Today's Pricing. Purchase Plus Pricing Special TAKE ADVANTAGE NOW: Lock Desk. Table of Contents. Other Important Details
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1 Today's Pricing Effective Date: 3/15/2019 Effective Time: 6:40 AM PT (833) (open 7am to 5pm* PT) *You can lock in the POWER portal until 8pm PT Table of Contents Products At-A-Glance 2 Conforming Products 3 Government Products 4 Conforming Low Loan Balance 6 Government Low Loan Balance 7 HomeReady Products 11 Conforming LLPAs 12 Government LLPAs 13 EPMI 15 TAKE ADVANTAGE NOW: Purchase Plus Pricing Special.125% pricing improvement on high quality conventional purchase loans NATIONWIDE. GUIDELINES: 30yr FRM, Purchase (primary or second home), LTV <= 70, FICO >= 740, DTI <= 43 This CAN be combined with our other Purchase Special that's runs through the end of March (subject to state limitations). Call your AE or MSM for more details about both of these incredible pricing specials! Other Important Details PRICING ADJUSTMENTS FEES 2 Lock Extensions 1 Cost Admin Fee Conf/Govt $895 1 Day Admin Fee Streamline/IRRRL $595 2 Days Flood Cert $7 3 Days Tax Service (if applicable) $74 4 Days Actual Fee name may differ by state 5+ Days (per day) LOCK EXPIRATIONS 3 Relock Term Cost 30 day 4/15/ Days day 4/29/ Days day 5/14/ day extensions only available after final approval MAILING ADDRESSES Mortgage Loss Payee Clause: PennyMac Loan Services, LLC 3 Dates are indications only Closing Protection Letter: PennyMac Loan Services, LLC Its Successors and/or Assigns 3043 Townsgate Rd., Suite 200 P.O. Box Springfield, OH Westlake Village, CA LENDER/SPONSOR ID FHA - # VA - # SENIOR SALES LEADERSHIP Chris Legg SVP, Sales christopher.legg@pnmac.com Scott Houp SVP, Sales scott.houp@pnmac.com Corey Moore Western Region Sales Mgr. corey.moore@pnmac.com Jason Holmberg AVP, Sales jason.holmberg@pnmac.com Matt Sjolund AVP, Sales matthew.sjolund@pnmac.com Equal Housing Opportunity PennyMac Loan Services, LLC, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, NMLS ID # ( Trade/service marks are the property of PennyMac Loan Services, LLC and/or its subsidiaries or affiliates. Arizona Mortgage Banker License # California: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license. Colorado: Regulated by the Division of Real Estate. Georgia Residential Mortgage Licensee # Illinois Residential Mortgage Licensee # MB Massachusetts Mortgage Lender License # ML Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat (3) & (4). Licensed by the N.J. Department of Banking and Insurance. Rhode Island Lender License # LL. Washington Consumer Loan License # CL Loans not available in New York. For more information, please review Information is intended solely for mortgage bankers, mortgage brokers, and financial institutions. Not intended for distribution to consumers, as defined by Section of Regulation Z. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. All rights reserved.
2 Effective Date: 3/15/2019 Products At-A-Glance Indicative Rates Conforming Fixed Max Net Rebate SB: HB: Conf > 200K Conf HB Conf > 200K Conf HB HomeReady Max Net Rebate SB: HB: Conforming ARM Max Net Rebate SB: Margin 2.50% HomeReady > 200K HomeReady HB Conf 7/1 Caps: (2/2/5) Conf 5/1 Caps: (5/2/5) Government Fixed Max Net Rebate SB: HB: FHA > 200K FHA HB VA > 200K VA HB of 15
3 Effective Date: 3/15/2019 Conforming Indicative Rates Conforming Fixed Max Net Rebate SB: HB: Conf > 200K Conf Conf > 200K Conf Conf HB Conf HB Conf HB Conf 8-10 HB Conforming ARM Max Net Rebate SB: HB: Margin: 2.25% Conf 10/1 Caps: (5/2/5) Conf 7/1 Caps: (2/2/5) Conf 5/1 Caps: (5/2/5) Conf 3/1 Caps: (2/2/6) Conf 10/1 HB Caps: (5/2/5) Conf 7/1 HB Caps: (2/2/5) Conf 5/1 HB Caps: (5/2/5) Conf 3/1 HB Caps: (2/2/6) of 15
4 Effective Date: 3/15/2019 Government Indicative Rates FHA Fixed Max Net Rebate SB: HB: FHA > 200K FHA > 200K FHA Stream > 200K FHA Stream > 200K FHA HB FHA HB FHA Stream HB FHA Stream HB FHA ARM Max Net Rebate SB: HB: Margin: 2.00% FHA 7/1 Caps: (2/2/6) FHA 5/1 Caps: (1/1/5) FHA 7/1 Stream Caps: (2/2/6) FHA 5/1 Stream Caps: (1/1/5) FHA 7/1 HB Caps: (2/2/6) FHA 5/1 HB Caps: (1/1/5) FHA 7/1 Stream HB Caps:(2/2/6) FHA 5/1 Stream HB Caps: (1/1/5) of 15
5 Effective Date: 3/15/2019 Government Indicative Rates VA Fixed Max Net Rebate SB: HB: VA > 200K VA > 200K VA IRRRL > 200K VA IRRRL > 200K VA HB VA HB VA IRRRL HB VA IRRRL HB VA ARM Max Net Rebate SB: HB: Margin: 2.00% VA 7/1 Caps: (2/2/6) VA 5/1 Caps: (1/1/5) VA 7/1 IRRRL Caps: (2/2/6) VA 5/1 IRRRL Caps: (1/1/5) VA 7/1 HB Caps: (2/2/6) VA 5/1 HB Caps: (1/1/5) VA 7/1 IRRRL HB Caps: (2/2/6) VA 5/1 IRRRL HB Caps: (1/1/5) of 15
6 Effective Date: 3/15/2019 Low Balance Indicative Rates Conf Fixed Max Net Rebate SB: Conf Fixed Max Net Rebate SB: <= 85K > 85K <= 110K <= 85K > 85K <= 110K > 110K <= 125K > 125K <= 150K > 110K <= 125K > 125K <= 150K > 150K <= 175K > 175K <= 200K > 150K <= 175K > 175K <= 200K of 15
7 Effective Date: 3/15/2019 Low Balance Indicative Rates FHA Fixed Max Net Rebate SB: FHA Fixed Max Net Rebate SB: <= 85K > 85K <= 110K <= 85K > 85K <= 110K > 110K <= 125K > 125K <= 150K > 110K <= 125K > 125K <= 150K > 150K <= 175K > 175K <= 200K > 150K <= 175K > 175K <= 200K of 15
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Purchase Special:.250 Price Improvement on 30day Locks*
Rev 3.1 RS ID: 7:21 AM Zone 2 AZ, CO, DC, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MO, NC, MN, MT, ND, NH, NJ, OH, OK, PA, SC, TN, TX, Extensions Fee Buyout Option 3-Day 0.063 14-Day 0.250 $50
H E C M F O R P U R C H A S E HOME BUYER S GUIDE
H E C M F O R P U R C H A S E HOME BUYER S GUIDE For those age 62 and better... Learn A Little Known Strategy to Buy Your Dream Home with No Monthly Mortgage Payments* * Borrower is responsible for home
FNMA Home Affordable Refinance Program (HARP) Transaction Type Number of Units Fixed Rate Max LTV/CLTV
FNMA Conventional Conforming Product Offering Transaction Type Number of Fixed Rate Cash-Out Refinance Second Home Adjustable Rate 1 Unit 97/97% 90/90% 2 Unit 85/85% 75/75% 3 4 75/75% 65/65% 1 Unit 80/80%
Applicable to only Govt & Conv-Conf Fixed Loan Programs. Indiana Rhode Island
Wholesale Rates effective until 5:00 pm PDT (In an occurrence of a Price Change, Notification will be sent) Table of Contents PRMG News Products Page Agency/Agency No MI Pg.2 Agency ARMs Pg.2 Agency TX
% % >80% & 95%
Wholesale Division US Bank Home Mortgage Wholesale Pricing Effective: 2/13/18 98.500 98.5 HELP DESK 800-200-5881 Page: 1 of 5 CONVENTIONAL FIXED RATE LOANS 6 30 45 60 75 LOAN SIZE AND STATE ADJUSTMENT
ADVERTISING DISCLAIMERS AND LICENSING INFORMATION
# Trigger Term/Phrase Required Disclosure Location 1 Tax Free Consult your financial/tax advisor and appropriate government agencies for any effect on taxes or government benefits. 2 No monthly mortgage
Wholesale Rate Sheet
Wholesale Rate Sheet Rates as of Announcements - Weekly Turn Times - Effective for Nov 26 - Nov 30 Portfolio 5/1 & 7/1 I/O pricing special - waive I/O hit up to max LTV limits Cutoff Dates: Last Day For
Wholesale Rate Sheet
Wholesale Rate Sheet Rates as of Announcements - Weekly Turn Times - Effective for Nov 5 - Nov 9 Portfolio 5/1 & 7/1 I/O pricing special - waive I/O hit up to max LTV limits Cutoff Dates: Last Day For
Wholesale Rate Sheet
Wholesale Rate Sheet Rates as of Announcements - Weekly Turn Times - Effective for Nov 26 - Nov 30 Portfolio 5/1 & 7/1 I/O pricing special - waive I/O hit up to max LTV limits Cutoff Dates: Last Day For
Wholesale Rate Sheet
Wholesale Rate Sheet Rates as of Announcements - Weekly Turn Times - Effective for Nov 13 - Nov 16 Portfolio 5/1 & 7/1 I/O pricing special - waive I/O hit up to max LTV limits Cutoff Dates: Last Day For
Wholesale Rate Sheet
Wholesale Rate Sheet Rates as of Announcements - Weekly Turn Times - Effective for Nov 13 - Nov 16 Portfolio 5/1 & 7/1 I/O pricing special - waive I/O hit up to max LTV limits Cutoff Dates: Last Day For
Wholesale Rate Sheet
Wholesale Rate Sheet Rates as of Announcements - Weekly Turn Times - Effective for Dec 4- Dec 8 New Loan Limits Effective Immediately Cutoff Dates: Last Day For Closing This Month Cutoff Date In response
Wholesale Rate Sheet
Wholesale Rate Sheet Rates as of Announcements - Weekly Turn Times - Effective for Jan 29- Feb 2 New Pricing Special - 25bps! Cutoff Dates: Last Day For Closing This Month Cutoff Date Effective with all
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MYLOAN.HOMEBRIDGE.COM Welcome to myloan.homebridge.com, the new HomeBridge mortgage-loan management system! This guide contains all the information you need to register, add your first loan, and get started
Wholesale Rate Sheet
Wholesale Rate Sheet Rates as of In observance of Martin Luther King Jr. holiday, the Lock Desk will be closed on Monday, January 15th Announcements - Weekly Turn Times - Effective for Jan 8- Jan 12 New
Wholesale Rate Sheet
Wholesale Rate Sheet Rates as of In observance of Martin Luther King Jr. holiday, the Lock Desk will be closed on Monday, January 15th Announcements - Weekly Turn Times - Effective for Jan 8- Jan 12 New