COMPANY PRESENTATION. As at April 2018

Transcription

1 COMPANY PRESENTATION As at April 2018

2 STEIERMÄRKISCHE BANK UND SPARKASSEN AG 2

3 MILESTONES IN OUR HISTORY 3

4 OWNERSHIP STRUCTURE Steiermärkische Verwaltungssparkasse is the majority owner, at 73.5 %, of Steiermärkische Bank und Sparkassen AG and its corporate purpose is primarily to hold the equity investment in the latter. Erste Bank der österreichischen Sparkassen AG (Erste Bank Österreich) has held an equity investment of 25 % and one share in Steiermärkische Sparkasse since As a consequence of which, branches in Graz, Murau, Schladming and Mariazell moved to Steiermärkische Sparkasse. The employee participation currently stands at just under 1.5 % and is the number of shares held by employees of Steiermärkische Sparkasse. 4

5 THE SAVINGS BANK GROUP is a contractual group pursuant to the Austrian Stock Corporation Act (AktG). is a group of financial institutions pursuant to the Austrian Banking Act (BWG). is an institutional protection scheme. forms a joint liability scheme. 5

6 SAVINGS BANKS JOINT LIABILITY SCHEME For years, Erste Bank and savings banks have formed a community to protect their customers savings deposits known as the savings banks Joint Liability Scheme. The joint liability scheme sees itself as an association of regionally based savings banks operating independently. in addition to the statutory deposit protection of up to EUR 100,000 is an additional safety net from Erste Bank and savings banks and consequently offers maximum security for all customers. 6

7 MANAGEMENT BOARD AND RESPONSIBILITIES Gerhard FABISCH CEO General Secretariat Human Resources Retail Steiermark Division Private Banking Securities Trading Currency & Money Market Risk Management Organization/IT Accounting/ Controlling Compliance Payment Transactions and Sales Support Georg BUCHER Member of the Management Board Franz KERBER Deputy Chairman Corporate Divison Loans Administration Real Estate and Facility Management Marketing Strategy and Business Development Financial Institutions Sava DALBOKOV Member of the Management Board 7

8 RESSOURCES As at 14 February 2018 Steiermärkische Bank und Sparkassen AG Employees***: Locations: 158 Customers: Steiermärkische Sparkasse Group* Employees***: Locations: 233 Customers: Steiermärkische Sparkasse Group** Employees***: Locations: 492 Customers: Millionen * Steiermärkische Bank und Sparkassen AG with its fully consolidated equity investments in Bosnia and Herzegovina, Macedonia, Austria and Serbia. ** Steiermärkische Bank und Sparkassen AG incl. fully consolidated equity investments and those accounted for using the equity method in Austria, Bosnia and Herzegovina, Croatia, Macedonia, Montenegro, Serbia and Slovenia are calculated at 100%. *** Employees Headcount. 8

9 ECONOMIC KEY FIGURES STEIERMÄRKISCHE SPARKASSE GROUP* * Steiermärkische Bank und Sparkassen AG with its fully consolidated equity investments in Bosnia and Herzegovina, Macedonia, Austria and Serbia. As at 31 December

10 OUR CHARITABLE COMMITMENT Science and research Art and culture Social Commitment Young Researchers Fund Best of South-East Graz Opera La Strada Styria Music Association Diagonale Festival of Austrian Film SCHREIBEREI (award of literature) Caritas.tagwerk (youth employment charity) Styria Hospice Association Zweite Sparkasse in Graz (helps people in financial difficulties) Young people MONEYtalk(s) KIMUS Children s Museum AMS Liezen BuK.li 2017 (offers career advice) 10

11 SPONSORING PARTNER Wein Steiermark Wein Steiermark Initiator of the Steiermärkische Sparkasse Jungwinzer Competition Film Mountainfilm International Filmfestival Graz Folk culture Aufsteirern (Styrian festival) Sport Moser Medical Graz 99ers Ice Hockey Club Styrian Football Association Sparkasse Schools Football & Volleyball League 11

12 OUR FUTURE: REGIONAL & DIGITAL Development of George, Austria s state-of-the-art banking NEW branch: modernisation and digitalisation of branch locations Increased commitment to SME business Expansion of the market position in the Western Balkans Linking digital banking processes with personal consulting services Increased commitment to sustainability and social commitment #Glaubandich (believe in you) 12

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