brand basics what s your story?

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Brenda Holt
5 years ago
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1 brand basics what s your story?

2 WHAT IS A BRAND? EVERYTHING

3 WHERE WE STARTED LINCOLN FLATHEAD GLACIER PONDERA TOOLE LIBERTY HILL BLAINE PHILLIPS VALLEY DANIELS ROOSEVELT SHERIDAN SANDERS MINERAL LAKE MISSOULA GRANITE RAVALLI DEER LODGE TETON CHOUTEAU CASCADE FERGUS LEWIS & CLARK JUDITH BASIN POWELL MEAGHER SILVER BOW BROADWATER JEFFERSON GALLATIN YELLOWSTONE SWEET GRASS STILLWATER PARK MADISON CARBON BEAVERHEAD PETROLEUM MUSSELSHELL WHEATLAND GOLDEN VALLEY BIG HORN GARFIELD ROSEBUD TREASURE RICHLAND MCCONE DAWSON WIBAUX PRAIRIE CUSTER FALLON POWDER RIVER CARTER

4 how we looked then

5 WHERE WE are today BOUNDARY BONNER KOOTENAI BENEWAH LATAH NEZ PERCE LEWIS ADAMS LINCOLN KALISPELL SHOSHONE CLEARWATER IDAHO VALLEY SANDERS MINERAL FLATHEAD LAKE MISSOULA MISSOULA RAVALLI LEMHI GRANITE GLACIER DEER LODGE POWELL BEAVERHEAD PONDERA TETON LEWIS & CLARK SILVER BOW TOOLE MADISON CASCADE BROADWATER JEFFERSON LIBERTY GALLATIN MEAGHER PARK BOZEMAN HILL CHOUTEAU JUDITH BASIN WHEATLAND SWEET GRASS FERGUS STILLWATER BLAINE GOLDEN VALLEY CARBON PETROLEUM MUSSELSHELL YELLOWSTONE PHILLIPS BIG HORN GARFIELD TREASURE VALLEY ROSEBUD DANIELS SHERIDAN ROOSEVELT RICHLAND MCCONE DAWSON PRAIRIE WIBAUX CUSTER FALLON POWDER RIVER CARTER WASHINGTON PAYETTE GEM BOISE CANYON ADA ELMORE OWYHEE CAMAS GOODING TWIN FALLS CUSTER BLAINE LINCOLN JEROME MINIDOKA CASSIA BUTTE POWER CLARK JEFFERSON BINGHAM ONEIDA BANNOCK FREMONT MADISON TETON BONNEVILLE CARIBOU FRANKLIN BEAR LAKE

how we look now: in print APPLICATION Dave Glaser President daveg@mtcdc.org Applications from all partners with at least 20% company ownership T 406.728.9234 F 406.542.6671 mtcdc.org MISSOULA 229 E.

6 how we look now: in print APPLICATION Dave Glaser President Applications from all partners with at least 20% company ownership T F mtcdc.org MISSOULA 229 E. Main St. Missoula, MT BOZEMAN 222 E. Main, Ste. 202 Bozeman, MT KALISPELL 15 Depot Park Kalispell, MT T F E. Main St. Missoula, MT mtcdc.org 229 E. Main St. Missoula, MT LOANS AT A GLANCE AMOUNT $1,000 $1,000,000 TERMS Flexible 5 10 years (Generally) RATES Bank plus 1 2% Incentive rates for some rural, childcare, Native American, and other targeted business types COLLATERAL Flexible (Particularly for microloans) Real estate, personal property, equipment, etc. Collateral coverage ratio >.75x (Generally) 1st position not required Applications from all co-signers and guarantors Business plan or business plan summary from Montana CDC s website 24 months of cash flow projections Historical business taxes for three years Historical personal taxes for three years Internally prepared income statement and balance sheet for the last fiscal year Internally prepared income statement and balance sheet through the previous month with year-to-date Most recent appraisal if collateral is real estate FEES 2% origination fee $100 annual administration fee Closing costs CREDIT SCORES UNDERWRITING 600+ (with flexibility) Solid business plan required TYPES OF LOANS Montana CDC stand-alone Bank partnership loans Bank participations LOAN PROGRAM CONTACT: info@mtcdc.org mtcdc.org 229 E. Main St. Missoula, MT E. Main, Ste. 202 Bozeman, MT Depot Park Kalispell, MT Montana CDC is an equal opportunity provider and employer Dave Glaser

7 how we look now: in web

8 what s in a name? MCDC Montana CDC

9 the real results NUMBER OF LOANS TO Low-income places* *A business may have multiple loans

Montana Community Development Corporation - Single family residences located within the State of Montana

MONTANA COMMUNITY DEVELOPMENT CORPORATION HOMENOW (DOWN PAYMENT GIFT) PROGRAM SUMMARY PROGRAM SPONSOR DESCRIPTION OF PROGRAM PROGRAM AREA ELIGIBLE LENDERS MASTER SERVICER & COMPLIANCE AGENT Montana Community