Own a Home Opportunity. Own a Home Opportunity Grant. Broward, Charlotte, Collier, DeSoto, Lee, Palm Beach, Sarasota, St. Johns & Volusia Counties

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1 Broward, Charlotte, Collier, DeSoto, Lee, Palm Beach, Sarasota, St. Johns & Volusia Counties Own a Home Opportunity Own a Home Opportunity Grant o 30-year Fixed Rate First Mortgage. o $7,500 in Down Payment & Closing Cost (Palm Beach borrowers will receive $10,000) Assistance in the form of a 30-year deferred, 0% Interest second mortgage, never forgiven. PROGRAM QUALIFICATIONS Borrower/s must be first-time buyers. Borrower must purchase home in Charlotte, Collier, DeSoto, Lee, Palm Beach or Sarasota Counties. Minimum FICO of 660. Income Limits Charlotte $93,750 Collier $112,500 DeSoto $93,750 Lee $95,550 Palm Beach $111,450 Sarasota $105,450 All Household Sizes Purchase Price Limits Charlotte $271,165 Collier $415,058 DeSoto $271,165 Lee $271,165 Palm Beach $317,646 Sarasota $275,294 Purchase Price Limit o o 30-year Fixed Rate First Mortgage. 3%, 4% and 5% in Down Payment & Closing Cost Assistance in the form of a non-repayable Grant. PROGRAM QUALIFICATIONS Borrower/s do NOT need to be first-time buyers. Borrower must purchase in Broward, Charlotte, Collier, DeSoto, Lee, Palm Beach, Sarasota, St Johns or Volusia Counties. Minimum FICO 640. Income Limits Broward $98,550 Charlotte $93,750 Collier $112,500 DeSoto $93,750 Lee $95,550 Palm Beach $111,450 Sarasota $105,450 St. Johns $104,850 Volusia $93,750 Purchase Price Limits Broward $317,647 Charlotte $271,165 Collier $415,058 DeSoto $271,165 Lee $271,165 Palm Beach $317,646 Sarasota $275,294 St. Johns $316,589 Volusia $271,165 All Household Sizes Purchase Price Limit

2 Affordable Income Subsidy (AIS) Grant Additional down payment assistance is available for borrowers who qualify for the Own a Home Opportunity Program OR the Own a Home Opportunity grant Program, with lower income limits. The borrower must utilize the Freddie Mac conventional loan offered in either the Own a Home Opportunity Program OR Own a Home Opportunity Grant Program to be eligible for the additional assistance. A borrower with income at or below the following, may receive an additional $1,500 grant for down payment and closing cost assistance. Broward $52,560 Charlotte $46,640 Collier $60,000 DeSoto $41,680 Lee $50,960 Palm Beach $52,560 Sarasota $56,240 St. Johns $55,920 Volusia $44,080 A borrower with income at or below the following, may receive an additional $2,500 grant for down payment and closing cost assistance. Broward $32,850 Charlotte $29,150 Collier $37,500 DeSoto $26,050 Lee $31,850 Palm Beach $32,850 Sarasota $35,150 St. Johns $34,950 Volusia $27,550 The AIS Grant assistance is never repaid If you determine you qualify for additional assistance, please contact a participating lender found within this flyer.

3 Own a Home Opportunity Program and Own a Home Opportunity Grant Program and Own a Home Opportunity Mortgage Credit Certificate Program Active Participating Loan Officers (SP) = Spanish Speaking Company Name Phone Number All In One Mortgage Lenders Broker Solutions Inc, DBA New American Funding CMG Mortgage, Inc. dba CMG Financial Cornerstone Home Lending, Inc. CrossCountry Mortgage Fairway Independent Mortgage Corporation Gold Star Mortgage Financial Group Guild Mortgage Company Guild Mortgage Company Hamilton Group Funding, Inc. Highlands Residential Mortgage HomeBridge Financial Services Inc. LendUS, LLC. LendUS, LLC. loandepot.com, LLC loandepot.com, LLC Movement Mortgage, LLC Paramount Residential Mortgage Group, Inc. Sierra Pacific Mortgage Company, Inc (SP) Sylvia Esteve NMLS: ID Daniel Bernard NMLS: ID Gary DelGreco NMLS: ID Daniel Tokar NMLS: ID Erica Hilla NMLS: ID Carlos Gomez NMLS: ID Cheryl Holston NMLS: ID Michael Cantwell NMLS: ID Jason Innes NMLS: ID Angel Baez NMLS: ID Brian Hafenbrack NMLS: ID Gretchen Shelton NMLS: ID Patricia Andres NMLS: ID (SP) Andres Gonzalez NMLS: ID Lauralynn Jiles NMLS: ID Anthony Yuhas NMLS: ID Dean Mlinarich NMLS: ID Eileen Daly NMLS: ID Julie Scott NMLS: ID Rachel Guerrero NMLS: ID Ahmad Youngblood NMLS: ID Jessica Lefebre NMLS: ID

4 Sierra Pacific Mortgage Company, Inc SWBC Mortgage Corporation Waterstone Mortgage Corporation John Hartman NMLS: ID Kevin Coleman NMLS: ID Beth Cherry NMLS: ID

5 MyFirstFloridaHome.com Certified Realtor Partner Lee Last Updated Name Company Phone Cynthia Scott MCP Realty Associates LLC Dirk Stroh Florida Home of Your Dreams Jenna Sharp Coldwell Banker Residential RE Sabrina Arenas Starlink Realty