5 Consistently. Lower Risk. 4.7 vs Flat -5% (Index = ) Buying Behavior Materials Operations Shipping

Transcription

1 SAMPLE COMPANY 123 MAIN ST BOCA RATON, FL (561) FEIN: Location Type: Headquarters Ultimate Parent: SAMPLE COMPANY 123 MAIN ST. BOCA RATON, FL Phone: (561) Holding Co.: SAMPLE COMPANY NOTE: This report is compiled from ALL members of the corporate family. Risk Behavior Scorecard Cortera Score: Based on the data available, this company has a very low likelihood of paying its bills in a severely delinquent manner (90+ days late) in the next 12 months. 840 Risk of severe delinquency = 0.23% (Scale: 100 to 900. Predictive of severe payment delinquency. High score = low risk ) This company has paid relatively fast over the past Payment months (Cortera Payment Rating (CPR) ranges Rating (CPR) 4 days past due 100 to 900). Payment Risk Segment 5 Consistently Lower Risk Industry Benchmark 4.7 vs. 7.8 Spending Growth Index Flat -5% (Index = ) This company has been a consistently lower payment risk over the past 3-6 months. This company pays faster than others in its industry peer group. Cortera's data indicates a consistent level of spending in this company's known top spend categories. Buying Behavior Materials Operations Shipping Total Known Spend (Past 12 months) $260,766,500 Including these major categories Past 12 months: $72,221,500 One Year Growth: Past 12 months: $39,888,500 One Year Growth: Past 12 months: $68,607,000 One Year Growth: -8% +53% +11% Credit Risk & Payment Behavior Cortera Score (Credit Risk) 840 How likely are they to pay in the future? The Credit Risk Score measures the overall credit worthiness of this business. The lower the score the greater the odds. that the company will have financial stress in the next twelve months. Cortera Payment Rating (CPR) 683 How fast have they been paying recently? This company exhibits average payment behavior. See how the Cortera Payment Rating (CPR) relates to Days Beyond Terms here Cortera Score History Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec This company's credit rating over the past twelve months. Companies Reporting: 182 Cortera Payment Rating (CPR) History Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec This company's payment rating over the past twelve months. Recent Alerts Cortera monitors information on companies everyday and detected alerts in these categories within the past 90 days. Credit Risk Public Records Overall Payments Financial News Peer Payments Cortera Deep Dive Report on SAMPLE COMPANY INC 1 of 13

2 Payment Behavior Summary Cortera Payment Rating (CPR) 683 This company exhibits average payment behavior. See how the Cortera Payment Rating (CPR) relates to Days Beyond. Terms here. Cortera Payment Risk Segment Cortera Payment Rating (CPR) History Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec This company's payment rating over the past twelve months. Days Beyond Term (DBT) History Cortera's Payment Risk Segment is based on how fast the company is paying vendors and whether the payments are getting faster or slower Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Family Payment Experience Summary Number of providers 560 Payment experiences 4,247 Average DBT (Days Beyond Terms) - prior 3 mos. 3.5 Average monthly balance - prior 3 mos. $31,525,489 % of debt 31+ days past due - prior 3 mos. 3% % of debt 61+ days past due - prior 3 mos. 2% Last A/R month 12/2013 Highest balance - prior 3 months $8,001,392 Comparisons Your A/R All A/R Providers DBT (Days Beyond Terms) % of debt reported current - 87% 78% % of debt 90+ days past due - 1% 4% Industry Benchmark Total balance - $31,525,489 $80,982 Payment Aging Details Date # Providers Current % 1-30 % % % 90+ % Balance % Past Due 07/ $19,938,691 89% $2,017,775 9% $231,260 1% $155,064 1% $87,725 0% $22,430,515 11% 06/ $12,756,108 86% $1,752,162 12% $123,057 1% $135,974 1% $82,918 1% $14,850,219 14% 05/ $14,257,560 87% $1,782,297 11% $151,694 1% $159,120 1% $95,458 1% $16,446,129 13% 04/ $18,711,535 87% $2,261,351 11% $251,801 1% $168,123 1% $118,862 1% $21,511,672 13% 03/ $15,776,771 87% $1,835,126 10% $175,243 1% $127,373 1% $133,218 1% $18,047,731 13% 02/ $9,860,586 81% $1,364,975 11% $733,347 6% $169,029 1% $90,051 1% $12,217,988 19% 01/ $9,455,529 73% $2,733,205 21% $448,629 3% $142,764 1% $90,487 1% $12,870,614 27% 12/ $9,865,348 77% $2,322,150 18% $156,719 1% $296,930 2% $95,383 1% $12,736,530 23% 11/ $10,367,152 81% $1,881,468 15% $332,090 3% $147,076 1% $97,265 1% $12,825,051 19% 10/ $11,803,804 77% $2,755,963 18% $458,696 3% $176,978 1% $123,244 1% $15,318,685 23% 09/ $11,960,152 82% $2,188,969 15% $260,674 2% $175,722 1% $89,169 1% $14,674,686 18% 08/ $11,290,292 83% $1,837,919 14% $250,317 2% $127,224 1% $70,043 1% $13,575,795 17% Cortera Deep Dive Report on SAMPLE COMPANY INC 2 of 13

3 Payment Behavior By Industry Segment Materials Payment Behavior Materials Payment Behavior shows how this company paid suppliers in various materials related industry segments over the past three months. Segment #Providers *Avg. Balance Avg. DBT **Highest Balance %31+ %61+ %91+ Metals 6 $3, $3, Plastics 12 $1,998, $1,299, Chemicals 11 $1,599, $915, Building - Brick, Stone & Tile 1 $3, $3, Building - Doors & Glass Building - Electrical 21 $128, $62, Building - Plumbing 4 $ $ Building - HVAC 3 $ $ Building - Roofing & Siding 1 $0 - $ Building - Wood Products 2 $21, $22, Building - Other 3 $594, $674, Electronics 3 $19, $18, Pipes, Valves & Fittings 3 $1, $3, Packaging 3 $84, $95, Textiles Other Materials 2 $2,099, $3,277, Operations Payment Behavior Operations Payment Behavior shows how this company paid suppliers in various operations related industry segments over the past three months. Segment #Providers *Avg. Balance Avg. DBT **Highest Balance %31+ %61+ %91+ Industrial Supplies 22 $159, $128, Industrial Equipment 37 $248, $547, Office Supplies 14 $3,093, $851, Business Services 12 $460, $197, Service Industry Supplies 2 $11, $12, Publishing & Printing Construction Equipment 4 $51, $119, Hardware 2 $ $1, Information Technology 3 $1, $2, Medical & Lab Supplies 2 $ $ Shipping Payment Behavior Shipping Payment Behavior shows how this company paid suppliers in various freight related industry segments over the past three months. Segment #Providers *Avg. Balance Avg. DBT **Highest Balance %31+ %61+ %91+ Truckload Shipping 40 $4,880, $2,137, Less-than-Truckload Shipping 19 $1,633, $594, Rail 6 $230, $156, Air 2 $16, $11, Fuel 4 $1, $ Leasing 8 $151, $39, Transportation Services 7 $182, $80, Transportation Supplies 3 $351, $258, *The Avg. Balance is based on the sum of all balances reported over the past three months. **The Highest Balance is the single highest balance reported by one provider over the past three months. Cortera Deep Dive Report on SAMPLE COMPANY INC 3 of 13

4 Payment Behavior By Industry Segment Other Payment Behavior Other Payment Behavior shows how this company paid suppliers in various other industry segments over the past three months. Segment #Providers *Avg. Balance Avg. DBT **Highest Balance %31+ %61+ %91+ Apparel & Outdoors 3 $26, $27, Construction 4 $103, $103, Food Products 1 $0 - $ Beverages Advertising Consulting 17 $407, $388, Oil & Gas 2 $3, $5, Insurance Financial Services 15 $6,048, $8,001, Legal Services Utilities 18 $336, $334, Other 58 $326, $143, How Does Your Industry Get Paid By This Company? Here's how this company pays the top 20 industries it buys from. Industry Segment #Providers *Avg. Balance Avg. DBT Financial Services 15 $6,048, Truckload Shipping 40 $4,880, Office Supplies 14 $3,093, Other Materials 2 $2,099, Plastics 12 $1,998, Less-than-Truckload Shipping 19 $1,633, Chemicals 11 $1,599, Building - Other 3 $594, Business Services 12 $460, Consulting 17 $407, Transportation Supplies 3 $351, Utilities 18 $336, Other 58 $326, Industrial Equipment 37 $248, Rail 6 $230, Transportation Services 7 $182, Industrial Supplies 22 $159, Leasing 8 $151, Building - Electrical 21 $128, Construction 4 $103, TIP: Making a Credit Decision or Setting a Credit Limit? Locate your industry segment in the chart on the left or the chart above. Compare your order amount or requested credit limit with the average balance the company has with others in your industry (or total balance if there are no providers in your industry). Consider how late the company pays your industry and the number of other providers. Make your decision based on your company's risk tolerance. - Conservative credit limits would be at or below the Avg. Balance for your industry. Overall, this company pays: 3.5 days late. Companies like them pay: 9.1 days late. *The Avg. Balance is based on the sum of all balances reported over the past three months. **The Highest Balance is the single highest balance reported by one provider over the past three months. Cortera Deep Dive Report on SAMPLE COMPANY INC 4 of 13

5 Materials Spend Insights Insight into what this company spends on materials normally used in connection with delivering their product or services. Materials Index One Year One Growth Year Index -8% Growth rate of Materials-related spending for last 12 months versus previous 12 months. Calculated across all Materials categories for the entire corporate family. 34 th Percentile This company's growth rate of Materials-related spending against all other companies in Cortera's database. -8% Three Year Trend 5% 5% This company's average annual Materials Spend growth Spend By Materials Category This company's known Materials spend in key categories over the past 12 months. Category At This Location Entire Corporate Family One Year Trend Metals $6,000 $84,000 Decreasing Plastics $2,675,000 $23,900,500 Increasing Chemicals - $19,528,000 Decreasing Building - Brick, Stone & Tile $15,000 $15,000 Consistent Building - Doors & Glass - - Building - Electrical $295,000 $866,000 Increasing Building - Plumbing - $40,500 Decreasing Building - HVAC $237,000 $333,500 Decreasing Building - Roofing & Siding - $6,000 Building - Wood Products - $141,000 Increasing Building - Other $7,250,000 $7,283,500 Decreasing Electronics $48,500 $118,500 Increasing Pipes, Valves & Fittings - $70,500 Decreasing Packaging - $752,000 Decreasing Textiles - - Other Materials - $19,082,500 Increasing Total $10,526,500 $72,221,500 Materials Trend Entire corporate family - last 12 months $ Spend $3.21m $4.46m $6.17m $8.11m $7.4m $6.78m $5.52m $7.37m $3.83m $8.69m $4.86m $5.81m # Providers Month Jan'16 Feb'16 Mar'16 Apr'16 May'16 Jun'16 Jul'16 Aug'16 Sep'16 Oct'16 Nov'16 Dec'16 Cortera Deep Dive Report on SAMPLE COMPANY INC 5 of 13

6 Operations Spend Insights Insight into what this company spends on operational purchases that tend to correlate to the size and growth of their business. Operations Index One Year Growth +53% Growth rate of Operations-related spending for last 12 months versus previous 12 months. Calculated across all Operations categories for the entire corporate family. 68 th Percentile This company's growth rate of Operations-related spending against all other companies in Cortera's database. -26% Three Year Trend 23% -44% This company's average annual Operations Spend growth Spend By Operations Category This company's known Operations spend in key categories over the past 12 months. Category At This Location Entire Corporate Family One Year Trend Industrial Supplies $535,000 $1,408,500 Decreasing Industrial Equipment $655,000 $1,288,500 Increasing Office Supplies $5,600,000 $34,064,000 Increasing Business Services $1,502,500 $2,749,000 Increasing Service Industry Supplies - $126,000 Increasing Publishing & Printing - - Medical & Lab Supplies - $18,500 Consistent Information Technology $34,500 $75,000 Decreasing Hardware - $31,000 Increasing Construction Equipment - $128,000 Decreasing Total $8,327,000 $39,888,500 Operations Trend Entire corporate family - last 12 months $2.26m $2.65m $3.1m $3.25m $2.99m $3.48m $3.92m $3.56m $3.96m $3.96m $3.38m $3.38m $ Spend # Providers Month Jan'16 Feb'16 Mar'16 Apr'16 May'16 Jun'16 Jul'16 Aug'16 Sep'16 Oct'16 Nov'16 Dec'16 Cortera Deep Dive Report on SAMPLE COMPANY INC 6 of 13

7 Shipping Spend Insights Insight into what this company spends on shipping related expenses that often correlate to company size and growth based on product movement. Shipping Index One Year Growth +11% Growth rate of Shipping -related spending for last 12 months versus previous 12 months. Calculated across all Shipping categories for the entire corporate family. 73 rd Percentile This company's growth rate of Shipping-related spending against all other companies in Cortera's database. Three Year Trend rd 13% -5% -10% This company's average annual Shipping Spend growth Spend By Shipping Category This company's known Shipping spend in key categories over the past 12 months. Category At This Location Entire Corporate Family One Year Trend Truckload Shipping $28,600,000 $38,220,500 Decreasing Less Than Truckload Shipping $300,000 $16,266,000 Decreasing Rail $112,500 $2,530,000 Increasing Air $3,500 $186,500 Increasing Fuel $9,000 $17,000 Increasing Leasing $82,500 $1,623,500 Increasing Transportation Services - $1,662,500 Decreasing Transportation Supplies $3,500,000 $8,101,000 Decreasing Total $32,607,500 $68,607,000 Shipping Trend Entire corporate family - last 12 months $5.17m $5.31m $5.72m $5.96m $6m $6.51m $6.45m $5.88m $5.73m $6.25m $4.86m $4.78m $ Spend # Providers Month Jan'16 Feb'16 Mar'16 Apr'16 May'16 Jun'16 Jul'16 Aug'16 Sep'16 Oct'16 Nov'16 Dec'16 Cortera Deep Dive Report on SAMPLE COMPANY INC 7 of 13

8 Other Purchases Category At This Location Entire Corporate Family Apparel & Outdoors $295,000 $295,000 Construction - $12,000 Food Products - $20,000 Beverages - - Advertising - - Consulting - $4,254,000 Oil & Gas - $13,500 Insurance - - Financial Services $57,701,000 $64,840,000 Legal Services - - Utilities - $4,384,000 Other - $6,231,000 Total $57,996,000 $80,049,500 Other Purchases shows how much this company spends with suppliers in various other industry segments over the past three months. One Year Trend Decreasing Decreasing Increasing Decreasing Increasing Increasing Decreasing Increasing Other Trend Entire corporate family - last 12 months $9.86m $12.05m $8.32m $10.27m $11.22m $9.47m $9.08m $ Spend $1.08m $2.62m $1.58m $2.31m $2.19m # Providers Month Jan'16 Feb'16 Mar'16 Apr'16 May'16 Jun'16 Jul'16 Aug'16 Sep'16 Oct'16 Nov'16 Dec'16 Cortera Deep Dive Report on SAMPLE COMPANY INC 8 of 13

9 Community Payment Reviews Growth Clues Report Date: 01/01/2017 What others are saying about this company's payment behavior. 4.1 Average Based on 64 Ratings Increase in Key Purchases Signs of Improving Financial Conditions Rating Number of Reviews Improving Payment Behavior Signs of Increased Online Activity Signs of Operational Changes These are the signs found in Cortera's data that suggest this company is experiencing growth. Recent News These are financial articles found in local and national publications over the past 12 months that may provide leading indication of changes in payment behavior. Topic Count Most Recent Earnings 7 01/01/2017 Acquisition 1 01/23/2016 Operations 12 10/02/2016 Date Topic Most Recent Headline(s) 06/19/16 Operations Sample Company expands with acquisition of Mustang Plastics Supply(TED Magazine) 03/15/16 Operations Top of the List: Women-owned Businesses (The Boca Business Journal - Local News - Boca Raton, FL) Corporate Demographics Have updated information? us at: data_quality@cortera.com. Business Demographics: Company Name: SAMPLE COMPANY INC Website: Year Started: 1967 Ownership: Private State of Incorporation: DE SIC: Sample Company, N.E..C NAICS: All Other Sample Produc... Employees: 3,000 to 4,000 Financials Date: 09/2014 Annual Sales: $4,725,000,000 Operating Income: $350,000,000 Cash: $130,000,000 Assets: $5,725,000,000 Liabilities: $5,980,000,000 Competitors: PLASTICS SAMPLE FLORIDA PLASTICS SUN COAST PLASTICS Executives: JOHN SMITH, PRESIDENT ROBERT JONES, CHIEF OPERATING OFFICER JIM AMPLE, CHIEF FINANCIAL OFFICER JANE MARTIN, GENERAL COUNSEL ANDOVER PLASTICS R&R PLASTICS GULF COAST PLASTICS Corporate Structure Have updated information? us at: data_quality@cortera.com. 1. SAMPLE COMPANY - BOCA RATON, FL, US INC ( ) 2. SAMPLE COMPANY - FORT LAUDERDALE, FL, US ( ) 2. SAMPLE STORE CO - ORLANDAO, FL, US ( ) 2. SAMPLE INC - MIAMI, FL, US ( ) Locations This is the total number of known locations (mailing addresses, P.O. Boxes, etc). Cortera Deep Dive Report on SAMPLE COMPANY INC 9 of 13

10 EDGAR Filings (SEC Financial Statements) Report Date: 01/01/2017 Company Name Link ID EDGAR Link SAMPLE COMPANY INC click here SAMPLE INDUSTRIES INC click here Select EDGAR Filing details shown below for the following company: SAMPLE COMPANY INC 123 MAIN ST. BOCA RATON, FL LINK ID: EDGAR Link: see filing Income Statement Item Year 1 Year 2 Fiscal Year Revenue, Net $5,489,000,000 $3,881,000,000 Cost of Goods Sold $4,202,000,000 $3,012,000,000 Selling, General and Administrative Expense $431,000,000 $257,000,000 Amortization of Intangible Assets $133,000,000 $81,000,000 Restructuring Costs and Asset Impairment Charges $22,000,000 $12,000,000 Operating Income (Loss) $481,000,000 $308,000,000 Gains (Losses) on Extinguishment of Debt $-3,000,000 $-84,000,000 Other Nonoperating Income (Expense) $111,000,000 $2,000,000 Interest Income (Expense), Net $-26,000,000 $-17,000,000 Income (Loss) from Continuing Operations before Income Taxes, Extraordinary Items, Noncontrolling Interest $279,000,000 $186,000,000 Income Tax Expense (Benefit) $62,000,000 $26,000,000 Net Income (Loss), Including Portion Attributable to Noncontrolling Interest $271,000,000 $186,000,000 Net Income (Loss) Attributable to Nonredeemable Noncontrolling Interest Net Income (Loss) Attributable to Parent $271,000,000 $186,000,000 Earnings Per Share, Basic $3 $2 Earnings Per Share, Diluted $3 $2 Balance Sheet Item Year 1 Year 2 Fiscal Year Cash and Cash Equivalents, at Carrying Value $223,000,000 $128,000,000 Accounts Receivable, Net, Current $604,000,000 $334,000,000 Inventory, Net $560,000,000 $422,000,000 Deferred Tax Assets, Net of Valuation Allowance, Current $152,000,000 Prepaid Expense and Other Assets, Current $115,000,000 $27,000,000 Assets, Current $1,958,000,000 $2,220,000,000 Property, Plant and Equipment, Net $1,224,000,000 $1,194,000,000 Intangible Assets, Net (Including Goodwill) $2,606,000,000 $1,345,000,000 Liabilities and Equity $6,653,000,000 $4,028,000,000 Cortera Deep Dive Report on SAMPLE COMPANY INC 10 of 13

11 Location Intelligence Below are the number of active locations for this company by state and overall. Active locations are defined as those that are postal certified, physical addresses (not PO Boxes) and have activity within the period specified. State Province / Country Active - Past 12 months Active - Past 30 months TIP: AR - Arkansas 3 5 AZ - Arizona 3 3 CA - California DE - Delaware - 1 FL - Florida 6 6 GA - Georgia 3 3 IA - Iowa 5 5 IL - Illinois Why do locations matter? Companies with more locations across a wider geographic footprint tend to be better credit risks. The average Cortera Score for companies with active locations in 3 or more states is 610, compared to 470 for companies in a single state. That means companies with active locations in three or more states are five times less likely to be severely delinquent on payments. IN - Indiana KS - Kansas 5 5 KY - Kentucky 8 10 LA - Louisiana 2 2 WA - Washington 9 11 WI - Wisconsin 4 4 Total Corporation Filings Date Filed Entity Name Entity Type State ID Status Reporting State State of Incorporation Formation Date 03/01/2015 SAMPLE COMPANY INC 001G34 A MA FL 10/10/2010 UCC Filings (4 Found) Secured Party: SAMPLE COMPANY Secured Party: SAMPLE COMPANY 1234 BEACH BOULEVARD 1234 BEACH BOULEVARD BOCA RATON, FL BOCA RATON, FL Date Filed: 07/10/2015 Date Filed: 07/10/2015 Type: Financing Statement Type: Financing Statement Location: FL Location: FL Filing #: Filing #: Debtor: SAMPLE COMPANY CORP Debtor: SAMPLE COMPANY CORP Secured Party: SAMPLE COMPANY Secured Party: SAMPLE COMPANY 1234 BEACH BOULEVARD 1234 BEACH BOULEVARD BOCA RATON, FL BOCA RATON, FL Date Filed: 07/10/2015 Date Filed: 07/10/2015 Type: Financing Statement Type: Financing Statement Location: FL Location: FL Filing #: Filing #: Debtor: SAMPLE COMPANY CORP Debtor: SAMPLE COMPANY CORP Cortera Deep Dive Report on SAMPLE COMPANY INC 11 of 13

12 Bankruptcies, Tax Liens & Civil Suits/Judgments Summary Type Count Most Recent Bankruptcies 1 8/10/2009 Tax Liens 2 7/09/2011 Civil Suits/Judgments 1 5/15/2016 These public records were found for this company, including all locations that are part of the entire corporate family. If you believe data has been incorrectly linked to this company, please contact us at data_quality@cortera.com Bankruptcies Date Filed Filing Type Case # Court Court Location Disposition/Date CHAPTER 11 FILING (NEWREOPEN) FLORIDA COURT BOCA RATON, FL Debtor: SAMPLE COMPANY INC, 123 MAIN STREET, BOCA RATON, FL Tax Liens & Civil Suits/Judgments Date Filed Amount Creditor Filing Type Release Date Case # Court $1,110 STATE OF FLORIDA STATE TAX BOCA COUNTY CIRCUIT COURT WARRANT BOCA RATON, FL Debtor: SAMPLE COMPANY, 123 MAIN ST., BOCA RATON, FL $1,107 STATE OF FLORIDA STATE TAX WARRANT BOCA COUNTY CIRCUIT COURT WARRANT BOCA RATON, FL Debtor: SAMPLE COMPANY, 123 MAIN ST., BOCA RATON, FL Cortera Score Details Cortera Score 840 Credit Rating Risk of severe delinquency = 0.13% Top Reasons: 11 Large spending in top categories 21 Consistently prompt payments 41 Presence of recent bankruptcies The Cortera Score is a measure of a company's overall health and credit risk. The score is predictive of severe payment delinquency. The scale for the Cortera Score is from 100 to 900. A higher score means lower risk. Cortera Score History The Credit Risk Score measures the overall credit worthiness of this business. The lower the score the greater the odds that the company will have financial stress in the next twelve months. 0 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec This company's credit rating over the past twelve months. Risk of Default Score (RD2) RD2 is a score that predicts a companyʼs likelihood to default on a bank-provided term loan. The higher the score, the lower the risk of default. The score is on a scale. RD2 Score 96 RD2 Score History Low High 0 Jan Fe b Mar Apr May Jun Jul Aug Se p Oct Nov De c Cortera Deep Dive Report on SAMPLE COMPANY INC 12 of 13

13 Other Information Reported Investments (SEC Form D Filing) Corporate Name: SAMPLE COMPANY Filing Date: 10/14/2010 SAMPLE ID: Filing Type: Corporation Incorporation State BOCA RATON Security Type: EQUITY Total Offering Amount: $52,123,456 Date First Sale: 5/14/2006 Total Sold Amount: $49,321,456 Offering Desc.: Series A Preferred Stock and Series A-2 Preferred Stock Motor Carrier Number Broker Status Common Contract MC None None Active Insurance Policy Type Effective Date Policy Limit Policy Number Insurance Company Trust Fund 02/04/2015 $10, F Pacific Financial High Bluff San Mateo, CA (800) Fleet Information Motor Carrier Number MC Cargo: DOT Number SAMPLE CARGO Name TRI-CITY INC Total Power Units 2 Total Trailers 0 Total Licensed Drivers 0 Fleet Class A Pension Plan Information Plan Name SAMPLE COMPANY EMPLOYEES 401(K) RETIREMENT PLAN Plan Year Start 01/01/2013 Plan Effective Date 01/01/1991 Active Participants 10,993 Plan Administrator DAVID BYRNE Pension Plan History Plan Name Plan Year Start Active Participants TIP: Insights from Pension Plans Companies with pension plans, such as 401(k) plans, are generally better credit risks than those without. The average Cortera Score of companies with pension plans is 580 versus 470 for companies without pension plans. That means companies without pension plans are three times more likely to be severely delinquent on payments. SAMPLE COMPANY EMPLOYEES 401K RETIREMENT PLAN 01/01/ ,111 SAMPLE COMPANY EMPLOYEES 401K RETIREMENT PLAN 01/01/ ,225 SAMPLE COMPANY EMPLOYEES 401K RETIREMENT PLAN 01/01/ ,011 SAMPLE COMPANY EMPLOYEES 401K RETIREMENT PLAN 01/01/ ,678 Copyright 2017 Cortera, Inc. All rights reserved. This information is compiled from third party sources, including but not limited to public records, user submissions, and other commercially available data sources. These sources may not be accurate, complete, or up-to-date. Cortera makes no representations or warranties regarding, and assumes no responsibility for, the accuracy, completeness, or currency of this information or any decisions you make based, in whole or in part, on this information. This information is not a substitute for your own professional judgment or for the need to conduct additional research before making decisions and should not be used alone to make decisions. Cortera Deep Dive Report on SAMPLE COMPANY INC 13 of 13