Everyday Health Plan for flexible benefits

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1 Everyday Health Plan for flexible benefits

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3 Everyday Health Plan for flexible benefits An easy to manage flexible benefit to keep your employees in work and proactive about their health The Everyday Health Plan is a health benefit that you can offer to your employees as part of a flexible benefits scheme. It meets the needs of your multi generational workforce by allowing your employees to change their level of cover at different life events (such as marriage or the birth of a child) as well as during the yearly flex window. Benefits for your business Benefits for your employees Reduce absence by preventing issues such as stress and musculoskeletal injuries Employees can claim cash back on their everyday healthcare costs Attract and retain employees with this everyday health benefit Enables employees to seek help with a health or wellbeing problem at an early stage Meet the health and wellbeing needs of your multi generational workforce who might be at different life stages and have different lifestyles Employee engagement is taken care of by our team of worksite marketing specialists, the largest in our industry No need to wait for a GP appointment with 24/7 access to GP consultations by telephone If the GP then writes a private prescription, it can be delivered to their home or work address Employees can access their plan 24/7 and make their claims online

4 How it works The plan works in 4 easy steps: 1 Employees attend their appointment and keep hold of their receipt 2 Complete their claim online We ll process 3 4 the claim We pay the money back into your employees bank accounts, usually within a few days Let us do the work for you The Everyday Health Plan is easy to set up and manage. All you need to do is tell us which of your employees has selected the benefit and we ll do the rest. At each flex window your employees will have the opportunity to engage with our knowledgeable specialists at their place of work at a time that is convenient to them and your business. So you don t need to worry about take up or promoting the plan. Our worksite marketing specialist team, the largest in our industry, will develop internal communications strategies that meet your business requirements and help your employees to make the most of this flexible benefit. This will help to ensure your plan runs efficiently and smoothly. Marketing support We are committed to helping you promote the Everyday Health Plan to your employees. So as well as face to face worksite visits to introduce and explain how the Everyday Health Plan works, we also provide a range of marketing resources including: Posters Leaflets s Copy for your flex portal or intranet Benefit book copy Healthcare costs can quickly add up Take control and start claiming cash back today The Simply Cash Plan is a health cash plan which could help you budget for the cost of visiting the dentist, optician, physiotherapist and a number of other healthcare professionals. Three great reasons why you should choose the Simply Cash Plan today: % cash back on dental and optical bills up to annual limits 3 + Cash back towards a range of recognised therapies, including physiotherapy and chiropractic up to annual limits Up to four of your children, under 18 covered for free Plus, you can manage your plan online with Online Self Service. Register at For more information or to join today call * Is the Simply Cash Plan right for you? The Simply Cash Plan is just what you d expect; a simple plan that could put cash back in your pocket. The Simply Cash Plan is: Great for people who want to stay on top of their health Useful for both day to day healthcare and unexpected costs A plan you don t have to be ill to gain benefi t from How does the Simply Cash Plan work? 1. You choose your level of cover and monthly payment option 2. Attend your healthcare appointment and get a receipt, just as normal 3. Send us your completed claim form and receipt 4. We transfer the money into your bank account usually within a few days *Calls to 03 numbers are no more expensive than calling numbers starting with 01 or 02 and are included in free call packages from landlines and mobiles. Simplyhealth is a trading name of Simplyhealth Access, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Simplyhealth Access is registered and incorporated in England and Wales, registered no Registered offi ce, Hambleden House, Waterloo Court, Andover, Hampshire, SP10 1LQ. Your calls may be recorded and monitored for training and quality assurance purposes FF-CP-FLY-GEN-1115 Reduced rates for company employees

5 Features of the Everyday Health Plan When offering your employees this plan you ll be providing them a wide range of health benefits that will help them to maintain healthy eyes and teeth, a healthy body and a healthy mind. Some key overall benefits include: Up to four children under the age of 18 are covered for free Pre-existing conditions covered No GP referrals needed No qualifying periods for the majority of benefits Your table of cover - all benefits are 100% payback Level 1 Level 2 Level 3 Amount that can be claimed back each year Healthy mind helping you to address stress and mental health concerns Face to face counselling Helpline service, including telephone counselling Up to 6 sessions 24 hours a day Healthy body - helping you to address musculoskeletal conditions and back pain Seeing a Physiotherapist, Osteopath, Chiropractor, Acupuncturist or Homeopath Seeing a Chiropodist, Podiatrist or Refl exologist Discounted gym membership ü ü ü Healthy checks - helping you with early diagnosis for potential problems Speak to a GP Private prescription delivery to your home or place of work, when prescribed using Speak to a GP Finding out what s wrong appointments with a consultant, plus tests and scans A health assessment that includes: BMI and body fat percentage blood pressure reading cholesterol or diabetes check kidney or liver function test 24 hours a day ü ü ü NHS prescription charges 1 item 2 items 3 items Healthy eyes and teeth - helping you to meet your duty of care needs Sight tests, glasses and contact lenses Everyday dental treatment hygienist s fees, fi llings and more Dental treatment as a result of an accident Healthy extras - helping you to show your employees you care Cash amount for each day or night to help towards everyday expenses if you need to stay in hospital (up to 20 days/nights) Single cash amount if you have a baby or adopt a child (6 month qualifying period) Services accessible via our mywellbeing platform. Additional services are also available. European cover - Unless otherwise stated you will receive these benefi ts for stays up to and including 28 days, wherever you are in the European Economic Area (EEA) and Switzerland. The joining age is from 18 years old up to 69. If anyone on the policy is aged 70 or over they will not be able to increase the level of cover. FLXB-COMPPD-1215

6 Pricing Company paid Monthly company paid premiums per person Level Level Level Salary exchange Flexible benefits via salary exchange Monthly cost per employee Employee Employee plus partner Level Level Level Employees can add up to four children under the age of 18 for free on all payment types. This product can be offered with two payment options: Company paid the company pays the premium Salary exchange (also known as salary sacrifice) your employees can use the benefit in exchange for an amount of their salary Flexing up or down Your employees can flex their plan up or down and add their partner and children during the flex window, or at a life event such as marriage or the birth of a child. About Simplyhealth At Simplyhealth we ve been helping people access affordable healthcare for over 140 years and now help nearly 3.5 million customers with their health. We help thousands of businesses of all shapes and sizes to support the health and wellbeing of their employees, including John Lewis Partnership, Royal Mail and Tesco. We also believe in adopting a partnership approach, which ensures that our health plans run efficiently and smoothly, and this is why our clients stay with us for 10 years on average. Don t just take our word for it Membership take up rates have seen a significant increase in such a short period of time from when the new benefit went live to our colleagues. Membership is currently over 34,000 whereas our previous plan in four years had reached approximately 6,000 members. Therefore take up has exceeded our expectations and we continue to review and develop how we can promote the plan with Simplyhealth to our wide colleague base. The implementation and launch was a great success, the Simplyhealth team really supported us with communications and promotional materials to ensure it went smoothly and colleagues were engaged from the start. Charlotte Partridge - Benefit and Reward Policy Manager, Sainsbury s Supermarkets Ltd Matt Himsworth - Reward Advisor, Asda

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8 We re here to help your employees and your business For more information about Simplyhealth, please get in touch linkedin.com/company/simplyhealth youtube.com/simplyhealthuk *03 calls cost no more than 01 and 02 calls and are included in free call packages from landlines and mobiles. Simplyhealth is a trading name of Simplyhealth Access, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Simplyhealth Access is registered and incorporated in England and Wales, registered no Registered office, Hambleden House, Waterloo Court, Andover, Hampshire, SP10 1LQ. Your calls may be recorded and monitored for training and quality assurance purposes EMP-FLXB-SB-0116