TEAM MEMBER BENEFITS. Benefits at Vidant Health. Medical. Tobacco Additional Premiums

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1 TEAM MEMBER BENEFITS Benefits at Vidant Health Your benefits are a valuable part of the rewards of working here. To carry out the mission of the organization of improving the health and wellbeing of Eastern North Carolina, each year, Vidant Health invests more than $500 million in its employees through a comprehensive package that represents much more than just competitive pay and benefits. Through our competitive benefits program, we strive to demonstrate our commitment to you. Benefits Eligibility Team member s eligibility is based on Full-Time Equivalency (FTE). Team members are considered benefit-eligible if their FTE is.5 or greater. Benefit elections must be made within 30 days of hire/benefit-eligible status. Benefits become effective the first of the month following your 30 th day of hire/benefit-eligible status change. Team members must re-elect benefits during annual enrollment each year. Medical Eligible team members can choose from two self-insured health plans offering medical and prescription coverage for a wide range of services. The cost of the benefit is shared between employer and team member. Team member costs are listed on the next page. Wellness Additional Premium Team members enrolling in the medical plan who opt not to complete their WellScreen and/or Health Risk Assessment during stated times will pay an additional premium of $25 per pay period. Tobacco Additional Premiums Additional medical premiums of $40 per pay period will be charged if anyone covered under your MedCost plan is a tobacco user. Tobacco users include smoking, chewing, dipping, e- cigarettes, etc. Tobacco users that have enrolled in a tobacco cessation program may apply to have the additional tobacco premium waived. Team members must complete a certification stating that they are actively enrolled in a cessation program. To find out more about the tobacco cessation program, please contact Employee Wellness at or Chris Lee at clee@vidanthealth.com Spousal/Domestic Partner Additional Premiums If you cover your spouse/domestic partner under one of the medical plan options offered by the organization, you will pay an additional premium if your spouse or domestic partner is eligible for medical coverage through his or her employer. This $50 addition will be added to premiums you pay for your medical coverage. It does not apply when: You and your spouse/domestic partner are both team members of Vidant Health Your spouse/domestic partner has no group medical coverage available Your spouse/domestic partner is enrolled for Medicare coverage Your spouse/domestic partner is enrolled in TriCare

2 Medical/Dental/Vision Premiums Full-time Team Members Bi-Weekly Deductions Tier Medical Dental Basic Choice Basic Choice Vision Single $34 $45 $8 $16 $3.66 +Child(ren)* $130 $151 $15 $28 $6.03 +Spouse* $204 $229 $17 $33 $5.50 Family* $224 $250 $24 $47 $9.19 Part-time Team Members Bi-Weekly Deductions Tier Medical Dental Basic Choice Basic Choice Vision Single $98 $108 $8 $16 $3.66 +Child(ren)* $224 $244 $15 $28 $6.03 +Spouse* $284 $310 $17 $33 $5.50 Family* $334 $360 $24 $47 $9.19

3 Summary of Medical Coverage MedCost Basic Choice Out of Network Basic Choice Wellness Screenings e.g. Mammograms Plan pays 100% Plan pays 100% Deductible / coinsurance Primary Care Office Visit $30 co-pay $20 co-pay Deductible / coinsurance Specialty Office Visit $50 co-pay $40 co-pay Deductible / coinsurance Deductible Single $ 1,000 $ 600 $ 2,000 $ 1,200 Family $ 2,000 $ 1,200 $ 4,000 $ 2,400 Coinsurance 30% 20% 50% 60% Maximum Out-of- Pocket Single $ 4,000 $ 3,100 $ 8,000 $ 6,200 Family $ 8,000 $ 6,200 $16,000 $12,400 Emergency Room $150 co-pay % coinsurance* $150 co-pay % coinsurance* Deductible / coinsurance Urgent Care $50 co-pay $40 co-pay Deductible / coinsurance Dental The Vidant Dental Plan has been designed for team members to see any licensed dentist; however the benefits (i.e. lowest out-of-pocket cost to you) are greatest when services are received from a Cigna provider. You can obtain a listing of providers at my.cigna.com or by calling Cigna at

4 Summary of Dental Coverage Vidant Dental Plan Basic Choice Preventive In-Network Out of Network In-Network Out of Network Plan Pays 80% ( waived) Plan Pays 80% ( waived) Plan Pays 100% ( waived) Plan Pays 100% ( waived) Deductible: Individual/Family $50/$100 $75/$150 $50/$100 $75/$150 Basic Major You pay 40% after You pay 40% after You pay 50% after You pay 50% after Annual Maximum Dental Benefit $1,000 per person $750 per person Orthodontia (Under Age 19) No Coverage No Coverage You pay 20% after You pay 40% after You pay 30% after You pay 50% after $2,000 per person $1,500 per person You pay 40% You pay 50% after ( waived) Orthodontia Lifetime Maximum No Coverage No Coverage $1,000 per person $1,000 per person Vision The Vision Care Plan is designed to encourage you to maintain your vision through regular exams and to help with expenses for prescription glasses and contact lenses. With this voluntary plan, you may use in or out-ofnetwork providers, but the level of benefit is higher when you receive care from an in-network provider. A listing of in-network providers can be found at or by calling Superior Vision directly at Life Each full-time team member automatically receives employer-basic life insurance coverage equal to one times his or her annual base salary. Each team member eligible for part-time benefits will automatically receive employer-basic life insurance equal to $10,000. This benefit is 100% employer paid. Supplemental Life Team members may purchase additional life insurance coverage for themselves, their spouse, as well as their dependents. Whole Life Whole Life Insurance is designed to provide death benefits to you or your beneficiaries, but it can also build cash value that you can utilize while you are still alive. Flexible Spending Accounts (FSA) Flexible Spending Accounts are an easy way for you to keep more of your take-home pay by using pre-tax dollars for eligible expenses. Simply present your FSA debit card for the purchase of eligible services and goods. Using the debit card allows you to directly tap into your Health Care and Dependent Day Care FSA, meaning better cash flow for you and no waiting for reimbursement.

5 Disability Short-Term Disability Vidant provides 60% income replacement for full-time team members at no cost after a seven-day waiting period for up to 90 days when absence is due to a qualified illness or injury. New team members are eligible to elect an additional 20% income replacement at a cost. Long-Term Disability This benefit replaces 50% of base pay after a 90-day waiting period when absence is due to a qualified illness or injury. Retirement Savings Plan 401(k) Partnership Savings Plan - The 401(k) Partnership Savings Plan allows team members to set aside retirement savings on a pre-tax basis through payroll deduction. Employer-paid matching contributions are available after meeting one year of service with Vidant Health. Critical Illness Group Critical Illness insurance is designed to help you offset the financial impact of a covered critical illness. Some examples of a critical illness would be heart attack, stroke, major organ transplant, cancer, etc. Depending on the benefit amount you choose, it pays a tax-free lump sum benefit directly to you (unless otherwise assigned) to use any way you wish, in addition to any other coverage. Paid Time Off (PTO) Paid Time Off (PTO) is a bank of hours that provides you flexibility in receiving pay while away from work. Each pay period, benefit-eligible team members accrue PTO hours based on their hours worked, length of service and status. PTO can be used for vacation, holiday, religious observances, personal/family business, personal/family illness, or as best fits a team member s current life needs. Annual PTO Schedule for Team members (PTO is pro-rated for any benefit eligible team member working less than a 1.0 FTE) Years of Service Annual Accrual (max) Annual Accrual in 8- hours days (max) Hours Accrued by Pay Period (max) Maximum Carryover 0 but less than 2 years 200 hours 25 days 7.69 hours 2 but less than hours 26 days 8.00 hours 4 but less than hours 27 days 8.31 hours 6 but less than hours 28 days 8.62 hours 8 but less than hours 29 days 8.92 hours 10 but less than hours 30 days 9.23 hours 12 but less than hours 31 days 9.54 hours 400 hours. This is the maximum amount that you can carry over into a new fiscal year. Be sure to check Leave Details in Employee Self-Service to see if you are at risk for losing hours. 14+ years 256 hours 32 days 9.85 hours

6 Employee Assistance Program (EAP) Employee Assistance Program (EAP) services are available to help team members and their immediate family members meet the challenges they face in everyday life. EAP services offer FREE & CONFIDENTIAL guidance. Services are available Monday through Friday, 8:30 am to 4:00 pm. Tuition Reimbursement The organization recognizes the value of education and is committed to helping team members gain jobrelated education that enhances the team member s current skills or develops skills for future job opportunities within the system. Tuition reimbursement is available for benefit-eligible team members that have completed at least six months of service with Vidant. Tuition Reimbursement Amounts Full-time Part-time Associate Degree $4,000 $2,000 Bachelor Degree $4,000 $2,000 Graduate/Professional $5,000 $2,500 Adoption Assistance Program Team members can receive up to $2,500 per child, with a maximum of $5,000 in a budget year towards financial assistance to reimburse eligible expenses associated with the adoption of a child. Eligible expenses include legal and court fees, temporary foster care charges, travel expenses associated with the adoption, counseling, placement, and agency fees. Additional eligibility information can be obtained on the Employee Central Webpage. Additional Benefits Hospital Discount Holiday Savings Club Local Government Federal Credit 529 College Savings Plan Wellness Center Free Parking NOTE: Although the benefits described in this brochure generally apply to benefit-eligible team members, all organizations may not offer all of the benefits described. Please note the benefits described in this booklet may be changed at any time and do not represent a contractual obligation on the part of Vidant Health.