Newsletter. February 2015

Size: px
Start display at page:

Download "Newsletter. February 2015"

Transcription

1 Newsletter February 2015 Cooperative Extension Service Wayne County 255 Rolling Hills Blvd. Monticello, KY (606) Fax: (606) Dear Homemaker, Can you believe it s already the second month of the new year? The cold temperatures make me anxious for spring to arrive. We have so much to look forward to in the coming year. If you haven t already, mark your calendar for the Annual Meeting Planning Committee this Thursday, February 5 at 5:30 p.m. We will meet in the board room and will be serving a light meal. Be thinking of ideas on a theme for this year s meeting. Remember, we re celebrating 65 years of Homemakers! Also, if you re planning on participating in the Cultural Arts and Heritage Creative Writing Contest, entries are due to the KEHA Cultural Arts Chairman by March 1 so they will have to be post marked before then. Guidelines and a release form for the contest are enclosed in this newsletter. We had great participation in the Cultural Arts Contest that was recently held. If you received first place in any category, please return the winning items to the Extension Office by February 13 at 4:30 p.m. so that they can be taken to Cumberland County on February 17 for the Area Cultural Arts Competition. Good luck to each of you! Cooperative Extension Agent for Family & Consumer Sciences JGP/clm All you need is love. But a little chocolate now and then doesn't hurt. - Charles M. Schulz FEBRUARY Roll Call: What is the name of your first love? Thought for the Month: Your love is filled with wonderful ingredients: sharing, caring, supporting, laughing, crying, simply being together; make each day a loving one. Congratulations to Monica Hopper for winning the Homemaker Scholarship! We wish her all the best as she furthers her education!

2 Preserve Some Sunshine This Winter! Last summer s canning season may be over, but you can brighten up gray winter days with homemade marmalade. Use it to bring some sunshine to your own breakfast, or share the goodness with friends and family. This recipe from the National Center for Home Food Preservation does not need added pectin to gel, because citrus fruits contain enough of their own natural pectin. Citrus Marmalade Ingredients: ¾ cup grapefruit peel (from 1 grapefruit) ¾ cup orange peel (from 1 orange) 1/3 cup lemon peel (from 1 lemon) 1 quart cold water pulp of 1 grapefruit pulp of 4 medium-sized oranges 2 cups boiling water 3 cups sugar To prepare fruit: Wash and peel the fruit. Be sure the peel has some of the white membrane found just under the skin of the fruit. This is where most of the pectin is found. Cut peel in thin strips into a saucepan. Add cold water and simmer, covered, until tender (about 30 minutes). Drain. Remove seeds and membrane from peeled fruit. Cut fruit into small pieces to make pulp. To make marmalade: Sterilize 4 half-pint canning jars by boiling for 10 minutes. Prepare two-piece canning lids according to manufacturer s directions. Combine peel and fruit in a saucepan. Add boiling water and sugar. Boil rapidly over high heat, stirring frequently, until gelling point (220 degrees F) is reached, about 20 minutes. Remove from heat. Skim off foam. To preserve marmalade: Pour hot marmalade into hot, sterile jars, leaving ¼-inch headspace. Wipe rims of jars with a dampened clean paper towel. Center lids on jars and apply screw bands fingertip tight. Process jars in a boiling water bath canner for 5 minutes at altitudes up to 1,000 feet. Add 1 minute to the processing time for each additional 1,000 feet of altitude. Yield: about 3 or 4 half-pint jars Nutrition Information (1 tablespoon): 50 Calories, 0 g fat, 13 g carbohydrate, 0 g protein For more information and recipes for safe home canning, visit the National Center for Home Food Preservation website at or contact Jody Paver at the Wayne County Extension Office ( ; 255 Rolling Hills Blvd.) Reference: National Center for Home Food Preservation. (2014, January 13). Brighten up your days with marmalades. Retrieved October 3, 2014, from preservingfoodathome.com/2014/01/13/brighten-up-your-days-with-marmalades/ Source: Debbie Clouthier, Extension Associate for Food Safety and Preservation, University of Kentucky; College of Agriculture, Food and Environment Legal and Financial Planning for Alzheimer s Disease - March 16, 1-3 p.m. This program is being held at the Pulaski County Senior Citizen s Center (125 University Drive, Somerset, KY). It will provide valuable information to families and individuals dealing with Alzheimer s disease and other forms of dementia about how to plan for legal and financial needs. Issues such as powers of attorney, guardianship, and handling the finances and property of a person with dementia will be discussed as well as some assistance programs you may benefit from. *Educational programs are provided by the Alzheimer s Association. To register, call or infoky-in@alz.org.

3 Easy Meatloaf Ingredients: 2 pounds lean ground beef 2 eggs, beaten 1 sleeve saltine crackers, crushed 1 medium onion, chopped 2 cups medium salsa Directions: 1) Preheat oven to 350 degrees F. 2) In a large bowl, mix the beef, eggs, crackers, onion and 1 cup of salsa. 3) Press into greases 2 quart casserole dish or 10 inch iron skillet. 4) Top with remaining salsa. 5) Bake for 1 hour. Slow Cooker Version: 1) Spray slow cooker with vegetable spray. 2) Mix beef, eggs, crackers, onion and 1 cup salsa. 3) Shape into a loaf and place in slow cooker. 4) Top with remaining 1 cup salsa. 5) Cook 6-8 hours on low setting. Makes 8 servings Serving size: 1/8 loaf Nutrition facts per serving: 170 calories; 6g total fat; 2g saturated fat; 0.5g trans fat; 100mg cholesterol ; 550g sodium; 5g carbohydrate; 2g fiber; 3g sugar; 24g protein; 10% Daily Value of vitamin A; 2% Daily Value of vitamin C; 0% Daily Value of calcium; 10% Daily Value of Iron Make it a Meal: Slow cooker meatloaf, steamed broccoli, baked sweet potato, whole grain roll, low-fat milk Food and Nutrition Calendar - Kentucky Favorites Source: Sarah Brandyl, Extension Specialist, University of Kentucky Cooperative Extension Service Presidents Day - February 16 Presidents Day is an American holiday celebrated on the third Monday in February. Originally established in 1885 in recognition of President George Washington, it is still officially called Washington s Birthday by the federal government. Traditionally celebrated on February 22 Washington s actual day of birth the holiday became popularly known as Presidents Day after it was moved as part of 1971 s Uniform Monday Holiday Act, an attempt to create more three-day weekends for the nation s workers. While several states still have individual holidays honoring the birthdays of Washington, Abraham Lincoln and other figures, Presidents Day is now popularly viewed as a day to celebrate all U.S. presidents past and present. Source: Blood Drive - February 17 The next community blood drive will be held at the Extension Office (lower level) from 12 noon-6 p.m. Clubs to work the drive: Odds & Ends 11:45-3:00 (Town and Country Plaza marquee sign) and Busy Bees 3:00-6:15 p.m. It is important to have one or two people from your club to work. Bring 3 dozen homemade or deli cookies, or something good for donors to eat. ALL Homemakers are asked to tell others about the drive anyway you can. Remember that you can earn Homemaker bucks by volunteering to work the blood drive!

4 Evaluating Your Health Insurance Needs The purpose of insurance is to protect against the unknown by providing financial security when the unexpected happens. Many people receive health insurance through their employers, but individuals who are selfemployed, retired or who have too little or unaffordable coverage should purchase insurance on their own. Many employers, as well as kynect, Kentucky s health benefit exchange, offer open enrollment periods at the beginning of the calendar year. Open enrollment is the time period when you can make changes to your current health insurance coverage. Employers open enrollment periods may end at different times, the kynect open enrollment period ends February 15, Before purchasing health insurance, it may be helpful to consider what you need or want in a health insurance plan. There are several types of coverage that vary in the cost, deductible and level of coverage they provide. Consider the following when determining which level of coverage is the best for you: * Think about the medical services you and your family have used over the last year. It may be helpful to go through an actual calendar month-by-month to help you remember medical expenses. Estimate the number of times that you or your family experienced routine doctor visits, sick doctor visits, urgent treatment center visits, emergency room visits, women s care visits and hospital stays. * Be sure to include the expenses that occur every year, such as a child s sports physical or an annual flu shot. It is difficult to plan for all medical events, such as a broken arm on the playground or a heart attack, but having a baseline for how you use medical services is important in picking a plan that will work best for you and your family. * Consider your current family situation to anticipate any significant changes that may occur within your family over the next year or two. Do you expect a pregnancy or a child who may soon drop from your health plan? Do you already care for a chronic disease such as diabetes? * Review your finances and monthly budget. Do you have a savings account or emergency fund in place to help pay costs associated with co-payments, deductibles and coinsurance? Consider your comfort level. Would you rather pay more per month in premiums, but less in other costs when you use medical services? Or, would you prefer paying less per month, realizing that your co-payments and deductible costs will most likely be higher? These factors will impact the type of health insurance you buy. For example, if you typically only go to the doctor a few times a year, you may prefer a low monthly premium, but you will most likely pay a higher copayment and/or deductible when you do visit the doctor. On the other hand, if you anticipate using medical services often, you may prefer a lower deductible and/or co-payment at the time of your appointment, but your monthly premium will be higher. Although buying health insurance can be intimidating, using the steps outlined above can help you evaluate your family s needs. Identifying your specific wants and requirements in terms of a health insurance policy will help you make a better decision when comparing the healthcare options available to you and your family. Source: Jennifer L. Hunter, Extension Specialist for Family Financial Management and Laura Frey, LMFT, Ph. D. Candidate, Department of Family Sciences; University of Kentucky; College of Agriculture, Food and Environment

5

6

7

8

Homemaker Newsletter BOOK SUGGESTIONS FROM THE BROWN BAG BOOK CLUB LESSON LEADER TRAININGS UPCOMING EVENTS/MEETINGS

Homemaker Newsletter BOOK SUGGESTIONS FROM THE BROWN BAG BOOK CLUB LESSON LEADER TRAININGS UPCOMING EVENTS/MEETINGS FAMILY & CONSUMER SCIENCES Homemaker Newsletter UPCOMING EVENTS/MEETINGS Tuesday, January 3 Homemaker Advisory Council Meeting Extension Office, 5:30 p.m. Monday, January 16 Martin Luther King, Jr. Observance

More information

Homemaker Newsletter. Lesson for the Month Food Label Fundamentals. Roll Call What is your favorite Valentine s gift you received or gave to someone?

Homemaker Newsletter. Lesson for the Month Food Label Fundamentals. Roll Call What is your favorite Valentine s gift you received or gave to someone? FAMILY & CONSUMER SCIENCES Homemaker Newsletter UPCOMING EVENTS/MEETINGS Thursday, February 2 KEHA Planning Committee meeting Extension Office, 6:00 p.m. Friday, February 24 Brown Bag Book Club Extension

More information

Highlights Jacksonian Quilt Show Cancellation. March Allen Co. Extension Homemakers Association Join Now Enjoy Forever

Highlights Jacksonian Quilt Show Cancellation. March Allen Co. Extension Homemakers Association Join Now Enjoy Forever Highlights March 2016 Allen Co. Extension Homemakers Association Join Now Enjoy Forever Cooperative Extension Service Allen County 200 East Main Street Scottsville KY 42164-0355 (270)237-3146 Fax: (270)237-5716

More information

Mason County Family & Consumer Science Newsletter February 2017 From Your FCS Agent

Mason County Family & Consumer Science Newsletter February 2017 From Your FCS Agent Family & Consumer Science Mason County Family & Consumer Science Newsletter February 2017 From Your FCS Agent Cooperative Extension Service Mason County 800 US Highway 68 Maysville, KY 41056 (606) 564-6808

More information

NEWS For Retirees Eligible for Premium Assistance Summer 2016

NEWS For Retirees Eligible for Premium Assistance Summer 2016 Pennsylvania Public School Employees Retirement System (PSERS) NEWS For Retirees Eligible for Premium Assistance Summer 2016 The Advantages of Being a Member of the Health Options Program The Health Options

More information

Lesson for October. October 4 Homemaker Executive Council Meeting Old Hickory Bar-B-Que - 12:00 p.m. Roll Call

Lesson for October. October 4 Homemaker Executive Council Meeting Old Hickory Bar-B-Que - 12:00 p.m. Roll Call FAMILY & CONSUMER SCIENCES Cooperative Extension Service Daviess County 4800A New Hartford Road Owensboro KY 42303 270-685-8480 Fax: 270-685-3276 extension.ca.uky.edu Lesson for October Understanding the

More information

Stay Strong, Stay Healthy

Stay Strong, Stay Healthy February 2017 Stay Strong, Stay Healthy District Extension Agents: Debra Wood Family Resource Management Leah Robinson Nutrition, Food Safety and Health Exciting news is coming to the Central Kansas Extension

More information

Owner Controlled Insurance Programs: A Primer

Owner Controlled Insurance Programs: A Primer Q1 2018 Owner Controlled Insurance Programs: A Primer By Jeff Cavignac, CPCU, RPLU, ARM, MLIS Owner Controlled Insurance Programs (OCIPs) or wrap-ups as they are commonly known, are projectspecific, general

More information

Health Options Program

Health Options Program Pennsylvania Public School Employees Retirement System (PSERS) Health Options Program NEWS For Retirees Eligible for Premium Assistance Winter 2016 Getting Your Vitamins: Go To The Source If you re taking

More information

A Publication of the Department of Human Resources October 2016 VOL. 33 No. 4. Table of Contents

A Publication of the Department of Human Resources October 2016 VOL. 33 No. 4. Table of Contents A Publication of the Department of Human Resources Table of Contents 2016 Self Evaluation 2 2017 Performance Plans 3 Welcome New HR Employee 3 FlexReg for Employee Training 4 Inclement Weather Policy 4

More information

Campbell County UPCOMING EVENTS Flower Buds August 8. Diabetes Support Group August 10. Cricut August 12 11:00 a.m./2:00 p.m.

Campbell County UPCOMING EVENTS Flower Buds August 8. Diabetes Support Group August 10. Cricut August 12 11:00 a.m./2:00 p.m. Campbell County 2017 UPCOMING EVENTS Flower Buds August 8 Diabetes Support Group August 10 Cricut August 12 11:00 a.m./2:00 p.m. Health Living From Inside Out August 21 Boone County Extension 5:30 p.m.

More information

Simple. Health plan benefits you can understand. What s inside Windstream Retiree Medical PPO Plan Myuhc.com Benefits at a Glance

Simple. Health plan benefits you can understand. What s inside Windstream Retiree Medical PPO Plan Myuhc.com Benefits at a Glance Simple Health plan benefits you can understand. What s inside Windstream Retiree Medical PPO Plan Myuhc.com Benefits at a Glance You have a lot to consider when you sign up for a health plan. What will

More information

Staying on Track in the New Year

Staying on Track in the New Year Staying on Track in the New Year It s a new year, which means many of us have made a long list of resolutions that can be difficult to keep. Here are some helpful tips from the American Psychological Association

More information

FCS Extension News August 2017

FCS Extension News August 2017 Taylor County FCS Extension News August 2017 August is Family Fun Month Taylor County 1143 South Columbia Campbellsville, KY 42718 (270) 465-4511 Fax: (270) 789-2455 www.taylor.ca.uky.edu References: National

More information

Regent Financial Services

Regent Financial Services September 2016 Gary Stanislawski, CFP President 7134 S. Yale Ave. Suite 700 Tulsa, OK 74136 918-493-4190 Gary@RegentFS.com www.regentfs.com September 2016: Quiz: Test Your Interest Rate Knowledge (page

More information

YOUR GUIDE TO EASY PROVISIONING

YOUR GUIDE TO EASY PROVISIONING YOUR GUIDE TO EASY PROVISIONING We believe that you deserve the best vacation; therefore we are happy to provide custom provisioning and beverages exclusively for you. This has been done to save precious

More information

Hot Topics. Update: The. Negotiations. 6 General Meeting 11 Veterans Day. Dear Members, our routine. did not have. to work one. or both of. E Board.

Hot Topics. Update: The. Negotiations. 6 General Meeting 11 Veterans Day. Dear Members, our routine. did not have. to work one. or both of. E Board. November 2013 Volume VIII, Issue 111 C A L I F O R N I A E M P L O Y E E S A S S C H A P T E R S C H O C I 4 3 9 Secretary: Judi Fall O O L A T I O N Dublin Chapter 439 General Meeting November 6, 2013

More information

Changes to the California Experience Modification Calculation Use Them to Lower Your Total Cost of Risk

Changes to the California Experience Modification Calculation Use Them to Lower Your Total Cost of Risk Q3 2018 Changes to the California Experience Modification Calculation Use Them to Lower Your Total Cost of Risk By Meghan Dickerson, CET Director of Risk Control, Cavignac & Associates What is an Experience

More information

CN Tower 301 Front St W. Toronto, ON Environics Analytics FoodSpend. Page 1

CN Tower 301 Front St W. Toronto, ON Environics Analytics FoodSpend. Page 1 Page 1 Page -1 Table of Contents... 1 Summary... 2 Meat... 3 Fish and Seafood... 4 Dairy Products and Eggs... 5 Bakery Products... 6 Cereal Grains and Cereal Products... 7 Fruit, Fruit Preparations and

More information

A guide to understanding, getting and using health insurance. The. Health Insurance

A guide to understanding, getting and using health insurance. The. Health Insurance A guide to understanding, getting and using health insurance The Health Insurance THE ABC S OF HEALTH INSURANCE: WHY IS HEALTH INSURANCE IMPORTANT? Even if you are in GOOD HEALTH, you will need to use

More information

Auto Insurance Premiums Are Going Through the Roof! What Can You do About It?

Auto Insurance Premiums Are Going Through the Roof! What Can You do About It? JUNE 2018 Auto Insurance Premiums Are Going Through the Roof! What Can You do About It? By Jeff Cavignac, CPCU, RPLU, ARM, MLIS If you pay your company s auto insurance premiums, you already know this

More information

User s Guide to Key Terms DEFINITIONS OF TOP HEALTH INSURANCE TERMS

User s Guide to Key Terms DEFINITIONS OF TOP HEALTH INSURANCE TERMS User s Guide to Key Terms DEFINITIONS OF TOP HEALTH INSURANCE TERMS plan formulary The plan formulary is the list of drugs that are covered by your health plan. Your health plan will pay all or part of

More information

Trends in Contractor s Professional Liability Coverage

Trends in Contractor s Professional Liability Coverage Q3 2017 Trends in Contractor s Professional Liability Coverage By David M. Slaugenhoup Reprinted with the permission of Risk Management Magazine This article is authored by David Slaughenhoup of New Day

More information

Benefits You Can Count On. Information on Medicare Supplemental Coverage. anthem.com. Producer 8100CT (12/04)

Benefits You Can Count On. Information on Medicare Supplemental Coverage. anthem.com. Producer 8100CT (12/04) ' Benefits You Can Count On Information on Medicare Supplemental Coverage Producer 8100CT (12/04) anthem.com Table of Contents For more than 60 years, the Blue Cross and Blue Shield symbols have stood

More information

TheAdvantageSUMMER. Here s to a Happy and Healthy Summer! M a r t i n s P o i n t G e n e r at i o n s A d v a n ta g e. What s Inside?

TheAdvantageSUMMER. Here s to a Happy and Healthy Summer! M a r t i n s P o i n t G e n e r at i o n s A d v a n ta g e. What s Inside? TheAdvantageSUMMER 2016 A NEWSLETTER FOR MEMBERS OF M a r t i n s P o i n t G e n e r at i o n s A d v a n ta g e Here s to a Happy and Healthy Summer! Dear Neighbors, I hope you ve been enjoying all that

More information

Budgeting for pet care

Budgeting for pet care Educational Activities for students ages 10 and 11 Budgeting for pet care level: elementary school age group: Students ages 10 and 11 activity Summary After learning how to make budgets, students are asked

More information

Homemaker Leader Training November 10:00 am

Homemaker Leader Training November 10:00 am Cooperative Extension Service Taylor County 1143 South Columbia Avenue Campbellsville, KY 42718 (270) 465-4511 Fax: (270) 789-2455 taylor.ca.uky.edu Homemaker Bazaar 2 Where to Store What in the Fridge

More information

A Quick Start Guide to Your New Health Plan

A Quick Start Guide to Your New Health Plan A Quick Start Guide to Your New Health Plan You Are Here Verification Letter Approval Letter ID Card & Quick Start Guide SCAN Membership Begins Welcome Call/ TeleTalk SCAN Club Newsletter Get your plan

More information

Fo od Bu dgeting Made Easy

Fo od Bu dgeting Made Easy Fo od Bu dgeting Made Easy 125 Fo od Bu dgeting Made Easy To The Educator: Energy is an important part of the learning environment. Once energy begins to decline, you can sense it. Eye contact with learners

More information

No Remix! The Importance of Managing Risk Correctly... the First Time

No Remix! The Importance of Managing Risk Correctly... the First Time APR 2017 No Remix! The Importance of Managing Risk Correctly... the First Time By Jeff Cavignac, CPCU, RPLU, ARM, Cavignac & Associates with a major assist from fellow Bridger Roger Sitkins I recently

More information

April/May Featured University of Illinois Websites

April/May Featured University of Illinois Websites April/May 2009 Access the U of I Extension Macoupin County website: www.extension.uiuc.edu/macoupin to find information about a variety of consumer, horticulture, family, and food and nutrition topics.

More information

FROM COVERAGE TO CARE. Discussion Guides for Community Partners

FROM COVERAGE TO CARE. Discussion Guides for Community Partners FROM COVERAGE TO CARE Discussion Guides for Community Partners Use with Roadmap FROM COVERAGE TO CARE A Roadmap to Better Care and a Healthier You What s Included This booklet has information and talking

More information

Rarely or never. 2 times per week or less. Less than 1 time per week. All of the time. 3 or more times per week. 3 or more times per week

Rarely or never. 2 times per week or less. Less than 1 time per week. All of the time. 3 or more times per week. 3 or more times per week Nutrition and Physical Activity Self-Assessment for Child Care Your Name: Elizabeth Price - Director Date: Feb 2, 2007 Child Care Facility Name: All Around the World Child Care Please read each statement

More information

Today s Topics & Presenters. Session Objectives 3/12/2013. How do I know when my cattle are ready for harvest?

Today s Topics & Presenters. Session Objectives 3/12/2013. How do I know when my cattle are ready for harvest? Today s Topics & Presenters Welcome to the Tennessee Value Added Beef Webinar Series Made Possible By: What You Should Know About Your Product (continued) Dwight Loveday, Associate Professor Food Science

More information

C R E A T I V E W O R K B O O K / / J U N E / / S E T Y O U R G O A L S A N D A C H I E V E T H E M!

C R E A T I V E W O R K B O O K / / J U N E / / S E T Y O U R G O A L S A N D A C H I E V E T H E M! C R E A T I V E W O R K B O O K / / J U N E 2 0 1 8 / / O IT prioritize your life S E T Y O U R G O A L S A N D A C H I E V E T H E M! How to prioritize your life in 3 simple steps. 1. Plan a life you

More information

3 Reasons Annuities Make Sense for Retirement Right Now

3 Reasons Annuities Make Sense for Retirement Right Now 3 Reasons Annuities Make Sense for Retirement Right Now Weekly Update March 14, 2018 Annuities have been a hot commodity in recent years but can sometimes get a bad reputation. While annuities aren t for

More information

DoD NAF HBP. Retirees, Medicare and Aetna AREA Luncheon

DoD NAF HBP. Retirees, Medicare and Aetna AREA Luncheon DoD NAF HBP Retirees, Medicare and Aetna AREA Luncheon Agenda Medicare and DoD NAF HBP/Aetna Coverage of Flu, Pneumonia, and Shingles Shots Maintenance Choice NEW for 2017 Exclusions Drug List NEW for

More information

Newsletter. Geon Boreland- What s Inside. Improving Lives with Insurance. Policies we offer/ Pictorial Page 2. Understanding the Season of Lent Page 3

Newsletter. Geon Boreland- What s Inside. Improving Lives with Insurance. Policies we offer/ Pictorial Page 2. Understanding the Season of Lent Page 3 Issue No 25 March 2017 MEDITERRANEAN BAKED Newsletter What s Inside Policies we offer/ Pictorial Page 2 DID YOU KNOW? Page 6 FISH Page 4 Understanding the Season of Lent Page 3 Caribbean recipe Page 4

More information

SENIOR SENSE. did. Putting Knowledge to Work for Older Georgians Vol. VII, No.4. Walking Improves Mental Fitness

SENIOR SENSE. did. Putting Knowledge to Work for Older Georgians Vol. VII, No.4. Walking Improves Mental Fitness SENIOR SENSE Putting Knowledge to Work for Older Georgians Vol. VII, No.4 Walking Improves Mental Fitness Concerned that your memory isn't what it used to be? Or your mental quickness has slowed down?

More information

Your Health. Peripheral Artery Disease

Your Health. Peripheral Artery Disease 1 Your Health Peripheral Artery Disease No one denies we have more aches and pains as we get older. But you may need to pay attention if you have leg pain when you walk. This could be peripheral artery

More information

GRADE 4 6 Lesson I. Learning Objectives Students will learn about hunger and do their part to help those in need.

GRADE 4 6 Lesson I. Learning Objectives Students will learn about hunger and do their part to help those in need. GRADE 4 6 Lesson I Learning Objectives Students will learn about hunger and do their part to help those in need. Materials Starfish Story: You Can Make a Difference Original Story by: Loren Eisley Teacher

More information

Workers Compensation Executive Officers: Include or Exclude?

Workers Compensation Executive Officers: Include or Exclude? DEC 2016 Workers Compensation Executive Officers: Include or Exclude? By Jeff Cavignac, CPCU, RPLU, ARM, CRIS, MLIS One area that has always been confusing is under what circumstances an executive officer

More information

TAKING CARE OF. HEALTH CARE GHI FEHB Standard and High Option Plans for Federal Employees and Retirees

TAKING CARE OF. HEALTH CARE GHI FEHB Standard and High Option Plans for Federal Employees and Retirees TAKING CARE OF HEALTH CARE GHI FEHB Standard and High Option Plans for Federal Employees and Retirees 2018 As one of the nation s largest nonprofit health insurers, EmblemHealth offers quality, affordable

More information

Review Problems for MAT141 Final Exam

Review Problems for MAT141 Final Exam Review Problems for MAT141 Final Exam The following problems will help you prepare for the final exam. Answers to all problems are at the end of the review packet. 1. Find the area and perimeter of the

More information

PATIENT REGISTRATION (Please print clearly) Patient Name: First Middle Last Home Phone Number:

PATIENT REGISTRATION (Please print clearly) Patient Name: First Middle Last Home Phone Number: PATIENT REGISTRATION (Please print clearly) Patient Name: First Middle Last Home Phone Number: Home Address: Apt. No. City: State Zip Code: Occupation: Marital Status Date of Birth Age: Gender: E-mail

More information

What Coverage Do You Need?

What Coverage Do You Need? MSP C 06/2007 Rental Car Coverage What Do You Need? June, 2007 You re at the Rental Car Counter What Coverage Do You Need? By Jeffrey W. Cavignac, CPCU, ARM, RPLU, CRIS Recognize as well that rental car

More information

Your Resources. Co-Sign Loans At Your Own Risk

Your Resources. Co-Sign Loans At Your Own Risk Vol. No XVI, No.4 Your Resources Co-Sign Loans At Your Own Risk A friend or relative asks you to co-sign a loan, perhaps to buy a car or home. You are told your signature is needed because he or she has

More information

FACES NEWSLETTER. Welcome. Handing Germs to Friends is Not a Nice Gesture! Family and Consumer Science. March/April 2015

FACES NEWSLETTER. Welcome. Handing Germs to Friends is Not a Nice Gesture! Family and Consumer Science. March/April 2015 FACES NEWSLETTER Family and Consumer Science March/April 2015 Welcome Peggie L. Garner County Extension Director Contact Us: NCCE-Onslow County 4024 Richlands Hwy. Jacksonville, NC 28540 (910) 455-5873

More information

MEET PRIYAH MEET JOSH MEET VANESSA MEET MARCO

MEET PRIYAH MEET JOSH MEET VANESSA MEET MARCO GETTING READY FOR BIND Meet Priyah, Josh, Vanessa, and Marco. They are Medtronic employees who plan to enroll in a medical plan in November. Get to know their personal situations and what they consider

More information

SUNDAY, 11 September 2016 SCHEDULE & ENTRY FORM

SUNDAY, 11 September 2016 SCHEDULE & ENTRY FORM BAKING COMPETITION Proudly supported by: #makedinnertimematter SUNDAY, 11 September 2016 SCHEDULE & ENTRY FORM \ Entries Open: 8.30 am, Sunday 11 September 2016 Entries Close: 9.30 am, Sunday, 11 September

More information

2017 Wellness Program Participant Guide

2017 Wellness Program Participant Guide 2017 Wellness Program Participant Guide Contact Wellness at 612.379.3697 Graco s Voluntary Wellness Program Administered by: Bravo Wellness 877.662.7286 www.bravowell.com/graco 2016 Highlights As a group,

More information

Health Care Law & You

Health Care Law & You Health Care Law & You How to get the most out of your health care dollars Table of Contents Introduction 1 Part I: The ABCs of Health Insurance 2 How Health Insurance Works Paying for Care Types of Health

More information

Optimum HealthCare H5594_VideoScript_CMS Approved

Optimum HealthCare H5594_VideoScript_CMS Approved Optimum HealthCare H5594_VideoScript_CMS Approved 2012-2013 Hello I m

More information

Rental Agreement PLAYA DORADA CONDO #9. Welcome to our "Home Away from Home"

Rental Agreement PLAYA DORADA CONDO #9. Welcome to our Home Away from Home Rental Agreement PLAYA DORADA CONDO #9 Welcome to our "Home Away from Home" Fees and charges: $135 per night rental fee unless otherwise stated 2 night minimum stay. Please check the page included for

More information

Checkup on Health Insurance Choices

Checkup on Health Insurance Choices Page 1 of 17 Checkup on Health Insurance Choices Today, there are more types of health insurance, and more choices, than ever before. The information presented here will help you choose a plan that is

More information

Help Poole Hospital become more dementia-friendly. Coffee Morning Kit

Help Poole Hospital become more dementia-friendly. Coffee Morning Kit Help Poole Hospital become more dementia-friendly Coffee Morning Kit Welcome We are delighted that you have decided to play your part in the Consider Dementia campaign by hosting a delightful coffee morning.

More information

Executive Summary. The CACFP and Tiering

Executive Summary. The CACFP and Tiering Executive Summary The introduction of tiered reimbursement rates in the Child and Adult Care Food Program (CACFP) concentrated program benefits more intensely on low-income children, as intended. Tiering

More information

Your complimentary Medicare Guidebook

Your complimentary Medicare Guidebook Learn Protect Assess Enroll Your complimentary Medicare Guidebook Learn Original Medicare... 4 Medicare Prescription Drug Coverage.............. 6 Medicare Supplement Insurance... 8 Medicare Advantage...

More information

Before You Claim Social Security

Before You Claim Social Security Before You Claim Social Security Whether you want to leave work at 62, 67, or 70, claiming the retirement benefits you are entitled to by federal law is no casual decision. You will want to consider a

More information

2017 PREMIUM INCENTIVE PROGRAM

2017 PREMIUM INCENTIVE PROGRAM 2017 PREMIUM INCENTIVE PROGRAM 2017 PREMIUM INCENTIVE PROGRAM This voluntary health improvement program is designed to help you keep your good health a priority. If you are enrolled in the health plan,

More information

Understanding Unit Rates

Understanding Unit Rates LESSON Understanding Unit Rates UNDERSTAND A rate is a ratio that compares two quantities with different units of measure. A unit rate is a rate in which the second measurement or amount is unit. Three

More information

The Oklahoma Health Care Authority wants to help in a fun and exciting way! We want Oklahomans to be SoonerFit!

The Oklahoma Health Care Authority wants to help in a fun and exciting way! We want Oklahomans to be SoonerFit! Let's Get SoonerFit! Fall 2014 Did you know in Oklahoma one in three kids between the ages of 10 and 17 are overweight or obese? Oklahoma is predicted to have the highest obesity rate in the country by

More information

Algonquin Child Care Centre

Algonquin Child Care Centre Algonquin Child Care Centre Parent/Caregiver Group Good Beginnings would like to introduce you to our new Parent/Caregiver Group. The group is for parents/ caregivers of Good Beginnings families to attend.

More information

February 1, Limited Purpose Health Care Flexible Spending Account MMC

February 1, Limited Purpose Health Care Flexible Spending Account MMC February 1, 2008 Limited Purpose Health Care Flexible Spending Account MMC Limited Purpose Health Care Flexible Spending Account The Limited Purpose Health Care Flexible Spending Account allows you to

More information

HOPnews. Health Options Program. Not All SUNSCREENS Are Alike For Retirees Eligible for Premium Assistance Spring 2013

HOPnews. Health Options Program. Not All SUNSCREENS Are Alike   For Retirees Eligible for Premium Assistance Spring 2013 Pennsylvania Public School Employees Retirement System (PSERS) Health Options Program HOPnews For Retirees Eligible for Premium Assistance Spring 2013 WWW.HOPBENEFITS.COM Not All SUNSCREENS Are Alike With

More information

Want to Take Charge of Your Health Care?

Want to Take Charge of Your Health Care? Want to Take Charge of Your Health Care? BlueEdge HSA May Be the Solution SM What Is BlueEdge HSA? In today s rapidly changing health care landscape, more and more people are searching for health insurance

More information

Deductibles Making them as easy as 1, 2, 3.

Deductibles Making them as easy as 1, 2, 3. Deductibles Making them as easy as 1, 2, 3. Developed for you by Fallon Community Health Plan When you sign up for health insurance, you are given a lot of information about the plan and its terms. All

More information

A B R I E F H I S T O R Y O F S C H O O L F O O D W H Y I S S O M E F O O D C H E A P?

A B R I E F H I S T O R Y O F S C H O O L F O O D W H Y I S S O M E F O O D C H E A P? A B R I E F H I S T O R Y O F S C H O O L F O O D W H Y I S S O M E F O O D C H E A P? 1930s The Great Depression + Dust Bowl = severe problems for a large number of small family farms in the U.S. Many

More information

Paying for care. An information guide for people living in Surrey

Paying for care. An information guide for people living in Surrey Paying for care An information guide for people living in Surrey 2 Surrey County Council About this booklet Paying for care is a very complicated subject. This Easy Read booklet is very long but we felt

More information

We ve got you covered:

We ve got you covered: EXPANDING THE POSSIBILITIES We ve got you covered: What You Need to Know for Open Enrollment 2015 National Women s Law Center II WE VE GOT YOU COVERED: WHAT YOU NEED TO KNOW FOR OPEN ENROLLMENT We ve got

More information

Your Career. Benefits-at-a-Glance. For Your Health and Welfare FOR U.S. EMPLOYEES ONLY. Benefits-at-a-Glance, U.S. Standard Salaried, 3/18

Your Career. Benefits-at-a-Glance. For Your Health and Welfare FOR U.S. EMPLOYEES ONLY. Benefits-at-a-Glance, U.S. Standard Salaried, 3/18 THE FOLLOWING INFORMATION IS FOR U.S. EMPLOYEES ONLY Your Career At Incyte, our most valuable asset is our employees. To help support our employees throughout their careers, we strive to offer a complete

More information

2018 CENTRAL COAST BAKE OFF COOKING COMPETITION

2018 CENTRAL COAST BAKE OFF COOKING COMPETITION 2018 CENTRAL COAST BAKE OFF COOKING COMPETITION #MakeDinnerTimeMatter Go to www.masterfoods.com.au for more information Schedule & Entry Form Entries Close: 10.00 am Saturday, 14 April 2018 Exhibit Delivery:

More information

Preterm Birth Keep Your Behavioral Health in Check

Preterm Birth Keep Your Behavioral Health in Check BEWELL Member tips, tools and resources to support a healthy lifestyle Volume 3 2018 Preterm Birth Keep Your Behavioral Health in Check Member Advisory Committee (MAC) Stay Ahead of Breast Cancer: > Get

More information

A Guide to Health Insurance

A Guide to Health Insurance A Guide to Health Insurance Your health matters. A healthier you makes a healthier Cleveland! Healthy Cleveland Insurance Guide Dial Dial Acknowledgements On behalf of the City of Cleveland Department

More information

Thank you for your interest and we look forward to seeing you at the Market this season.

Thank you for your interest and we look forward to seeing you at the Market this season. Spring 2017 Dear Farmers, Crafters, and Flea Market Friends, The Downtown Denton Main Street Organization invites you to participate in our 2017 Open Air Market. What is an Open Air Market you ask? It

More information

Now Serving Benefits For Your Health!

Now Serving Benefits For Your Health! Benefits Enrollment Guide Minimum Essential Coverage Call A Doctor Plus Accident Insurance Term Life Insurance Now Serving Benefits For Your Health! What s Inside 1 2 3 4 5 6 Back Message: Choose the most

More information

The Choice is Yours About your 2017 Harvard Pilgrim Plans at New England Baptist Hospital

The Choice is Yours About your 2017 Harvard Pilgrim Plans at New England Baptist Hospital The Choice is Yours About your 2017 Harvard Pilgrim Plans at New England Baptist Hospital H arvard Pilgrim Health Care is proud to provide coverage for New England Baptist Hospital. Here s how to get the

More information

State of Tennessee Group Insurance Program What s Changing for 2012?

State of Tennessee Group Insurance Program What s Changing for 2012? Source: Presentation by staff of State of Tennessee, Department of Insurance, Benefits Administration State of Tennessee Group Insurance Program What s Changing for 2012? Reduced co-pay for convenience

More information

Open Enrollment 2019 FOR YOUR BENEFIT THIS ISSUE SUMMER for Retired Members

Open Enrollment 2019 FOR YOUR BENEFIT THIS ISSUE SUMMER for Retired Members SUMMER 2018 for Retired Members FOR YOUR BENEFIT: OFFICIAL PUBLICATION OF THE UFCW & EMPLOYERS BENEFIT TRUST (UEBT) Open Enrollment 2019 O pen Enrollment for the 2019 Plan Year is coming soon! Open Enrollment

More information

Everything You Didn t Want to Know About Employee Crime

Everything You Didn t Want to Know About Employee Crime JAN 2016 Everything You Didn t Want to Know About Employee Crime Article provided by Professional Liability Agents Network (PLAN) This material is provided for informational purposes only. Before taking

More information

you Benefiting Challenge yourself 2 Update your beneficiaries 3 Q&A: Prescription drug benefits 10,000 steps a day to a healthier you

you Benefiting Challenge yourself 2 Update your beneficiaries 3 Q&A: Prescription drug benefits 10,000 steps a day to a healthier you you Benefiting Challenge yourself Join us in making 2013 our healthiest year yet! page 1 10,000 steps a day to a healthier you See page 5 for details. 2 Update your beneficiaries 3 Q&A: Prescription drug

More information

Retiree Benefit Source

Retiree Benefit Source Retiree Benefit Source J U N E 2 0 1 4 I N S I D E THIS I S S U E : CIGNA MEDICARE SURROUND FOR MEDICARE-ELIGIBLE RETIREES New Medicare Supplement Plan Launched Notice to New Retirees Know Your Insurance

More information

April Benefits for people living with dementia

April Benefits for people living with dementia April 2018 Benefits for people living with dementia This information guide has been prepared by Age Scotland and contains general advice only, it should not be relied on as a basis for any decision or

More information

UnitedHealthcare Choice Plus Health Savings Account (HSA) Plans User Guide

UnitedHealthcare Choice Plus Health Savings Account (HSA) Plans User Guide UnitedHealthcare Choice Plus Health Savings Account (HSA) Plans User Guide Tips for Healthy Saving and Spending CHOOSE HEALTH. SPEND WISELY. We are committed to offering you a comprehensive benefits program

More information

Plan65. Medicare Supplement. Plan Options. Great health plans

Plan65. Medicare Supplement. Plan Options. Great health plans Plan65 Medicare Supplement Plan Options Great health plans Effective July 2018 through December 2018 The Blue Difference: Local plans, local service It s time to choose a Medicare supplement plan! It s

More information

Financial Highlights

Financial Highlights Annual Report 2007 Financial Highlights The J. M. Smucker Company Year Ended April 30, (Dollars in thousands, except per share data) 2007 2006 Net sales $2,148,017 $2,154,726 Net income and net income

More information

Health Care Law & You. How to get the most out of your health care dollars Independence Blue Cross

Health Care Law & You. How to get the most out of your health care dollars Independence Blue Cross Health Care Law & You How to get the most out of your health care dollars 1-888-879-5331 1 2013 Independence Blue Cross Table of Contents Introduction 3 Part I: The ABCs of Health Insurance 4 How Health

More information

PFL Math 4.10B: calculate profit in a given situation

PFL Math 4.10B: calculate profit in a given situation Lesson Description This lesson continues with characters from Mr. Cash s fourth grade class. The students want to raise money for the playground fund at Capital Elementary School. Students are to determine

More information

MedicAre: don t delay. apply for Medicare as soon as you become eligible. You ve earned it. Make the most of it.

MedicAre: don t delay. apply for Medicare as soon as you become eligible. You ve earned it. Make the most of it. 2015 don t delay. apply for Medicare as soon as you become eligible. MedicAre: You ve earned it. Make the most of it. You can enroll in Medicare the three months before, during and the three months after

More information

Benefit rates change from time to time, usually in April of each year. The figures given in this guide are for the financial year 2016/2017.

Benefit rates change from time to time, usually in April of each year. The figures given in this guide are for the financial year 2016/2017. Contents Benefits for People Living with Dementia Main Benefits and How to Claim Pension Credit Attendance Allowance Carer s Allowance Help to Fill in Forms Changes in Circumstances Practical Things to

More information

PODRAVKA GROUP BUSINESS RESULTS FOR THE PERIOD JANUARY MARCH 2009

PODRAVKA GROUP BUSINESS RESULTS FOR THE PERIOD JANUARY MARCH 2009 PODRAVKA GROUP BUSINESS RESULTS FOR THE PERIOD JANUARY MARCH 2009 Main characteristics and events 1. The total sales of the Podravka Group in the first quarter of 2009 amounted HRK 798.1 million which

More information

Just a Reminder... Final Month to Claim Undeliverable Capital Credits. Georgia Agricultural Tax Exemption Expires Dec. 31 VOL. 54 NO.

Just a Reminder... Final Month to Claim Undeliverable Capital Credits. Georgia Agricultural Tax Exemption Expires Dec. 31 VOL. 54 NO. VOL. 54 NO. 10 OCTOBER 2017 The news you need to know in 5 minutes! CAMILLA, GEORGIA www.mitchellemc.com Just a Reminder... Final Month to Claim Undeliverable Capital Credits Members can review a list

More information

Tax Plan Boosts Stocks

Tax Plan Boosts Stocks Tax Plan Boosts Stocks Weekly Update December 18, 2017 Domestic markets were up last week as tax reform became more likely. On Friday, multiple previously undecided Senators announced they would back the

More information

USING YOUR INSURANCE. International Student Insurance Plan. SURPLUS Revised June 27, :41 PM

USING YOUR INSURANCE. International Student Insurance Plan. SURPLUS Revised June 27, :41 PM 2017 2018 USING YOUR INSURANCE International Student Insurance Plan SURPLUS Revised June 27, 2017 12:41 PM Your Insurance ID Card You will receive an email from GeoBlue at the start of each semester/ term

More information

November 2017 INSIDE THIS ISSUE CHARITABLE GIVING AND END-OF-YEAR TAX PLANNING

November 2017 INSIDE THIS ISSUE CHARITABLE GIVING AND END-OF-YEAR TAX PLANNING November 2017 CHARITABLE GIVING AND END-OF-YEAR TAX PLANNING The last two months of the year can be very busy for families. Often in the hustle and bustle of daily life and holiday planning, many people

More information

Welcome to Spring 2017

Welcome to Spring 2017 Volume 1, Issue 1 February 2017 Welcome to Spring 2017 Welcome back to the new semester! We are already off to a great start and ready to conquer the new year. Don t forget to sign up for workshops and

More information

MIT Affiliate Health Plans

MIT Affiliate Health Plans MIT Affiliate Health Plans 2017 2018 Overview In this book: Insurance plans and rates How to enroll Your medical benefits Commonly used terms Useful contact information 1 Insurance plans and rates MIT

More information

Emergency Room Visit Covered Only If It s A True Emergency. Pre-Certify Non-Emergency Hospital. Stays As Well As Emergency Stays

Emergency Room Visit Covered Only If It s A True Emergency. Pre-Certify Non-Emergency Hospital. Stays As Well As Emergency Stays Not every article in this newsletter applies to you. Please check your Plan of Benefits first. For Your Benefit The Warehouse Employees Union Local No. 730 Trust Funds www.associated-admin.com October

More information

Operations Measures Recommended Key Performance Indicators Board Workshop, February 21, 2012

Operations Measures Recommended Key Performance Indicators Board Workshop, February 21, 2012 Operations Measures Recommended Key Performance Indicators Board Workshop, February 21, 2012 Measure Title Frequency Benchmark Reason Calculation Cost Food Service Profit & Loss Maintain Financial Solvency

More information

2016 Quick Start Guide

2016 Quick Start Guide FOR INDIVIDUAL AND GROUP PLANS 2016 Quick Start Guide How to use your new health plan Thank you for choosing Health First Health Plans. We know sometimes health insurance can be hard to understand, but

More information