Campbell County UPCOMING EVENTS Flower Buds August 8. Diabetes Support Group August 10. Cricut August 12 11:00 a.m./2:00 p.m.

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1 Campbell County 2017 UPCOMING EVENTS Flower Buds August 8 Diabetes Support Group August 10 Cricut August 12 11:00 a.m./2:00 p.m. Health Living From Inside Out August 21 Boone County Extension 5:30 p.m. Homemaker Kickoff Tea Party August 23 Garnishes September 6 1:30 p.m. Cultural Arts September 7 9:30 a.m. Homemaker Area Meeting September 14 Kenton County Extension 12:30 p.m. Homemaker Leadership Training September 15 Power of Pink September 22 Boone County Extension Delicious Desserts October 4 1:30 p.m. Homemaker Council Meeting October 17 Holiday Treasures November 16 6:00 p.m. During the school-age years, relationships with peers become the focus of a child s attention. These years provide a child many opportunities to grow, learn social skills and develop conflict resolution skills. Unfortunately, sometimes relationships at this stage can be negative and harmful to the development of a child or young adolescent. Behavior such as teasing and name-calling can lead to more serious situations that involve intimidation and verbal and physical abuse. Since most children will not report incidents of bullying, it is important for parents to recognize the common signs of a bullied child. These include, but are not limited to: Refusal to go to school Bed-wetting Health complaints (i.e. sleeping problems, headaches, stomach aches) Lack of self-esteem (i.e. making negative I am statements, fearing new experiences and/or people, lacking trust in others, having difficulty making eye contact, feeling sensitive to criticism, always apologizing) Depression (i.e. sadness, crying over seemingly minor setbacks, increased irritability, loss of interest in previously pleasurable activities, changes in appetite, changes in sleep pattern, fatigue, poor concentration) Suicidal thoughts (i.e. anxiety, withdrawal from friends and family, making a will, giving possessions away, making statements such as, Maybe my family would be better off without me. ) Cooperative Extension Service Campbell County 3500 Alexandria Pike Highland Heights, KY (859) Fax: (859) Acting aggressively toward friends or family members they view as weaker Source: Bullying 101, FCS7-194; University of Kentucky; College of Agriculture, Food and Environment

2 The Health Benefits of Tomato and Tomato Products Some people are confused about whether a tomato is a fruit or a vegetable. Strictly speaking a tomato is a fruit because fruits are formed from the ovary in the base of the flower and contain the seeds of the plant. However, when it comes to cooking, a tomato may be considered a vegetable because it is used in the cooking of savory dishes. Regardless, you cannot overlook the health benefits tomatoes provide. Tomato and tomato products include: Fresh tomatoes Tomato sauce Tomato paste Ketchup Tomato soups Tomato juice Tomatoes contain vitamins A, C, and K. Tomatoes are also a good source of niacin, chromium, and potassium. Vitamin C protects the body from free radicals which destroy the healthy cells in the body. Niacin helps to lower triglyceride, a fat present in our blood. Tomatoes are also rich in lycopene, a compound that gives tomatoes their color. Processed tomato products have higher concentrations of lycopene. Studies show that tomato and tomato product consumption is associated with a reduced risk of: Ovarian cancer, especially in premenopausal women Digestive tract cancers (mouth, throat, esophagus, pancreas, colon and rectum) Cardiovascular disease Avoid soft or mushy tomatoes with blemishes. Cherry tomatoes are small round tomatoes. Grape tomatoes are small and oblong shaped with a concentrated flavor. Roma tomatoes are an oblong shape, medium size with shiny red skin and firm flesh. Round or Globe tomatoes are round with shiny red skin and firm flesh. When purchasing tomato products, check the expiration dates on the containers. Choose containers free of damage, such as dented cans. Tomatoes should not be refrigerated. Tomatoes should be stored above 50 o F to avoid flavor and quality loss. Handle with care to avoid bruising. Tomato products should be stored at room temperature unless the container states otherwise. How to Eat More Tomatoes Daily Serve tomatoes fresh as a snack. Serve tomatoes in omelets. Add tomatoes to sandwiches and wraps. Add tomatoes to stews and soups. Make tomato sauce and serve with pasta. Drink tomato juice. Make salsa. Preserve tomatoes when in season. Source: The Health Benefits of Tomato and Tomato Products, FCS3-568; University of Kentucky; College of Agriculture, Food and Environment Tomato Basil Bruschetta 3 plum tomatoes, chopped 1/3 cup thinly sliced and coarsely chopped onion 2 cloves garlic, minced 1 tablespoon red wine vinegar 6 tablespoons olive oil 1 tablespoon minced fresh basil or 1 teaspoon dried basil 1/2 teaspoon dried oregano 1/4 teaspoon salt 1/8 teaspoon ground pepper 1 pound loaf, whole wheat French bread, cut into 1/2 inch slices Combine tomatoes, onions, garlic, red wine vinegar, 2 tablespoons olive oil, basil, oregano, salt and pepper; set aside. Preheat broiler of oven. Lightly brush both sides of bread slices with remaining olive oil and arrange on ungreased baking sheet. Place three to four inches from the broiler and heat slices for two to three minutes on each side or until golden brown. Top each slice with tomato mixture, using a slotted spoon, and serve. Yield: 16 half-inch slices Nutritional Analysis: 140 calories, 5 g fat, 0 mg cholesterol, 250 mg sodium, 19 g carbohydrate, 3 g fiber Source: The Health Benefits of Tomato and Tomato Products FCS3-568; University of Kentucky; College of Agriculture, Food and Environment Page 2

3 Check Advance Loans: Are They Right for You? Many of us have been in situations where we needed a little extra cash to tide us over until payday. Maybe you needed to make unexpected car repairs or your utility bill was higher than you expected. If so, you might have been tempted by one of the many ads for check advance loans that now flood radio and television airwaves. These loans always share certain features. They are all for a short term (usually 14 days), for a small amount (maximum $500), and have a high service fee. They are the most expensive type of loan available and should be used only as a last option. Here is how they work: Usually a borrower writes a personal check payable to the lender for the amount he or she wishes to borrow, plus a service fee, usually $15 per $100 borrowed. The company gives the borrower the amount of the check minus the fee. Say you want to borrow $100: Typically, you will be asked to write the lender a check for $115. They will then give you $100 in cash and keep the check for two weeks. (Some lenders take the fee out of the amount borrowed. For example: $100 - $15 fee = $85.) That $15 service fee is equal to as much as a 457% annual percentage rate (APR). Would you take a credit card with that kind of rate? You must pay back the $115 on your payday. However, some borrowers will get another payday loan for another two weeks. You pay an additional $15 fee each time. Rollovers are illegal; the customer must pay off the loan before getting a new loan. Another type of check advance is the refund anticipation loan (RAL), which is marketed as the instant refund to customers needing a quick return on their income tax refund. RALs are high-cost bank loans that are secured by the customer s tax refund. Most customers do not realize that the average tax refund is received within two weeks of filing income taxes by e-file or direct deposit. Better Alternatives for Borrowing Money Family or Friends - If they have the means, a loan from family or friends might be a good option. Before you borrow, make sure you will be able to repay, even if it s just $10 a week. Do not promise to pay more than you can realistically afford. Credit Union - The next place to get a loan is a credit union. Members can borrow at about 11% interest (APR), since the credit union is usually ale to withdraw payments directly from your paycheck each pay period. Cash Advance on a Credit Card - If you have a credit card, you can borrow money in the form of a cash advance at about 18 to 21% interest (APR). Small Loan Company - These companies usually ask for collateral and charge between 24 and 36% interest rate. Extensions - Ask your creditors for more time to pay your bills. Find out what they will charge for that service: a late charge, additional finance charges, or a higher interest rate. Payday Loan - If you decide you must use a payday loan, borrow only as much as you can afford to pay with your next paycheck and still have enough to make it to the following payday. However, shop around, as some payday lenders charge less than the maximum allowed by law. Avoiding Problems in the Future Avoid Unnecessary Purchases - Try to look critically at what you buy on a daily basis. Decide if you really need these items. Remember, small costs add up. Overdraft Protection - If you have a checking account, ask your bank if you can add overdraft protection. Miscalculating the amount in your checking account could cost you more than $15 in fees from the bank, plus equal fees from the company that accepted your check, and possibly even civil penalties and court costs, if you are not able to make good your debt right away. And this is for each bad check you write! Savings Account - Even small deposits can help if you make them on a regular basis. Think about taking a small amount out of each paycheck, say $10 or $15 per check, and putting it into a savings account. This would give you a buffer against future financial emergencies. Source: Check Advance Loans: Are They Right for You? FRM-RHF.119; University of Kentucky; College of Agriculture, Food and Environment Page 3

4 PEER PRESSURE It can be hard for children to make the right choices. Peers can affect the choices that your child makes. Learn a little more about peer pressure and how your child may be affected by it. As children start getting older, they will have more choices to make. Sometimes people around them will try to push them to act a certain way. It is important to talk to your child about the fact that there are people around them who will try to affect them. It is a good time to mention that their peers can sway him or her in a good, positive way or in a not-so-good way. Good ways that your child may be influenced by others include how hard they try in class or at a practice after class. Perhaps a friend or peer is doing well at math and that pushes your child to study a little harder. Or another classmate started playing an instrument and your child now wants to play and practice as well. Ways that children could be negatively affected include being encouraged not to study as hard as they should. Your child may be pressured to show his or her homework to another person who did not complete theirs. Your child might even feel pressure to be mean to a classmate, even when your child may think that the person is really fun to be around. It can be very hard for children to not give in to peer pressure. They might feel pressure because they want to fit in with a group of people at school or in the neighborhood. Children might fee pressure to do something because they want to be liked. Talk to your child about those feelings, but also that sometimes it is important to say no or to walk away from the pressure. Staying away from peer pressure can be hard for children. Talk to them about making sure to pay attention to how the situation makes them feel. Talk about taking a minute and thinking about what is the right thing to do. As a parent, it is important to know who your child has for friends. In fact, the saying choose your friends carefully is very important as it may affect the behavior of your child. If you see something that concerns you about your child s friends, talk about it with your child. Peer pressure can have a direct influence on how your child behaves. Talk to your child about peer pressure and how to handle it together. Source: Parent Health Bulletin, August 2017; University of Kentucky; College of Agriculture, Food and Environment Create and Keep a New Healthy Habit Habits can be good or they can be not-so-good. Have you ever tried to change one of your not-so-good habits, only to go back to your usual routine? It is hard to keep up the motivation for a change in behavior. Here are a few things to keep in mind when you are trying to create and keep a new, healthy habit. It does not have to be all-or-nothing. Many times when we start to change a behavior, we tend to think that we need to be perfect 100 percent, with no slip-ups. Staying motivated at that pace is hard, especially if you are trying to change too many things at once. Instead, start small. If you want to start walking, find a time for just 10 minutes and build up to 30 minutes. If you want to start eating healthier, choose one meal a day to start. Pack a healthy lunch from home instead of getting lunch from a fast food place. Just remember that you do not have to do everything all at once. Be creative. It can be hard to find the time to make healthy habits. If you are creative, you may be able to get a little extra accomplished. Instead of looking for the best parking spot, park in the back of the lot and walk, or take the stairs instead of the elevator. If you are making healthy food choices, pack your favorite fruit as a treat for that midday slump or add green vegetables to a smoothie. These little boosts will help you reach your goal. Be patient with yourself. Creating and sticking with a new health habit is hard. And remember that it can take time to see results when making a change. You could write down your actions and keep track of successes and areas for improvement. Don t forget to celebrate the successes that you have. Small successes can add up to big changes. Source: Adult Health Bulletin, August 2017; University of Kentucky; College of Agriculture, Food and Environment Ronda Rex Kate Vaught Thompson Campbell County Extension Agents for Family and Consumer Sciences Page 4

5 Homemaker Holiday Treasures Important Homemaker Dates August 22, Begin set up for Tea Party August 23, to noon Tea Party September 5 Holiday Treasures recipes due to Kate September 7, 9:30 a.m. Cultural Arts project due. Judging begins at 10:00 a.m. Holiday Treasures is Thursday, November 16th, We are asking each club to submit at least one craft and the directions by October 1, The directions need to be written in your own words to avoid copyright violations. Individual homemaker and mailbox members are encouraged to submit additional crafts. We will also be collecting recipes for the Holiday Treasures Cookbook. Please submit your recipes by September 5th, If you are interested in being on the food committee, please contact Kate Thompson at the Extension Office, We will be collecting recipes, and then the food committee will determine which ones they wish to make. Thank you!! September 14, 12:30 p.m. Area meeting at Kenton County. Lunch served. September 15, Leadership training October 1 Holiday Treasures crafts due to Kate October 17, Homemaker Council meeting November 16, 6:00 p.m. Holiday Treasures February 2 February 3 4th Annual Homemaker Crop Everyone is welcome at events and council meetings! Valley Homemakers We would like to invite all interested homemakers to attend our next regularly-scheduled club meeting. We will meet on Tuesday, August 8, 2017 at 10:00 a.m. at the Campbell County Extension office. There will be a guest speaker from St. Elizabeth s Primewise Program. Our speaker will be providing information on their program and how it could be a benefit to our members and their families. Claryville Homemakers Congratulations to the following for their membership years: Retha Crail - 46 years Kathy Perkins - 50 years Rita Ortlieb - 50 years