THE PORTABLE & PERSONAL MEDICAL PLAN

Transcription

1 A-Health Maximiser THE PORTABLE & PERSONAL MEDICAL HEALTH PLAN Maximising your protection to meet your changing needs Purchase with AIA PRS to fund your retirement years aia.com.my

2 A-Health Maximiser Maximising your protection to meet your changing needs A-Health Maximiser gives you: PORTABLE and CONTINUOUS medical coverage up to age 80 ADDITIONAL layer of protection on top of your existing medical coverage High Lifetime Limit - 3 times the Annual Limit, and with Plan 5, your Lifetime Limit is up to RM 1 million SELECT from 5 attractive price plans with two options of self-insured deductible amount each FULL medical coverage upon RETIREMENT (age 60 and onwards) Option to PROTECT your loved ones CASHLESS hospital admission with Letter of Guarantee 1 with just a phone call away / 70 1 Subject to the self-insured deductible amount, if any. If you are hospitalised for the first 30 days of your policy, you are required to pay first and submit the claim to AIA Bhd. for reimbursement later.

3 Purchase the A-Health Maximiser together with AIA Private Retirement Scheme (AIA PRS 2 ) to enjoy these benefits: AIA Private Retirement Scheme (AIA PRS) Enjoy extra reward with Savings Enhancer: Upon policy anniversary, the Savings Enhancer equals to 5% of the annual premiums of A-Health Maximiser paid during the previous policy year, shall be credited into your AIA PRS account at 100% allocation rate, provided the following conditions are met: i. A minimum PRS contribution amount of RM 300 into your AIA PRS account during the previous policy year and your account is active at the time of crediting; and ii. Your medical policy is in force; and iii. The premiums for the previous policy year are fully paid. Savings Enhancer is available up to age AIA PRS is offered by AIA Pension and Asset Management Sdn. Bhd. (APAM) Example Premium payment for A-Health Maximiser You could use the AIA PRS account value to pay the medical premium A-Health Maximiser AIA PRS AIA Private Retirement Scheme Age 30 Age 60 Age 80 (Retirement) Note: Graph is not drawn to scale. Contribution to AIA PRS Account

4 A-Health Maximiser Memaksimumkan perlindungan anda untuk memenuhi perubahan keperluan anda A-Health Maximiser memberikan anda: Perlindungan perubatan MUDAH ALIH dan BERTERUSAN sehingga umur 80 tahun Satu lapisan TAMBAHAN perlindungan ke atas perlindungan perubatan anda yang sedia ada Had Seumur Hidup yang tinggi - 3 kali ganda Had Tahunan, dan Plan 5, Had Seumur Hidup anda adalah sehingga RM 1 juta PILIH daripada 5 pelan yang menarik dengan dua opsyen amaun deduktibel insurans sendiri Perlindungan perubatan PENUH semasa PERSARAAN (umur 60 tahun dan ke atas) Pilihan untuk MELINDUNGI orang yang anda sayangi Kemasukan hospital TANPA TUNAI dengan Surat Jaminan 1 dengan satu panggilan telefon sahaja / 70 1 Tertakluk kepada amaun deduktibel insurans sendiri, jika ada. Jika anda dimasukkan ke hospital dalam masa 30 hari pertama polisi anda, anda perlu membayar dahulu dan mengemukakan tuntutan itu kepada AIA Bhd. untuk pembayaran balik kemudian.

5 Membeli A-Health Maximiser bersama dengan AIA Private Retirement Scheme (AIA PRS 2 ) untuk menikmati manfaat-manfaat berikut: AIA Private Retirement Scheme (AIA PRS) Nikmati ganjaran tambahan dengan Savings Enhancer: Pada ulang tahun polisi, Savings Enhancer bersamaan dengan 5% daripada premium tahunan A-Health Maximiser yang telah dibayar untuk tahun polisi yang sebelumnya, akan dikreditkan ke dalam akaun AIA PRS anda pada 100% kadar peruntukan, tertakluk kepada terma-terma dan syarat-syarat berikut: i. Minimum amaun sumbangan PRS sebanyak RM 300 ke dalam akaun AIA PRS dalam tahun polisi sebelumnya dan akaun anda masih aktif pada masa pengkreditan; dan ii. Polisi perubatan anda masih berkuatkuasa; dan iii. Premium-premium bagi tahun polisi sebelumnya telah dibayar sepenuhnya. Savings Enhancer ditawarkan sehingga umur 60 tahun. 2 AIA PRS ditawarkan oleh AIA Pension and Asset Management Sdn. Bhd. (APAM) Contoh Pembayaran premium untuk A-Health Maximiser Anda boleh menggunakan nilai akaun AIA PRS untuk membayar premium perubatan A-Health Maximiser AIA PRS AIA Private Retirement Scheme Umur 30 tahun Umur 60 tahun (Persaraan) Umur 80 tahun Nota: Graf tidak dilukis mengikut skala. Sumbangan kepada akaun AIA PRS

6 This flyer contains only a brief description of the product and is therefore recommended to be read together with the A-Health Maximiser brochure. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract. Helaian ini hanya mengandungi keterangan ringkas mengenai produk ini dan oleh yang demikian anda digalakkan untuk membaca bersama risalah A-Health Maximiser. Untuk penjelasan terperinci berkenaan manfaat, pengecualian, terma dan syaratnya, sila rujuk kepada kontrak polisi. If you have any further queries, kindly contact your AIA Life Planner / AIA Corporate Solutions Authorised Representative at: Sekiranya anda mempunyai pertanyaan lanjut, sila hubungi Perancang Hayat AIA / Wakil Corporate Solutions AIA yang Disahkan: AIA Bhd. ( D) Corporate Solutions Division Menara AIA, 99 Jalan Ampang Kuala Lumpur Tel : AIA.COM.MY PT /0414 AIA Bhd. is licensed under the Financial Services Act 2013 and regulated by the Central Bank of Malaysia (Bank Negara Malaysia). AIA Bhd. adalah dilesenkan di bawah Akta Perkhidmatan Kewangan 2013 dan dikawal selia oleh Bank Negara Malaysia.