2016 BENEFITS SUMMARY
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- Griselda Reynolds
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1 2016 BENEFITS SUMMARY The Fabick family appreciates the ongoing commitment of its employees and is pleased to offer a benefits program as part of an employee s total compensation package which includes: Competitive benefits to accommodate your personal needs and protect you and your family from financial hardship; Table of Contents Life/Disability Page 1 Generous time off benefits to help you balance work and family life; Access to a comprehensive wellness plan. Work/Life Page 2 Resources Page 3 ABOUT THIS BENEFIT SUMMARY The information in this booklet is presented for illustrative purposes and was taken from various summary plan descriptions and benefit information. While every effort was taken to accurately report your benefits, discrepancies and errors are always possible. In case of discrepancies between this booklet and the actual plan documents, the actual plan documents will prevail. If you have any questions about your benefits, contact a member of the Human Resources Department. This guide discusses certain plans of Fabick Cat and participating subsidiaries as they apply to plan participants. Employees of such employers covered by other plans, or employees covered by collective bargaining agreements, will have benefits as prescribed by those plans and agreements.
2 Life/Disability Insurance Life Insurance Eligibility Employees are eligible for the following benefits on the 1st of the month following 60 days of employment. Voluntary Term Life Insurance Additional life insurance is offered to employees at reasonable rates in $10,000 increments up to a maximum of $500,000. Spouse and child(ren) benefits are available with a $250,000 max for spouse and a $10,000 max for child(ren).the insurance cost is based on employee s age. Refer to Employee Online for rate details. Short-Term Disability Eligibility & Leave Employees are eligible for the following benefits on the 1st of the month following 6 months of employment. Short Term Disability Insurance (Company Provided) This benefit is 60% of base salary up to a maximum weekly benefit of $500 in the event of a non-work related disabling illness or injury. Disability situations are reviewed, approved and managed by a third party administrator. Parental Leave Bereavement Leave Birth and adoptive parents are able to take Family Medical Leave. Employees are provided paid time off in the event of a death of an immediate family member. 1
3 Work/Life s Holidays Fabick Cat provides nine paid holidays per year. Bonus Plan Fabick provides a discretionary bonus plan on an annual basis for all employees and is based on Fabick s overall performance. Flexible Spending Accounts Dependent care and health care flexible spending accounts are available. Employees can set aside a maximum of $2,550 annually of pre-tax income for reimbursement of eligible health care expenses not otherwise covered and $5,000 annually for eligible day care expenses. Beneplace - Employee Discount Program All employees can access an online website with discounted movie tickets, theme park tickets, products, electronics, etc. Employee Referral Bonus Receive $1,500 for any person you refer who stays with Fabick Cat for at least six months. Wellness We have a variety of wellness programs including but not limited to nutrition counseling, interactive health screenings, lunch n learns, gym discounts and step programs. Gym Discount: Fabick will pay 50% of your gym membership (not to exceed $200/year). You will be paid quarterly and must show proof that you utilized the gym three times per week for each quarter. Will Preparation Services Will preparation services are available to employees that participate in the Voluntary Life Insurance program. This benefit provides one free visit with an attorney to put together a Will. Direct Deposit and ipay Statements Go paperless today by signing up for ipay online. It provides real advantages by giving you early access to view your paycheck. You can also access W-2 forms and use the paycheck calculator or W-4 assistant tool. Employee Assistance Program All employees have access to free, professional counselors that are trained to help with a variety of family issues. 2
4 Important Resources Resources For questions and additional information for Fabick s 2015 benefit plans, please use the resources listed in the chart below. For main benefit inquiries please contact the Human Resources Department. Contact Phone # Web Site Employee Online Claim Issues Katie McClure Michelle Hayes Fabick Cat Intranet Employee Discount Beneplace Wellness Human Resources Fabick Cat Intranet Direct Deposit & IPay Statements Payroll Specialist Fabick Cat reserves the right to amend, modify or terminate these plans at any time as allowed by law. Your participation in the plans does not guarantee your employment at the company and does not create a contract of employment, express or implied. In the event of any conflict between summary of the terms and provisions of each plan or programs as included in the actual written plan or program document, the terms and conditions in the actual plan or program document shall govern. No part of this material may be reproduced or transmitted in any form or by means electronic or mechanical (recording of any information storage and retrieval system) without permission in writing from Fabick Cat. This is only a general summary of the major principles of described policies, practices and procedures as the date indicated, and is not a contract under which enforceable rights arise. 3
5 Fenton Union s
2016 BENEFITS SUMMARY
2016 BENEFITS SUMMARY The Fabick family appreciates the ongoing commitment of its employees and is pleased to offer a benefits program as part of an employee s total compensation package which includes:
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