Value for money. Providing affordable, accessible and quality health care to our members. Health & Lifestyle benefits REMEMBER

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1 Value for money The total monthly contribution for 2018 is provided below. These amounts exclude any employer subsidy. The schemes average weighted contribution increase for 2018 is 9.3% All benefit limits have been increased by CPI for 2018 THE PLAN HERITAGE PLAN Per month Principal member R2 240 Spouse/Adult dependant R2 240 Child dependant R 550 R0 to R to R R to R R plus Principal member R890 R1 200 R1 700 Spouse/Adult R890 R1 200 R1 700 dependant Child dependant R 490 R 500 R 520 R 550 The Oncology and Organ transplant benefit limits have been removed giving you peace of mind that your condition will be covered in full. Your treatment plan will be reviewed according to the scheme s protocol and preferred provider network securing quality care for you and your dependants when you need it most. REMEMBER Any new member who joins during the month of November will receive full cover 1 January 2018 NO WAITING PERIODS OR EXCLUSIONS FOR EMPLOYEES OF SIBANYE STILLWATER & GOLD FIELDS AND THEIR IMMEDIATE FAMILY - T S & C S APPLY Providing affordable, accessible and quality health care to our members Health & Lifestyle benefits The Health & Lifestyle benefits on Sisonke Health have been improved to help you manage your health care. The maternity program provides all registered moms with an additional 6 specialist consultations per pregnancy, ante-natal vitamins, monthly monitoring and care during this incredibly important part of life. We also provide a comprehensive health risk assessment to all dependants, including glucose, cholesterol and blood pressure testing so that you can identify and manage any health concerns in a proactive manner.

2 R2 600 FROM ONLY R2240 PER MONTH Subject to applicable subsidy policy. HERITAGE PLAN To be true to your family and to your heritage means that you are able to secure the health of yourself and your loved ones, this is what the Heritage Plan is here for. PER BENEFICIARY PER FAMILY PER EVENT A full set of Sisonke Health Medical Scheme rules is available at any one of the Sisonke Health Medical Scheme Medical Centres, or on the website or you can contact the call centre , and we can send you the full set of rules in the post or via . All benefits subject to Registrar approval. Scheme rules prevail. R2 600 GP OUT OF NETWORK R at 80% of medical aid rates R6 000 ACUTE R R4 200 R GP CONSULTATIONS at network doctor EXTENDED CHRONIC MEDS BASIC at network dentist CHRONIC PMB PATHOLOGY through Lancet or Pathcare laboratories R4 200 admissions at ANY private hospital HOSPITALISATION ORGAN TRANSPLANTS covered 100% at 80% of medical aid rates OUT OF NETWORK preferred provider network BASIC o additional 6 specialist consultations per pregnancy, MATERNITY PROGRAMME o monthly ante-natal monitoring o ante-natal vitamins IN HOSPITAL R o SHMS mommy bag or voucher o paediatric vaccinations HEALTH RISK ASSESSMENTS o blood pressure o glucose o cholesterol o Body Mass Index (BMI) HEALTH & LIFESTYLE BENEFITS DISEASE MANAGEMENT at medical aid rates at medical aid rates R560 per event TAKE HOME MEDS

3 PSYCHIATRIC CONSULTATION One extra Psychiatrist consultation is covered at medical aid rates if registered on the Wellness Program Unlimited at the scheme medical centres or preferred provider network If you wish to use a private Doctor who is not part of the scheme s network, your claims will be paid out at 80% of the medical aid rate up to R2 600 per beneficiary and per family R2 600 per beneficiary and per family Preferred Providers covered at 100% of medical aid rate Non-preferred Providers covered at 80% of medical aid rate Pre-authorisation required for each specialist consultation Non-preferred Providers covered at 80% of medical aid rate Pre-authorisation required for each specialist consultation Conservative dentistry Unlimited at the scheme medical centres or preferred provider network Specialised dentistry R6 000 per beneficiary and up to R per family Extra dentistry benefits Dentures up to R4 800 per beneficiary Acute medication Formulary items have no co-payment up to R4 200 per beneficiary and up to R per family Over the counter medication R740 per family limited to R150 per script (included in the acute medication limit) Chronic medication Unlimited Prescribed Minimum Benefit conditions Subject to the formulary and registration onto the chronic program Extended chronic medication subject to 10% levy & benefit limits OPTOMETRY One eye test per beneficiary every 2 years One set of frames up to R900 per beneficiary every 2 years Lens limits as follows: Single vision: R560 per beneficiary High power single vision: R1 400 per beneficiary Bi-focal: R1 240 per beneficiary Multi-focal: R2 000 per beneficiary Or contact lenses: R1 700 per beneficiary (either glasses or contact lenses) PATHOLOGY Unlimited through Lancet / Pathcare laboratories MEDICAL APPLIANCES R6 000 per beneficiary (Nebulizers: R650 Glucometers: R650 Orthotics: R1 380 An additional R3 200 per family for hearing aids is provided every 3 years) SUPPORT SERVICES (Physio, psychology, podiatry, etc) R5 400 per beneficiary up to R per family R20 co-payment applies (combined limit with in hospital treatment) EMERGENCY MEDICAL TRANSPORT Unlimited through Netcare 911, Phone Basic Radiology Up to R6 000 per beneficiary Specialised Radiology Up to R per beneficiary (combined in & out of hospital limit) OXYGEN Unlimited at preferred provider as per scheme protocols HOSPITALISATION Planned procedures covered at any contracted hospital, nationwide Pre-authorisation required 48 hours before admission R per beneficiary. Prescribed Minimum Benefi ts covered up to 21 days at the scheme s Designated Service Provider In hospital covered at medical aid rates In hospital covered at medical aid rates ORGAN TRANSPLANTS At preferred provider & scheme protocols apply ONCOLOGY At preferred provider & scheme protocols apply R per beneficiary, scheme protocols apply INTERNAL PROSTHESIS R per family R per beneficiary (Combined in & out of hospital limit) STEP DOWN FACILITIES R per benefi ciary SUPPORT SERVICES R5 400 per beneficiary up to R per family Combined limit RENAL DIALYSIS R per beneficiary HERITAGE MONTHLY CONTRIBUTION R2 240 ADULT DEPENDANT R2 240 CHILD DEPENDANT This is the full contribution to the scheme. Please check your deduction with your payroll department. Customer Care Share Call sh-ms@providence.co.za Emergency Ambulance Service Netcare R550 Hospital Pre-authorisation Share Call SMS & we will call you back HIV/AIDS and Wellbeing Programme Share Call

4 FROM ONLY R890 PER MONTH Subject to applicable subsidy policy. PRIDE PLAN To have a sense of pride that starts with caring for yourself is one of the most powerful and rewarding feelings in the world, and this is what the Pride Plan is here for. PER BENEFICIARY PER FAMILY PER EVENT PER SCRIPT R250 OVER THE COUNTER MEDS R90 R950 OUT OF NETWORK FORMULARY R x events at nominated network doctor GP CONSULTATIONS BASIC through network dentist PATHOLOGY through Lancet or Pathcare laboratories X-RAYS EMERGENCY MEDICAL TRANSPORT Unlimited through Netcare 911, Phone HOSPITALISATION Emergency medical admissions at ANY private hospital MATERNITY PROGRAMME HEALTH RISK ASSESSMENTS DISEASE MANAGEMENT o paediatric vaccinations HEALTH & LIFESTYLE BENEFITS o additional 6 specialist consultations per pregnancy, o monthly ante-natal monitoring o ante-natal vitamins o blood pressure o glucose o cholesterol o SHMS mommy bag or voucher o Body Mass Index (BMI) R6 400 A full set of Sisonke Health Medical Scheme rules is available at any one of the Sisonke Health Medical Scheme Medical Centres, or on the website or you can contact the call centre , and we can send you the full set of rules in the post or via . All benefits subject to Registrar approval. Scheme rules prevail.

5 PRIDE MONTHLY CONTRIBUTION GP consultations managed care protocols apply Each beneficiary must nominate a GP from the network Pre-authorisation for out of network events One extra Psychiatrist consultation is covered at medical aid rates if registered on the Wellness Program 7 visits per family at medical aid rates at a preferred provider Pre-authorisation required for each specialist visit Referral by your nominated GP Acute & chronic medication, subject to the network formulary and registration onto chronic program Over the counter medication limited up to R250 per family and R90 per script Basic dentistry subject to scheme protocol, provided at a network dentist Specialised dentistry up to R3 200 per beneficiary & R6 400 per family One set of dentures every three years (subject to pre-authorisation) OPTOMETRY Provided at a network optometrist One eye test per beneficiary per year One set of frames and lenses per beneficiary every 2 years Or contact lenses at R450 per beneficiary PATHOLOGY Unlimited if referred by your nominated network GP to a Lancet or Pathcare Laboratory MEDICAL APPLIANCES R4 240 per family at medical aid rates Subject to pre-authorisation as part of in-hospital treatment only HOSPITALISATION Planned procedures covered at any contracted hospital, nationwide Pre-authorisation required 48 hours before admission PMB s (Prescribed Minimum Benefi ts covered up to 21 days at the scheme s Designated Service Provider) INTERNAL PROSTHESIS R per family TAKE HOME Limited to R530 per admission ONCOLOGY Unlimited at preferred provider Managed care protocols apply Basic Radiology X-rays, subject to referral by nominated network GP (managed care protocols apply) Specialised Radiology (CT, MRI Scans) Up to R per family per year Pre-authorisation required Combined in and out of hospital benefit Customer Care Share Call sh-ms@providence.co.za SMS & we will call you back A MONTHLY INCOME OF R0 - R890 ADULT DEPENDANT R890 CHILD DEPENDANT R490 A MONTHLY INCOME OF R R R1 200 ADULT DEPENDANT R1 200 CHILD DEPENDANT R500 A MONTHLY INCOME OF R R R1 700 ADULT DEPENDANT R1 700 CHILD DEPENDANT R520 A MONTHLY INCOME OF R SUPPORT SERVICES (Physio, psychology, podiatry, etc) Emergency Ambulance Service Netcare ADULT DEPENDANT Out of Hospital limited to R1 060 per beneficiary (GP referral needed) Combined with in hospital Specialised Radiology, up to R per family HIV/AIDS &Wellbeing Programme Share Call Hospital Pre-authorisation Share Call CHILD DEPENDANT R550 This is the full contribution to the scheme. Please check your deduction with your payroll department.