motoring with peace of mind, every time
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1 motor motoring with peace of mind, every time SmartDrive - Private Car Because there's a lot riding with you!
2 SmartDrive provides you and your car with Allin-One protection - many extra value added benefits, and round the clock assistance when you need it most. No loading/no excess You will not need to pay for extra premiums and also enjoy no excess coverage if your motor car is less than 10 years old and the insured value is between RM20,000 to RM300,000. Excellent and fast claims service Your insurance is backed by AXA s excellent claims reputation. Your claims will be promptly handled by a team of dedicated auto claim specialists. Convenient premium payment Premium payment is made easy for you. You can choose to pay your premium by cash, cheque, MasterCard or VISA credit card. AXA SmartDrive Assistance Plan AXA SmartDrive Assistance Plan (ASAP) is a roadside assistance program that provides a host of benefits and services for you free when you insure your car with SmartDrive. Amongst the benefits of ASAP are: 24 hours hotline service for immediate advice, assistance and general claim information Towing services when your car meets with an accident or breakdown 6 months repair warranty And many more! FREE Driver s & Passengers PA Policy For as low as 13 sen per day, our Driver s & Passengers PA policy pays for accidental loss of life or disability cover to: IMPORTANT! You/your spouse/children as driver or passenger in any car, as a pedestrian, or as a farepaying passenger All authorised drivers or passengers in your car It also includes medical expenses reimbursement. You can also enjoy 5% discount if two or more vehicles are covered. SDPM/BR (06/14) Enrol for SmartDrive today! Just call your agent or our Customer Service Hotline: (603) for more information.
3 Frequent Questions and Answers Does SmartDrive provide private comprehensive cover only? SmartDrive also provides Private Third Party cover in some instances. Please ask us for further information. Can I extend SmartDrive to cover windscreen, radio cassette, strike/riot, flood and others? Yes, you can cover all the extensions provided under the Motor Tariff. Are there any vehicles that require special consideration for acceptance? Only some vehicles, such as 4 wheel drives (4WD), luxury vehicles and sports/coupe models. Different terms may apply. Can I still enjoy no loading/no excess if I have made a claim before? Different terms may have to be applied if you have made a claim during the past 3 years. How may I know more about ASAP? An ASAP booklet describing full details of its services with a list of participating motor workshops will be given to you together with your policy. What is the age limit under the Driver s & Passengers PA Insurance? The maximum age is 70 years old. However, children under 12 years old are entitled to 50% of loss of life and disablement benefits. Who is AXA Affin General Insurance Berhad? AXA Affin General Insurance Berhad is a licensed general insurer incorporated in We are a member of the AXA Group, one of the world s leading insurer. In Malaysia, we are a member of the Affin Group, a leader in financial services sector. We have expertise in personal, business and health insurances. Our product range includes Motor, Household, Health, Accidental and Travel Insurance for individual customers as well as comprehensive plans specially designed for SMEs and other businesses. In addition, we provide insurance services in specialist fields such as Marine and Trade Credit. Ask your insurance agent for more details AXA Affin General Insurance Berhad (23820-W) Ground Floor Wisma Boustead 71 Jalan Raja Chulan Kuala Lumpur Tel: (603) Fax: (603) customer.service@axa.com.my This brochure is not a contract of insurance. The precise terms, conditions and definitions are specified in the insurance policy. In the event of differences arising between the English and Bahasa Malaysia versions, the English version shall prevail.
4 motor memandu dengan fikiran yang tenang setiap masa SmartDrive - Private Car Kerana ramai yang bersama anda ketika memandu!
5 SmartDrive memberi anda dan kenderaan anda perlindungan 'Semua Dalam Satu' - lebih banyak manfaat tambahan, dan bantuan sepanjang masa sewaktu anda sangat memerlukannya. Tiada tambahan/tiada ekses Anda tidak perlu membayar premium tambahan dan berpeluang menikmati perlindungan tanpa ekses sekiranya kenderaan anda berusia kurang daripada 10 tahun dan nilai yang diinsuranskan antara RM20,000 ke RM300,000. Perkhidmatan tuntutan yang pantas dan cemerlang Insurans anda disokong oleh reputasi tuntutan cemerlang AXA. Tuntutan anda akan diuruskan secepat mungkin oleh sekumpulan pakar tuntutan kenderaan yang berdedikasi. Kemudahan pembayaran premium Pembayaran premium dipermudahkan untuk anda. Anda boleh memilih untuk membuat pembayaran premium sama ada dengan tunai, cek, kad kredit MasterCard atau Visa. Percuma AXA SmartDrive Assistance Plan AXA SmartDrive Assistance Plan (ASAP) merupakan sebuah program bantuan jalanraya yang menyediakan pelbagai manfaat dan perkhidmatan secara percuma untuk anda apabila menginsuranskan kenderaan anda dengan SmartDrive. Di antara manfaat-manfaat ASAP ialah: Perkhidmatan talian bantuan 24 jam bagi nasihat serta merta, bantuan dan maklumat am mengenai tuntutan Perkhidmatan tunda apabila kenderaan anda mengalami kemalangan atau kerosakan Jaminan pembaikan selama 6 bulan Dan banyak lagi! Polisi Kemalangan Diri Bagi Pemandu Kenderaan & Penumpang Hanya untuk serendah 13 sen sehari, Polisi Kemalangan Diri Bagi Pemandu Kenderaan & Penumpang akan membayar ganti rugi bagi perlindungan kehilangan nyawa atau hilang upaya akibat kemalangan kepada: Mustahak! Anda/suami atau isteri anda/anak-anak anda sebagai pemandu atau penumpang dalam sebarang kenderaan, sebagai pejalan kaki, atau sebagai penumpang berbayar Kesemua pemandu yang dibenarkan atau penumpang di dalam kenderaan anda. Ia termasuk pembayaran balik perbelanjaan perubatan. Anda juga berpeluang menikmati diskaun 5% sekiranya dua atau lebih kenderaan dilindungi. SDPM/BR (06/14) Daftarlah dengan SmartDrive sekarang! Untuk maklumat lanjut, sila hubungi agen anda atau Talian Perkhidmatan Pelanggan kami: (603)
6 Soalan Anda Dijawab Adakah SmartDrive hanya menawarkan perlindungan komprehensif persendirian? SmartDrive boleh menawarkan perlindungan Pihak Ketiga bagi situasi tertentu. Sila hubungi kami untuk maklumat lanjut. Bolehkah SmartDrive memberi perlindungan tambahan untuk skrin kenderaan, radio kaset, mogok/rusuhan, banjir dan sebagainya? Ya. Anda boleh melindungi semua perlindungan tambahan di bawah Tarif Motor. Adakah terdapat sebarang kenderaan yang memerlukan pertimbangan khusus sebelum penerimaan? Hanya beberapa kenderaan seperti pacuan 4 roda, kenderaan mewah dan model 'sports/coupe'. Terma yang berlainan mungkin digunapakai. Sekiranya saya pernah membuat tuntutan, adakah saya masih boleh menikmati tiada tambahan/tiada ekses? Terma yang berlainan mungkin digunapakai sekiranya anda pernah membuat tuntutan dalam tempoh 3 tahun yang lepas. Bagaimana saya boleh mengetahui mengenai ASAP dengan lebih lanjut? Sebuah buku ASAP yang mengandungi maklumat terperinci mengenai perkhidmatannya serta senarai bengkel kereta akan diberikan kepada anda bersama-sama dengan polisi. Berapakah had umur bagi Polisi Insurans Kemalangan Diri Bagi Pemandu Kenderaan & Penumpang? Had umur maksimum ialah 70 tahun. Tetapi kanak-kanak berumur di bawah 12 tahun berhak mendapat sehingga 50% daripada manfaat kematian dan hilang upaya. Siapakah AXA Affin General Insurance Berhad? AXA Affin General Insurance Berhad merupakan syarikat insurans am berlesen yang ditubuhkan pada tahun Kami adalah ahli Kumpulan AXA, salah satu syarikat insurans yang terkemuka di dunia. Di Malaysia, kami adalah ahli Kumpulan Affin, pemimpin dalam sektor perkhidmatan kewangan. Kami mempunyai kepakaran dalam insurans peribadi, perniagaan dan kesihatan. Rangkaian produk kami termasuk insurans Motor, Rumah, Kesihatan, Kemalangan dan Pelancongan untuk pelanggan individu serta pelan komprehensif yang direka khas untuk PKS dan perniagaan lain. Di samping itu, kami menyediakan perkhidmatan insurans dalam bidang-bidang khusus seperti Marin dan Kredit Perdagangan. AXA Affin General Insurance Berhad (23820-W) Ground Floor Wisma Boustead 71 Jalan Raja Chulan Kuala Lumpur Tel: (603) Faks: (603) E-mel: customer.service@axa.com.my Risalah ini bukan satu kontrak insurans. Maklumat terperinci terdapat di dalam Polisi. Sekiranya terdapat perbezaan di antara Bahasa Inggeris dan Bahasa Malaysia, maka versi Bahasa Inggeris adalah dianggap muktamad.
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