OTHER DEPOSITS FINANCIAL INSTITUTIONS DEPOSIT BARKAT SAVING ACCOUNT

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1 WEIGHTAGES JAN FEB MAR APR MAY JUN JUL AUG SEPT OCT NOV DEC ANNOUNCEMENT DATE 19.Dez Jän Feb Mär Apr Mai Jun Jul Aug Sep Okt Nov.15 MUDARIB PROFIT SHARING RATIO *50% *50% *50% *50% *50% *50% *50% *50% *50% *50% *50% *50% OTHER DEPOSITS Margin Accounts & Security Deposit Barkat Kamil Account FINANCIAL INSTITUTIONS DEPOSIT Discontinued from 1st September, Tier 1 (0 to 100,000,000) Tier 2 (100,000,001 to 200,000,000) Tier 3(200,000,001 to 400,000,000) Tier 4 (400,000,000 & abv) FINANCIAL INSTITUTIONS DEPOSIT Effective from 1st September, Till 30th November, Tier 1 (0 to 4,999,999) Tier 2 (5,000,000 to 49,999,999) Tier 3 (50,000,000 to 149,999,999) Tier 4 - (150,000,000 to 399,999, Tier 5 (400,000,000 & abv) FINANCIAL INSTITUTIONS DEPOSIT Effective from 1st December, Tier 1 (0 to 4,999,999) Tier 2 (5,000,000 to 49,999,999) Tier 3 (50,000,000 to 149,999,999) Tier 4 - (150,000,000 to 999,999, Tier 5 (1,000,000,000 & abv) BARKAT SAVING ACCOUNT Tier 1 (0-99,999) Tier 2 (100, ,999) Tier 3 (1,000,000-2,499,999) Tier 4 (2,500,000-4,999,999) Tier 5 (5,000,000-7,499,999) Tier 6 (7,500,000-9,999,999) Tier 7 (10,000,000 to 14,999,999) Tier 8 (15,000,000 to 24,999,999) Tier 9 (25,000,000 to 49,999,999) Tier 10 (50,000,000 to 99,999,999) Tier 11 (100,000,000 & above)

2 BARKAT ASAAN SAVING ACCOUNT - NEW! Effective from 1st August, (Profit Payment Frequency is Semi - Annually) Tier 1 ( Rs.1 & Above) BARKAT INVESTMENT CERTIFICATES Effective From 1st of October 2013 Till 31st January 2014 Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) Effective From 1st of February 2014 till 23 November 2014 Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 99,999,999) Tier 7 (100,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 100,000,000) Tier 7 (100,000,001 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) 3 MONTH

3 6 MONTH Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 100,000,000) Tier 7 (100,000,001 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 99,999,999) Tier 7 (100,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) Effective From 24th November 2014 Effective till 31st January Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 99,999,999) Tier 7 (100,000,000 & abv) MONTH Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 100,000,000) Tier 7 (100,000,001 & abv)

4 Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) MONTH Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 100,000,000) Tier 7 (100,000,001 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 99,999,999) Tier 7 (100,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) Effective From 1st of February Till 31st of March Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 99,999,999) Tier 7 (100,000,000 & abv)

5 3 MONTH Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 100,000,000) Tier 7 (100,000,001 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) MONTH Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 100,000,000) Tier 7 (100,000,001 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 99,999,999) Tier 7 (100,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv)

6 Effective From 1st of April Till 31st of May Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 99,999,999) Tier 7 (100,000,000 & abv) MONTH Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 100,000,000) Tier 7 (100,000,001 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) MONTH Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 100,000,000) Tier 7 (100,000,001 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 99,999,999) Tier 7 (100,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv)

7 Effective From 1st of June Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 99,999,999) Tier 7 (100,000,000 & abv) MONTH Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 100,000,000) Tier 7 (100,000,001 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) MONTH Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 100,000,000) Tier 7 (100,000,001 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 to 99,999,999) Tier 7 (100,000,000 & abv) Tier 1 ( 50,000 to 999,999) Tier 2 ( 1000,000 to 4,999,999) Tier 3 ( 5,000,000 to 9,999,999) Tier 4 (10,000,000 and 24,999,999) Tier 5 (25,000,000 to 49,999,999) Tier 6 (50,000,000 & abv)

8 INSTITUTIONAL BARKAT INVESTMENT CERTIFICATE (Effective From 1st of February 2014 till 30th November 2014) - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) (Effective From 1st of December 2014 till 31st January ) - Tier 1 ( 50,000 & Above) S - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) S - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Effective From 1st February Till 31st of March - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) S - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above)

9 Effective From 1st April Till 31st of May - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) S - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Effective From 1st June Till 30th of September - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) S - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Effective From 1st October - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above) S - Tier 1 ( 50,000 & Above) Tier 1 ( 50,000 & Above)

10 BARKAT - FCY DEPOSITS MUDARIB PROFIT SHARING RATIO 90% 90% 90% 90% 90% 90% 90% 90% 90% 90% 90% 90% BARKAT FCY SAVING ACCOUNTS Tier 1 ( 0 to USD 999) Tier 2 ( USD 1,000 to USD 49,999) Tier 3 ( USD 50,000 to USD 99,999) Tier 4 ( USD 100,000 & above) BARKAT FCY BARKAT INVESTMENT CERTIFICATES - Tier 1 ( 0 to USD 99,999) Tier 2 ( USD 100,000 to USD 249,999) Tier 3 ( USD 250,000 & above) Tier 1 ( 0 to USD 99,999) Tier 2 ( USD 100,000 to USD 249,999) Tier 3 ( USD 250,000 & above) S - Tier 1 ( 0 to USD 99,999) Tier 2 ( USD 100,000 to USD 249,999) Tier 3 ( USD 250,000 & above) * Mudarib Share applicable for each category of Deposits. Note: All such Barkat Investment Certificate deposit amounts (LCY & FCY) that are to be automatically renewed, each time the Certificate reaches its maturity date, shall be automatically renewed for a like term at the weightages prevalent on date of renewal.

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