Financial Solutions Herman Miller, Inc.

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1 Z Financial Solutions

2 Financial Solutions Herman Miller has specially selected and vetted the best financial partners for your business that offer expertise in financing. When combined with our knowledge of work, you will have an office that inspires your people to do their best work.

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4 Overview 100% Financing Maximize Capital Inflation Friendly Cash Flow Flexibility Accounting Benefits People drive business forward. They need the right tools to succeed. Your workplace can be one of them. Our financial solutions free you to achieve an office that s right for your business now, without upfront expense. 2017Herman Miller, Inc.

5 Overview 100% Financing Maximize Capital Inflation Friendly Cash Flow Flexibility Accounting Benefits 100% Financing Unlike bank financing, which often requires a 20 percent down payment and excludes soft costs (such as installation and shipping), we can finance the whole project.

6 Overview 100% Financing Maximize Capital Inflation Friendly Cash Flow Flexibility Accounting Benefits Maximize Capital Your monthly payments do not affect your established line of credit, cash reserves, or require a compensating deposit balance. You have more capital for your business.

7 Overview 100% Financing Maximize Capital Inflation Friendly Cash Flow Flexibility Accounting Benefits Inflation Friendly As costs go up over the term of your contract, you pay the same rate as when you began. That stretches your dollars and gives you more access to the cash in your business.

8 Overview 100% Financing Maximize Capital Inflation Friendly Cash Flow Flexibility Accounting Benefits Cash Flow Flexibility Tailoring payment terms and structures to match unique needs, such as seasonality, expansion plans, or revenue cycles, lets you get more out of your space and your budget.

9 Overview 100% Financing Maximize Capital Inflation Friendly Cash Flow Flexibility Accounting Benefits Accounting Benefits Balance sheet considerations, such as operational versus capital expenditures, are important decisions when investing in your business. We help you design a financing solution that best fits your accounting and tax requirements.

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11 Overview Tailored Choices You know the best strategy for moving your business forward. You now have choices for a financial solution that helps carry your business into the future.

12 Overview Tailored Choices Options Payment Terms Terms can range from 12 to 72 months with flexible End-of-Term options. Extend the term to six years to lower your monthly payment. Payment Structures Schedule your payment to match your cash flow. Make a lower payment initially and structure future payments to grow as your company s revenue increases or business cycles require. End-of-Term Options You can own the equipment with a nominal Purchase Option. Or with a True Lease, you have the option to own or return the furniture at the end of the term, with an affordable payment during the term. Also, you can extend your lease month-to-month for a specified period of time. Add-on Options With any of our options, you can add new Herman Miller furniture at any time with a simple increase to your monthly payment. Your office can grow as your business does.

13 Overview Fast & Focused Practically every company is in the same business: the idea business. By streamlining how you get your financing, we free you to think up the new ideas that will drive success.

14 Overview Fast & Focused Process Fast Your personal financial specialist can provide credit decisions in hours. Sameday approvals are typical. We use our online tool to estimate payments in seconds. Focused Your financial specialist works directly with you to simplify the process. As a result, you have more time to get on with your work. To get started call: United States - LEAF Canada - RCAP

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