We Do Banking in the Workplace

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1 We Do Banking in the Workplace

2 Why choose First Citizens? First Citizens has been committed to providing quality banking products and first-class customer service for over 80 years. We offer a broad range of products to help you make the right choices about how to manage, borrow and grow your business. With convenient branch locations throughout Southeastern MA and Cape Cod, our dedicated staff is ready to offer you personalized assistance and help you with all your financial needs. Need more information? To inquire about how our First@Work program may benefit your company or to schedule a free consultation, please contact us at

3 EMPLOYER BENEFITS What is the Program? It s an added benefit program developed, implemented and managed by First Citizens Federal Credit Union on behalf of you, the employer, to assist your employees in attaining financial security conveniently in the workplace environment. Each employee receives an exclusive benefits package and will receive priority attention on all product and service requests and benefit from low rates on loans while enjoying competitive rates on deposit accounts and much more. What are my benefits as an employer? As a First@Work employer you are entitled to a complete benefits package aimed to meet your business needs including customized business banking solutions, specials on merchant services and more. Your employees will grow to appreciate you more as their employer for adding another tangible benefit and best of all it s FREE! First@Work EMPLOYER Benefits As a First@Work employer you are entitled to a variety of credit union seervices. This includes access to a specialized benefit package designed to reduce costs and add value to the products and services your business needs. Variety of business checking accounts: Free Business Checking Business Checking Plus High Yield Business Checking F@W benefits for you and your employees Free first order of checks Free seminars for your employees, such as: Financial, Mortgage, Commercial Lending NEED MORE INFORMATION? Please contact us at

4 EMPLOYEE BENEFITS What is the Program? is a program that offers unique and specialized services to the employees of a company partnered with First Citizens Federal Credit Union. First@Work EMPLOYEE Benefits Free F@W Checking No ATM withdrawal fee at First Citizens ATM s plus up to $20 on ATM Surcharge Rebates per statement cycle Plus Bonus Dividends* EARN 1% OF DIRECT DEPOSIT UP TO $10/Month Free Checks F@W Savings Account Higher rates on CD Accounts Free IRA Plan Discounts on Consumer Loans Mortgage Loan Discounts Onsite personal financial services representative Overdraft protection fee waived Free notary public service BJ s Wholesale Club Membership Discount *Required $ 500. in Statement Savings

5 CHAMPION EMPLOYEE BENEFITS What is the Program? is a program that offers unique and specialized services to the employees of a company partnered with First Citizens Federal Credit Union. As a Champion First@Work employee you are entitled to an exclusive benefits package that includes specialized financial products and services tailored to meet your needs. First@Work CHAMPION Benefits Free Champion Checking No FCFCU ATM withdrawal fee Plus, ATM surcharge rebate on all ATM transactions Plus Bonus Dividends* EARN 1% OF DIRECT DEPOSIT UP TO $10/Month Free Checks F@W Savings Account Higher rates on CD Accounts Free IRA Plan Discounts on Consumer Loans Mortgage Loan Discounts Onsite persoanal financial services representative Overdraft protection fee waived Free notary public service BJ s Wholesale Club Membership Discount *Required $ 100. in Champion Savings We offer the Champion Checking which was created especially for Police, Firefighters, EMS personnel, Teachers and Healthcare Professionals to thank you for your service in our communities. Plus, we will donate $10.00 to the Champion Family Scholarship Fund for each new Champion Checking Account, Auto Loan, Mortgage or Home Equity Loan opened. The Champion Family Scholarship Fund awards three $1,000 scholarships each year exclusively for immediate family of members with a Champion Checking Account.

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7 It Pays To Tell Your Friends at Work About First Citizens You know all about the convenience and benefits of a First Citizens First@Work Checking Account. Now, when you tell your friends at work about it, you can earn $ 25 for you and $ 25 for them too! There s no limit on the referrals you can make. Start today and get extra cash just for referring your co-workers. Fill out the referral form on the back side and include your name in the referred by section. Pass it on! Give it to your co-workers and start talking about First@Work. Encourage them to join and open a First@Work checking account with Direct Deposit. After they do, you will get $ 25 and they will get $ 25 too!

8 EMPLOYEE Benefits Free Checking Free Checks No FCFCU ATM withdrawal fee Plus, rebate on 6 ATM surcharges per statement cycle Earn Dividends plus Bonus Dividends* EARN 1% OF DIRECT DEPOSIT UP TO $10/Month. Higher rates on CD Accounts Discounts on Consumer Loans Mortgage Loan Discounts BJ s Wholesale Club Membership Discount *Required $ 500. in Statement Savings Referred by: Address: Phone: F@W Company: Branch: Submit completed form to Deposit Op s New Account #: Name: Date: Branch: Disclosures: Existing Members: The referred account must be open for 60 days and direct deposit must have started. When confirmed, $ 25 will be deposited into your First Citizens F@W Checking Account. We reserve the right to determine the eligibility of new members and existing members for this offer. New member: You must be a new First@Work member to First Citizens Federal Credit Union. Only employees of First@Work companies are eligible. New F@W Checking Account must be open for 60 days and direct deposit must have started. When confirmed, $ 25 will be deposited into your First Citizens First@Work Checking Account. This offer cannot be combined with any other current or ongoing offers, promotions & discounts.

9 BRANCH LOCATIONS Contact Center / Administration 200 Mill Road, Suite 100 Fairhaven, MA Toll Free Line: Local Line: Downtown 468 County Street New Bedford, MA North 570 North Front Street New Bedford, MA South 1341 Cove Road New Bedford, MA Mattapoisett 2 Fairhaven Road Mattapoisett, MA, Wareham 396 Onset Avenue East Wareham, MA Taunton 289 Winthrop Street Taunton, MA Raynham 629 South Street West Raynham, MA Falmouth 352 Main Street / Library Sq. Falmouth, MA Hyannis 66 Falmouth Road Hyannis, MA Orleans 198 Route 6A Orleans, MA Mashpee 71 Jobs Fishing Road Mashpee, MA Plymouth Lending Center Harborview Place 225 Water Street, Suite B-118 Plymouth, MA

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