Rate Changes 12/1/18-12/31/18 (Excludes MA, MN, and WI)

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1 Rate Changes 12/1/18-12/31/18 (Excludes MA, MN, and WI) Company State Type Date A B C D F F (High) G K L M N AARP - UnitedHealthcare Insurance Company HI SUPP 1/1/ % 5.1% 0.0% 5.0% 5.1% -3.0% 0.0% -3.0% AARP - UnitedHealthcare Insurance Company IL SEL 1/1/ % 2.5% AARP - UnitedHealthcare Insurance Company IL SUPP 1/1/ % 5.5% 5.5% 5.4% -3.0% 2.6% 3.9% 4.1% AARP - UnitedHealthcare Insurance Company NJ SUPP 1/1/ % 2.0% 2.0% 2.0% -2.5% 2.1% 2.1% 2.0% American Retirement Life Insurance Company (CIGNA) GA SUPP 2/1/ % 13.0% 10.5% 10.5% American Retirement Life Insurance Company (CIGNA) IL SUPP 2/1/ % 11.5% 11.5% 11.0% American Retirement Life Insurance Company (CIGNA) NH SUPP 2/1/ % 6.0% 4.0% 4.0% American Retirement Life Insurance Company (CIGNA) PA SUPP 2/1/ % 7.5% 9.5% 8.5% 3.8% American Retirement Life Insurance Company (CIGNA) RI SUPP 2/1/ % 5.5% 4.5% 2.6% American Retirement Life Insurance Company (CIGNA) SC SUPP 2/1/ % 10.5% 5.0% 9.5% Arkansas Blue Cross Blue Shield AR SUPP 1/1/ % 5.0% 5.0% 0.0% 0.0% 0.0% Assured Life Association IL SUPP 12/1/ % 9.5% 9.5% 9.5% 9.5% 9.5% 9.5% Assured Life Association MT SUPP 12/1/ % 6.5% 6.5% 6.5% 6.5% 6.5% 0.0% Assured Life Association TN SUPP 12/1/ % 9.0% 9.0% 9.0% 9.0% 9.0% 9.0% Assured Life Association VA SUPP 12/1/ % 9.1% 9.3% 9.7% 9.4% 9.1% 3.6% Bankers Fidelity Assurance Company KY SUPP 1/1/ % 6.0% 0.0% Bankers Fidelity Assurance Company LA SUPP 1/1/ % 6.0% 0.0% Bankers Fidelity Assurance Company MS SUPP 1/1/ % 9.9% 0.0% 7.0% Bankers Fidelity Assurance Company SC SUPP 1/1/ % 8.0% 0.0% Bankers Fidelity Life Insurance Company AR SUPP 1/1/ % 9.0% 0.0% 9.6% 6.8% Bankers Fidelity Life Insurance Company DC SUPP 1/1/ % 6.0% 0.0% 6.0% 6.0% Bankers Fidelity Life Insurance Company MS SUPP 1/1/ % 9.0% 0.0% 9.0% 6.0% 9.0% Bankers Fidelity Life Insurance Company NC SUPP 1/1/ % 9.0% 0.0% 9.0% 6.0% 6.0% Bankers Fidelity Life Insurance Company NM SUPP 1/1/ % 8.0% 0.0% 6.0% 6.0% Bankers Fidelity Life Insurance Company PA SUPP 1/1/ % 8.0% 9.0% 0.0% 9.0% 6.0% 0.0% Bankers Fidelity Life Insurance Company SC SUPP 1/1/ % 7.0% 0.0% 9.0% 6.0% 6.0% Bankers Fidelity Life Insurance Company UT SUPP 1/1/ % 8.0% Bankers Fidelity Life Insurance Company VA SUPP 1/1/ % 9.0% 0.0% 9.0% 6.0% Bankers Fidelity Life Insurance Company WY SUPP 1/1/ % 9.0% 0.0% 9.0% 6.0% 6.0% Blue Cross and Blue Shield of Kansas City KS SEL 1/1/ % 0.0% 0.0% 0.0% 0.0% Blue Cross and Blue Shield of Kansas City KS SUPP 1/1/ % 0.0% 0.0% -10.0% 0.0% Blue Cross of Idaho ID SUPP 2/1/ % 6.6% 6.5% 6.5% BlueCross BlueShield of Vermont VT SUPP 1/1/ % 12.2% 12.2% BlueCross BlueShield of Wyoming WY SUPP 1/1/ % 5.0% 4.9% 5.0% 5.0% 5.0% CA SUPP 12/1/ % 5.0% 5.0% DE SUPP 1/1/ % 5.0% 5.0% GA SUPP 12/1/ % 9.9% 5.0% IL SUPP 12/1/ % 12.0% 12.0% IN SUPP 12/1/ % 9.5% 9.5% LA SEL 1/1/ % 7.0% LA SUPP 1/1/ % 7.0% 7.0% MD SUPP 1/1/ % 0.0% 5.0% MS SEL 12/1/ % 7.0% MS SUPP 12/1/ % 7.0% 7.0% NH SUPP 1/1/ % 7.0% 5.0% NJ SUPP 1/1/ % 6.5% 3.0% 3.0% PA SEL 12/1/ % 5.0% 5.0% 5.0% SC SUPP 12/1/ % 2.4% 9.0% TN SEL 12/1/ % 7.0% UT SEL 1/1/ % 7.0% UT SUPP 1/1/ % 7.0% 7.0% VA SUPP 12/1/ % 7.0% 6.9%

2 Rate Changes 12/1/18-12/31/18 (Excludes MA, MN, and WI) Company State Type Date A B C D F F (High) G K L M N Government Personnel Mutual Life Insurance Company DE SUPP 12/1/ % 9.0% 9.0% 9.0% 9.0% Government Personnel Mutual Life Insurance Company LA SUPP 1/1/ % 9.5% 9.5% 9.5% 5.0% Government Personnel Mutual Life Insurance Company NH SUPP 1/1/ % 12.0% 12.0% 12.0% 12.0% GPM Health and Life Insurance Company IN SUPP 12/1/ % 3.0% 3.0% 0.0% Humana Insurance Company VA SUPP 1/1/ % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Humana Insurance Company VT SUPP 1/1/ % 4.0% 4.0% 4.0% 0.0% 4.0% 4.0% 6.0% Humana Insurance Company (Healthy Living) AL SUPP 3/1/ % 0.0% 0.0% 0.0% 0.0% Humana Insurance Company (Healthy Living) MS SUPP 3/1/ % 7.0% 0.0% 5.0% 5.0% IAC AZ SUPP 2/1/ % 7.0% 5.0% 5.0% IAC CO SUPP 2/1/ % 6.0% 3.0% 3.0% IAC DE SUPP 2/1/ % 8.0% 5.0% 5.0% IAC IL SUPP 2/1/ % 9.0% 7.0% 7.0% IAC KS SUPP 2/1/ % 9.0% 9.0% 9.0% IAC KY SUPP 2/1/ % 9.0% 9.0% 9.0% IAC MD SUPP 2/1/ % 0.0% 9.0% 6.0% IAC ND SUPP 2/1/ % 5.0% 5.0% 5.0% IAC OR SUPP 2/1/ % 15.0% 15.0% 15.0% IAC PA SUPP 2/1/ % 7.0% 7.0% 7.0% 7.0% IAC SC SUPP 2/1/ % 7.0% 10.0% 10.0% IAC SD SUPP 2/1/ % 6.0% 8.0% 8.0% IAC UT SUPP 2/1/ % 8.0% 8.0% 8.0% IAC WV SUPP 2/1/ % 8.0% 8.0% 8.0% IAC WY SUPP 2/1/ % 9.0% 9.0% 9.0% Loyal American Life Insurance Company (CIGNA) OR SUPP 2/1/ % 8.5% 8.5% 8.5% 8.5% 4.0% 4.0% Mutual of Omaha Insurance Company NH SUPP 1/1/ % 9.0% 0.0% 9.0% 9.0% Oxford Life Insurance Company CO SUPP 12/15/ % 7.0% 0.0% Oxford Life Insurance Company MD SUPP 2/1/ % 19.9% 19.9% Pekin Life Insurance Company AZ SUPP 1/1/ % 0.0% -19.0% Pekin Life Insurance Company IA SUPP 1/1/ % 0.0% 0.0% -22.5% Pekin Life Insurance Company IL SUPP 1/1/ % 0.0% 0.0% 0.0% Pekin Life Insurance Company IN SUPP 1/1/ % 0.0% 0.0% 0.0% Pekin Life Insurance Company OH SUPP 1/1/ % 4.5% 4.5% 0.0% Regence Blue Cross BlueShield of Oregon OR SUPP 1/1/ % 4.2% 3.8% -5.2% 3.6% 4.4% Regence Blue Cross BlueShield of Oregon WA SUPP 1/1/ % 0.0% 0.0% 0.0% 0.0% 0.0% Renaissance Life & Health Company of America MO SUPP 12/17/ % 3.8% 0.0% 0.0% Transamerica Premier Life Insurance Company NH SUPP 1/1/ % 3.0% 3.0% 3.0% AL SUPP 1/1/ % 0.0% 0.0% 0.0% 1.8% 0.0% 0.0% 0.0% 0.0% 3.1% AR SUPP 1/1/ % 0.0% 0.0% 0.0% 1.8% 0.0% 0.0% 0.0% 0.0% 3.2% AZ SUPP 1/1/ % 0.0% 0.0% 0.0% -7.0% 0.0% -4.8% 0.0% 0.0% 3.1% CT SUPP 1/1/ % 0.0% 0.0% 0.0% -5.1% -5.7% 0.0% 0.0% 0.0% 0.0% FL SUPP 1/1/ % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% -9.7% GA SUPP 1/1/ % 0.0% 0.0% 0.0% 2.1% 0.0% 0.0% 0.0% 0.0% 2.8% KS SUPP 1/1/ % 0.0% 0.0% 0.0% 1.7% 0.0% -10.0% 0.0% 0.0% 2.7% LA SUPP 1/1/ % 0.0% 0.0% 0.0% 1.9% 0.0% 0.0% 0.0% 0.0% 3.2% ME SUPP 1/1/ % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.5% MI SUPP 1/1/ % -3.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.1% NE SUPP 1/1/ % 0.0% 0.0% 0.0% 2.0% 0.0% -15.1% 0.0% 0.0% 3.1% NH SUPP 1/1/ % 0.0% 0.0% 0.0% 1.1% 0.0% 0.0% 0.0% 0.0% 0.0% NM SUPP 1/1/ % -11.9% 0.0% 0.0% -2.9% 0.0% 0.0% 0.0% 0.0% 2.8% NV SUPP 1/1/ % 0.0% 0.0% 0.0% -7.1% 0.0% 0.0% 0.0% 0.0% 3.1% OH SUPP 1/1/ % 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.0% OK SUPP 1/1/ % 0.0% 0.0% 0.0% 2.2% 0.0% -1.9% 0.0% 0.0% 2.6%

3 Rate Changes 12/1/18-12/31/18 (Excludes MA, MN, and WI) Company State Type Date A B C D F F (High) G K L M N OR SUPP 1/1/ % 0.0% 0.0% 0.0% 2.2% 0.0% 0.0% 0.0% 0.0% 3.2% RI SUPP 1/1/ % 0.0% 0.0% 0.0% 2.2% 0.0% 0.0% 0.0% 0.0% 2.9% SD SUPP 1/1/ % 0.0% 0.0% 0.0% 2.0% 0.0% -2.1% 0.0% 0.0% 3.0% TX SUPP 1/1/ % -5.2% 0.0% 0.0% 5.2% 0.0% -9.2% 0.0% 0.0% 3.0% WV SUPP 1/1/ % 0.0% 0.0% 0.0% 2.1% 0.0% -4.9% 0.0% 0.0% 2.9% WY SUPP 1/1/ % 0.0% 0.0% 0.0% 1.9% 0.0% -4.2% 0.0% 0.0% 3.4% United Commercial Travelers of America AZ SUPP 12/1/ % 3.0% 3.0% 3.0% United Commercial Travelers of America GA SUPP 12/1/ % 3.0% 3.0% 3.0% 3.0% 3.0% 3.0% United Commercial Travelers of America IA SUPP 12/1/ % 11.3% 12.4% 11.3% 12.3% 11.3% 11.3% United Commercial Travelers of America ID SUPP 12/1/ % 5.0% 5.0% 5.0% United Commercial Travelers of America NE SUPP 12/1/ % 17.7% 18.8% 17.7% 18.8% 17.7% 17.7% United Commercial Travelers of America NV SUPP 12/1/ % 5.0% 5.0% 5.0% 5.0% 5.0% 5.0% United Commercial Travelers of America OH SUPP 12/1/ % 3.0% 3.0% 3.0% 3.0% 3.0% 3.0% United Commercial Travelers of America OR SUPP 12/1/ % 5.0% 5.0% 5.0% United of Omaha Life Insurance NM SUPP 1/1/ % 12.0% 12.0% 12.0% 12.0% USAA Life Insurance Company AK SUPP 12/8/ % 0.0% 0.0% USAA Life Insurance Company FL SUPP 11/3/ % 0.0% 0.0% USAA Life Insurance Company HI SUPP 11/3/ % 0.0% 0.0% USAA Life Insurance Company MD SUPP 12/8/ % 0.0% 0.0% USAA Life Insurance Company NC SUPP 1/1/ % 5.0% 0.0% 6.0% USAA Life Insurance Company NH SUPP 1/1/ % 5.0% 8.0% Western United Life Assurance Company AL SUPP 2/1/ % 7.0% 7.0% 5.0% 5.1% Western United Life Assurance Company NE SUPP 2/1/ % 7.0% 7.0% 5.0% 5.0% Western United Life Assurance Company SD SUPP 2/1/ % 7.0% 7.0% 5.0% 5.1% Western United Life Assurance Company WY SUPP 2/1/ % 7.0% 7.0% 5.0% 5.0%

4 Rate Changes 12/1/18-12/31/18 - MA Effective Plan Company Type Date MA_CORE MA_SUPP1 Humana Insurance Company SUPP 4/1/ % 4.0% Humana Insurance Company (Healthy Living) SUPP 4/1/ % 3.8%

5 Rate Changes 12/1/18-12/31/18 - MN Company Type Date MN_50% MN_75% MN_A50% MN_BASIC MN_HDED MN_PBCO MN_XBAS MNR_EXCS MNR_PREV MNR_PTA MNR_PTB MNR_UPRV SUPP 12/1/ % 0.0% 0.0% 200.6% 1.1% -66.7% Government Personnel Mutual Life Insurance Company SUPP 1/1/ % 0.0% 0.0% 0.0% 0.0% 1.1% 0.0% Puritan Life Insurance Company of America SUPP 10/1/ % 0.0% 0.0% -11.0% 0.0% 0.0% 0.0% 0.0%

6 Rate Changes 12/1/18-12/31/18 - WI Company Type Date WI_50% WI_75% WI_BASE WI_HDED WIR_A50% WIR_DBEN WIR_EXCS WIR_HH WIR_PBCO WIR_PTA WIR_PTB WIR_TVL COMP SUPP 12/1/ % 0.0% 0.0% 1.1% 0.0% 0.0% Government Personnel Mutual Life Insurance Company SUPP 12/1/ % 0.0% 0.0% 0.0% 1.1% 0.0% 0.0%

7 New Additions 12/1/18-12/31/18 Company State Type Date A B C D F F (High) G K L M N Arkansas Blue Cross Blue Shield AR SUPP 1/1/2019 X BlueCross BlueShield of Vermont VT SUPP 1/1/2019 X Equitable National Life Insurance Company DE SUPP 12/11/2018 X X X X MS SEL 12/1/2018 X PA SEL 12/1/2018 X TN SEL 12/1/2018 X Horizon Blue Cross Blue Shield of New Jersey (Preferred) NJ SUPP 1/1/2019 X X X X X X Horizon Blue Cross Blue Shield of New Jersey (Standard) NJ SUPP 1/1/2019 X X X X X X Humana Insurance Company VA SUPP 1/1/2019 X Pekin Life Insurance Company AZ SUPP 1/1/2019 X Pekin Life Insurance Company IA SUPP 1/1/2019 X Pekin Life Insurance Company IL SUPP 1/1/2019 X Pekin Life Insurance Company IN SUPP 1/1/2019 X Pekin Life Insurance Company OH SUPP 1/1/2019 X Renaissance Life & Health Company of America WY SUPP 12/17/2018 X X X X S.USA Life Insurance Company, Inc. IA SUPP 9/20/2018 X X X S.USA Life Insurance Company, Inc. NE SUPP 10/12/2018 X X X USAA Life Insurance Company AK SUPP 12/8/2018 X USAA Life Insurance Company FL SUPP 11/3/2018 X USAA Life Insurance Company HI SUPP 11/3/2018 X USAA Life Insurance Company MD SUPP 12/8/2018 X Western United Life Assurance Company NC SUPP 12/17/2018 X X X X X

8 MA, MN, and WI Plan Codes Plan Code Description MA MA_CORE MA_SUPP1 Core Plan Standard Plan MN MN_50% MN_75% MN_A50% MN_BASIC MN_HDED MN_PBCO MN_XBAS MNR_EXCS MNR_PREV MNR_PTA MNR_PTB MNR_UPRV 50% Plan 75% Plan Rider - 50% Part A Deductible Basic Plan High Deductible Base Plan Part B Copay Extended Basic Plan Rider - Part B Excess Rider - Preventive Health Rider - Part A Deductible Rider - Part B Deductible Rider - Coverage of 100% of Usual and Customary Charges Preventive Care WI WI_50% 50% Cost-Sharing Plan (Plan K) WI_75% 25% Cost-Sharing Plan (Plan L) WI_BASE Base Plan WI_HDED High Deductible Plan WIR_A50% 50% Part A Deductible WIR_DBEN Deferred Benefits Rider (Physicians Mutual) Part A+Part B + Part B Excess WIR_EXCS Rider - Part B Excess WIR_HH Rider - Home Health WIR_PBCO Part B Copay WIR_PTA Rider - Part A Deductible WIR_PTB Rider - Part B Deductible WIR_TVL Rider - Foreign Travel COMP Comprehensive Plan (Physicians Mutual Only)

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