Page 1 of 5. Red Flag Indicators: Results: Identity Theft Worksheet
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- Donna Summers
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1 Page 1 of 5 Red Flag Compliance Pursuant to your company's Identity Theft Protection Program, the following Red Flag indicators shown below may necessitate further required action(s). Red Flag Indicators: Results: Identity Theft Worksheet OFAC/PLC LIST CHECK TRADE LINES INQUIRIES ADDRESS FRAUD ALERT SSN CHECK/MESSAGES CONSUMER STATEMENT Personal Information NO MATCH FOUND 0 New Tradelines in the past 30 days 0 New Inquiries in the past 30 days FROM INQ COUNT FOR SSN=0 FROM INQ COUNT FOR ADDRESS=0 INPUT SSN ISSUED INQUIRY/ONFILE CURRENT ADDRESS CONFLICT 0084 SSN MATCHES NONE EXPERIAN Credit Profile Report EXPERIAN 701 Experian Parkway P.O.Box 2002 Allen, TX Date Reported: 9/10/2009 Name: JOHN SCUDIERO Date of Birth: 1959 Address: 2535 BOARDWALK BLVD APT B HOFFMAN ESTATES IL Reported On: 5/1/2008; Last Updated Date: 6/1/2009 (0) Last Subcode: Address: APO NEW YORK NY Reported On: 9/1/2008; Last Updated Date: 9/1/2008 (0) Last Subcode: Address: 2543 BOARDWALK BLVD HOFFMAN ESTATES IL Reported On: 8/1/1997; Last Updated Date: 7/1/2008 (0) Last Subcode: AKA G SCHLESINGER SCUDIERO J G JOSEPH SSN Report Summary Total # of Trades: 27 Current Trades: 23 Unrated Trades: N/A Curr Neg Trades: 0 Hist Neg Trades: 4 No. of Accts Paid: 15 Curr Past Due: N/A Amount Past Due: $0 Scorecards 30 Days: 4 60 Days: Days: 0 Inquiries: 9 Inq. last 6 mnths: 0 Public Records: 0 Collections: 0 Oldest Trade: 2/1/1990 Accounts Balance: $601,804 Mnthly Payment: $1,541 Credit Limit: $147,659 High Credit: $2,618,898 Total Real Est. Bal.: $561,441 Total Rev. Bal.: $24,744 Tot. Installment Bal.: $15,619 Available %: 52 Scorecard: Experian/Fair Isaac Auto Loan Model V2 Score: 729 Reasons: (10)
2 Page 2 of 5 Reasons: (10) (11) (18) (14) Trade Lines Firm Name/ID Opened Credit Limit Balance MoPmnt Account Number Reported High Credit Past Due MoRep Pattern KOB Acct. Type Chargeoff Orig. Amt. Date Closed Status Lst. Paymnt. Closed Ind Owner Terms Phone # MTGE SVC CTR/ /1/ /27/2008 $567,000-2 BC Bank (Conventional Real Estate Loan, Installment (05)Account transferred to another office. 11/7/2008 closed Joint Account 360 (51)Account closed due to transfer AMCORE MORTGAGE, INC/ /1/ /3/2007 $364,000-8 BC Bank (Conventional Real Estate Loan, Installment (05)Account transferred to another office. - closed Joint Account 180 AMCORE MORTGAGE, INC/ /1/ /4/2006 $350, B Bank (Conventional Real Estate Loan, Installment (05)Account transferred to another office. - closed Joint Account 360 SHELL/CITI/ /1/1997 $1, /9/2005 $ BC21C Bank (Credit Card, Terms REV) Revolving C1 (56)Paid account/was delinquent 60 days past due date. - closed Individual Revolving DISCOVER FIN SVCS LLC/ /1/2004 $15, /16/2006 $15, B Bank (Credit Card, Terms REV) Revolving C (51)Paid account/was 30 days past due date. - closed Individual Revolving AMCORE BANK N A/ /1/ /13/2009 $364, B All (Conventional Real Estate Loan, Installment (12)Account/paid satisfactorily. 4/13/2009 closed Joint Account 180 HEALTHCARE ASSOC CR UN/ /1/2007 $40, /1/2008 $40,000-7 B Credit (Credit Line Secured, Revolving) Revolving (12)Account/paid satisfactorily. - closed Joint Account Revolving HEALTHCARE ASSOC CR UN/ /1/2006 $25, /2/2008 $24, B Credit (Credit Line Secured, Revolving) Revolving (12)Account/paid satisfactorily. - closed Joint Account Revolving HEALTHCARE ASSOC CR UN/ /1/ /9/2007 $27, B Credit (Auto Loan) Installment 27000
3 Page 3 of 5 Credit (Auto Loan) Installment (12)Account/paid satisfactorily. - closed Joint Account 48 AMCORE BANK N A/ /1/ /28/2006 $15, B All (Real Estate - With Or Without Installment Other Collateral. Usually A Second ) (12)Account/paid satisfactorily. - closed Individual 120 FIRST USA BANK N A/ /1/2001 $8, /6/2006 $10, B0000 Bank (Credit Card, Terms REV) Revolving (12)Account/paid satisfactorily. - closed Authorized User Revolving MEADOWS CREDIT UNION/ /1/1993 $7, /28/2002 $7, B Credit (Credit Card, Terms REV) Revolving C (12)Account/paid satisfactorily. - closed Individual Revolving MEADOWS CREDIT UNION/ /1/ /28/2001 $4, B-C Credit (Unsecured Loan) Installment C (12)Account/paid satisfactorily. - closed Signer 10 BANK OF AMERICA/ /1/ /28/2001 $173,500-2 BC Bank (Conventional Real Estate Loan, Installment (12)Account/paid satisfactorily. - closed Joint Account 360 MEADOWS CREDIT UNION/ /1/ /28/1999 $11, B Credit (Auto Loan) Installment (12)Account/paid satisfactorily. - closed Signer 10 CAP ONE/ /1/ $534 $ /11/2009 $1, C Bank (Credit Card, Terms REV) Revolving (37)Current account/was delinquent 60 days past due date. 6/11/2009 open Individual Revolving CHASE/ /1/2009 $15,000 $14,589 $ /14/2009 $15,122-7 C Bank (Credit Card, Terms REV) Revolving (11)This is an account in good standing. 7/26/2009 open Authorized User Revolving BANK OF AMERICA/ /1/2007 $21,900 $8,109 $ /11/2009 $16, C Bank (Credit Card, Terms REV) Revolving (11)This is an account in good standing. 7/5/2009 open Authorized User Revolving CHASE/ /1/1997 $7,200 $1,114 $ /5/2009 $8, C Bank (Credit Card, Terms REV) Revolving - - -
4 Page 4 of 5 (11)This is an account in good standing. 7/1/2009 open Joint Account Revolving GEMB/JCP/ /1/2003 $200 $ /4/ Complete (Revolving Charge Account) Revolving (11)This is an account in good standing. - open Joint Account Revolving CHITTENDEN MORTGAGE SE/ /1/ $561,441 $4, /3/2009 $567,000-9 C All (Conventional Real Estate Loan, Installment (11)This is an account in good standing. 7/16/2009 open Joint Account 360 HEALTHCARE ASSOC CR UN/ /1/ $4,803 $ /28/2009 $16, C Credit (Auto Loan) Installment (11)This is an account in good standing. - open Joint Account 48 HEALTHCARE ASSOC CR UN/ /1/ $10,816 $ /28/2009 $18, C Credit (Auto Loan) Installment C C (11)This is an account in good standing. - open Joint Account 48 GEMB/PEARLVISION/ /1/2006 $2,000 $ /22/ Bank (Revolving Charge Account) Revolving (11)This is an account in good standing. - open Joint Account Revolving BANK ONE NA/ /1/2004 $997 $ /28/2005 $1, C221C All (Check Credit Or Line Of Credit) Revolving CB (37)Current account/was delinquent 60 days past due date. - open Joint Account Revolving FIRST USA BANK/ /1/1990 $3,000 $ /27/ NNNNNNNNNNN-N Bank (Credit Card, Terms REV) Revolving NNNNNNNNNNNN NN (11)This is an account in good standing. - open Individual Revolving GEMB/JCP/ /1/ $ /25/1999 $ NNNNNNNNNNNNN Complete (Revolving Charge Account) Revolving NNNNNNNNNNNN NN (11)This is an account in good standing. 11/20/1995 open Authorized User Revolving Inquiries Date Subscriber NameSubscriber # Amount Mkt. SubMkt. KOB Phone # 10/15/2008 BANK OF Bank Credit BC Unknown amount AMERICA Cards 8/25/2008 CHITTENDEN FM Unknown amount BANK/FHLMC Companies 7/8/2008 CBCINNOVIS FR Unknown amount 7/8/2008 CHITTENDEN FM Unknown amount BANK/FHLMC Companies 6/28/2008 LANDSAFECREDFR Unknown amount 6/9/2008 BIRCHWOOD FR U k t
5 Page 5 of 5 6/9/2008 BIRCHWOOD CREDIT SERV FR Unknown amount 6/1/2008 CBCINNOVIS FR Unknown amount 12/21/2007 SIRVA MORTGAGE INC/FHL FB Unknown amount 12/5/2007 CBCINNOVIS FR Unknown amount Warning Messages Brokers FACS+ Message: Sub-segment data only FACS+ SOCIAL COUNTER: Social has been used 0 times since 6/1/2009 FACS+ SOCIAL ERROR: Indicates that no error conditions occured FACS+ ADDRESS COUNTER: Address has been used 0 times since 6/1/2009 FACS+ ADDRESS ERROR: Indicates that no error conditions occured FACS+ POSSIBLE YEARS ISSUED SSN: Inquiry/onfile current address conflict 0084 SSN MATCHES OFAC Search results for: JOHN SCUDIERO Date: Thursday 10th of September :11:23 AM PACIFIC Search results: NO HIT
8/1/2004; Reported via A/R tape, but different from inquiry Last Updated Date: 3/1/2006 (13) Last Subcode:
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