Imports consumer credit data on a business owner from Experian Consumer.

Transcription

1 Sample Report Imports consumer credit data on a business owner from Experian Consumer. Experian Business Owner Profile (Report) CIS Information Services Subcode: 2951 Ordered: 3/9/27 13:49:36 Search inquiry: File Number: Company Information ANY CORP Experian File #: 123 ANYSTREET Experian File Established: PRIOR TO JANUARY 1977 ANYCITY, US Date of Incorporation: 6/13/1966 () - SIC code: PLASTICS MATERIALS & RESINS - Business Summary Risk Category: # of Trade Lines: Key Personnel 3: # of Employees: Transaction Number: Business Days Beyound Terms (DBT): 3 Predicted DBT: 24 Predicted DBT Date: 5/1/27 Industry DBT: 5 All Industry DBT: 7 Lowest Total Account Balance: $14,6 Highest Total Account Balance: $42,8 Current Total Account Balance: $23,3 Single High Credit Amount: $4,116,6 Median Credit Amount: $3,3 Industry Payment Comparision: L Payment Trend IndicatorL Industry Description: PLAS MATERIAL, SYNTH Common Terms: NET 3 Common Terms 2: CONTRCT Common Terms 3: CREDIT Proprietor Birth Date: 1962 Dwelling Type: S Derived Risk: 6 Risk Score Factor 1: 27 Risk Score Factor 2: 5 Risk Score Factor 3: 26 Risk Score Factor 4: 2 Trade Payment Experience Business Category Segment Description Current Percentage Highcredit Bal Modifier Date Reported Last Activity Tradeline Flag High Credit Balance Newly Reported Balance Modifier Payment Ind. Terms Dispute Ind. Comments AIR TRANS 11/26 $3, Trade Data N/A $3,5 NET 3 COLLECTION BLDG MATRL 12/26 $ Trade Data N/A $ SPECIAL CHEMICALS 2/27 $1-1

2 Trade Data N/A $1 CREDIT DP EQUIP 12/26 $ Trade Data N/A $ NET 3 ELEC EQUIP 1/27 $ Trade Data N/A $ NET 3 CUST 6 YR ELEC EQUIP 1/27 $2 Trade Data 9/25 $ CREDIT CUST 2 YR FACTOR 11/26 $2, Trade Data 5/26 $ NET 3 GENL MERCH 1/27 $ Trade Data 1/23 $ CREDIT ACCTCLOSED MACH DISTR 1/27 $3,1 Trade Data 1/26 $ 1/1N3 CUST 11 YR MANUFCTRNG 2/27 $39,6 + Trade Data 1/27 $1,4 VARIED 1 CUST 5 YR MED EQUIP 1/27 $1, = 1 Trade Data N/A $1, NET 3 MISC MANUF 1/27 $1, - 1 Trade Data 11/26 $1,5 VARIED PACKAGING 1/27 $8-82 Trade Data 12/26 $6 NET 3 18 CUST 19 YR PAPER PROD 2/27 $ Trade Data N/A $ NET 3 PERSNLSVCS 2/27 $13,8 Trade Data 7/25 $ ROI PETRO EQP 12/26 $1 Trade Data N/A $ NET 3 SAFTY PROD 2/27 $2 Trade Data 12/25 $ NET 3 CUST 8 YR

3 TEMP HELP 1/27 $11, Trade Data N/A $6,2 NET 1 1 CUST 1 YR TRUCK DLR 2/27 $3 Trade Data N/A $ CONTRCT AIR TRANS 5/25 $1 Non-Trade 4/25 $ < BLDG MATRL 6/26 $4,3 + Non-Trade N/A $4,3 VARIED 1 BUS SERVCS 8/26 $ Non-Trade 8/26 $ NET 3 CHEMICALS 4/26 $2,9 Non-Trade 3/26 $ SPECIAL COMMUN SVC 6/26 $15,8 = Non-Trade 5/26 $15,8 NET 3 69 COMPUTERS 5/25 $ Non-Trade N/A $ CREDIT CUST 37 YR COMPUTERS 5/26 $287, Non-Trade 4/26 $185,5 CRED CARD 2/27 $ Non-Trade N/A $ REVOLVE ACCTCLOSED ELEC MFG 3/24 $7,6 + Non-Trade 12/23 $6,1 NET 3 1 ELEC MFG 9/26 $11,2 + Non-Trade N/A $9 VARIED 1 CUST 2 YR ELEC SUPLR 6/24 $ Non-Trade 6/21 $ 2/1N3 ELEC SUPLR 4/25 $1 Non-Trade N/A $ VARIED FACTOR 7/24 $ Non-Trade N/A $ NET 3 CUST 29 YR

4 FREIGHT 9/26 $45,8 = Non-Trade 9/26 $27,7 VARIED 43 FRGHT FWRD 1/26 $33, Non-Trade N/A $4,1 NET 3 24 GENERAL 1/25 $ Non-Trade N/A $ NET 3 INDUS SUPL 6/26 $6,8 + Non-Trade 5/26 $2,4 NET 3 1 CUST 4 YR MISC MANUF 6/24 $ Non-Trade 4/24 $ NET 3 MISC MANUF 5/24 $62,3 Non-Trade N/A $ MISC MANUF 8/26 $55,5 Non-Trade N/A $ VARIED MOTR TRANS 5/25 $4 = 28 Non-Trade N/A $4 VARIED 72 OFFC EQUIP 6/26 $4,116,6-1 Non-Trade 3/26 $1 ROI < CUST 2 YR PACKAGING 7/24 $ Non-Trade 1/1997 $ NET 3 PAINTS 6/24 $3 + Non-Trade N/A $1 VARIED 1 < PRNTG&PUBL 3/24 $2 Non-Trade 6/23 $ N3 SURG EQUIP 6/26 $2, Non-Trade N/A $2, NET 3 TELECOM 12/24 $1 + Non-Trade N/A $1 NET 3 1 < TRANSPORTN 7/26 $ Non-Trade N/A $ NET 15 ACCTCLOSED UTILITY 3/26 $6,

5 Non-Trade 2/26 $ ROI SATSFTRY ADMIN 5/25 $ Non-Trade N/A $ CREDIT CUST 37 YR Collections Account Status Code Amount Paid Date Placed Agency Name Date Closed Agency Phone Amount Placed Customer Dispute Ind. 2/25 N/A $9,84 $ ANY, INC ()- 2/22 N/A $88 $ ANYCOMPANY ()- Payment Totals Segment Desc.: Payment Count of Newly Reported Lines: DBT of Newl. Yr. Ptd. Lines: High Credit Modifier: Total High Credit Amount: $ Total Account Balance: $ Percent Current: 1-3 Days Beyond Terms: 31-6 Days Beyond Terms: 61-9 Days Beyond Terms: 91+ Days Beyond Terms: Count of Continuous Lines: 19 High Credit Modifier: Total High Credit Amount: $85,9 Total Account Balance: $23,3 Percent Cerrent: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: 15 Count of Combined Lines: 19 DBT of Combined Lines: 3 High Credit Modifier: Total High Credit Amount: $85,9 Total Account Balance: $23,3 Percent Current: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: 15 DBT of Continuous Lines: 3 Payments Payment Desc Munth Date DBT DBT 3 DBT 6 DBT 9 DBT 9+ Balance Modifier Total Acct Bal. Crt. Percent SIC Code Trends 2/ $27,7 56 Trends 1/ $31,7 58 Trends 12/ $29, 59 Trends 11/ $42,8 79 Trends 1/ $37,6 97 Trends 9/

6 $14,6 91 Industry 2/27 5 $85, Industry 1/27 5 $75, Industry 12/26 5 $8, Industry 11/26 6 $91, Industry 1/26 5 $87, Industry 9/26 5 $81, UCC Filing Summary Total UCC Total UCC Orig Count of Orig Drg. Total Rel. and Total Total Amn. and Start Date Filings Filings Filings Terms Continuations Assgn. 2 1/1/27 2 7/1/ /1/26 2 7/1/25 2 1/1/25 2 1/1/251 Corporate Information State of Origin: US Original Filing Date: N/A Recent Filing Date: N/A Date Incorporated: 6/13/1966 Business Type 1: Incorporated Status Flag: Status Description: Profit Flag: Chapter #: Existence Term Years: Existence Term Date: N/A Federal ID: Prior Name: DBA Name: Prior Business Name: Agent Name: ANY CORPORATION SYSTEM Agent Address: 123 ANY AVE ANYCITY US Corporate Ownership Indicator: Owner Name: Owner Address: Business Type: # of Subsidiaries: # of Branches: Branches in Midwestern States: Branches in Northeastern States: Branches in Western States: Branches in Southern States: Branches in South Central States: Branches in Southwestern States: Demographic Information Primary SIC Code: SIC Description: PLASTICS MATERIALS & RESINS Secondary SIC CODE: SIC Description: PLASTICS PRODUCTS, NEC Add SIC Code: Add SIC Code: Years in Business Indicator: 1 Years in Business -or- Low Range: 1 High Range of Years: Sales Indicator: 1 SalesS/Revenue -or- Low Range: 219 High Range of Sales:

7 Profit/Loss Indicator: Profit/Loss Code: Profit Amount - or - Low Range: High Range of Profit: Net Worth Indicator: Net Worth Modifier: Net Worth Amount - or - Low Range: Amount Modifier: High Range of Net Worth: Employee Indicator: 1 Employee Size - or - Low Range: 13 High Employee Range: In Building Date: Unknown Building Size: Building Ownership: Ownership Code: 1 Location Code: Business Type Code: C Customer Count: Fiscal Year Month: Date Founded: Unknown Key Personal Full Name Name Flag First Name Middle Last Name Generation Title JOE EDOE JOE E DOE PRESIDENT Inquiries Summary of Inquiries Business Category Mar 7 Feb 7 Jan 7 Dec 6 Nov 6 Oct 6 Sep 6 Aug 6 Jul 6 COMMUN SVC 1 FINCL SVCS 1 MACHINERY 1 TOTALS Proprietor Profile Type: DISPUTE Profile Date: N/A Profile Time: 13:49:36 JANE D DOE Title: 123 ANY SQ SSN: -- ANYCITY, US Exec. Summary Business Days Beyond Terms (DBT): 3 Predicted DBT: 24 Predicted DBT Date: 5/1/27 Industry DBT: 5 All Industry DBT: 7 Filler: Lowest Total Account Balance: $14,6 Highest Total Account Balance: $42,8 Current Total Account Balance: $23,3 Single High Credit Amount Extended: $4,116,6 Median Credit Amount: $3,3 Industry Payment Comparision: L Payment Trend Indicator: L Industry Description: PLAS MATERIAL, SYNTH Common Terms: NET 3 Common Terms 2: CONTRCT Common Terms 3: CREDIT Health Payment Totals Current Month Date: 2//27 DBT for Current Month: 26 Total Account Balance: $27,7

8 Percent Current: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: 13 Prior Month Date: 1//27 Prior Month DBT: 29 Total Account Balance: $31,7 Percent Current: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: 19 Prior Month Date: 12//26 Prior Month DBT: 31 Total Account Balance: $29, Percent Current: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: 21 Prior Month Date: 11//26 Prior Month DBT: 13 Total Account Balance: $42,8 Percent Current: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: 6 Prior Month Date: 1//26 Prior Month DBT: 1 Total Account Balance: $37,6 Percent Current: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: 91+ Days Beyond Terms: Prior Month Date: 9//26 Prior Month DBT: 3 Total Account Balance: $14,6 Percent Current: Days Beyond Terms: Days Beyond Terms: Days Beyond Terms: 91+ Days Beyond Terms: 1 Payment History Days Beyond Terms: 23 Total Account Balance: $34,5 Percent Current: 68 Percent 1-3 Days Beyond Terms: 4 Percent 31-6 Days Beyond Terms: 11 Percent 61-9 Days Beyond Terms: 3 Percent 91+ Days Beyond Terms: 14 Quarter Within Year: 4 Year of Quarter: 6 Days Beyound Terms: 1 Account Balance: $28,2 Percent Current: 96 Percent 1-3 Days Beyond Terms: 2 Percent 31-6 Days Beyond Terms: 2 Percent 61-9 Days Beyond Terms: Percent 91+ Days Beyond Terms: Quarter Within Year: 3 Year of Quarter: 6 Days Beyond Terms: Total Account Balance: $18,9 Percent Current: 1 Percent 1-3 Days Beyond Terms: Percent 31-6 Days Beyond Terms: Percent 61-9 Days Beyond Terms: Percent 91+ Days Beyond Terms: Quarter Within Year: 2 Year of Quarter: 6 Days Beyond Terms: 52 Total Account Balance: $2,5 Percent Current: 5 Percent 1-3 Days Beyond Terms: Percent 31-6 Days Beyond Terms: Percent 61-9 Days Beyond Terms: 2 Percent 91+ Days Beyond Terms: 48 Quarter Within Year: 1 Year of Quarter: 6 Days Beyond Terms: 43 Total Account Balance: $2,8 Percent Current: 29 Percent 1-3 Days Beyond Terms: 34 Percent 31-6 Days Beyond Terms: 2 Percent 61-9 Days Beyond Terms: Percent 91+ Days Beyond Terms: 35

9 Quarter Within Year: 4 Year of Quarter: 5 Note: If the graphs do not print out as desired, please try the following: In Internet Explorer, Go To Tools, Internet Options, Advanced, Printing, and check the option for "Print background colors and images", click apply and then click OK. Personal Information EXPERIAN Credit Profile Report EXPERIAN 71 Experian Parkway P.O.Box 22 Allen, TX Date Reported: 3/9/27 Name: JANE D DOE Date of Birth: 19 SSN: -- Phone: Address: 123 ANY SQ # 3 ANYCITY US Reported On: 9/1/22; Reported via A/R tape, but different from inquiry Last Updated Date: 6/1/26 (5) Last Subcode: Address: 26 ANY LN ANYCITY US Reported On: 1/1/199; Reported via A/R tape, but different from inquiry Last Updated Date: 4/1/25 () Last Subcode: Address: 123 ANYSTREET ANYCITY US Reported On: 9/1/21; Reported via Inquiry, but different from inquiry Last Updated Date: 9/1/21 () Last Subcode: Employment Information Company Name: JOE L DOE Date Hired: Occupation: Date Reported: 8/1/19 Income: Separation Date: Company Name: JOE DOE & JILL Date Hired: Occupation: 38 ANY SQ Date Reported: 1/1/199 Income: ANYCITY US Separation Date: Report Summary Total # of Trades: 17 3 Days: Accounts Balance: $115,831 Current Trades: 17 6 Days: Mnthly Payment: $64 Unrated Trades: N/A 9+ Days: Credit Limit: $13,85 Curr Neg Trades: Inquiries: High Credit: $248,82 Hist Neg Trades: Inq. last 6 mnths: Total Real Est. Bal.: $114,172

10 No. of Accts Paid: 6 Public Records: Total Rev. Bal.: $1,659 Curr Past Due: N/A Collections: Tot. Installment Bal.: $ Amount Past Due: $ Oldest Trade: 8/1/1989 Available %: 88 Scorecards Scorecard: National Risk Model Score: 6 Reasons: (27) Balance to limit ratios on accounts (5) Balances on revolving accounts (26) Number of installment loans (2) Credit limit on revolving bank accounts Trade Lines Firm Name/ID Opened Credit Limit Balance MoPmnt Account Number Reported High Credit Past Due MoRep Pattern KOB Acct. Chargeoff Orig. Type Amt. Date Closed Status Lst. Closed Paymnt. Ind Owner Terms ANYFIRM/ANNYCOMP/ 11/1/199 - $ - 1/12/27 $ Retail, (Revolving Charge Account) Revolving (11)This is an account in good standing. - closed Undesignated Revolving (18)Credit line closed-grantor request-reported by subscriber ANYFIRM/ANNYCOMP/ 4/1/23 $1 $ - 7/19/23 $44-4 BCC Retail, (Revolving Charge Account) Revolving (11)This is an account in good standing. 6/1/23 closed Individual Revolving (19)Credit line closed-consumer request-reported by subscriber ANYFIRM/ANNYCOMP/ 12/1/ /28/25 $118,75-41 BCCCCCCCCCCCC Mortgage (Conventional Real Estate Loan, Including Purchase Money First) Installment CCCCCCCCCCCC CC (12)Account/paid satisfactorily. - closed Joint Account 36 ANYFIRM/ANNYCOMP/ 2/1/ /28/23 $3,35-94 BCCCCCCCCCCCC All (Education Loan) Installment CCCCCCCCCCCC CC (12)Account/paid satisfactorily. - closed Individual Unknown ANYFIRM/ANNYCOMP/ 1/1/ $ - 3/28/22 $3,5-42 BCCCCCCCCC--C Credit (Unknown - Credit Extension, Review, Or Installment CCCCCC-CCCCC Collection)

11 CC (12)Account/paid satisfactorily. - closed Individual 59 ANYFIRM/ANNYCOMP/ 8/1/ $ - 6/16/2 $1,36-35 B Credit (Secured Loan) Installment (12)Account/paid satisfactorily. - closed Individual 3 ANYFIRM/ANNYCOMP/ 5/1/1999 $6,5 $19 $19 1/24/27 $2,91-93 CCCCCCCCCCC Bank (Credit Card, Terms REV) Revolving CCCCCCCCCCCC CC (11)This is an account in good standing. 12/14/26 open Authorized User Revolving ANYFIRM/ANNYCOMP/ 8/1/ $59 $2 1/2/27 $ CCCCCCCCCCCCC Complete (Revolving Charge Account) Revolving CCCCCCCCCCC CC (11)This is an account in good standing. 12/28/26 open Individual Revolving ANYFIRM/ANNYCOMP/ 1/1/1998 $5,75 $ - 12/28/26 $2, CCCCCCCCCCCC Credit (Credit Card, Terms REV) Revolving CCCCCCCCCCCC CC (11)This is an account in good standing. 12/28/26 open Individual Revolving ANYFIRM/ANNYCOMP/ 1/1/25 - $1,581 $25 12/28/ CCCCCCCCCCCCC Bank (Credit Card, Terms REV) Revolving C (11)This is an account in good standing. 12/8/26 open Authorized User Revolving ANYFIRM/ANNYCOMP/ 2/1/23 - $ - 8/18/26 $ Complete (Revolving Charge Account) Revolving CC (11)This is an account in good standing. 4/6/25 open Joint Account Revolving ANYFIRM/ANNYCOMP/ 4/1/25 - $114,172 $1,129 6/21/26 $115,3-15 CCCCCCCCCCCCC All (Conventional Real Estate Loan, Including Purchase Money First) Installment CC (11)This is an account in good standing. 6/1/26 open Joint Account 36 ANYFIRM/ANNYCOMP/ 8/1/ $ - 3/3/24 $ N Complete (Installment Sales Contract) Installment NNN (11)This is an account in good standing. 6/16/1995 open Individual 26 ANYFIRM/ANNYCOMP/ 9/1/199 $7 $ - 7/8/ NNNNNNNNNNNNN TBA (Revolving Charge Account) Revolving NNNNNNNN-NNN NN (11)This is an account in good standing. - open Individual Revolving ANYFIRM/ANNYCOMP/ 7/1/1991 $4 $ - 7/3/ NNNNNNNNNNNNN Bank (Revolving Charge Account) Revolving NNN-NNN-NNNN NN (11)This is an account in good standing. 8/11/1997 open Individual Revolving

12 ANYFIRM/ANNYCOMP/ 1/1/1992 $3 $ - 7/1/ C Retail, (Revolving Charge Account) Revolving (11)This is an account in good standing. - open Individual Revolving ANYFIRM/ANNYCOMP/ 8/1/1993 $1 $ - 6/28/ NNNNNNNNNNNNN Complete (Revolving Charge Account) Revolving NNNNNNNNNNNN NN (11)This is an account in good standing. - open Individual Revolving Warning Messages FACS+ Message: Onfile address message FACS+ Message Text: CKPT: BUSINESS ON FACS+ FILE/JANE DOE/123 ANYSTREET/ANYCITY US /.. FACS+ SOCIAL COUNTER: Social has been used times since 12/1/26 FACS+ SOCIAL ERROR: Indicates that no error conditions occured FACS+ ADDRESS COUNTER: Address has been used times since 12/1/2 FACS+ ADDRESS ERROR: Indicates that no error conditions occured FACS+ POSSIBLE YEARS ISSUED SSN: Inquiry/onfile current address conflict Onfile address idefinfied as non-residental Reported via A/R tape, but different from inquiry Reported via A/R tape, but different from inquiry Reported via Inquiry, but different from inquiry