position Milikan Hak Pengeluaran Khas 6, , , , ,518.1 Holdings of Special Drawing Rights Kertas kerajaan Malaysia 2, , , , ,454.7 Malaysian government papers Aset lain 59, , , , ,789.2 Other assets LIABILITI/LIABILITIES 390, , , , ,616.5 Modal dibayar Paid-up capital Kumpulan wang rizab (a) 14, , , , ,150.4 Reserve (a) Rizab lain 5, , , Other reserves Mata wang dalam edaran 55, , , , ,734.6 Currency in circulation Deposit: Deposits: Institusi kewangan 170, , , , ,160.6 Financial institutions Kerajaan persekutuan 14, , , , ,263.6 Federal government Lain-lain 3, , , , ,033.7 Bil Bank Negara dan bon 100, , , , ,476.7 Bank Negara bills and bonds Peruntukan Hak Pengeluaran Khas 6, , , , ,819.2 Allocation of Special Drawing Rights Liabiliti lain 18, , , , ,877.7 Other liabilities (a) Mulai 15 Mac 2013 Kumpulan Wang Rizab Am, Rizab lain dan Untung/(Rugi) Bersih bagi tempoh tersebut dilaporkan sebagai Rizab. Effective from 15 March 2013, the General Reserve Fund, Other Reserve and Net Profit/(Loss) for the period are recorded as Reserve. Sumber : Bank Negara Malaysia (BNM) Source: 265

17 16.15: Bank Perdagangan dan Bank-Bank Islam: Penyata Aset Commercial Banks and Islamic Banks: Statement of Assets Butiran Items Akhir tempoh End of period JUMLAH ASET/TOTAL ASSETS 1,451, ,677, ,821, ,002, ,198,300.9 Wang tunai dan Kesamaan Tunai 8, , , , ,083.7 Cash and Cash Equivalents Deposit yang disimpan dan repo berbalik 24, , , , ,908.7 Other deposits placed and reverse repos Simpanan Berkanun dengan Bank Negara Malaysia 5, , , , ,570.0 Statutory Deposits with Bank Negara Malaysia Jumlah yang akan diterima daripada : Amounts due from : Pemastautin/Residents Bank Negara Malaysia 138, , , , ,870.1 Bank perdagangan 25, , , , ,656.5 Commercial banks Bank-bank Islam 10, , , , ,670.6 Islamic Banks Bank Pelaburan 6, , , , ,929.9 Investment banks Institusi perbankan lain (a) , , ,182.0 Other banking institutions (a) Bukan Pemastautin/Non-Residents 50, , , , ,083.2 Instrumen deposit bolehniaga yang dipegang 29, , , , ,749.9 Negotiable instruments of deposit held Sekuriti Malaysia: Malaysian securities: Bil perbendaharaan 1, , , , ,870.3 Treasury bills Sekuriti Kerajaan 43, , , , ,311.6 Government securities Sekuriti lain 163, , , , ,208.9 Other securities Pinjaman dan pendahuluan 849, , ,075, ,194, ,310,492.0 Loans and advances Harta Benda, Loji dan Kelengkapan 5, , , , ,416.0 Property, Plant and Eqiupment Aset lain 88, , , , ,297.7 Other Assets (a) Termasuk bank Islam, syarikat diskaun dan Cagamas. Comprise Islamic banks, discount houses and Cagamas. Sumber : Source : Bank Negara Malaysia (BNM) 266

18 16.16: Bank Perdagangan dan Bank-Bank Islam: Penyata Ekuiti dan Liabiliti Commercial Banks and Islamic Banks: Statement of Equities and Liabilities Butiran Items Akhir tempoh End of period JUMLAH EKUITI DAN LIABILITI 1,451, ,677, ,821, ,002, ,198,300.9 TOTAL EQUITIES AND LIABILITIES MODAL DAN RIZAB/CAPITAL AND RESERVES 135, , , , ,538.7 JUMLAH LIABILITI/TOTAL LIABILITIES 1,315, ,528, ,650, ,816, ,984,762.2 Jumlah Deposit/Total Deposits 1,104, ,263, ,377, ,497, ,617,129.6 Jumlah yang akan (a) dibayar kepada: (b) Amounts due to: Pemastautin/Residents Bank Negara Malaysia 8, , , , Bank perdagangan 30, , , , ,654.4 Commercial banks Bank-bank Islam 4, , , , ,023.4 Islamic Banks Bank Pelaburan 5, , , , ,749.6 Investment Banks Institusi perbankan lain , , ,029.1 Other banking institutions Bukan Pemastautin/Non-Residents 37, , , , ,192.5 Penerimaan Belum Bayar 15, , , , ,640.4 Acceptances Payable Bil belum bayar: Bills payable: Pemastautin/Residents 6, , , , ,530.7 Bukan Pemastautin/Non-Residents Tanggungan lain : (a) 102, , , , ,802.6 Other liabilities : (a) (a) Liabiliti Lain termasuk pinjaman yang dijual kepada Cagamas dengan rekursa. Other Liabilities includes recourse obligations on loans sold to Cagamas. Nota/Note : Sumber : Source : Bank Negara Malaysia (BNM) 1. Data sistem perbankan Islam meliputi data perbankan Islam bank perdagangan dan bank pelaburan/saudagar Islamic banking system data includes Islamic banking dat of commercial banks and investment/merchant banks. 2. Jumlah Ekuiti termasuk untung/rugi semasa sebelum pelarasan dan belum diaudit. Total Equities include current unauditec unadjusted profit/loss. 3. Jumlah yang akan Dibayar kepada Institusi Kewangan yang Ditetapkan merujuk kepada jumlah tuntutan oleh institusi kewangan yang ditetapkan ke atas institusi yang membuat laporan dalam akaun vostro RM, akaun nostro dalam RM terlebih dikeluarkan, peminjaman dalam RM, peminjaman antara bank dalam RM, akaun nostro dalam FX terlebih dikeluarkan, peminjaman antara bank dalam FX dan jumlah yang akan dibayar Sistem Perbankan Islam(IBS) dalam RM dan FX kepada institusi kewangan yang ditetapkan, yang bersamaan dengan IBS seperti dinyatakan di atas. Amount Due to Designated Financial Institutions refer to the amount of claims by designated financial institutions on a rep orting institution in RM vostro accounts, RM overdrawn nostro accounts, RM borrowings, RM interbank borrowings, foreign currency (FX) overdrawn nostroaccounts, FX interbank borrowings, and IBS RM and FX amounts due to designated financial institutions which are the IBS equivalents of the aforementioned items. 267

19 16.17 (a): Bank Perdagangan dan Bank-Bank Islam: Pengkelasan Pinjaman/Pembiayaan mengikut Tujuan Commercial Banks and Islamic Banks: Classification of Loans/Financing by Purpose Tujuan Purpose Akhir tempoh End of period Pembelian sekuriti 52, , ,974.8 Purchase of securities Pembelian kenderaan pengangkutan 153, , ,916.7 Purchase of transport vehicles Pembelian harta kediaman 303, , ,718.2 Purchase of residential property <= 25 ribu /<= 25K 1, > 25 ribu hingga 60 ribu />25K to 60K 7, , ,022.3 > 60 ribu hingga 100 ribu /> 60K to 100K 17, , ,527.2 > 100 ribu hingga 150 ribu />100K to 150K 42, , ,163.6 > 150 ribu hingga 250 ribu />150K to 250K 57, , ,118.7 > 250 ribu/ >250K 176, , ,089.9 Pinjaman perumahan yang dijual kepada Cagamas Housing loans sold to Cagamas Pembelian harta bukan kediaman 131, , ,609.8 Purchase of non- residential property Bangunan kilang dan perusahaan 19, , ,381.9 Industrial buildings and factories Tanah 27, , ,212.0 Land Kompleks perniagaan 11, , ,480.4 Commercial complexes Rumah kedai 51, , ,009.4 Shophouses Lain-lain 20, , ,526.2 Pembelian aset tetap selain tanah dan bangunan 8, , ,484.3 Purchase of fixed assets other than land and building Kegunaan persendirian 55, , ,158.7 Personal uses Kad kredit 33, , ,604.3 Credit cards Pembelian barangan pengguna Purchase of consumer durables Pembinaan 30, , ,342.4 Construction Modal kerja 264, , ,474.5 Working capital Tujuan lain 68, , ,909.4 Other purpose Jumlah pinjaman mengikut tujuan 1,101, ,217, ,332,293.3 Total loans by purpose 268

20 16.17 (b): Bank Perdagangan dan Bank-Bank Islam: Pengkelasan Pinjaman/Pembiayaan mengikut Sektor Commercial Banks and Islamic Banks: Classification of Loans/Financing by Sector Sektor (a) Sector (a) Akhir tempoh End of period Pertanian primer 28, , ,436.7 Primary agriculture Getah Rubber Kelapa sawit 18, , ,515.6 Oil palm Koko Cocoa Ternakan 2, , ,738.6 Livestock Perhutanan dan pembalakan 2, , ,030.6 Forestry and logging Perikanan Fisheries Lain-lain 3, , ,795.1 Perlombongan dan kuari 6, , ,323.2 Mining and quarrying Timah Tin Petroleum mentah & gas asli 5, , ,652.0 Crude petroleum & natural gas Kuari 1, , ,344.6 Quarrying Lain-lain Perkilangan 94, , ,569.8 Manufacturing Pemprosesan getah dan keluaran getah dan plastik 8, , ,231.6 Manufacture of rubber and plastic products Timah Tin Makanan, minuman dan tembakau 17, , ,684.6 Food, beverages and tobacco yang mana: pemprosesan minyak kelapa sawit 7, , ,341.5 of which: palm oil processing Tekstil, bahan pakaian dan kulit 3, , ,096.4 Textiles, wearing apparel and leather Kayu dan keluaran kayu termasuk perabut 5, , ,500.8 Wood and wood products, incl. furniture (a) Definisi bagi sektor ekonomi/industri adalah berdasarkan Klasifikasi Standard Perindustrian Malaysia (MSIC) The definations of the economic sectors/industries are based on the Malaysian Standard Industrial Classification (MSIC)

21 16.17 (b): Bank Perdagangan dan Bank-Bank Islam: Pengkelasan Pinjaman/Pembiayaan mengikut Sektor (Samb.) Commercial Banks and Islamic Banks: Classification of Loans/Financing by Sector (Cont'd.) Sektor (a) Sector (a) Akhir tempoh End of period Kertas dan keluaran-keluaran kertas 2, , ,003.4 Paper and paper products Pencetakan dan penerbitan dan industri 2, , ,397.7 yang berkaitan Printing and publishing and allied industries Bahan kimia perindustrian 5, , ,541.8 Industrial chemicals Barangan mineral bukan metalik 4, , ,798.0 Non-metalic mineral products Keluaran besi dan keluli 8, , ,781.9 Iron and steel products Keluaran logam 7, , ,297.8 Metal products Jentera (bukan elektrik) 3, , ,829.6 Machinery (non-electrical) Jentera dan perkakas elektrik 4, , ,806.4 Electrical machinery and appliances Kelengkapan pengangkutan 6, , ,104.3 Transport equipment Lain-lain 12, , ,213.0 Elektrik, gas dan bekalan air 10, , ,823.7 Electricity, gas and water supply Perdagangan borong dan runcit, restoran 82, , ,518.4 dan hotel Wholesale and retail trade, restaurants and hotel Perdagangan borong 55, , ,549.5 Wholesale trade Perdagangan runcit 17, , ,920.1 Retail trade Restoran dan hotel 8, , ,048.8 Restaurants and hotels Pembinaan 43, , ,267.6 Construction Kejuruteraan am 18, , ,624.1 Civil engineering Bangunan kilang dan perusahaan 1, , ,511.9 Industrial buildings and factories Infrastruktur 3, , ,635.4 Infrastructure Kompleks perniagaan 4, , ,418.8 Commercial complexes Kediaman 9, , ,759.1 Residential Lain-lain 7, , ,318.2 (a) Definisi bagi sektor ekonomi/industri adalah berdasarkan Klasifikasi Standard Perindustrian Malaysia (MSIC) The definations of the economic sectors/industries are based on the Malaysian Standard Industrial Classification (MSIC)

22 16.17 (b): Bank Perdagangan dan Bank-Bank Islam: Pengkelasan Pinjaman/Pembiayaan mengikut Sektor (Samb.) Commercial Banks and Islamic Banks: Classification of Loans/Financing by Sector (Cont'd.) Sektor (a) Sector (a) Akhir tempoh End of period Harta tanah 61, , ,924.5 Real estate Pengangkutan, penyimpanan dan perhubungan 27, , ,688.8 Transport, storage and communication Perkhidmatan kewangan, insurans dan perhubungan 72, , ,145.6 Financing, insurance and business services Perkhidmatan kewangan 29, , ,818.4 Financial intermediation Perkhidmatan perniagaan 4, , ,353.5 Business activities Penyelidikan dan pembangunan Research and development Lain-lain aktiviti perniagaan 38, , ,743.4 Other business activities Pendidikan, kesihatan dan lain-lain 42, , ,815.1 Education, health & others Sektor isirumah (b) 616, , ,729.0 Household sector (b) Sektor lain (c) 13, , ,050.8 (c) Other sector Jumlah pinjaman mengikut sektor 1,101, ,217, ,332,293.3 Total loans by sector (b) Sektor isirumah =Jumlah tujuan pinjaman mengikut tujuan kepada isirumah. Household sector =Total loans by purpose to households. Termasuk pinjaman kepada perniagaan individu. Includes loans to individual business. Sumber: Bank Negara Malaysia (BNM) Source : (a) Definisi bagi sektor ekonomi/industri adalah berdasarkan Klasifikasi Standard Perindustrian Malaysia (MSIC) (c) 271

23 16.18 : Bank Perdagangan: Kadar Pertukaran Ringgit Malaysia Commercial Banks: Exchange Rates of Ringgit Malaysia Mata wang Currency Purata bagi tempoh Average for period Ringgit Malaysia bagi seunit mata wang asing Ringgit Malaysia per unit of foreign currency Dolar A.S U.S. dollar Euro Euro Paun Sterling Pound Sterling Hak-hak Pengeluaran Khas Special Drawing Rights Dolar Singapura Singapore Dollar Mark Jerman Deutsche Mark Franc Switzerland Swiss Franc Ringgit Malaysia bagi 100 unit mata wang asing Ringgit Malaysia per 100 units of foreign currency Yen Jepun Japanese Yen Dolar Hong Kong Hong Kong Dollar Baht Thai Thai Bahts Peso Filipina Philippine Pesos Rupiah Indonesia Indonesia Rupiahs Nota /Note : Kadar AS$ ialah kadar purata belian dan jualan antara bank-bank pada pukul tengah hari. Kadar bagi mata wang asing selain daripada AS$ adalah kadar silang yang diperoleh daripada kadar mata wang asing tersebut berbanding AS$ dan kadar RM/AS$. US$ rates are the average of buying and selling interbank rates at noon Rates for foreign currencies other than US$ are cross rates derived from rates of such foreign currencies against the US$ and the RM/US$. Bank Negara Malaysia (BNM) Sumber : Source : 272

24 16.19 (a): Bank Saudagar/Bank Pelaburan: Penyata Aset Merchant Banks/Investment Banks: Statement of Assets Butiran Items Akhir tempoh End of period JUMLAH ASET/TOTAL ASSETS 62, , , , ,366.8 Wang tunai dan Kesamaan Tunai Cash and Cash Equivalents Deposit yang disimpan dan repo berbalik 4, , , , ,698.6 Other deposits placed and reverse repos Simpanan Berkanun dengan Bank Negara Malaysia , Statutory Deposits with Bank Negara Malaysia Jumlah yang akan diterima daripada: Amounts due from: Pemastautin/Residents Bank Negara Malaysia 2, , , ,234.3 Bank perdagangan 4, , , , ,342.6 Commercial banks Bank-bank Islam 1, , , Islamic Banks Bank Pelaburan Investment banks Institusi perbankan lain (a) Other banking institutions (a) Bukan Pemastautin/Non-Residents Instrumen deposit bolehniaga yang dipegang 3, , , , ,713.0 Negotiable instruments of deposit held Sekuriti Malaysia: Malaysian securities: Bil perbendaharaan Treasury bills Sekuriti Kerajaan 5, , , , ,903.0 Government securities Sekuriti lain 24, , , , ,325.8 Other securities Pinjaman dan pendahuluan 4, , , , ,178.8 Loans and advances Harta Benda, Loji dan Kelengkapan Property, Plant and Eqiupment Aset lain 10, , , , ,373.5 Other Assets (a) Termasuk bank Islam, syarikat diskaun dan Cagamas. Comprise Islamic banks, discount houses and Cagamas. Sumber: Source: Bank Negara Malaysia (BNM) 273

25 16.19 (b): Bank Saudagar/Bank Pelaburan: Penyata Ekuiti dan Liabiliti Merchant Banks/Investment Banks: Statement of Equities and Liabilities Butiran Items Akhir tempoh End of period JUMLAH EKUITI DAN LIABILITI 62, , , , ,366.7 TOTAL EQUITIES AND LIABILITIES MODAL DAN RIZAB/CAPITAL AND RESERVES 8, , , , ,487.9 JUMLAH LIABILITI/TOTAL LIABILITIES 53, , , , ,878.8 Jumlah Deposit /Total Deposits 33, , , , ,470.7 Jumlah yang akan dibayar kepada: Amounts due to: Pemastautin/Residents Bank Negara Malaysia Bank perdagangan 6, , , , ,320.8 Commercial banks Bank-bank Islam Islamic Banks Bank Pelaburan Investment Banks Institusi perbankan lain 2, , , , ,396.2 Other banking institutions Bukan Pemastautin/Non-Residents Penerimaan Belum Bayar Acceptances Payable Bil belum bayar: Bills payable: Pemastautin/Residents Bukan Pemastautin/Non-Residents Tanggungan lain : (a) 9, , , , ,787.9 Other liabilities : (a) (a) Liabiliti Lain termasuk pinjaman yang dijual kepada Cagamas dengan rekursa. Other Liabilities includes recourse obligations on loans sold to Cagamas. Nota/Note : Sumber: Source: Bank Negara Malaysia (BNM) 1. Mulai tahun 2008, data sistem perbankan Islam meliputi data perbankan Islam bank perdagangan dan bank pelaburan/saudagar From 2008, Islamic banking system data includes Islamic banking dat of commercial banks and investment/merchant banks. 2. Jumlah Ekuiti termasuk untung/rugi semasa sebelum pelarasan dan belum diaudit. Total Equities include current unauditec unadjusted profit/loss. 3. Jumlah yang akan Dibayar kepada Institusi Kewangan yang Ditetapkan merujuk kepada jumlah tuntutan oleh institusi kewangan yang ditetapkan ke atas institusi yang membuat laporan dalam akaun vostro RM, akaun nostro dalam RM terlebih dikeluarkan, pem injaman dalam RM, peminjaman antara bank dalam RM, akaun nostro dalam FX terlebih dikeluarkan, peminjaman antara bank dalam FX da n jumlah yang akan dibayar Sistem Perbankan Islam(IBS) dalam RM dan FX kepada institusi kewangan yang ditetapkan, yang bers amaan dengan IBS seperti dinyatakan di atas. Amount Due to Designated Financial Institutions refer to the amount of claims by designated financial institutions on a rep orting institution in RM vostro accounts, RM overdrawn nostro accounts, RM borrowings, RM interbank borrowings, foreign currency (FX) overdrawn nostroaccounts, FX interbank borrowings, and IBS RM and FX amounts due to designated financial institutions which are the IBS equivalents of the aforementioned items. 274

26 16.20: Kumpulan Wang Simpanan Pekerja Employees Provident Fund Butiran Items Urusniaga semasa tempoh (RM Juta) Transactions during period (RM Million) Jumlah dicarum 35,756 41,434 46,177 50,717 r 54,931 Amount contributed Jumlah dikeluarkan 26,410 30,019 33,103 35,468 r 33,782 Amount withdrawn Lebihan caruman daripada yang dikeluarkan 9,346 11,415 13,074 15,249 r 21,149 Excess of contributions over withdrawals Akhir tempoh End of period Bilangan akaun pencarum 12,721,780 13,149,654 13,585,007 13,922,194 14,192,832 Number of contributors' accounts Jumlah yang ada bagi kredit pencarum (RM Juta) 444, , , ,451 r 640,207 Amount standing to credit of contributors (RM Million) Pelaburan (mengikut nilai buku) (RM Juta) Investments (at book value) (RM Million) Jumlah 406, , , ,307 r 599,306 Total Sekuriti Kerajaan Persekutuan 118, , , ,399 r 155,845 Federal Government securities Pelaburan Malaysia lain 288, , , ,907 r 443,461 Other Malaysian investments Sumber : Kumpulan Wang Simpanan Pekerja (KWSP) Source : Employees Provident Fund (EPF) 275

27 16.21: Indikator Penting bagi Takaful Key Takaful Indicators Butiran Items Struktur Pasaran (a) Market Structure (a) Bil.Pengusaha Takaful Berdaftar (b) No. of Registered Takaful Operators (b) Bil.Agen/No. of Agents 74, , ,552 77,804 64,169 Keluarga/Family 42,698 66,338 68,009 58,984 50,592 Umum/General 31,391 33,970 37,543 18,820 13,577 Bil. Pejabat/No. of Offices Bil. Pekerja/No. of Employees 2,713 2,846 2,758 3,162 2,720 Sumbangan Pendapat Bersih Net Contributions Income Jumlah/Total ( ) 4, , , , ,330.6 Sumbangan Bersama (% drp PNK) Combined Contributions (% of GNI) Keluarga (% drp PNK)/Family (% of GNI) Umum (% drp PNK)/General (% of GNI) Sumbangan Per kapita (RM): Per capita contributions (RM) on: Keluarga/Famili (c) Umum/General (d) Faedah Bersih dan Pembayaran Tuntutan Net Benefits and Claims Payments Jumlah/Total ( ) 2, , , , ,699.0 Keluarga/Family 1, , , , ,027.6 Umum/General Aset Takaful Takaful fund Assets Jumlah/Total ( ) 14, , , , ,746.0 Keluarga/Family 12, , , , ,619.0 Umum/General 2, , , , ,127.0 % daripada PNK/% of GNI % daripada Jumlah aset dalam industri insurans dan takaful % of total assets of the insurance and takaful industry (a) Seperti pada 31 Disember. As at 31 December. (b) Pengusaha Direct Composite dan Takaful Keluarga. Direct composite and family takaful operators. (c) Seperti pada penyata pendapatan. As per revenue account. (d) Sumbangan di atas kadar caj kasar kepada peserta tidak di tolak komisyen dan brokerage. Contributions on gross rate charged to paticipants without deduction for commission and brokerage. Sumber: Source: Bank Negara Mala ysia (BNM) 276

28 16.22: Jumlah Aset Kumpulan Wang Insurans Hayat Total Assets of Life Insurance Funds Butiran Items Bilangan Pemegang Lesen Number of licensees Penanggung Insurans Langsung Direct insurers Hayat/Life Komposit (Hayat dan Am) Composite (Life and General) Penanggung Insurans Semula Professional Professional reinsurers Hayat/Life Komposit (Hayat dan Am) Composite (Life and General) Jenis Pelaburan Type of Investment Harta benda, loji dan kelengkapan 1, , , , ,648.3 Property, plant and equipment Pinjaman/Loan 10, , , , ,483.7 Pinjaman gadai janji 2, , , , ,887.9 Mortgage Pinjaman polisi 7, , , , ,457.5 Policy loans Pinjaman lain Other loans Pelaburan/Investments 109, , , , ,261.2 Kertas/Pinjaman Dijamin 20, , , , ,898.4 oleh Kerajaan Malaysia Malaysian Government papers/ guaranteed loans Sekuriti korporat/hutang 86, , , , ,199.6 Corporate/Debt Securities Lain-lain 2, , , , ,163.3 Pelaburan harta benda 2, , , , ,355.0 Investment properties Wang tunai dan simpanan 9, , , , ,183.1 Cash and deposits Aset lain 2, , , , ,560.3 Other assets Aset Luar Negeri 4, , , , ,759.3 Foreign assets JUMLAH ASET 141, , , , ,250.9 Total Assets Nota/Note : Data adalah pada akhir tahun kalendar, kecuali dinyatakan sebaliknya. Unless otherwise stated, data is as at calendar year end. Sumber: Source: Bank Negara Malaysia (BNM) 277

29 16.23: Jumlah Aset Kumpulan Wang Insurans Am Total Assets of General Insurance Funds Butiran Items Bilangan Pemegang Lesen Number of licensees Penanggung Insurans Langsung Direct insurers Am/General Komposit (hayat dan Am) Composite (Life and General) Penanggung Insurans Semula Professional Professional reinsurers Am/General Komposit (hayat dan Am) Composite (Life and General) Jenis Pelaburan Type of Investment RM Juta / Million Harta benda, loji dan kelengkapan Property, plant and equipment Pinjaman/Loans Pelaburan 13, , , , ,078.3 Investments Kertas/Pinjaman Dijamin 4, , , , ,279.7 oleh Kerajaan Malaysia Malaysian Government papers/ guaranteed loans Sekuriti korporat /hutang 6, , , , ,377.0 Corporate/Debt Securities Lain-lain/ 2, , , , ,421.6 Pelaburan harta benda Investment properties Wang tunai dan simpanan 7, , , , ,402.9 Cash and deposits Amaun tertunggak daripada Pelanggan/ 1, , , , ,351.1 pengantara/penanggung Insurans semula Amount due from clients/intermediaries/reinsurers Aset lain , , , ,080.8 Other assets Aset Luar Negeri Foreign assets JUMLAH ASET 24, , , , ,019.5 Total Assets Nota/Note : Data adalah pada akhir tahun kalendar, kecuali dinyatakan sebaliknya. Unless otherwise stated, data is as at calendar year end. Sumber: Source: Bank Negara Malaysia (BNM) 278

30 16.24: Bursa Malaysia - Unit dan Nilai Dagangan (Pasaran Utama) (a ) Bursa Malaysia - Volume and Traded Value (Main Market) (a) Kaunter Counter Jumlah (Juta unit) Volume (Million units) Barangan pengguna 13,473 18,393 21,831 19,695 28,742 Consumer products Barangan industri 42,840 50,138 41,983 49,585 70,149 Industrial products Pembinaan 14,644 12,897 7,840 14,396 18,263 Construction Dagangan/perkhidmatan 60,133 83,107 82, , ,719 Trading/services Teknologi 8,861 6,648 9,211 21,649 17,669 Technology Syarikat projek infrastruktur 5,413 3,849 5,182 6,222 5,069 Infrastructure project companies Kewangan 15,767 20,080 13,127 16,406 13,226 Finance Hotel 1, Hotels Harta 29,390 31,787 17,969 32,684 38,724 Properties Perladangan 5,482 7,316 5,670 4,853 5,817 Plantations Perlombongan Mining Real Estate Investment 1,170 1,253 2,036 2,446 2,014 Trusts (REITs) Dana tertutup Closed-end fund Trading of rights SPAC (b) - 1,885 1,977 12,773 15,034 Pasaran Utama (Keseluruhan) 198, , , , ,338 Main Market(Overall) (a) Mulai Ogos 2009 Papan Kedua telah digabungkan dengan Papan Utama dan sekarang dikenali sebagai Pasaran Utama. With effect from August 2009 Second Board has merged with Main Board and now known as Main Market.. (b) SPAC - Special Purpose Acquisition Company. 279

31 16.24: Bursa Malaysia - Unit dan Nilai Dagangan (Pasaran Utama) (a) (Samb.) Bursa Malaysia - Volume and Traded Value (Main Market) (a) (Cont'd.) Kaunter Counter Nilai (RM Juta ) Value (RM Millions) Barangan pengguna 16,958 20,084 23,815 21,723 25,124 Consumer products Barangan industri 50,522 59,221 39,380 38,966 49,979 Industrial products Pembinaan 25,513 24,165 13,771 23,584 25,337 Construction Dagangan/perkhidmatan 120, , , , ,882 Trading/services Teknologi 9,943 3,857 6,089 6,776 9,953 Technology Syarikat projek infrastruktur 7,936 9,019 13,396 18,075 16,842 Infrastructure project companies Kewangan 75,445 84,272 73,721 99,474 80,655 Finance Hotel Hotels Harta 19,584 29,330 16,373 32,817 31,033 Properties Perladangan 23,442 23,503 24,866 18,670 18,687 Plantations Perlombongan Mining Real Estate Investment 1,224 1,436 2,787 4,493 3,720 Trusts (REITs) Dana tertutup Closed-end fund Trading of rights SPAC (b) ,096 4,683 5,496 Pasaran Utama (Keseluruhan) 351, , , , ,312 Main Market (Overall) Sumber: Source : Bursa Malaysia (a) Mulai Ogos 2009 Papan Kedua telah digabungkan dengan Papan Utama dan sekarang dikenali sebagai Pasaran Utama. With effect from August 2009 Second Board has merged with Main Board and now known as Main Market.. (b) SPAC - Special Purpose Acquisition Company. 280