W. Galleria Drive, Suite 220 P / Henderson, NV 89014
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1 MORTGAGE, LLC P / Henderson, NV W. Galleria Drive, Suite 220 FUTURE MARKET OF LAS VEGAS
2 E X P L O S I V E G R O W T H Outside of the residential sector, the market is experiencing a tremendous level of investment activity. projects remain abundant, while a record-high level of construction activity is taking place within the industrial sector... the resort and tourism industry provides some insight into where the market to seven years, which is expected to have profound impacts on the balance of the economy. Applied Analysis increase in job opportunities in Southern Nevada and subsequently, population growth. $30 billion in new resort construction underway 40,000 new hotel rooms being built (Las Vegas Convention & Visitors Authority) 80,000 gaming/hospitality/retail job opportunities to be created ( Las Vegas Vacant Land Report - Q3 2007, Applied Analysis) 120,000 non-industry related jobs created from the gaming/hospitality sector The Palazzo Capital: $1.6 Billion Rooms: 3,025 suites Opened: Jan Palms Place Capital: $650 Million Expansion Rooms: 347 Condos Opened: Feb Encore City Center Capital: $1.9 Billion Rooms: 2,045 suites Estimated Completion: 2008 This project will make Wynn Las Vegas Capital: $8.4 Billion Rooms: 6,650 Estimated Completion: 2009 Echelon Place Capital: $4.8 Billion Rooms: 4,713 Estimated Completion: 2010 The Plaza Capital: $5 Billion + Rooms: 4,100 Estimated Completion: 2011
3 R E C E S S I O N S O R D O W N T U R N S: P E R I O D S O F E C O N O M I C M A L A I S E The Las Vegas Strip, buoyed by continued construction and massive reinvestment, has continued to grow long term in the face of broad economic declines and catastrophes such as the record gives operators and face the unknown this time around. Las Vegas Sun
4 L A S V E G A S L E A D S T H E N AT I O N I N E M P L O Y M E N T G R O W T H employees and create demand in non-tourism industries, such as housing, social services, retail shopping venues and other support services. Expansions within the regions core industry are expected to shorten the length of the current downturn. Annual Rate of Population and Employment Growth, by State, Annual pop. growth (%) 5 4 NV NV DC CT NY RI MA NJ IL OH MI PA CA ME HI VT WV MD IN MO CA AL LA SC WI KS NE IA DE KY TN MS MN NH NC VA AK OK AR ND WA GA OR SD TX WY NM MT FL CO ID UT AZ UT AZ -1 Annual employment growth (%) Source:U.S. Census Bureau and Bureau of Labor Statistics. POPULATION REFERENCE BUREAU 1875 Connecticut Ave., NW, Suite 520 Washington, DC Tel: Fax: Web:
5 P O P U L AT I O N E X PA N S I O N According to the US Census Bureau report released April 21, 2005, Nevada will be the nation s fastest growing state for the next two and a half decades. By 2020 Las Vegas is expected to have a population of nearly 3 million residents. Las Vegas Sun Projected population growth statistics demonstrate the need for commercial and residential development to continue. 200 new residents move to Las Vegas every day 3 million Clark County residents expected by 2020 Consistently ranked as Top 5 location to start a business
6 T.18S. T.18S. T.19S. T.19S. T.19S. T.20S. T.18S. T.19S. T.19S. T.20S. T.20S. T.21S. T.20S. T.21S. T.21S. T.22S. T.21S. T.22S. L I M I T E D L A N D S U P P LY With only 27,000 acres of land remaining from the Southern Nevada Public Land Management Act in the Las Vegas Valley and an absorption rate of 5,500 acres per year, the current land supply will be exhausted in approximately 5-7 years. (According to representatives Limited land available Fewer permits pulled as developers and homebuilders control inventory and plan for the future Median household income in Las Vegas $49,571 (excluding unreported income, which is rampant in Las Vegas) Median price of existing homes on the market $250,000 L A S V E G A S V A L L E Y D I S P O S A L BOUNDAR Y Land Status Desert National Wildlife Range Bureau of Reclamation County Indian Reservation National Recreation Area LAS VEGAS PAIUTE INDIANRESERVATION R.62E. R.63E. Nellis Air Force Base Small Arms Range R.59E. R.60E. R.60E. R.61E. R.61E. R.62E. National Wildlife Refuge Nellis Air Force Base NorthLasVegas T.19S. North Las Vegas Airport LAS VEGAS McCarran Intl Airport 15 Nellis Air Force Range/USFW Private Public land Nellis Air Force Base State of Nevada Wilderness Areas Proposed Shooting Range Sunrise ISA Las Vegas Valley Land Disposal Boundary Red Rock Canyon National Conservation Area Sloan Canyon National Conservation Area Red Rock Canyon National Conservation Area Henderson T.22S. T.22S. T.23S. T.23S. Sloan Canyon R.59E. R.60E. R.60E. R.61E. R.62E. R.63E. National R.61E. R.62E. Conservation Area NowarrantyismadebytheBureauofLandManagement astotheaccuracy,reliability,orcompletenessofthesedata forindividualoraggregateusewithotherdata Originaldata werecompiledfromvarioussources. Thisinformationmay notmeetnationalmapaccuracystandards. Thisproduct wasdevelopedthroughdigitalmeansandmaybeupdated withoutnotification. T.23S. T.24S. NorthMcCullough Wilderness T.23S. T.24S Miles
7 C U R R E N T M A R K E T O F L A S V E G A S C L A R K C O U N T Y S TAT I S T I C S Year Population Employment Median New Home Price A R E A I N F O R M AT I O N J A N U A RY T H R O U G H D E C E M B E R ,996, ,333 $280,085* ,912, ,792 $330, ,815, ,608 $309, ,747, ,667 $290, ,641, ,208 $209, ,578, ,000 $186, ,498, ,942 $178, ,428, ,433 $161, ,321, ,917 $147, ,119, ,808 $127, , ,642 $116,990 New Home Sales 19,670 Existing Home Sales 24,838 New Median Home Price $280,085* Existing Median Home Price $250,000* Data source: Southern Nevada Home Builders Association, Home Builders Research Inc. of Las Vegas op payments, closing costs, free options, etc. which are estimated to be about another $15,000. Data source: Southern Nevada Home Builders Association, Home Builders Research Inc. of Las Vegas, UNLV Center for Business & Economic Research F I N A L M A P P E D L O T S - S I N G L E F A M I LY 2004 T H R O U G H 2007 Due to market conditions in 2007 homebuilders decreased the number of permits pulled to adjust with current supply and demand levels, thus reducing available mapped lots for future construction
8 C L O S I N G V S. P E R M I T S David Seiders, the chief economist for the National Association of Home Builders predicted that Despite the current market problems, the housing market will start to turn around in 2008 for a number of reasons... Credit crunch is showing signs of easing Supply and demand equation will be balanced as excessive inventories are absorbed Federal reserve interest rate reduction will continue to keep mortgage rates low ANNUAL NEW HOME CLOSINGS - TRADITIONAL PRODUCTS P 2009-P 2010-P NEW HOME PERMITS - TRADITIONAL BUILDING P 2009-P 2010-P
9 MORTGAGE, LLC P / Henderson, NV W. Galleria Drive, Suite 220 F U N D I N G R E A L E S TAT E TRANSACTIONS IN LAS VEGAS SINCE 1977
10 INVEST WITH EXPERIENCED PROFESSIONALS INDUSTRY LEADING PROFESSIONALS investors, Consolidated Mortgage originates, underwrites, funds and services, among other things, land acquisition, development and construction loans for homebuilders and commercial developers, primarily in the western United States. Mortgage manages over $500 million in loans funded by nearly 4,000 private investors. We pride ourselves in providing the highest quality customer service, employing industry leading professionals, and maintaining the highest standards of compliance and due diligence in the trust deed investment industry. 30 years of service $500 million under management 4,000 private investors $1.5 billion transaction funding in past 5 years Collectively the management of Consolidated Mortgage represents over 100 years of extensive knowledge in real estate acquisition Todd Parriott Paul Huygens G. Steve Dawson Bryan L. Goolsby
11 S T E L L A R R E P U TAT I O N S E R V I C I N G Consolidated Mortgage s exemplary track record is directly related to our internal audit procedures including third-party independent Division of Nevada, which Consolidated Mortgage continues to receive admirable reviews. Consolidated Mortgage has a stellar reputation for returning capital, and in most instances, interest payments to investors when a loan stops performing. Our legal and collections departments are experienced in formulating work-out plans with borrowers and/or the courts, when needed. Consolidated Mortgage is highly regarded by the courts, which can be attributed to our ability to provide documented proof that we have the knowledge and capability to assume the property, market to potential buyers, and close a sales transaction on the property in a timely fashion. a borrower or an investor, existing and integrated service contracts receive top-quality customer service throughout the transition period and during the time the loan is serviced. Collection Trust Accounts Investor Trust Account
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