The Acme Savings Account is your way in the door An Acme Savings Account can be started with as little as $25. An Acme Savings Account will start

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2 The Acme Savings Account is your way in the door An Acme Savings Account can be started with as little as $25. An Acme Savings Account will start earning interest on anything over $100. The Current Interest Rate is.25% Once you have a Savings Account at Acme you can apply for our other services as well

3 An Acme Checking Account requires NO Minimum balance to have. After 90 days you may qualify for the Overdraft Advance. A courtesy pay program that allows you a $300 cushion on your checking account. We also offer a wide variety of check styles for you to choose from.

4 We offer a range of Visa Cards from a Visa Classic all the Way to Visa Platinum. Visa Limits range from $300 to $20, and above rate = 9.90% rate = 10.80% rate = 12.84% 599 and below rate = 18.00%

5 Acme s Visa Credit Card allows you to earn points for every purchase you use your Acme Visa for These points can be redeemed for an array of different products. Air Fare Rental Cars Hotels Luggage Cameras Televisions Etc

6 The Acme Visa Debit Card offers multiple uses Use it at an ATM for a quick cash withdrawal Use it for a speedy fill up at the gas station Swipe your card at the register Acme offers a list of surcharge free ATM s nationwide at:

7 We offer shared branching for your convenience. Members can go to other credit unions that may be closer to them or have extended hours to do normal transactions such as Deposits Withdraws Payments Check out the website for a credit union near you:

8 Range Paper Grade 24 Month 36 Month 48 Month 60 Month 72 Month 730+ Platinum 4.75% 4.95% 5.25% 5.50% 5.75% A 5.25% 5.50% 5.75% 5.95% 6.25% B 6.25% 6.50% 6.75% 6.95% 7.25% C 8.50% 8.75% 9.00% 9.25% 9.50% D 13.50% 13.75% 14.00% 14.25% 14.50% 549 or Less E 17.50% 17.75% 18.00% 18.00% N/A

9 Range Paper Grade 24 Month 36 Month 48 Month 60 Month Platinum 8.50% 8.50% 8.50% 8.50% A 10.50% 10.50% 10.50% 10.50% B 11.50% 11.50% 11.50% 11.50% C 13.75% 13.75% 13.75% 13.75% D 18.00% 18.00% 18.00% 18.00% 549 or Less E 18.00% 18.00% 18.00% 18.00% *Loan rates can be discounted

10 Direct Deposit 0.25% Twenty Percent Down 0.25% Auto Transfer 0.25% Score Card Points 0.50% *Not applicable on Rebuilder or Home Equity Loans

11 The Acme Credit Rebuilder Loan is a $500 Pre- Approved Loan that is paid back within 12 Months at 18.00% Interest $500 Loan No Credit Check Requirements Be a member for at least 6 months Be on your current job for at least 6 months Have Direct Deposit Coming Here

12 Paper Grade Credit Score Rate Equity Limits Platinum Score Prime % Up to 90% of A Paper Prime % Up to 90% of B Paper Prime % Up to 80% of C Paper Prime % Negotiable of D Paper Prime % Up to 75% of E Paper 549 or Less Prime % Up to 75% of

13 Paper Grade Credit Score Rate Equity Limits Platinum Score 730+ Prime +2.75% Up to 90% of A Paper Prime % Up to 90% of B Paper Prime % Up to 80% of C Paper Prime % Negotiable of D Paper Prime % Up to 75% of E Paper 549 or Less Prime % Up to 75% of

14 Length A.P.R. A.P.Y. 3 Month 0.995% 1.00% 6 Month 0.995% 1.00% 12 Month 1.59% 1.60% 18 Month 1.59% 1.60% 24 Month 1.74% 1.75% 30 Month 1.98% 2.00% 36 Month 2.13% 2.15% 48 Month 2.37% 2.40% 60 Month 2.72% 2.75%

15 Balance of: A.P.R A.P.Y. $2000-$10, %.500% $10, $25, %.600% $25, and Above 1.00% 1.00%

16 $100 Minimum Balance to earn dividends 1.98% A.P.R 2.00% A.P.Y It s never too early to start saving for your retirement.

17 Christmas Club Accounts can be started anytime after October 16 th for any amount. You can put it as much or as little as you want In October of the following year the Christmas Club automatically disperses into your savings account. The Interest rate for the Christmas Club is 1.50%

18 Acme Kids Klub accounts are available to anyone under the age of 18 The Kids Klub gives you a place to save your allowance. Kids Klub perks: Backpack upon joining Five Safari Dollars on your birthday every year. Pencils, Pencil toppers and other great supplies throughout the year.

19 Acme Continental Credit Union offers online baking for your convenience. Check your balance online Make loan payments online Transfer money from your account to a family members account online Stay up to date with Acmes interest rates Apply for membership, loans, or Acme Visa s online

20 The ART system offers you the opportunity to have your balances just a phone call away. Offers the same services as the online system, just over the phone. Toll free number ART (888) 478-4ART (4278)

21 Efinancial is our online bill payment provider To gain access to Online Bill Pay you must have a Checking account With Online bill pay you can Set up automatic payments Make a one time payment Set up reminders for payments Check your bill pay history An online tutorial for bill pay is available at:

22 Pay a Member is our newest feature that we offer through online banking It allows you to transfer funds from your Acme account to another financial institution. (ACH Origination) You can also transfer funds from another financial institution to your Acme account (ACH Origination From)

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