Money Matters. DYKDid You Know? June Your Summer Fun Starts Here! A newsletter for First Credit Union members.

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1 Money Matters A newsletter for First Credit Union members. June 2018 DYKDid You Know? TruStage insurance programs offer affordable, member-priced, top-quality protection for all types of vehicles including RVs, mototcycles and boats too! Learn firstcu.net/learn and click on Insurance Options. Your Summer Fun Starts Here! M ove over Spring Summer just cut in line! With temperatures already rising above 100, it s time to beat the heat. Whether you want to cool off with a road trip to the White Mountains, do some boating out on Canyon Lake, or have a little off-road fun in the beautiful Sonoran Desert, First Credit Union can help you make it happen:) Fuel your fun with new lower rates. Don t delay! Get your summer fun started now by making your dream of owning a boat or RV your reality. With new longer terms, up to 180 months, and new lower rates, now is a great time to fuel your fun with a First Credit Union recreational vehicle or motorsport toy loan. New, used purchase, or refinance it s your choice! Ready to take the plunge on a boat or refinance your RV? We have you covered with loans to purchase or refinance: Boats Motor homes Personal watercraft Pop-up campers ATVs Fifth wheels Quads Travel trailers Toy haulers Horse trailers Call, click or visit to apply. Simply give us a call at (480) or toll-free outside the Phoenix area at (800) , visit firstcu.net or stop by any branch location. Keep cool and have a great summer!

2 College Scholarship & Youth Financial Education Grant Recipients First Credit Union cares about financial literacy and higher education. Since 2007, First Credit Union has awarded more than $26,000 funding 43 college scholarships and 5 youth financial education grants. The College Scholarship and Youth Financial Education Grant programs are available exclusively to First Credit Union members. Scholarship & Grant recipients honored. This year s recipients were honored at a reception held April 17, 2018 at the Chandler Corporate Plaza. Below are photos of First Credit Union President and CEO, Jay Curtis, presenting each recipient with a certificate. Congratulations and best wishes for continued success to all of this year s recipients! Breanna Austin Kathleen Swartz Corona del Sol High School $1,000 College Scholarship Sunnyslope High School $1,000 College Scholarship Moriah Irving Tiffani Cullin North Phoenix Preparatory Academy $1,000 College Scholarship Mentally Ill Kids In Distress $500 Financial Education Grant Not pictured: Ashley Baldonado Round Valley High School $1,000 College Scholarship Apply firstcu.net. Applications for the 2019 College Scholarship and Youth Financial Education Grant programs will be available at firstcu.net/community this August. The deadline for both programs is mid-february 2019 and recipients will be selected and notified in March Good luck! Holiday Closure Our branch locations will be closed on Wednesday, July 4th, 2018 in observance of Independence Day. Access your accounts anytime! firstcu.net (480) Short code (Register your device at firstcu.net) ATM with any of these logos: Mailing Address: P.O. Box 820, Chandler, AZ /7 Phone Center: (480) (800) All rights reserved First Credit Union I

3 Simple, meet Smart. (And his friend, Rewards.) CUSTOM PRE-PROOF APPR Thank you for choosing CPI Card Group for your card issuance needs. This pre-proof is for your review before submitting your art for fina color, but only for content, placement, spelling and proper usage o institution name, logo and slogan (if applicable). You will receive a approval at a later date. Approval may be faxed to us at Thank You. Please note: Changes made after the approval of this proof may result in add Financial Institution: First Credit Union BIN Nu Project Manager: Vicki Newman They live here. Proof N Created by: Michael Cook Date of Program Name/Image Description: EMV Rewards Visa Cont DEBIT 12/21 LEE CARDHOLDER GOOD THRU Rewards Visa 4-Color Process + Visa Blue By using th conditions For assista outside the B Simple, Smart and his friend Rewards are part of every First Credit Union Visa Rewards credit card Gold Green Embossed Flat Print (unavailable on Thermal/Tipping Colors (Check One Red Silver Blue This pre-proof represents the exact location of front logo, graphics, back network logos, back verbiage for spelling and text placement. If applicable, please forward any spelling manager. We will not be liable for errors found after we receive an approved signed pre-pr By signing this proof you are authorizing CPI Card Group to act as your authorized agent f issuance. Approval below authorizes final proof request and acknowledges minimum $300 These guys spend their days making shopping APPROVED as submitted Correct for your favorite things easier, safer, and well, Institution s Approved D more rewarding. Get to Signature: know them. After all, they live here! 556 Metroplex Drive, Nashville, TN Meet & greet happening firstcu.net

4 GOOD THRU 12/21 LEE CARDHOLDER DEBIT Rewards Visa Enjoy these cardholder benefits: 4.9% Introductory APR* on purchases and balance transfers 3X POINTS on first $1,000 of purchases Enjoy worldwide acceptance Ready to be BFF with these fellas?! Three ways to apply: 1.) Visit any branch 2.) Visit firstcu.net -or- 3.) Call or toll-free outside the Phoenix area at Call, click or visit today! *APR=Annual Percentage Rate. 4.9% Intro APR on Balance Transfers and Purchases for 9 months. After that, the APR will be the Wall Street Journal (WSJ) Prime Rate % % for purchases and the WSJ Prime Rate % % on balance transfers and cash advances based on your creditworthiness. Rates subject to change without prior notice. If you do not pay your entire balance by the due date each month, we will charge you interest on purchases. See Account Disclosures for complete details. Scan the QR code to find the current WSJ Prime Rate or visit: page/2_3020-moneyrate.html This card is issued by First Credit Union pursuant to a license from Visa U.S.A. Inc Visa Inc. All Rights Reserved. Rev. 05/18 I

5 WHEREVER YOUR DAY TAKES YOU, A Friend ly Face is Never Far Away.

6 At First Credit Union, we re always finding ways to make your experience more convenient. Shared branching is one of those ways. First Credit Union is part of a national network of cooperative credit unions, providing members with easy account access at thousands of locations. Learn more at firstcu.net. At shared branch locations around the country, you can enjoy a host of services, just like you would at your local branch: Deposits Transfers between accounts Withdrawals Loan payments Find a shared branch location at firstcu.net. Just click on Locations & ATMS or download our mobile banking app. Just look for the shared branch logo! Convenience is first at First Credit Union! As a member, enjoy 24/7 friendly personalized service, plus: Text banking Mobile apps with check deposit Online banking Extensive CO-OP ATM Network Bill pay And more at firstcu.net This credit union is federally insured by the National Credit Union Adminstration.

7 Watch your rewards bloom! Refer a friend. Ask us how! FIRSTCUREWARDS.NET

8 Invite a friend to open a new checking account with us and you both can earn a FREE reward! Four easy steps: 1. Print your name on this form. Then, provide either your address or mailing address. 2. Give it to a friend and recommend one of our great checking accounts. 3. When your friend logs in and enrolls at firstcurewards.net, you ll earn 25 points and your friend will receive 150 points! 4. When your friend opens a new checking account, they can earn 300 points immediately! And you ll get a certificate for 350 points redeemable for your choice of rewards. Name: OR Address: City: State: Zip: Referral Code: Newsletter firstcurewards.net This credit union is federally insured by the National Credit Union Administration.

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