Wrap Up the Holidays with NASA FCU! DECEMBER 2012

Transcription

1 Wrap Up the Holidays with NASA FCU! DECEMBER 2012

2 Easy Does It This Holiday Season Wrap up your banking with NASA FCU NEW! Mobile Bill Payments Pay bills quickly and securely from wherever you are with Mobile Banking s new bill payment option. Stop writing checks, paying for stamps and making trips to the post office. Learn more at nasafcu.com/mobile-banking. Real Members are Winning REALLY COOL from PRIZES NASA FCU Just ask winner Joyce DeGrange of Bowie, Maryland and Gene Fujii of Herndon, Virginia. They recently won Apple TVs as part of the Use These, Win These Sweepstakes Contest from NASA FCU. Wow! I just love my NASA FCU Check Card, stated Mrs. DeGrange. Not only does using the Card make holiday purchases easier, it also helped me win an Apple TV. It doesn t get much better than that! Cash Around the Corner Your NASA FCU Check Card provides you with access to over 4,600 Credit Union Service Centers and more than 30,000 surcharge-free ATMs nationwide. You can also find surcharge-free ATMs at more than 5,500 7-Eleven store locations throughout the U.S. and Canada. Visit nasafcu.com/locations to find a location near you. Banking On-the-Go NASA FCU Mobile Banking is convenient, secure and free,* giving you greater control over your finances via your mobile device. Perform banking transactions or check your balances wherever you happen to be with complete confidence. View an online demo at nasafcu.com/mobile-banking. On-the-Spot Deposits When receiving checks, why not deposit them right away? With Mobile Remote Deposit, you can deposit checks remotely through your mobile device without ever having to step foot in a branch or visit an ATM. Enroll today at nasafcu.com/remotedeposit. So, easy does it this holiday season. With NASA FCU, your holiday banking can be one less thing to worry about. Call NASA-FCU to find out more about any of our convenient access options. *NASA FCU does not charge a fee for the use of NASA FCU Mobile Banking. Your mobile service carrier or provider may impose data usage or text message charges for your use of, or interactions with, Mobile Banking. Mr. Fujii said, I can t believe I won an Apple TV just for using my NASA FCU Check Card. Thanks NASA FCU! So when you re shopping this holiday season, be sure to reach for your NASA FCU Credit or Check Card. When you do, you could be a winner like these members, too. Don t have a Card? Don t worry. Stop by any branch or call NASA-FCU today.

3 We re Making a Difference in the Community NASA FCU Employee Jason Landri organizes canned goods for the Holiday Food Drive which benefits local charities. u College Bound? NASA FCU Can Help! Are you, or do you know, a high school senior gearing up for college next year? NASA FCU has great news! We re accepting applications for the 2013 Mitchell-Beall-Rosen Scholarship Contest. Through the contest, we will award scholarships in amounts up to $7,000 to one or more contest winners to assist with the costs of tuition, books and living expenses. Applicants must be: n The primary owner of a NASA FCU account n A high school senior with an average grade of C or above n Under the age of 21 u Holiday Food Drive The NASA FCU 2012 Holiday Food Drive is in full swing thanks to the generosity of so many of our members. As in prior years, NASA FCU is hosting the Holiday Food Drive to gather food donations for local area food pantries. This year, our 2012 goal is to donate 4,500 pounds of food. If you would like to participate in this worthy cause, drop off food donations at any NASA FCU branch. Thank you. Scholarships are awarded based on the evaluation of a 1,000 word essay and a personal interview conducted by the Scholarship Committee. For more details and an application, go to nasafcu.com/scholarship or call NASA-FCU ( ) today. Then, get ready. Get set. Write your essay today! A Signature Loan The Smart Way to Get the Money You Need Do you have holiday expenses or a major purchase on the horizon? Or maybe you d like to roll your higher interest loans into one lower monthly payment. Whatever your case may be, you can now easily get the cash you need and enjoy peace of mind with the NASA FCU Signature Loan. Apply for a Signature Loan and save money today. Simply visit nasafcu.com/apply, call NASA-FCU ( ), ext. 200, or visit your local branch, to take advantage of this easy and affordable way to pay for life s expenses. CALENDAR All NASA FCU offices will be closed for the following holidays: n Monday, December 24, 2012: Christmas Eve n Tuesday, December 25, 2012: Christmas Day n Monday, December 31, 2012: New Year s Eve All NASA FCU offices close at 2:00 p.m. n Tuesday, January1, 2013: New Year s Day

4 BUY A CAR IN DECEMBER & SAVE Auto Loan Rates Reduced! With all the extra expenses the holidays bring, you wouldn t think of the end of the year as a good time to buy a new car. But if you want to save a bundle, now is the time to act. According to Edmunds.com, December is an ideal time to purchase a new car. Rates as low as 1.49% APR New Model Year is Here Beginning in September, dealers move inventory to make room for the new model year vehicles. Any 2012 models still left on the lot in December are likely to be discounted. * The Holidays The lots are empty this month. Salesmen are willing to work with you because you may be their only potential customer that day. Meet the Quotas Dealerships have annual goals. Auto manufacturers often award bonuses if goals are met. That means salesmen are likely to take a rock bottom price for a car, and forgo a larger commission, if it means they win that trip to Hawaii. Do Your Homework The best tip anytime of the year is to come prepared. Do your research and walk into the dealership knowing the incentives and rebates for the vehicle you want. And if you happen to go on a rainy or snowy Monday or Tuesday at the end of the year, you re sure to get a great deal. Get the Best Loan Possible Right now at NASA FCU, rates are as low as 1.49% APR for a 36 month* new or used car loan. Call us at NASA-FCU today! *Subject to credit approval. Special offer floor rate is 1.49% Annual Percentage Rate (which includes a.25% discount for Auto Pay), otherwise 1.74% for up to 36 months and is reserved for highly qualified individuals financing a 2011 or newer vehicle. Call for details. Payment example is a typical extension of credit. A $20,000 auto loan financed with NASA FCU at 3.34% APR for 63 months will have a monthly payment of $ To learn more about auto financing, call us at NASA-FCU today!

5 CONVENIENT GIFT CARDS RIGHT AT THE ATM! LOCATIONS NASA FCU is one of only four financial institutions in the U.S. to offer gift cards from ATMs and we re just in time for the holidays! Gift cards are dispensed at select NASA FCU ATMs valued at $25* and there is no limit to the number of cards you can purchase. Stock up on gift cards at the ATMs located at these NASA FCU branches: Annapolis, Bowie, Collington, Columbia, Falls Church, Goddard, Greenbelt, Headquarters, and Rockville. *Fee is $1.95 per card. NASA FCU BLOG NOW ONLINE! In today s increasingly online environment, NASA FCU understands the importance of easy, convenient access to information. To that end, we re proud to announce the arrival of our new blog! Visit our new blog at blog.nasafcu.com, where you can enjoy helpful, timely financial information from our monthly newsletter, Horizon, and more. Check out the NASA FCU blog today! This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other partyassumes liability for loss for damage due to reliance on this material. Loans subject to credit approval NASA Federal Credit Union.