OneAmerica Annuity Product Training
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1 OneAmerica Annuity Product Training * All required training must be completed prior to writing any business with this carrier. Failure to do so could result in business being returned* Annuity producers must complete 4 hours of General Annuity Training CE credits (provided by a state-approved training vendor) AND Product-Specific Training with OneAmerica for the annuity products you will solicit or sell. Carrier Specific Training: Required for all agents regardless of state. The training can be taken prior to being appointed. Please go to: Please Note: Asset Care is a life product BUT Asset Care 2 and 3 have part that is an annuity and do require product training. LTC Training Certificate: Please include a copy of your state LTC Training Certificate. This document is required when the state requires the training. All OneAmerica products are LTC underwritten and will require agents to have current LTC training in the states where they plan on selling. NAIC Model State Regulatory Training: Agents in the states shown below must complete a state approved Annuity Suitability Course. AK AL CA CO CT DC DE GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS ND NE NH NJ OH OK OR RI SC SD TN TX VA WA WI WV WY Note: FL and UT do not have state training requirements, but still require agents to complete any product specific training with the carrier. NOTE: States subject to change based on state and carrier requirements If you have any further questions in regards to the Product Training please call ECA Marketing and ask for your Marketing Representative or the Licensing & Contracting Department. Thank you for contracting with OneAmerica through ECA Marketing! Updated 7/14/17
2 Corporate Compliance Memo January 21, 2013 ONEAMERICA companies One American Square P.O. Box 368 Indianapolis, IN (317) Annuity Training Required; Avoid Returned Applications Summary: PRIOR to engaging in an individual annuity transaction several states require the producer to complete: o State approved annuity training course ( generic annuity training course, generally a one-time, four credit hour course); AND o Insurer provided product-specific training. The OneAmerica insurance companies will verify that a producer has completed the required training as part of processing an annuity application; If the appropriate annuity training is not complete at the time of annuity application, annuity applications will be returned. For questions, please contact the State Life wholesaling team at or the Producer Resource Center at In March 2010, the National Association of Insurance Commissioners (NAIC) adopted an amended Suitability in Annuity Transactions Model Regulation (Model 275). The amended model regulation added producer training and education requirements that must be satisfied PRIOR to solicitation of an individual annuity product. Producers MUST complete both a one time, four (4) hour annuity training/certification course (most states), and insurer provided product-specific training which explains material features of an insurer s annuity product(s). The OneAmerica insurance companies will verify that a producer has completed the appropriate OneAmerica insurance company product-specific training and a state approved annuity training course as part of processing an application. Annuity applications will be returned for re-solicitation after the training requirements, both the product-specific training and the annuity certification course (within the required timeframe), have been met. Click here for a chart summarizing where and when annuity training is required. How to Complete the Annuity Training Requirements Product-Specific Training The State Life Insurance Company (State Life) State Life brokers may access the State Life Care Solutions training module at: Self-registration may be required for a first-time user. American United Life Insurance Company (AUL) Career agents and PPGAs may access the AUL training modules, AUL Fixed Annuities, AUL Variable Annuities, Freedom Builder Indexed Annuity and the State Life Care Solutions training module via the Center of Excellence on Online Services ( of Excellence>Required Training>NAIC Annuity Training. For Company Use Only. Not for Public Distribution.
3 Corporate Compliance Memo January 21, 2013 ONEAMERICA companies One American Square P.O. Box 368 Indianapolis, IN (317) State Approved Annuity Training Course Several vendors, including the three listed below, provide courses that will satisfy the annuity training course. Kaplan Financial RegEd WebCE Producers may generally locate a list of additional vendors and courses approved by a state s Department of Insurance (DOI) that will satisfy the annuity training requirement on the DOI s website. Producers may also complete the National Underwriter Company s course, Annuities & Suitability Explained, on either of the product specific training platforms listed above, for a nominal fee. Completion of substantially similar annuity training requirements in one state may satisfy another state s annuity training requirement. Also, please note that the annuity training requirement may be in addition to a state s continuing education requirements. Please refer to your state s specific training and education requirements. Upon completion of the state approved annuity training course, please keep a copy of the certificate of completion and upload a copy of the certificate to the appropriate OneAmerica insurance company training platform. In order to upload a certificate, complete the following steps: 1. Go to the appropriate OneAmerica insurance company training platform: 2. Click on My State Specific Training (left side bar); 3. Select Import Certificate of Completion [State]; 4. Complete certificate upload fields (Certificate Date, Course ID, Vendor, Credit Hours). Required information may be located on the Certificate of Completion; 5. Click Browse button to locate and attach Certificate of Completion (similar to attaching a file to an e- mail); 6. Click attestation box; 7. Click Submit. The Certificate of Completion may also be submitted to fax number (AUL) or fax number (State Life). For Company Use Only. Not for Public Distribution.
4 For company use only. Not for public distribution.
5 For company use only. Not for public distribution.
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