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1 Page 1 of 6 Merge Print EXPERIAN Credit Profile Report Personal Information Date Reported: Name: SYED S ALI Birth Year: 1954 Address: 123 BROOKGLADE CIR APT 125 HOUSTON TX Reported On: 7/1/24; Reported via A/R tape, but different from inquiry Last Updated Date: 3/1/2017 (6) Last Subcode: Address: BISSONNET ST HOUSTON TX Reported On: 9/1/2015; Reported via A/R tape, but different from inquiry Last Updated Date: 2/1/2017 (5) Last Subcode: Address: HOLLES DR SUGAR LAND TX Reported On: 10/1/25; Reported via A/R tape, but different from inquiry Last Updated Date: 3/1/2016 (4) Last Subcode: AKA ALI S SHAHID SYDE ALI SHAHID ALI SYED ALI AMERICAN SSN Report Summary Total # of Trades: 33 Current Trades: 30 Unrated Trades: N/A Curr Neg Trades: 2 Hist Neg Trades: 1 No. of Accts Paid: 12 Curr Past Due: 2 Amount Past Due: $4, Days: 0 60 Days: Days: 0 Inquiries: 13 Inq. last 6 mnths: 6 Public Records: 0 Collections: 1 Oldest Trade: 3/1/1982 Accounts Balance: $50,315 Mnthly Payment: $950 Credit Limit: $54,160 High Credit: $161,566 Total Real Est. Bal.: $32,597 Total Rev. Bal.: $15,062 Tot. Installment Bal.: $2,656 Available %: 78 Scorecards Scorecard: Experian/Fair Isaac Risk Model V2 Score: 582 Reasons: (39) SERIOUS DELINQUENCY (10) RATIO OF BALANCE TO LIMIT ON BANK REVOLVING OR OTHER REV ATS TOO HIGH (13) TIME SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN (21) AMOUNT PAST DUE TO AOUNTS (08) TOO MANY INQUIRIES LAST 12 MONTHS For information regarding this report's compliance with new Risk Based Pricing, please click this link.
2 Page 2 of 6 Click this link for signature page version. Collections Member Number Industry Code Date Reported Amount Creditor Account Number Date Verified Balance Status Date Closed Narratives CENTRAL CREDIT SERVICE/ Other Collection Agencies 3/1/2017 $2,656 MEDICAL PAYMENT DATA /4/2017 $2,656 (93)Account seriously past due date/account assigned to attorney, collection agency, or - credit grantor's internal collection department. Trade Lines COMPASS BANK/ /1/ /1/2016 $10,0 $1, All (Unsecured Loan) Installment (97)Unpaid balance reported as a loss by credit grantor. 3/22/2016 closed Individual 36 WFHM/ /1/ /1/2015 $48,0-99 B Savings (Conventional Real Estate Loan, Including Purchase Money First) Installment (05)Account transferred to another office. 9/14/2015 closed Individual 360 (31)Transferred to another lender or claim purchased FNB OMAHA/ /1/2016 $2, /1/2016 $7-4 BC (03)Credit card lost or stolen. 8/8/2016 closed Individual Revolving (69)Credit card lost or stolen SYNCB/JCP/ /1/26 $ /1/2013 $ B Complete (Revolving Charge Account) Revolving (12)Account/paid satisfactorily. 9/7/29 closed Individual Revolving WF PLL/ /1/1987 $2, /1/2012 $2, B All (Check Credit Or Line Of Credit) Revolving (12)Account/paid satisfactorily. 6/28/2012 closed Individual Revolving (19)Credit line closed-consumer request-reported by subscriber SYNCB/FINGER FURNITURE/ /1/23 $3, /1/2012 $3,5-99 B Bank (Revolving Charge Account) Revolving - - -
3 Page 3 of 6 (12)Account/paid satisfactorily. 5/7/29 closed Individual Revolving (91)91 SYNCB/JCP/ /1/1984 $ /1/2012 $ B Complete (Revolving Charge Account) Revolving (12)Account/paid satisfactorily. 3/14/26 closed Individual Revolving WEBBANK/DFS/ /1/26 $ /1/2012 $ B Sales (Revolving Charge Account) Revolving (12)Account/paid satisfactorily. 2/28/2010 closed Individual Revolving (91)91 SYNCB/DISCOUNT TIRE/ /1/25 $1, /1/29 $ B Bank (Revolving Charge Account) Revolving C (12)Account/paid satisfactorily. 11/9/27 closed Individual Revolving (18)Credit line closed-grantor request-reported by subscriber SYNCB/LINEN N THINGS/ /1/22 $ /1/28 $82-26 B Variety (Revolving Charge Account) Revolving (12)Account/paid satisfactorily. 8/7/22 closed Individual Revolving WFDILLARDS/ /1/1990 $1, /1/28 $2-99 BC0 Complete (Revolving Charge Account) Revolving (12)Account/paid satisfactorily. 11/20/28 closed Individual Revolving SYNCB/MERVYNS/ /1/1983 $ /1/28 $ B Complete (Revolving Charge Account) Revolving (12)Account/paid satisfactorily. 9/9/24 closed Individual Revolving SYNCB/M WARDS/ /1/1982 $ /1/28 $7, B Complete (Revolving Charge Account) Revolving (12)Account/paid satisfactorily. 2/14/23 closed Individual Revolving BARCLAYS BANK DELAWARE/ /1/22 $ /1/28 $ B (12)Account/paid satisfactorily. 11/22/24 closed Individual Revolving (19)Credit line closed-consumer request-reported by subscriber CHASE CARD/ /1/2015 $7,0 $10 $ /1/2017 $ C
4 Page 4 of 6 (11)This is an account in good standing. 3/6/2017 open Authorized User Revolving CAPITAL ONE BANK USA N/ /1/2015 $2,0 $0 $ /1/2017 $ Bank (Revolving Charge Account) Revolving C0C (11)This is an account in good standing. 12/3/2016 open Individual Revolving WELLS FARGO HM MORTGAG/ /1/26 - $32,597 $ /1/2017 $48,0-15 C Mortgage (Conventional Real Estate Loan, Installment Including Purchase Money First) (11)This is an account in good standing. 1/19/2017 open Individual 360 CHASE CARD/ /1/23 $5,0 $3,934 $ /1/2017 $5, C (11)This is an account in good standing. 2/7/2017 open Individual Revolving CHASE CARD/ /1/2017 $1,5 $403 $ /1/2017 $403-1 C (11)This is an account in good standing. - open Individual Revolving CAPITAL ONE BANK USA N/ /1/23 $1,0 $870 $ /1/2017 $1, C Bank (Revolving Charge Account) Revolving C0 C0 (11)This is an account in good standing. 2/20/2017 open Individual Revolving CAPITAL ONE BANK USA N/ /1/21 $5,650 $5,5 $ /1/2017 $6, Bank (Revolving Charge Account) Revolving C (11)This is an account in good standing. 2/20/2017 open Individual Revolving SYNCB/CARCARE ONE/ /1/2016 $2,0 $0 $ /1/2017 $1, Bank (Revolving Charge Account) Revolving (11)This is an account in good standing. 2/12/2017 open Individual Revolving WFDILLARDS/ /1/27 $1 $0 $ /1/2017 $ Complete (Revolving Charge Account) Revolving (11)This is an account in good standing. 9/10/2014 open Individual Revolving CITI/124 1/1/2017 $2,8 $2,575 $ /1/2017 $2,575-1 C (11)This is an account in good standing. - open Individual Revolving CAPITAL ONE BANK USA N/ /1/24 $2,0 $0 $ /1/2017 $1, Bank (Revolving Charge Account) Revolving - - -
5 Page 5 of 6 (11)This is an account in good standing. 2/7/2017 open Individual Revolving CAPITAL ONE BANK USA N/ /1/25 $1,0 $0 $ /1/2017 $1, Bank (Revolving Charge Account) Revolving (11)This is an account in good standing. 8/9/2011 open Individual Revolving SYNCB/CHEVRON/ /1/1982 $110 $0 $ /1/2017 $ Oil (Revolving Charge Account) Revolving C (11)This is an account in good standing. 11/10/2016 open Individual Revolving CBNA/ /1/22 $8 $345 $ /1/2017 $1,1-99 C 0C 0C (11)This is an account in good standing. 2/7/2017 open Individual Revolving BK OF AMER/ /1/27 $5,0 $0 $ /1/2017 $5, (11)This is an account in good standing. 8/23/2016 open Authorized User Revolving FNB OMAHA/ /1/2016 $2,4 $1,425 $ /1/2017 $2,233-9 C (11)This is an account in good standing. 1/30/2017 open Individual Revolving DISCOVER FIN SVCS LLC/ /1/20 $7,9 - $ /1/2015 $2, C 0C (11)This is an account in good standing. 10/15/2015 open Terminated Revolving DISCOVER FIN SVCS LLC/ /1/2010 $7,9 - $ /1/2015 $2, C (11)This is an account in good standing. 4/28/2015 open Terminated Revolving Inquiries Date Subscriber Name Subscriber # Amount Mkt. SubMkt. KOB 3/1/2017 ACI PC Unknown amount Equipment Leasing 2/27/2017 MICROBILT ZA Unknown amount Auto Reseller 2/2/2017 CHASE CARD BC Unknown amount 1/28/2017 CBNA BC Unknown amount 11/7/2016 CREDCO FR16135 Unknown amount Mortgage Reporters
6 Page 6 of 6 Date Subscriber Name Subscriber # Amount Mkt. SubMkt. KOB 9/30/2016 UNIVERSAL ZF Unknown amount Finance Reseller CREDIT SERVI 8/8/2016 SYNCB FF Unknown amount Sales Financing Company 8/5/2016 AT&T SERVICES UT Unknown amount Telephone Companies 6/18/2016 DISCOVER FINANCIAL SER BC Unknown amount 5/17/2016 FNB OMAHA BC02030 Unknown amount 9/4/2015 CAP ONE NA BC Unknown amount 4/10/2015 EDISON PARK & Other Collection YC Unknown amount ASSOCIAT Agencies 3/31/2015 CHASE CARD BC Unknown amount Warning Messages 84 SSN MATCHES 0335 F 08TOO MANY INQUIRIES LAST 12 MONTHS Reported via A/R tape, but different from inquiry Reported via A/R tape, but different from inquiry Reported via A/R tape, but different from inquiry
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