FINANCIAL LITERACY PAM MAHLIS OLYMPIC ADULT EDUCATION
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1 FINANCIAL LITERACY PAM MAHLIS OLYMPIC ADULT EDUCATION
2 Objectives What is financial literacy? Why teach financial literacy? Explore the many online resources that are available. Explore other resources that are available.
3 Australian Securities and Investments Commission - ASIC The National Financial Literacy Strategy is led by the Australian Securities and Investments Commission.
4 What is Financial literacy? Definition Financial literacy is a combination of financial knowledge, skills, attitudes and behaviours, necessary to make sound financial decisions, based on personal circumstances, to improve financial wellbeing The National Financial Literacy Strategy
5 Why teach financial literacy? Goal setting Core life skill Knowledge and understanding of financial matters Understand how to manage money Builds financial health, well being More debt options how to avoid debt Greater temptations when it comes to spending
6 Teaching Financial Literacy. How can you engage students in real and meaningful ways? How can students understand the ways in which financial literacy applies to their immediate world? Students need to be taught how to make and save money. Students need to be given appropriate tools. Use appropriate resources.
7 Financial areas Main areas covered budgeting - Banking services - Planning your spending - - Saving - Loans - World Currency
8 What s Out There Numeracy books Online resources Applications ( smart phone, android) Guest speakers
9 Numeracy books Control your Money 2 nd Edn Edited by Beth Oddy Links theory with practical activities Has self test at the start of each topic Reference is made to the appropriate apps
10 Numeracy books Money, Money, Money Book 1, Bignall Kathy et al Money, Money, Money Book2, Bignall Kathy et al Numbers and Money, Domahidy Cathy
11 Banking services Selecting and managing a bank account Using debit cards Safeguarding personal information against identity theft. Money utm_source=bing_ppc_basph&utm_medium=cpc&utm_campaign=fsa+-+transaction +Accounts Bank apps
12 Banking services banks-offer-a-basic-bank-accounts-
13 Did you know? Almost 60% of all millionaires use a budget to manage their money. In a survey it was reported that 39% of working Australians could survive for only 30 days on their current savings if they lost their jobs. Dun and Bradstreet s Consumer Credit Expectations, January 2009
14 What is a budget? A tool used in tracking and monitoring income and expenses and avoiding debt. Why teach budgets? Controls how much is spent Money can be set aside for savings To know where money has been spent Step by step plan for saving and spending Works towards a goal
15 Keeping track of finances Using the ASIC website Producing an online budget App - TrackMySPEND Paper based curriculum-resource.html
16 Loans Home loan Car Loan
17 World currency Currencies from around the world How do you convert currency? Travel money card
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24 Answers- Gang of Fifteen 1. Canada 2. United Kingdom 12. Hong Kong 3. France 13. South Korea 4. Belgium 14. Japan 5. Norway 15. Australia 6. Sweden 7. Germany 8. Spain 9. Italy 10. India 11. Thailand Currency Exchange rates will vary.
25 Guest speakers Commonwealth Bank Brotherhood of St Lawrence - Moneyminded Environment Victoria
26 THANK YOU PAM MAHLIS
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