SMALL BUSINESS CREDIT RISK SCORE FOR SUPPLIERS BUSINESS FAILURE RISK SCORE

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1 COMMERCIAL INFORMATION SOLUTIONS September 3, 00 :7 p.m. EDT Customer Ref: SW4 EFX ID: Company Profile: Telephone: Tax ID/SSN: Business Type: Liability Type: Established: Ownership: Location Type: Employees: Annual Sales: SIC: NAICS: Ultimate Parent: EFX ID: BEST MATCH FOR INQUIRY TJ PAPER AND SUPPLIES 3 PEACHTREE STREET ATLANTA, GA (404) Private Branch 0 to 4 $500,000 - $999,999 53, Industrial and Personal Service Paper 4430, Industrial and Personal Service Paper, Merchant Wholesalers TEY Holding Company, Chicago, IL REGISTERED SITE TOM JONES BOXES Legal Business Name: TOM JONES MANUFACTURING COMPANY 5000 TRUMAN DRIVE DECATUR, GA (404) Corporation 000 Private Headquarters $0,000,000 - $4,999, , Corrugated and Solid Fiber Boxes 3, Corrugated and Solid Fiber Box Manufacturing Inquiry Information: TJ Paper & Supplies, 3 Peachtree St, Atlanta, GA, Tom Jones, Atlanta, GA, SSN Alert(s): None to Report SMALL BUSINESS CREDIT RISK SCORE FOR SUPPLIERS BUSINESS FAILURE RISK SCORE PUBLIC RECORDS AVERAGE DAYS BEYOND TERMS Type Status Bankruptcies Number 0 Dollar Most Recent Date Filed None Reported 50 AVERAGE DAYS BEYOND TERMS BY DATE REPORTED (non-financial accounts only) Judgments $46 0/5/009 0 Satisfied Liens $46 $8,530 0/0/00 90 Released $8, CREDIT USAGE TOTAL CREDIT LIMIT OF $78,867 (financial accounts only) Available Credit $4,943 (5.4%) Credit Line U lized $63,94 (94.5%) 30 0 Sep 09 Oct 09 Nov 09 Dec 09 RECENT TREND 40 days beyond terms Jan 0 Feb 0 Mar 0 Apr 0 May 0 Jun 0 Jul 0 PAYMENT INDEX Account: 00 Industry: 87 Aug 0 This report is for illustrative purposes only and any resemblance to a TJ Paper and Supplies is purely coincidental. To conserve space, not every tradeline for this business has been displayed in this sample report.

2 September 3, 00 :7 p.m. EDT REPORT HIGHLIGHTS Financial Credit Active Since 03/8/996 Activity Since: 06/0/00 Accounts Updated 5 New Accounts Opened 0 Recent Account Closures 0 New Delinquencies (Non Charged-Off) 0 New Charge-Offs 0 Charged-Off Amount Number of Inquiries 0 Most Severe Status Slow + Single Highest Credit Extended $5,966 As of: 09/03/00 Number of Accounts 8 Open 6 Closed Charged-Off 0 Charged-Off Amount Total Past Due $4,464 Most Severe Status Slow + Total Current Credit Exposure $78,867 Single Highest Credit Exposure $5,966 Open Account Analysis Total Balance $37,958 Median Balance $4,640 Average Balance $43,987 Current Portion of Balance Due ($5,606) Delinquent (Non Charged-Off) Total Past Due $4,464 At Risk Balance $5,966 NR = None reported or insufficient data available to compute Non-Financial 04/0/ $,3 7 Charge-Off $, $9,554 $408,438 Charge-Off $88,754 $75,59 $88,754 $,7 $55,09 $473,36 8 $408,438 $873,646

3 September 3, 00 :7 p.m. EDT SUMMARY - OPEN NON-FINANCIAL ACCOUNTS BY INDUSTRY GROUP Credit Grantor Industry Group # of Most Severe Status SINGLE (largest/worst occurrence) Highest Balance Highest Total Past Due Amount Balance Past Due Amount SUM OF (total of all occurrences) $ % to 60 $ % to 90 $ % to 0 $ % Slow + $ % Bldg Construction Gnrl Contractors & Operative Bdlers Current $46,598 $30,03 Cnstrctn Spcl Trade Contractors $4,876 $90,875 $56,74 $0,895 $0,895 0 Communications 4 Current $8,048 $5,087 $5,589 Engineering, Accounting, Resrch, Legal, Business, Other Svcs Current $50 Industrl, Commrcl Machinry, Computer Equip Mfg 6 $75,59 $354,55 $8,07 $383,4 $384, 0 $-70 Optical Mfg to 0 $,34 0 Transportation By Air $,044 $7,8 $6,430 $3, $3, 0 GRAND TOTALS 6 $88,754 $408,438 $408,7 98% $-70 % SUMMARY - CLOSED NON-FINANCIAL ACCOUNTS BY INDUSTRY GROUP Credit Grantor Industry Group Single Highest Credit Extended Total High Credit Closed in Current Standing Closed in Delinquent Status Closed in Charged-Off Status # of Most Recent # of Date Closed Most Recent Date Closed Balance # of Most Recent Date Closed Balance at Charge-Off Date Communications $6,336 $6,360 /03/009 Wholesale Trade- Non-Durable Goods $7,43 06/5/00 $9,554 GRAND TOTALS 0 $9,554 3

4 September 3, 00 :7 p.m. EDT SUMMARY - OPEN FINANCIAL ACCOUNTS BY ACCOUNT TYPE Account Type # of Most Severe Status Commercial Card 3 to 30 Open Ended Credit Line to 30 Term to + SINGLE (largest/worst occurrence) Highest Credit Exposure Highest Total Past Due Amount Balance At Risk Balance Past Due to 60 Amount $ % $ % $8,500 3 $8,74 $,037 $33 $,78 $5,966 $4,464 $5,966 $5,966 $4,464 GRAND TOTALS 6 $35,858 $5,966 $4,464 SUM OF (total of all occurrences) to 90 $ % to 0 $ % Slow + $ % SUMMARY - CLOSED FINANCIAL ACCOUNTS BY ACCOUNT TYPE Account Type Single Highest Credit Ever Closed in Current Standing Closed in Delinquent Status Closed in Charge-Off Status # of Balance # of Total High Credit # of Most Recent Date Closed Most Recent Date Closed Most Recent Date Closed Balance at Charge-Off Date Commercial Card $,000 $,000 08// GRAND TOTALS $,000 $,

5 September 3, 00 :7 p.m. EDT OPEN NON-FINANCIAL CREDIT EXPERIENCES Acct No/ Type Current Status / Date Opened or Years Sold Date of Last Sale / Payment Terms High Cr / Current Cr Limit / Original Credit Balance / Past Due Amount Cat Cat Cat 3 Cat 4 Cat 5 60-Month History / Communications Current 08/3/00 Active = Yes : Payment Amount/Frequency = Monthly : = $946 : = 06/30/00 : Amount of Last Sale = : Number of Guarantors = 0 : High Credit Date = /3/009 $8,048 0/ Industrl, Commrcl Machinry, Computer Equip Mfg 6/ Industrl, Commrcl Machinry, Computer Equip Mfg 08/3/00 09/05/008 08/3/00 03/0/006 08/0/00 N0 08/0/00 N0 $74,08 $7,43 $7,43 Active = Yes : Number of Guarantors = 0 : High Credit Date = 03/3/00 : Payment Terms = Net 30 Days $5,000 $56,489 $0,895 Active = Yes : Number of Guarantors = 0 : Payment Terms = Net 30 Days : = 08//00 $7,43 $0,895 // 0/00BB/ 00BB/333/ 3000/33/ 00/000/ 000/0000/ 000/BBBBBB 4/ Industrl, Commrcl Machinry, Computer Equip Mfg Active = Yes : Number of Guarantors = 0 08/3/00 0/0/006 08/0/009 N0 $778,696 $75,59 $354,55 $355,35 $-70 // /B3/ // // 0/BBBBBB 3/Cnstrctn Spcl Trade Contractors Number of Guarantors = 0 08/30/00 6 $56,489 $0,895 $0, /333/ 3/33/ /B/ 3// / 9/ Communications Current 08/30/00 4 $7,55 $,058 Active = Yes : = 08//00 : Number of Guarantors = 0: Payment Terms = Net 7 Days 0003/30/ 003/300/ 000/0000/ 00000/0000B/ 7/ Communications Current 08/08/00 04/0/00 07/0/00 $80 Active = Yes : Payment Amount/Frequency = Monthly : Number of Guarantors = 0 $, /00000/ / / Communications Current 08/08/00 06/0/00 Active = Yes : Payment Amount/Frequency = Monthly : Number of Guarantors = 0 $3,500 $3,33 000BBB/BBBBBB/ 4/ Transportation by Air 08/0/00 0/05/009 N0 Payment Terms = Net 0 Days : Secured = Unsecured $7,47 $6,430 $3, $3, 05435/5553BB/ 6/ Industrl, Commrcl Macinry, Computer Equip MFG Current 08/0/00 /0/009 $,890 $,66 00BB00/0000BB/ Active = Yes : Payment Amouont/Frequency = Monthly : = $,0 : = 07/07/00 : Date of Last Sale = 07/4/00 : Amount of Last Sale = $,66 : Number of Guarantors = 0 : Payment Terms = 30 : High Credit Date = /0/009 7/Cnstrctn Spcl Trade Contractors Number of Guarantors = 0 Current 0/0/00 07/5/008 $53 BBBBBB/000000/ 00BBBB/BBBBBB/ 5

6 September 3, 00 :7 p.m. EDT OPEN NON-FINANCIAL ACCOUNT BALANCE TRENDS BALANCE TRENDS FOR OPTICAL MFG, NON-FINANCIAL ACCOUNT # Balance Current Portion of Balance Due Total Past Due Cat Cat Cat 3 Cat 4 Cat 5 06/3/009 05/3/009 04/3/009 0/8/009 0/30/009 /3/008 /9/008 0/3/008 09/3/008 $,34 $567 $789 $345 $,34 0/5/009 BALANCE TRENDS FOR OPTICAL MFG, NON-FINANCIAL ACCOUNT # Balance Current Portion of Balance Due Total Past Due Cat Cat Cat 3 Cat 4 Cat 5 08/30/009 07/30/009 06/6/009 05/30/009 04/30/009 03/30/009 $5,86 $,569,658 $46,598 $6,395 $,596 $,658 $30,03 $6,395 $,596 $,658 $30,03 $6,395 $9,9 $,685 $30,03 $6,395 $,685 $,596 08//009 BALANCE TRENDS FOR ENGINEERING, ACCOUNTING, RESRCH, LEGAL, BUSINESS, OTHER SVCS, NON-FINANCIAL ACCOUNT #3 Balance Current Portion of Balance Due Total Past Due Cat Cat Cat 3 Cat 4 Cat 5 /3/008 09/3/008 All history between /3/008 and 09/3/008 is the same as /3/008. $50 08/7/008 BALANCE TRENDS FOR TRANSPORTATION BY AIR, NON-FINANCIAL ACCOUNT #4 Balance Current Portion of Balance Due Total Past Due Cat Cat Cat 3 Cat 4 Cat 5 08/0/00 07/0/00 06/0/00 05/0/00 04/0/00 03/03/00 0/0/00 0/0/00 /0/009 /0/009 $6,430 $3, $3,60 $8,436 $3,43 $,044 $9,997 $5,505 $8,99 $5,4 $3,9 $3, $3,3 $3,40 $5,00 $3,76 $,75 $,75 $,75 $,694 $3, $8 $5,96 -$,957 $7,8 $7,8 $,790 $5,484 $,530 $3, $5,00 $,694 $,694 $,694 $,694 $7,86 -$8 -$,053 $7,86 6

7 September 3, 00 :7 p.m. EDT OPEN FINANCIAL CREDIT EXPERIENCES Acct No/ Type Current Status / Date Opened or Years Sold 4/ Commercial Card 7/ Commercial Card Current 09/03/00 03/8/00 Current 09/03/00 /0/008 / Commercial Card Current 08/3/00 03/8/00 / Open Ended Credit Line Current 08/8/00 03/7/008 High Cr / Current Cr Original Credit Limit Balance / Past Due Amount $8,07 $8,500 $8,0 $05 $6,50 $6 $8,048 $55 $,037 $,78 Cat Cat Cat 3 Cat 4 Cat 5 60-Month History Active = Yes : Payment Amount/Frequency = $338/Monthly : Payment Type = Other Payment Type : = $30 : = 08/6/00 : Secured = Unsecured : Number of Guarantors = 0 : Liability Type = General Partnership : Most Recent Date of First Delinquency = 04/0/009 : Last Payment Amount = $93 Active = Yes : Payment Amount/Frequency = $5/Monthly : Payment Type = Other Payment Type : 0/8/00 : Secured = Unsecured : Number of Guarantors = 0 : Liability Type : Other Liability Type : Most Recent Date of First Delinquency = 04/0/00 Active = Yes : Payment Amount/Frequency = $46/Monthly : = $85 : = 07/8/00 : Amount of Last Sale = : Number of Guarantors = : Gov'ment Guaranteed = No : Liability Type = Other Liability Type Contributor = Financial : Active = Yes : = $93 : Number of Guarantors = 0 : Most Recent Date of First Delinquency = /0/009 7/ Term Current 08/8/00 /4/007 8/ Term Slow + 08/8/00 06/8/008 Account Comments : Voluntary Surrender $60,000 $60,000 $50,000 $50,000 $60,000 $8,066 $5,966 $4,464 Active = Yes : Maturity/Expiration Date = 09/3/0 : Payment Amount Frequency = $,8/Monthly : Payment Type = Principal and Interest : Last Payment Amount = $,6 : 08/3/00 : Secured = Secured : Collateral = Equipment : Number of Guarantors = 0 : Gov'ment Guaranteed = No : Liability Type = Non Profit Corporation Active = Yes : Maturity/Expiration Date = 03/0/00 : Payment Amount/Frequency = /Monthly : Payment Type = Percentage of Balance : Last Payment Amount = $3,056 : = /9/009 : Secured = Secured : Number of Guarantors = 0 : Gov'ment Guaranteed = No : Liability Type = Non Profit Corporation 00/ 00000B/ / B00000/ / B00B00/ / / / 00000B 00/000000/ 0B0000/000000/ 000B00/BB0000/ /00000B 000/ 0000/ 00/ 0BBBBBB/ BBBBBB/ BBBBBB/ BBBBBB/ BBBBBB/ BBBBBB/ BBBBBB B00BBB/0B00B/ 00000/B0BB00/ 0000B0/BBBBBB/ B00000/000000/ B00000/000000/ 0BBBBB/BBBBBB/ B55555/54300/ 000B00/000000/ 000BBB/BBBBBB/ CLOSED FINANCIAL CREDIT EXPERIENCES Acct No/ Type Current Status / Date Opened or Years Sold 6/ Commercial Card 5/ Commercial Card Current 08//00 04/8/00 Current 08/30/008 0/4/008 Date Closed Reason 08//00 Voluntary 08/03/008 Voluntary High Cr / Current Cr Balance / Original Credit Limit Past Due Amount $3,50 $,000 $4,748 $,000 Cat Cat Cat 3 Cat 4 Cat 5 60-Month History Active = No : Payment Amount/Frequency = /Monthly : Payment Type = Other Payment Type : = 07//008 : Secured = Unsecured : Number of Guarantors = 0 : Liability Type = Other Liability Type : Most Recent Date of First Delinquency = 05//008 Active = Yes : Payment Amount/Frequency = /Monthly : = $5 : = 08/07/008 : Amount of Last Sale = : Secured = Unsecured : Number of Guarantors = 0 C00000/ / / / 0000/ 00000/ 0000/000000/ / CCCCCC/ CCCCCC/ C00000/ 0BBBBBBB/ BBBBBB/ BBBBBB/ BBBBBB/ BBBBBB/ BBBBBB/ BBBBBB 7

8 September 3, 00 :7 p.m. EDT OPEN FINANCIAL ACCOUNTS BALANCE TRENDS BALANCE TRENDS FOR COMMERCIAL CARD, FINANCIAL ACCOUNT #4 Date Reported Balance Total Past Due Cat Cat Cat 3 Cat 4 Cat 5 Date Of First Delinquency 09/03/00 $8,0 $30 08/6/00 08/03/00 $7,439 $69 07/8/00 07/0/00 $7,84 $308 $308 07/0/00 $330 06/04/00 06/0/009 $7,785 $36 $36 06/0/009 $337 05/5/00 05/0/00 $7, /05/00 $39 04/04/00 04/0/00 $8,066 $39 $39 04/0/00 0/5/00 03/0/00 $7, /5/00 0/0/00 $7,855 $337 0/7/00 0/0/00 $8,07 4 /9/009 /03/009 $7,764 9 /7/009 /0/009 $7,87 $309 0/30/009 09/0/009 $7,550 $36 08/0/009 08/0/009 $7, /3/009 07/0/009 $7,733 $39 06/3/009 06/0/009 $7, /4/009 05/0/009 $7,843 $33 04//009 04/0/009 $7, /4/009 0/0/009 $7,954 $600 0/7/009 0/03/009 $8,48 $66 //008 /03/008 $8,577 $66 /8/008 /0/008 $8,470 $336 0//008 0/0/008 $8,046 $339 09/9/008 BALANCE TRENDS FOR COMMERCIAL CARD, FINANCIAL ACCOUNT #7 Date Reported Balance Total Past Due Cat Cat Cat 3 Cat 4 Cat 5 Date Of First Delinquency 09/03/00 $6 07/8/00 08/03/00 -$49 $7 07/8/00 07/0/00 $3 $3 $3 07/0/00 $5 06/03/00 06/0/00 $49 $3 $3 06/0/00 $6 05//00 05/0/00 $50 $5 $5 06/0/00 $89 04/04/00 8

9 September 3, 00 :7 p.m. EDT PUBLIC RECORDS Public record data is collected on a regular basis, however, additional or subsequent filings may be associated with this business. Bankruptcies Judgments Liens Business Registrations Judgments Liens Date Filed Originator Judgment Type Status Status Date Liability Court Location Case Number Plaintiff Defendant Information 09/3/008 Country Abstract Judgment Satisfied 0/5/009 0/9/009 $46 Albany Court House Albany, NY J ABC Distributors Tom Jones Manufacturing Company 5000 Truman Drive Decatur, GA Date Filed Originator Lien Type Status Status Date Liability Court Location Case Number Filed By Debtor Information 06//009 State Sales Released 0/0/00 0/0/00 $8,530 Fulton County State Court Atlanta, GA GA Dept of Revenue TJ Paper and Supplies 3 Peachtree Street Atlanta GA Business Registration Registered Name Filing Date Incorporation Date Incorporation State Status Registry Number Contact Name, Title Address Tom Jones Manufacturing Company 05/5/00 05/0/00 GA Active Thomas Jones, President 5000 Truman Drive Decatur, GA

10 September 3, 00 :7 p.m. EDT DECISIONING DETAIL SMALL BUSINESS CREDIT RISK 473 SCORE FOR SUPPLIERS REASON CODES Years Firm Has Been in business in Database Suggests Lower Risk Evidence of Lien(s) or Judgment(s) Length of Time Since Oldest Financial Account Opened Suggests Higher Risk 45 Percent Revolving Trade Utilization The Small Business Credit Risk Score for Suppliers is designed to assist credit grantors in improving risk assessment throughout a small business s account life cycle, reducing delinquency rates and improving profitability. The score utilizes unique bank loan, credit card, and lease information, as well as supplier, telco and utility credit history, public records, and firmographic data from the Equifax Commercial database. The score predicts the likelihood of a small business incurring greater than 90 days severe delinquency, charge-off or bankruptcy on supplier accounts over the next months. Score range is 0-86, with the lower score indicating higher risk. A 0 indicates a bankruptcy on file. Up to four reason codes may be returned indicating the top factors influencing the score. Click here for Performance Projection Table BUSINESS FAILURE RISK SCORE DETAIL BUSINESS FAILURE RISK SCORE SUMMARY REPORT BUSINESS FAILURE RISK SCORE 346 (Score Range , with 000 indicating the highest risk of failure. 0 indicates bankruptcy on file) REASON CODES Length of Time Since Oldest Financial Account Opened Suggests Higher Risk BUSINESS FAILURE RISK CLASS (Class of indicates lowest risk of failure, Class of 5 indicates highest risk of failure) The Business Failure Risk Score is designed to predict the likelihood of a business failure through either formal or informal bankruptcy, within a -month period. Click here for Performance Projection Table Business Failure Risk Class The Business Failure Risk Class is a high-level representation of the Equifax Business Failure Risk Scoring System. Businesses are grouped into 5 risk classes ranging from to 5. It is based on the Business Failure Risk Score. BUSINESS FAILURE NATIONAL PERCENTILE (Percentile of represents the highest risk of failure, 00 represents the lowest risk) 5 National Percentile - based on Business Failure Risk Score National Percentile is a rank ordering of the Business Failure Risk Score universe. It indicates where a company ranks compared to other businesses in the Equifax Commercial database. BUSINESS FAILURE RISK SCORE INCIDENCE SUMMARY The Business Failure Risk Score Incidence Summary provides the failure rate over the past months based on historical data from the Equifax Commercial database. FAILURE RATE WITHIN BUSINESS FAILURE RISK CLASS (Corresponds to a Business Failure Risk Class of ).5% Failure Rate within Failure Risk Class This percentage indicates that 50 out of 0,000 businesses in this Business Failure Risk Class are expected to fail. FAILURE RATE - NATIONAL AVERAGE.7% Failure Rate - National Average This percentage indicates that 70 out of 0,000 businesses are expected to fail. 0

11 September 3, 00 :7 p.m. EDT TOM JONES PAPER AND SUPPLY THE TOM JONES MANUFACTURING COMPANY 3 PEACHTREE ST ATLANTA, GA PO BOX 4565 DECATUR, GA (404) - 653, CORRUGAGED AND SOLID FIBER BOXES 0/30/00 (404) -000 /0/009 (0/30/00) (0/30/00) XXXXXXXXX (0/30/00) 04/4/009 08/5/009- Non-Financial 09/05/008- Non-Financial RELATED FILES 07/5/00- Non-Financial 07/5/00- Financial 0/8/009- Non-Financial 0/8/009- Financial 08/05/007- Financial Inquiry Information: Tom Jones, Atlanta, GA, SSN Company Name Company City Company State EFX ID Savannah Paper Company Savannah GA The Paper Place Atlanta GA Tom Jones Cardboard Co. Atlanta GA