BARBERS HILL ISD BENEFIT BOOKLET
|
|
- Abner Gilbert
- 5 years ago
- Views:
Transcription
1 BARBERS HILL ISD BENEFIT BOOKLET BENEFIT PLANS FOR THE PLAN YEAR September 1, 2012 August 31, 2013 Cafeteria Plan Information Online Enrollment Procedures
2 Open Enrollment is from August 1 to August 24, 2012 Table of Contents Plan Year September 1, 2012 August 31, 2013 Schedule 3 OE Screenshots 4-7 Medical 8 Dental 8 Vision 8 Cancer 9 Disability 9 Group Life 10 Individual Life 10 Legal 11 HSA 11 FSA Medical/ Dependent 12 Section 125 Information FSA Check Balance Instr (b) & 457 Info. 16 Provider Contact 17 Information The benefits open enrollment period will extend from August Changes to benefits will not be permitted after the open enrollment period ends on August 24, Payroll deduction changes will be effective for all benefits September 1, Your medical plan, flexible spending accounts (FSA), and new health savings account (HSA) will be payroll deducted and are effective September 1, All other insurance benefits are payroll deducted in September but benefit effective October 1, The district s 125 Cafeteria plan year extends from September 1 to August 31 of each year. Medical insurance and dental insurance will not be enrolled on the website. If you have changes or questions on those benefits, please contact ReGina Farrell in your Benefits Office at x1284 or by at rfarell@bhisd.net. For all other benefits, please log on to to complete the enrollment process. Please make time to consult a representative during your open enrollment period with any questions you have and for assistance with the enrollment process. The Flexible Spending Accounts (FSA) have to be re-enrolled each year with an annual amount, even if the amount is the same as last year. If you do not re-enroll in the FSA, this benefit will drop for next year. As of September 1, 2012, Barbers Hill ISD will be offering a Health Savings Account (HSA) for those of you in the TRS AC-1HD / all coverage tiers, or the TRS AC-1 / Employee only tier. Please note: If you elect the HSA, you then are not eligible for the Flexible Spending Accounts (FSA). The HSA is not pre-funded and you can only use your monies as they are in the account; but any monies still in account at the end of plan year stays in your account for the next year. Remember the FSA has a use it or lose it provision. Please carefully review the plan options and information on the Reference Center, as you are the one responsible to follow the IRS regulations on the plan. Enrollment assistance will be available starting August 6th, please review the enroller schedule on next page. Or you can follow the easy steps, included in this Benefit Summary, to navigate the benefit website and enroll online yourself online.
3 Open Enrollment is from August 1 to August 24, 2012 As this is the yearly enrollment time, please take some time to review these important decisions. Please note: The Flexible Spending Accounts have to be re-enrolled each year with an annual amount, even if the amount is the same as last year. The benefit website will be available for you to get Plan Information on the Reference Center and to enroll in the benefits as of August The on-line enrollment website is available to employees who want to enroll in their benefits without the assistance of an enrollment counselor. The website address and instructions with screen shots for enrolling are on the following pages. If you would like assistance, there will be a representative to help with questions and to help enroll in a group environment per the schedule listed below. Please be aware of the day that enrollment assistance will be available at your campus or location. The enrollers will be on different campuses each day, the week of August 20-24, from 8:00 a.m. 4:30 p.m., unless noted below. Campus Date Location Any & All Employees Monday Friday, August 6 10 Admin Building All Employees 8:00 noon Monday, August 13 Admin Building New Employees only 1::00 pm 4 p.m. Monday, August 13 PDC All Employees 8:00 noon Tuesday, August 14 Admin Building New Employees only 1::00 pm 4 p.m. Tuesday, August 14 PDC Any & All Employees Wednesday, August 15 Admin Building Any & All Employees Thursday, August 16 Admin Building High School/DAEP/ Police Dept. Monday, August 20 Computer Lab, Rm B221 Middle School Tuesday, August 21 Library Intermediate Campus Wednesday, August 22 Computer Lab, A203 Elementary Campus Thursday, August 23 Computer Lab Primary School/Kindergarten Friday, August 24 Computer Lab
4 Open Enrollment is from August 1 to August 24, 2012 Page 4 Online Enrollment Screenshots The site address to access your Benefit Enrollment and information is When you enter the site, enter the User Name and Password you established previously to start the enrollment process. If you have forgotten your User Name or Password, click the Forgot your password? hyperlink. Please see instructions on the screenshot below. Your company key is BHISD (case sensitive). Log in with your Username and Password to start your enrollment. Forget your User Name or Password from last year? You will be prompted to enter the following: Social Security Number Company Key - BHISD (case sensitive) Date of Birth - mm/dd/yyyy Follow the steps to reset your password. Then, login using the sign in above. New hires only. You will be prompted to enter the following: Social Security Number Company Key - BHISD (case sensitive) Date of Birth - mm/dd/yyyy
5 Page 5 Plan Year Please click on the Start Here button to begin your Benefits Enrollment. You may go to the Reference Center to get more details on the available plans. You can view provider directories for the dental and vision plans if you would like to see the available network providers. The next screen contains text regarding the upcoming changes and important benefits dates. Please read the text and click the Start Enrollment button at the bottom of the page to proceed.
6 Open Enrollment is from August 1 to August 24, 2012 Page 6 You will go to the Review Enrollment page after you click on the Start Enrollment button. If you wish to make a change to a section, click on the Edit hyperlink to the right of the benefit you wish to change or elect. After you review your benefits, please scroll down to the bottom of the page and click on the Next button. When finished making your benefit change, scroll to the bottom of the page and click Next. You will return to the review page.
7 Page 7 Plan Year When you are finished reviewing your enrollment and making changes, click on the Approve button at the bottom or top of the Review Enrollment page. Continue to the last step on the next page. You must click I Agree to complete your enrollment. If you do not click I Agree, your enrollment will remain in progress and your changes will not be submitted. If you click on I Disagree, your changes will be deleted. After you click I Agree, the website will ask you if you would like to print a benefit summary. Please print this for your records. A record of your enrollment will be available on the website all year.
8 Open Enrollment is from August 1 to August 24, 2012 Page 8 Medical Insurance provided by TRS Major medical insurance coverage is available to all eligible employees and their dependents through TRS Active Care. Four plans are available from which to choose. If you have questions on the medical plans, please call the Benefits Office or TRS directly at The District offers the choice of either a $1,200 medical expenses reimbursement benefit or taxable cash benefit to any employee who has primary medical insurance coverage with another carrier and, as a result, chooses not to participate in the BHISD group insurance program. Employees who choose the taxable cash benefit option will receive a lump sum taxable payment of $1,200 in the first paycheck following the last day of the plan year or semi-monthly during the year. All employees eligible for health insurance coverage may choose to participate in either the District s group health insurance program or in the reimbursement plan or cash benefit option. Dental PPO Insurance provided by Blue Cross Blue Cross is the provider of dental insurance. Employees with questions or changes concerning their dental insurance should contact your Benefits Office. The plan allows for the freedom to choose any dentist or to select a Preferred Provider dentist from a list. When using a Preferred Provider you will receive contracted lower pricing for procedures with no balance billing. The plan provides for a $1,000 maximum benefit per year with an annual deductible of $50.00 per covered person. Preventive and diagnostic care is paid at 100%, basic restorative care is paid at 80%, and major restorative care is paid at 50%. Orthodontics coverage is paid at 50% with a lifetime benefit of $1,000 for dependents under the age of 19. For more information, review the summary plan description located in the enrollment website or see Regina Farrell in Benefits Office. PPO Plan Semi-Monthly Rates Employee Only $19.52 Employee + Spouse $31.23 Employee + Children $32.21 Family $46.83 Vision Plan Insurance provided by Block Vision Block Vision is the provider of vision insurance. The plan offers an economical way to purchase eye examinations, eyeglasses, and contact lenses from member doctors. On the Low Plan, at the time of your visit, you will pay a $10.00 co-payment for an examination and a $25.00 co-payment for glasses or contacts. The frame allowance is $150 and the contact lens allowance is $175. The High Plan has co-payments of $10 for eye examinations and $10 for glasses or contacts. The allowance for frames and contacts are the same for both the High and the Low Plan. Additional services are available and may result in additional charges. For more information, review the summary plan description located in the benefits enrollment website or see an enroller. Vision Plan Semi-Monthly Rates (Low/High) Employee Only $3.75 $5.48 Employee + Spouse $6.38 $9.35 Employee + Children $6.75 $9.88 Family $10.13 $14.53
9 Page 9 Plan Year Cancer Plan provided by Allstate The Allstate Cancer Plan is a supplemental insurance plan that provides payments directly to you to offset expenses related to the treatment of cancer. Once approved for this coverage, the plan pays according to a schedule of benefits. Optional coverage is available for any condition when confined to an intensive care unit of a hospital. Existing employees applying for this coverage for the first time, or those changing current coverage, will be subject to medical underwriting and approval by the insurance company. New hires, within 31 days of date of hire, and their eligible dependents, who enroll in the cancer plan are guaranteed to be accepted without regard to prior cancer history. Certain pre-existing condition limitations apply for one year. A pre-existing condition is a disease or physical condition for which symptoms existed or medical advice or treatment was recommended or received within the twelve month period prior to the effective date of coverage. The next plan year, evidence of insurability will be required for anyone electing coverage who waived the coverage as a new hire. Please see the summary plan description located in the Reference Center for more detailed plan information and pre-existing limitations. Cancer Plan Options Employee Only Family Cancer Plan with Initial Diagnosis Rider $13.02 $21.98 Cancer Plan with Initial Diagnosis and Intensive Care Unit Rider $14.64 $25.28 Disability Insurance provided by Standard The Standard Life Insurance Company is the provider of disability insurance. Disability coverage provides payment of up to 2/3 of your salary in the event you are ill or injured and cannot work. The plan will pay for as long as you are disabled, all the way to age 65 if you are unable to return to work. The cost depends on the amount of coverage selected and on how quickly you wish benefits to begin. A variety of elimination (waiting) periods are available. The plan features elimination periods of 30 days or less that are waived when admitted to a hospital as an inpatient for 24 hours or more. Disability coverage will be issued to all eligible employees who apply during this open enrollment period without having to provide evidence of insurability. Pre-existing condition limitations only apply on new or enhanced levels of coverage elected. A preexisting condition is any condition for which advice or treatment was received in the 90 days prior to the effective date of coverage. Pre-existing conditions will not be covered until after twelve months of continuous coverage. Please see the summary plan description located in the benefits enrollment website or see an enroller.
10 Open Enrollment is from August 1 to August 24, 2012 Page 10 Group Life Insurance provided by SunLife The district provides $10,000 of life and AD&D insurance to all eligible employees. The SunLife Group Term Life plan allows employees to purchase amounts of group term life insurance for themselves and their family members. Employees may elect up to $30,000 not to exceed 5x annual salary of optional employee life coverage in increments of $10,000. Employees may also elect the dependent life plan which provides $5,000 of spouse coverage and $1,000 per eligible child. Employees must have voluntary coverage on themselves to elect coverage for their dependents. To be eligible for coverage, employees and their family members must not be hospitalized or home confined due to sickness, accident, or disability, or must not be diagnosed with a terminal illness prior to the effective date of coverage. New hires, within 31 days of their date of hire, may purchase up to $40,000 of coverage for themselves (includes district-paid life) and elect dependent life, which covers your spouse for $5,000 and children up to age 25 for $1,000, without providing evidence of insurability. Existing employees who did not apply for coverage last year or who wish to increase their coverage must complete evidence insurability for any amount. Please see the Reference Center for more details on the plans. Individual Portable Life Insurance by Fidelity Fidelity Life offers low cost life insurance plans that are designed to last a lifetime. Coverage is available for employees, their spouses, and eligible dependents. The cost varies by age, gender, smokerstatus, and the amount of coverage desired. New hires under the age of 70, within 31 days of their date of hire, will be guaranteed up to $100,000 of coverage without having to provide evidence of insurability. The plan also contains a unique long term care benefit. The policy allows for up to 4% of the death benefit to be used monthly for long term care expenses. For example, a policy of $75,000 would pay $3,000 a month for up to twenty-five months for long term care expenses. Any amounts used for long term care expenses are deducted from the death benefit. Existing employees may apply for amounts of coverage on themselves and amounts of coverage for your spouse. Approval of any coverage is subject to health and underwriting guidelines set by the insurance company. The coverage is portable upon termination of employment. Please see the summary plan description located in the benefit enrollment website or see an enroller for more information on this benefit. Note: Employees who previously elected an amount of Fidelity Life coverage less than $75,000, may increase their own coverage this year by up to $25,000, but not exceed the $75,000 limit, without having to provide evidence of insurability. The coverage is portable upon termination of employment. Please see the summary plan description located in the benefits enrollment website or see an enroller.
11 Open Enrollment is from August 1 to August 24, 2012 Page 11 Legal Services Plan by LegalEase Plans The LegalEase legal plan provides you with easy access to legal support and security through benefits such as a Last Will and Testament, Living Will, and Power of Attorney appointments. Other benefits of the plan are letters, phone calls, contract review, trial defense, assistance with divorce, name change, child support, adoption, motor vehicle driving defense, sale/purchase of primary residence, landlord/tenant dispute, tax audit representation, and more. The plan also includes Extended Elder Care benefits. Simple wills, Living wills, and a Durable Power of Attorney are provided for your parents and your spouses parents at no cost. Identity Theft Recovery assistance is also included with phone or online consultations with ID Theft recovery counselors. Letter preparation, a checklist, and an online library of all necessary recovery forms and documents to resolve and restore your name are also available. Life Lock, which provides identity theft monitoring and fraud alerts, is included in the coverage for employee and spouse. For more information, please review the summary plan description located in the Reference Center at Employee and Family Coverage: $12.08 Health Savings Account (HSA) Barbers Hill ISD has added an option for you of a HSA (Health Savings Account) option. Per IRS rules, these plans are only available for employees that elect a HDHP (High Deductible Health Plan). This would include the TRS AC1 HD any coverage and TRS AC1 employee only coverage. So to be eligible for the HSA, you would need to be enrolled or elect for next year those medical plans. The HSA is very different than the FSA (Flexible Savings Account), as it is not prefunded (like the FSA) and you can only utilize the account as the monies from your paycheck are received to the HSA. Since the HSA runs differently and has additional rules, please make sure to look at all the information provided in the Reference Center of this site or in the information that is available from the district. If you have an HSA with Barbers Hill ISD, your spouse is not eligible for a FSA at their employer. If you are Medicare eligible, you are not eligible for an HSA. The IRS puts the burden on the employee to make sure they are staying in compliance with their rules. There are some advantages and disadvantages; please be sure to read how the plan works. Please note: If you elect the HSA, you will NOT be able to participate in the FSA plan. Please see the Reference Center on for more information. This is an outline of benefits only. If there is a conflict between the terms of this outline of benefits and the contract, the terms of the contract will prevail.
12 Page 12 Plan Year Section 125 Cafeteria Plan The Cafeteria plan is a plan that allows for tax savings when the cost of certain insurance coverage is deducted from gross salary. Reducing gross salary reduces the amount of earnings on which federal income taxes are calculated and deducted. As a result, the amount of taxes that the employee is required to pay and to have withheld from his/her paycheck is reduced. Certain restrictions involving changing benefits during the plan year apply. For more information, please review the summary plan description located in the Reference Center on the benefits enrollment website. Additional tax savings are realized by participating in either or both of the following flexible spending accounts. Medical Expense Reimbursement Plan This is a plan that allows for a tax savings on most medical, dental, and vision expenses not covered by insurance. Non-covered expenses apply to all family members even if not covered by a particular insurance plan. Most over-the-counter medicine and drugs are no longer eligible under the plan. The employee estimates an annual election based upon the amount of non-covered expenses to be incurred. The annual election amount is deducted in equal amounts from each paycheck, before taxes are calculated, and then set aside for the employee in a special account. A MasterCard debit card will be issued to you to pay for most expenses incurred. Where a debit card may not be accepted, the employee submits a claim and the money is reimbursed by check to the employee from the employee s account. Please consult your employee benefits office or an enroller for more details. Note: Not all expenses are eligible for reimbursement. Any money not claimed ninety days after the end of the plan year is forfeited. The maximum annual election amount is $5,000. Dependent Care Expenses This is a plan that allows for a tax savings on day care expenses for children under the age of 13 and for dependent adults unable to care for themselves. The employee estimates an annual election for the amount of expenses to be incurred. The annual election amount is deducted in equal amounts from each paycheck, before taxes are calculated, and then set aside in a special account for the employee. As expenses are incurred, the employee submits a claim and the money is reimbursed to the employee from the employee s account. Per IRS regulations, this plan cannot be pre-funded. Where accepted, the debit card may be used for payment of dependent care expenses. Please consult your employee benefits office for more details. Note: Any money not claimed ninety days after the end of the plan year is forfeited. The maximum annual election amount is $5, per household. If married and filing separately, each spouse may only elect up to $2,500.
13 Page 13 Section 125 Cafeteria Plan Rules The Section 125/Cafeteria Plan Benefit refers to Section 125 of the Internal Revenue Code of Simply put, the Cafeteria Plan allows you to deduct certain benefit premiums from your gross earnings, before federal withholding taxes are calculated. The amount you elect to have deducted pre-tax lowers your taxable income. Please review the sample paycheck on the following page for an illustration of how participating in the Cafeteria plan could work for you. The plan year is September 1 through August 31. There are two very important issues to keep in mind regarding your cafeteria plan: 1. If a benefit plan is changing to a new provider, you must make an election with the new provider in order to continue your eligibility for cafeteria plan benefits. 2. A benefit cannot be changed during the plan year unless you have a qualified family status change. These changes include: Marriage or divorce Birth, adoption, or death of a spouse or child Change in a spouse s or dependent s employment status Change in eligibility status of a dependent Substantial increase in a benefit premium Becoming Medicare eligible Section 125 Cafeteria Plan Frequently Asked Questions Q. What does this benefit program mean to me? A. This program means that current after-tax payroll deductions for items such as medical insurance, gap, dental, vision insurance, group life insurance, cancer insurance, dependent care costs, and some medical expenses not covered by insurance, can be paid with pre-tax dollars. The bottom line is that you may have more dollars available to purchase other benefits you may need, or increased take-home pay. Q. Must I make my election before the effective date of the Plan? A. Yes, you must make your benefit election during the annual open enrollment period. A newly hired employee will have 30 days to elect benefits. Q. Can I make changes in my election during the plan year? A. Generally no. Once you have made your benefits election, you may not make changes during the plan year. The only exception is if you have a Family Status Change. Your request to make a change in a benefit must be consistent with the change in family status. Some examples of a family status change are: marriage or divorce, the death of a spouse or child in your family, the birth or adoption of a child, or a change in the employment status of you or your spouse.
14 Page 14 Section 125/Cafeteria Plan Illustration The example below illustrates how a married employee claiming one exception can reduce their taxable income when the cost of benefits are paid on a pre-tax basis. Without Section 125 Monthly Salary $2,000 Less TRS Medical - $128 With Section 125 (Pre- Tax) Monthly Salary $2,000 Less TRS Medical - $128 Less Other Insurance - $250 Taxable Income = $1,872 Less Taxes - $228 Less Other Insurance - $250 Take Home Pay $1,394 Taxable Income = $1,622 Less Taxes - $186 Take Home Pay $1,436 This employee saved $42 per month in taxes for paying for insurance benefits on a pre-tax basis. This means more spendable income at the end of the month to use for additional benefits or to increase take home pay. ELIGIBLE BENEFITS UNDER SECTION 125 Medical Insurance Dental Insurance Vision Insurance Cancer Insurance Flexible Spending Accounts: Medical Reimbursement (Up to $5,000 per Plan Year) Dependent Care (Up to $5,000 per Plan Year) Health Savings Account
15 Page 15 Instructions for Checking Flexible Spending Account Balances Online FOR NEW PARTICIPANTS 1. Proceed to the website (WARNING) If the screen displays a security restriction instead of the homepage, then you must enter the complete web address, which is: 2. Click on Participant Login Click on the Create Account option which is located under the login button in the middle of the page. 4. You should now be on a page titled Account Creation. Fill out all of the necessary fields. The username and password fields are two things that you will have to create for the first time. Employee ID: Your Social Security Number with no dashes or spaces Card Number: Your FSA card number with no dashes or spaces *You only need to enter either your card number or the Employer ID, you do not need to type in both. If Employer ID is needed, you would need to contact JEM Resource Partners. User ID: You may put in anything you would like. However, if you receive the error code [12009] the User ID already exists, then you will need to make a change to the User ID in order for it to be the only one in the system. Password: Needs to have a minimum of eight letters and one number 5. Once you ve entered all the necessary information, hit the Submit button. 6. Once the information has been saved, you will need to log off from the site. 7. Now that you have successfully created an online account, please write down both your User ID and Password in a secure place in case of the need for future reference. You can visit the site to keep track of both your account balance and transaction history. For employees that already created a log in with Flex prior (WARNING) Passwords expire within 30 days, unless you have successfully logged in. Furthermore even if you do log in every 30 days, passwords are only valid for a maximum of 90 days. 1. If you already have created an online account, but you forgot your password: Click the Forgot Password link, to reset account password. Enter in your Employee ID (SS#), security word, and birth city (which both are case sensitive and would have been entered when setting up the account). Then enter in a new password, which has to be a minimum of eight letters and one number and something that has not been previously used. *Tip: Enter something you would regularly use and just add a number at the end that can be changed. Example: karentcg1 -> karentcg2 2. If you already have created an online account, but you forgot your username. You would need to contact JEM Resource Partners at
16 Page 16 Plan Year This is a voluntary retirement savings plan that allows an employee to save money for retirement on a tax-deferred basis. There are different types of investments and a number of representatives who are available to assist the employee in establishing a 403(b) retirement plan. The maximum contribution in 2011 is 100% of salary up to $16,500. Participants age 50 and over may contribute up to $22,000. Distributions from the 403(b) Tax Deferred Savings Plan are subject to the 10% IRS excise tax for early withdrawal. Note: To participate for the first time or to make changes to your current 403(b) plan, you must go to the Region 10 website, All transactions regarding 403(b) plans, including starting a new plan or making changes to contribution amounts to a current plan, must be done on the Region 10 website. The website also has the list of approved vendors. Click Log in to start your enrollment. Section 403(b) Tax Deferred Retirement Savings Plan Click on New Participant if this is your first time on the website. Your User ID is your social security number and your initial password is: barbe403 (case sensitive). If the system indicates that you have another account, this could be an account you established previously in either the FICA plan, a 457 plan, or another 403b plan. If the website indicates that you already have an account, login again using your social security number as your User ID and the last 4 digits of your social security number as your password. Next, create your new User ID and Password and then click on Submit Click Complete and use the left menu bar to input your personal information, beneficiaries, contributions, and investment elections. If you establish a new account with a 403(b) vendor, you must still contact the vendor to complete any new account forms required. If you need assistance with the JEM website or have questions on the 403b process, please call JEM Resource Partners at Section 457 Deferred Compensation Plan The 457 plan is a district sponsored voluntary retirement savings plan that allows an employee to save money for retirement on a tax-deferred basis. The plan contains most of the same features of the 403(b) plan, but is different in one unique way. Distributions from the 457 Deferred Compensation Plan are not subject to the 10% IRS excise tax for early withdrawal. In 2011, you can contribute 100% of your includible compensation, up to $16,500, whichever is less. If you are age 50 or older, you can contribute up to an additional $5,500 for a total of $22,000. To enroll in the 457 Deferred Compensation Plan, contact Mr. Jon Bright of First Financial at
17 Page 17 Barbers Hill ISD Provider Contact Information Paragon / TCG Benefits or JEM Resource Partners 403(b) Tax Sheltered Annuities (b) Salary Reduction Agreement (SRA) Deferred Compensation Plan FSA-Medical Expense/Dependent Care Reimbursement Account & Health Savings Accts Flex Department fax number FSA Claim Forms Health Benefits TRS ActiveCare MEDCO Mail Order Prescriptions Blue Cross Dental Block Vision (Low plan , High plan ) Allstate Cancer (V1002) Standard Disability Insurance (Group # A) SunLife Group Term Life Insurance (Group #219936) Fidelity Life Insurance Option 3 Legal Guard Plan TRS Retirement
BARBERS HILL ISD BENEFIT BOOKLET
BARBERS HILL ISD BENEFIT BOOKLET BENEFIT PLANS FOR THE PLAN YEAR September 1, 2013 August 31, 2014 Cafeteria Plan Information Online Enrollment Procedures Open Enrollment is from April 22, 2013 to May
More informationPecos-Barstow-Toyah ISD Benefit Information
Employee benefit website is 24 hour information access / Online Enrollment Access / Contact Information Click on the Login link in the middle of the page. Your username is the first 6 letters of your last
More informationOE Benefit Summary
BARBERS HILL ISD Benefits Plan Year September 1, 2015 to August 31, 2016 BARBERS HILL ISD Benefits Plan Year September 1, 2015 to August 31, 2016 Page 2 BENEFITS ADVISOR SCHEDULE Page 3 CONTACTS 125 PLAN
More informationSmithville ISD 2017/18 Benefits
Smithville ISD 2017/18 Benefits LOGIN PAGE TO BEGIN BENEFIT ENROLLMENT www.esc20bc.net Your Benefits Website:www.esc20bc.net Section 125 Cafeteria Plan Plan Year is September 1 August 31. Due to the Affordable
More informationUSE BENEFITS THAT WORK TO ACHIEVE YOUR WELLNESS GOALS IN 2018
2018 BENEFITS GUIDE FOR NEW EMPLOYEES USE BENEFITS THAT WORK TO ACHIEVE YOUR WELLNESS GOALS IN 2018 What s Inside Your Enrollment Checklist... INSIDE FRONT COVER Benefits That Work... PAGES 2 11 Additional
More informationDEKALB INDEPENDENT SCHOOL DISTRICT
DEKALB INDEPENDENT SCHOOL DISTRICT 2018-2019 PLAN YEAR EMPLOYEE BENEFITS GUIDE Benefit Website DEKALB ISD 101 Maple Street DeKalb, Texas 75559 (903) 667-2566 www.dekalbisd.net TABLE OF CONTENTS Contact
More informationWhat's New for
2016-17 OPEN ENROLLMENT Region One Education Service Center What's New for 2016-17 Easy Enroll SCAN: Enrollment has just become easier! Avoid typing long URLs and scan directly to your benefits websites,
More informationGainesville Independent School District
Gainesville Independent School District 2018-2019 PLAN YEAR EMPLOYEE BENEFIT GUIDE Benefit Website Gainesville ISD 800 South Morris Street Gainesville, Texas 76240 www.gainesvilleisd.org TABLE OF CONTENTS
More informationELGIN ISD OPEN ENROLLMENT BENEFIT SUMMARY. Benefit Advisors onsite. elgin. Table of Contents
Table of Contents Schedule... 2 Contacts... 3 Plan Rules... 3 Medical... 4 Medical Bridge Plan (GAP)... 4 Dental Plan... 4 Vision Plan... 5 Critical Illness Plan... 5 Cancer Plan... 5 Educator Disability
More information2018 Benefits Highlights For Full-Time and ACA Eligible Employees
2018 Benefits Highlights For Full-Time and ACA Eligible Employees Your Guide to What s Changing and Your Benefits for 2018 Enrollment Health Care Income Protection And More... Know What s Changing for
More informationBASTROP ISD OPEN ENROLLMENT BENEFIT SUMMARY. Benefit Advisors onsite. bastrop. Table of Contents
Table of Contents Schedule... 2 Contacts... 3 Plan Rules... 3 Medical... 4 Dental Plan... 4 Vision Plan... 4 Critical Illness Plan... 4 Cancer Plan... 5 Accident Insurance Plan... 5 Educator Disability
More informationENROLLMENT GUIDE 2018
ENROLLMENT GUIDE 2018 2 The Shopping Experience the who, where, and how of enrolling Page 2 How do I enroll? Welcome to your benefits! Consider this guide your menu, if you will, to help you shop for the
More informationABILENE ISD BENEFIT SUMMARY FOR NEW HIRES. Table of Contents PLAN YEAR IS SEPTEMBER 1, 2017 TO AUGUST 31, 2018
Table of Contents Contacts... 2 Plan Rules... 2 Medical... 3 Medical Bridge Plan... 4 Dental Plan... 4 Vision Plan... 4 Critical Illness Plan... 5 Cancer Plan... 5 Educator Disability Plan... 5 Accident
More informationPayFlex Health Care Flexible Spending Account (FSA)
PayFlex Health Care Flexible Spending Account (FSA) Want to help reduce your taxable income and increase your take home pay? Think about enrolling in a health care Flexible Spending Account (FSA). You
More informationSPRING ISD. What s inside? Employee Benefits Website https://www.benefitsolver.com Company Key springisd (case sensitive)
PLAN YEAR: September 1, 2017 August 31, 2018 SPRING ISD Employee Benefits Website https://www.benefitsolver.com Company Key springisd (case sensitive) Rosalyn Punch, Account Manager Cell Phone: 713-882-1015
More informationKeller ISD Open Enrollment Benefits Overview
Keller ISD Open Enrollment Benefits Overview 1 Benefit Updates What s New for 2019: Benefit elections will become effective 1/1/2019 (elections requiring evidence of insurability, such as life Insurance,
More informationWelcome to Mid-Year Medical Renewal 2012!
Inside this issue: Your Current 0 Premiums Dental and Flex Spending Open Enrollment Information Basic Life and AD&D Insurance Humana Supplemental Products Lincoln Financial Ancillary Products FAQs (Medical,
More informationPage Group 1 Corporate (Salary & Hourly) and Salaried Employees
Page 1 2016 Group 1 Corporate (Salary & Hourly) and Salaried Employees What This Presentation Covers Eligibility Medical Plans Dental Plans Vision Plan Flexible Spending Accounts (FSAs) Life and AD&D Insurance
More informationFrequently Asked Questions About 2016 Annual Enrollment: Group 2 Employees (Agents & Non- Agents)
2016 Plan Year Frequently Asked Questions About 2016 Annual Enrollment: Group 2 Employees (Agents & Non- Agents) SYKES BENEFITS SYKES ANNUAL BENEFITS ENROLLMENT 2016 GENERAL QUESTIONS When is Annual Benefits
More informationTaking Advantage Of Your Company s Flexible Benefit Plan Results In A Bigger Paycheck
Taking Advantage Of Your Company s Flexible Benefit Plan Results In A Bigger Paycheck Sometimes referred to as a Flexible Spending Account, Section 125 Plan, Cafeteria Plan or Section 132 Plan, a Flexible
More information2019 Open Enrollment
2019 Open Enrollment Medical Overview Plans for 2019 The $2,700 High Deductible Plan (HSA) will remain the same The $3,000 Deductible PPO Plan will be increased to a $3,500 Deductible PPO Plan. The $950
More informationEmployee Benefits Overview The Office of Human Resources Employee Benefits Services
Employee Benefits Overview 2012 The Office of Human Resources Employee Benefits Services New Employees n Benefits Eligible Appointed 50% or more for at least 4 ½ months n Retirement Programs All benefits
More informationFlexible Spending Account (FSA) Enrollment Kit
Flexible Spending Account (FSA) Enrollment Kit Significant Savings 24/7 Web access Fast, Efficient, Convenient The benefit that benefits everyone With the EBS RMSCO Debit Card B 3384 An FSA means more
More informationYour Benefits Resources 101
Your Benefits Resources 101 How to Enroll Enrolling means choosing the right benefits for you and your family. With Your Benefits Resources, it s easy to find what fits. Use this to explore and enroll
More informationWHAT S NEW. ESC Region 11 EBC IN 2017 NEW ACCIDENT CARRIER CHANGES TO DENTAL PLANS AND MORE! 2017 SUMMER BENEFIT UPDATES ENROLLMENT
BENEFIT UPDATES ENROLLMENT Basic Life Insurance by UNUM Accident Insurance by VOYA Each district provides eligible employees with district paid Base Life. (Coverage amounts vary by district). New Carrier!
More informationMyOEBB Benefits New Hire Enrollment Guide
MyOEBB Benefits New Hire Enrollment Guide Once you enroll, no plan changes can be made until the next Open Enrollment period unless you experience a Qualified Status Change (QSC)*. *Please see your educational
More information2016 Regions Benefits Enrollment FAQs
2016 Regions Benefits Enrollment FAQs Q: What happens if I don t enroll during the open enrollment period? A: If you don t enroll between November 2 nd and November 13th, you will NOT have coverage for
More information2018 Benefits Guide. Improving Our Wellness Together
2018 Benefits Guide Improving Our Wellness Together Welcome to your 2018 Benefits Open Enrollment We are honored to present your 2018 Benefit Options! The elections you make during open enrollment will
More informationMontgomery County Public Schools
Montgomery County Public Schools 2018 Flexible Spending Accounts Montgomery County Public Schools (MCPS) provides a comprehensive benefit plan for employees, retirees, and their eligible dependents. As
More informationTABLE OF CONTENTS. Open Enrollment Information...1. Introduction to Section 125 Cafeteria Plan...3. Section 125 F.A.Q...4
TABLE OF CONTENTS TOPIC PAGE Open Enrollment Information...1 Introduction to Section 125 Cafeteria Plan...3 Section 125 F.A.Q....4 Customer Service Numbers....6 Medical (Aetna)...8 Medical HMO (Aetna)...12
More information2018 MEDICAL AND DEPENDENT CARE FLEXIBLE BENEFITS ENROLLMENT ENROLLMENT PERIOD IS OCTOBER 1, 2017 TO OCTOBER 31, 2017
2018 MEDICAL AND DEPENDENT CARE FLEXIBLE BENEFITS ENROLLMENT ENROLLMENT PERIOD IS OCTOBER 1, 2017 TO OCTOBER 31, 2017 Note: If you enrolled in the CDHP health plan with the Health Savings Account you cannot
More informationEnrollment Procedure
2017 Benefit Guide Enrollment Procedure Due to Federal Regulations, all benefit eligible employees are REQUIRED to enroll online to confirm their choices. This includes employees who are not making any
More informationLife University - Benefits Overview PLAN YEAR
Life University - Benefits Overview PLAN YEAR December 2016 November 2017 1 Our employees are our most valuable asset. That s why at Life University we are committed to a comprehensive employee benefit
More informationOPEN ENROLLMENT QUICK GUIDE
OPEN ENROLLMENT QUICK GUIDE 2018 3 HUMAN RESOURCES 270-809-2146 412 Sparks Hall www.murraystate.edu/hr Welcome to Online Open Enrollment 2018! Open Enrollment is the annual opportunity for benefits eligible
More informationAssociated Construction & Engineering, Inc.
Associated Construction & Engineering, Inc. Benefit Enrollment Guide January 1, 2019 Company-Sponsored Benefit Plans for Health, Wellness, and Peace of Mind Open Enrollment will be open from November 19,
More information2018 Benefits Open Enrollment: October 23 November 3
2018 Benefits Open Enrollment: October 23 November 3 Campus Open Enrollment Benefits Fair Schedule Campus/Location Date Time University of New Hampshire School Monday 11:30 a.m. 1:00 p.m. of Law Concord
More informationLA PORTE ISD OPEN ENROLLMENT BENEFIT SUMMARY. Benefit Advisors onsite. lpisd. Table of Contents
Table of Contents Enrollment Information... 2 Contacts... 3 Plan Rules... 3 Medical Plan... 4 Hospital Indemnity Plan... 5 Dental Plan... 5 Vision Plan... 6 Critical Illness Plan... 6 Cancer Plan... 6
More informationYour Health, Your Benefits Make It Yours. Eligibility and Enrollment. Benefits Enrollment
Your Health, Your Benefits Make It Yours Better health starts with you. And we re committed to giving you the tools to help you get there. Please read through this and all other enrollment materials located
More informationMy question is about... Click a circle below
My question is about... Click a circle below The Cost of Benefits Enrolling in or Dropping Benefits My Benefits Card Group Number My Dental Plan Prescriptions Finding a Doctor Medicare FSA My Spouse My
More informationEmployee Benefits Guide
Employee Benefits Guide 2019 Non-Union Bi-Weekly If you or your dependents have Medicare or will become eligible for Medicare in the next 12 months, a federal law gives you more choices about your prescription
More informationAnnual enrollment is required to continue participating in these plans.
DATE: October 23, 2017 LOS RIOS COMMUNITY COLLEGE DISTRICT 1919 SPANOS COURT SACRAMENTO, CA 95825 TO: FROM: SUBJECT: Los Rios Regular Employees Paul Harris, Interim Director, Accounting Services FLEXIBLE
More informationInstructions for New Hire Enrollments
Instructions for New Hire Enrollments https://thezone.goodmanmfg.com Before Making Elections You will need Date of Birth and Social Security Numbers for any dependents you wish to enroll in benefits. Please
More informationVeritas Management Group EMPLOYEE BENEFITS
Veritas Management Group EMPLOYEE BENEFITS Benefit plans effective February 1, 2016 January 31, 2017 Table of Contents How Benefits Work Benefits Eligibility... 3 Enrollment... 3 Changing Your Benefits
More informationOffice of Human Resources. Insurance and Perks
Office of Insurance and Perks 1 People First Where do I go if I have questions? 1 866 663 4735 Available Mon. Fri., 8:00 a.m. to 6:00 p.m. ET http://peoplefirst.myflorida.com http://mybenefits.myflorida.com
More informationGRANBURY isd. EMPLOYEE BENEFITs CENTER
PLAN YEAR: September 1, 2018 August 31, 2019 GRANBURY isd What s inside? EMPLOYEE BENEFITS CENTER HOW TO ENROLL S125 PLAN INFORMATION FLEXIBLE SPENDING ACCOUNTS AVAILABLE RESOURCES BENEFITS AT A GLANCE
More informationYour Flexible Spending Account
Your Flexible Spending Account ( FSA) Guide Plan Year: January 1, 201 8 December 31, 201 8 What is a Flexible Spending Account? A flexible spending account (FSA) lets you set aside money from your paycheck
More informationUMPHYSICIANS 2018 OPEN ENROLLMENT FREQUENTLY ASKED QUESTIONS
UMPHYSICIANS 2018 OPEN ENROLLMENT FREQUENTLY ASKED QUESTIONS Open Enrollment What is Open Enrollment? Open enrollment refers to the specific time each year when you are eligible to enroll in or change
More informationPortland Cement Association 2016 Health Insurance Open Enrollment. Benefit Plan Year: January 1 st, December 31 st, 2016
Portland Cement Association 2016 Health Insurance Open Enrollment Benefit Plan Year: January 1 st, 2016 - December 31 st, 2016 WHAT IS OPEN ENROLLMENT? Open enrollment is your once a year opportunity to
More informationOp.En. O P E N ENROLLMENT. January 4 to February 3. Part-Time Associates. Now available at mykmxhr.com
Op.En. O P E N ENROLLMENT 2011 Part-Time Associates January 4 to February 3 Now available at mykmxhr.com Open Enrollment is here! From January 4 to February 3, you have the opportunity to make changes
More informationPart-Time Employees BENEFITS GUIDE
2015-2016 Part-Time Employees BENEFITS GUIDE We are excited to offer you a robust, comprehensive and flexible benefits package that can fit your needs and those of your family. Our most important goal
More informationJuly 1, 2015 GUIDE TO EMPLOYEE BENEFITS FLEXIBLE SPENDING ACCOUNT OPEN ENROLLMENT
July 1, 2015 GUIDE TO EMPLOYEE BENEFITS Table of Contents Section 1 The Process 2 Section 2 The Flexible Spending Accounts 2 Section 6 Enrollment Instructions 4 Informational Meeting Times & Locations:
More informationFSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview
FSA with Flex Card Enrollment Kit What s inside: Getting to Know: FSA with Flex Card Eligible Expenses Flex Card Overview Participant Web Site & Mobile App Overview Election Form Flexible Benefit Service
More informationFSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview. Grace Period Overview
FSA with Flex Card Enrollment Kit What s inside: Getting to Know: FSA with Flex Card Eligible Expenses Flex Card Overview Grace Period Overview Participant Web Site & Mobile App Overview Election Form
More informationA Guide to Your Benefits 2019
A Guide to Your Benefits 2019 Lamers Bus Lines, Inc. offers a comprehensive suite of benefits to promote health and financial security for you and your family. This booklet provides you with a summary
More informationOPEN ENROLLMENT 2017 OVERVIEW GUIDE
OPEN ENROLLMENT 2017 OVERVIEW GUIDE University of Mississippi faculty and staff will have the opportunity to make benefit elections and changes for calendar year 2018 online via the myolemiss portal from
More informationOpen Enrollment Instructions
Open Enrollment Instructions SmartBen is our online enrollment tool. The site is accessible via the Internet at https://smartben.com/ and can be accessed 24 hours a day, seven days a week. The following
More information2014 Employee AUBURN Benefits-at-a-Glance
2014 Employee AUBURN Benefits-at-a-Glance UNI V E R S ITY 1 Health Insurance PROVIDER COVERAGE Health Insurance Mental Health Dental Insurance Self-Insured, Administered by Blue Cross Blue Shield of AL
More informationFSA with CrossTech. Enrollment Kit. What s inside: Getting to Know: FSA with CrossTech. Eligible Expenses. CrossTech Overview & Authorization Form
FSA with CrossTech Enrollment Kit What s inside: Getting to Know: FSA with CrossTech Eligible Expenses CrossTech Overview & Authorization Form Grace Period Overview Participant Web Site & Mobile App Overview
More informationInstructions for New Hire Enrollments
Instructions for New Hire Enrollments https://thezone.goodmanmfg.com BEFORE YOU BEGIN You will need Date of Birth and Social Security Numbers for any dependents you wish to enroll in benefits. Please review
More informationFrequently Asked Questions: HDHP with HSA 2011 Annual Enrollment. What s New for 2011
Frequently Asked Questions: HDHP with HSA What s New for 2011 1. Will my High Deductible Health Plan with Health Savings Account (HDHP with HSA) vendor be the same in 2011? 2. If my medical plan vendor
More informationIowa Park Consolidated Independent School District
Iowa Park Consolidated Independent School District b Benefit Website Iowa Park CISD 320 East Highway Iowa Park, Texas 76367 www.ipcisd.net 2 TABLE OF CONTENTS Your Benefit Plan 1 Things You Should Know
More informationEnrollment Guide for New Hires
Prepared by the Human Resource Department. PEOPLESOFT E-BENEFITS Enrollment Guide for New Hires WELCOME TO SAINT PAUL PUBLIC SCHOOLS. Enrollment Process Enrolling in benefits is quick and easy. Using Employee
More informationVeritas Management Group EMPLOYEE BENEFITS
Veritas Management Group EMPLOYEE BENEFITS Benefit plans effective February 1, 2017 January 31, 2018 Table of Contents How Benefits Work Benefits Eligibility... 3 Enrollment... 3 Changing Your Benefits
More informationWilmington Health FT Regular Employees
2018 Benefits Digest Wilmington Health FT Regular Employees WELCOME We are pleased to provide you with the 2018 Benefits Digest booklet. This guide is intended to provide a summary of the benefit programs
More informationBENEFITS ENROLLMENT GUIDE
BENEFITS ENROLLMENT GUIDE Plan Year: September 1, 2016 through August 31, 2017 Nacogdoches ISD: Maxine Symmank NISD Employee Benefits Coordinator Email: msymmank@nacisd.org Phone: 936-569-5000, ext 8833
More informationFrequently Asked Questions 2015 Annual Enrollment (Agents and Non-Agents)
2015 Plan Year Frequently Asked Questions 2015 Annual Enrollment (Agents and Non-Agents) SYKES BENEFITS ANNUAL BENEFITS ENROLLMENT 2015 GENERAL When is Annual Benefits Enrollment? Annual Benefits Enrollment
More informationULTIPRO 2018 OPEN ENROLLMENT GUIDE
Access Ultipro, choose Myself, choose Open Enrollment ULTIPRO 2018 OPEN ENROLLMENT GUIDE TO REVIEW AND CONTINUE BENEFITS FOR 2018 To continue the same benefits into 2018, click on the Stay enrolled in
More information2019 OPEN ENROLLMENT FREQUENTLY ASKED QUESTIONS
2019 OPEN ENROLLMENT FREQUENTLY ASKED QUESTIONS Updated 10/19/2018 Open Enrollment... 3 ELIGIBILITY... 5 Dependent Eligibility... 5 Part-Time Eligibility... 6 Medical... 6 Savings & Spending Accounts...
More informationAnnual enrollment is required to continue participating in these plans.
DATE: October 22, 2018 LOS RIOS COMMUNITY COLLEGE DISTRICT 1919 SPANOS COURT SACRAMENTO, CA 95825 TO: FROM: SUBJECT: Los Rios Regular Employees Paul Harris, Interim Director, Accounting Services FLEXIBLE
More informationStep by Step Guide - Annual Enrollment 2016 November 2 November 13 (7:00 p.m. Central)
Step by Step Guide - Annual Enrollment 2016 November 2 November 13 (7:00 p.m. Central) Need to make changes to your benefits for 2016? This step-by-step guide will walk you through Ceridian Self-Service.
More informationHSA Frequently Asked Questions
HSA Frequently Asked Questions Overview Q1. WHAT IS A HEALTH SAVINGS ACCOUNT (HSA)? An HSA is a tax-exempt trust or custodial account established exclusively for the purpose of paying qualified medical
More informationCIBT 2012 Open Enrollment
CIBT Open Enrollment Open Enrollment is from November 21, 2011 to December 9, 2011. CIBT's Role Just as your life changes, so do your benefit needs. Don t miss your once-a-year opportunity to make new
More informationBenefits Enrollment Guide. Minimum Essential Coverage Hospital Indemnity Dental Vision Disability Life Accident
Benefits Enrollment Guide Minimum Essential Coverage Hospital Indemnity Dental Vision Disability Life Accident What s Inside Page 1 Page 2 Page 3 Page 4 Page 5 Welcome Your Benefit Choices Enrollment Process
More informationNEW HIRE BENEFIT ORIENTATION Ensuring Success For Each Student
NEW HIRE BENEFIT ORIENTATION 2016-2017 Ensuring Success For Each Student PAY Pay day is the last work day of the month with the exception of November and December. Pay for new hires will be spread over
More informationEMPLOYEE USER GUIDE 10/03/ /27/2017
EMPLOYEE USER GUIDE Open Enrollment 2018 10/03/2017 10/27/2017 browardschools.com/benefits TABLE OF CONTENTS PAGE # EMPLOYEE CHECKLIST 1 OPT-OUT PROCESS... 2 LIFE INSURANCE.. 3 DOMESTIC PARTNER ENROLLMENT
More informationSECTION 125 CAFETERIA PLANS
SECTION 125 CAFETERIA PLANS Medical Spending Account Dependent Care Spending Account Without Flex Plan With Flex Plan Gross Earnings $2,000 Gross Earnings $2,000 FICA, Federal, State Taxes - $500 Premiums
More informationAll Unify, Inc. Employees based in the U.S. From: Human Resources Open Enrollment Frequently Asked Questions (FAQs) Date: November 25, 2014
To: All Unify, Inc. Employees based in the U.S. From: Human Resources Re: Open Enrollment Frequently Asked Questions (FAQs) Date: November 25, 2014 In order to assist employees with Open Enrollment, Human
More informationBenefits (ESS): Make Benefit Elections
Using BearTrax All Employees Introduction Purpose: The purpose of this task is for you to manage, change and/or submit your benefit elections using BearTrax. To request a password, you ll email beartrax@shawnee.edu.
More informationNOTE: Employees on the HSA medical plan may only sign up for the Tax Saver Dependent Care Account.
Save money on your medical, dental and prescription expenses with the Tax Saver program! Look inside this packet to read about all the advantages of the Healthcare and Dependent Care Tax Saver programs
More information2018 Health Savings Account (HSA) Frequently Asked Questions. Table of Contents
2018 Health Savings Account (HSA) Frequently Asked Questions Table of Contents Health Savings Account (HSA) Plans What is a Health Savings Account (HSA)?...pg. 1 How does an IU Health HSA work?...pg. 1
More informationMy Choice. Learn/know/Compare
My Choice Learn/know/Compare Enroll 2019 Benefits Enrollment 2 This is your opportunity to choose the benefits you want for you and your family. You must enroll within 30 days of Date of Hire or Status
More informationchoose your U.S. BENEFITS in our
choose your U.S. BENEFITS in our Halliburton recognizes the driving force behind any successful organization is its people. One way Halliburton strives to attract, motivate and retain extraordinary people
More informationWhat is a Flexible Spending Account (FSA)?
What Can I Save with an FSA? Annual taxable income FSA No FSA $24,000 $24,000 Health FSA $1,500 $0 Help Make Medical Costs Painless. Find out more at fsa.nbsbenefits.com What is a Flexible Spending Account
More informationWelcome to the BenefitWallet HSA!
2016 2017 Conduent Xerox HR Solutions, Business Services, LLC. All rights LLC. All reserved. rights reserved. BenefitWallet Conduent, is a Conduent trademark Agile of Xerox Star Corporation and BenefitWallet
More informationHow to enroll in your Tulsa Fire Health and Welfare benefits!
How to enroll in your Tulsa Fire Health and Welfare benefits! Step 1: go to https://www.employeenavigator.com Click Login in the upper right hand corner Step 2: Click Register as a new user Step 3: Fill
More information2014 EMPLOYEE SELF SERVICE GUIDE
2014 EMPLOYEE SELF SERVICE GUIDE CONTENTS Click any topic below to go directly to that page. HOW TO USE SELF SERVICE 1.1 How to Access, Log In and Navigate Employee Self Service BENEFITS 2.1 Enrollment
More informationGerber Collision & Glass Benefit Package
Gerber Collision & Glass Benefit Package 2016-2017 Gerber Collision & Glass Benefits The benefits offered by Gerber Collision & Glass are designed to provide a comprehensive benefits package for you and
More information2017 Open Enrollment is October 31 November 18, 2016
TWU 2017 Open Enrollment is October 31 November 18, 2016 Your Columbia University Benefits As a member of TWU, you can take advantage of a comprehensive benefits package. Now is the time to review your
More informationFriendswood I.S.D Benefits
Friendswood I.S.D. 2018-2019 Benefits Section 125 Cafeteria Plan Financial Benefit Services is the Third Party Administrator for Friendswood ISD. The plan year for Friendswood ISD is September 1 August
More informationPhoenix Union High School District
Phoenix Union High School District Preparing Every Student for Success in College, Career and Life BENEFITS ENROLLMENT GUIDE Plan Year July 1, 2014 June 30, 2015 For Employees of the Phoenix Union High
More informationESS Training. Employee Self Service (ESS) Training Last revised
Employee Self Service (ESS) Training Last revised 4.20.17 Page 1 ESS Training Contents Overview... 3 Logging into Password Self Service... 3 Logging into ESS... 3 Employee Self Service Overview/ Helpful
More informationEXPRESS. Employee Guide
EXPRESS EXPRESS Employee Guide Employee Guide Your Benefit Administration Self-Service Center Trustmark ------------------------------------------------------------------------------------------------------------
More informationHealth Savings Account Guide
Health Savings Account Guide Health Savings Account Highlights 2 Introduction 2 Eligibility 3 McKesson Health Savings Account 3 Health Savings Account Amounts 3 Eligible Expenses 4 Non-Eligible Expenses
More informationFrequently Asked Questions 2018 Annual Enrollment
The Annual Enrollment window will open on Monday, Oct. 9 to make 2018 benefit elections. Failure to enroll by Monday, Oct. 23 will result in no coverage for 2018. Visit windstreambenefits.com to enroll.
More informationlove where you work Kitsap County 2018 Benefits OPEN ENROLLMENT GUIDE November 8 December 4, 2017
love where you work Kitsap County 2018 Benefits OPEN ENROLLMENT GUIDE November 8 December 4, 2017 Your guide to making informed choices about health care for 2018 OPEN ENROLLMENT IS HERE: 11/8 12/4 Open
More informationYour PayFlex Account Guide
Your PayFlex Account Guide Health Savings Accounts (HSAs), Health Reimbursement Accounts (HRAs), & Flexible Spending Accounts (FSAs) Plan Year: January 1, 2015 December 31, 2015 For the 2015 plan year,
More informationMott Community College Summary Plan Description of Healthcare and Dependent Care Reimbursement Plans (Flexible Spending Accounts)
Mott Community College Summary Plan Description of Healthcare and Dependent Care Reimbursement Plans (Flexible Spending Accounts) Effective January 1, 2003 Revised November 27, 2006 Revised November, 2010
More informationDashboard. Dashboard Page
Website User Guide This guide is intended to assist you with the basic functionality of the Journey Retirement Plan Services website. If you require additional assistance, please contact our office at
More informationPACIFIC WESTERN TECHNOLOGIES, LTD. your employee benefits. at a glance
PACIFIC WESTERN TECHNOLOGIES, LTD. your employee benefits at a glance 2011 Eligibility If you are an employee working 32 hours a week or more, you are eligible for all benefits outlined in this summary.
More information2017 Open Enrollment. Lighting Benefits Choices Make your benefit choices: October 17 31, Your health & well-being
Lighting Benefits Choices 2017 2017 Open Enrollment Your health & well-being Make your benefit choices: October 17 31, 2016 Philips Lighting 2017 Decision Guide Choosing benefits for 2017 Enroll in your
More information