More reasons than ever to work with Lending Club Patient Solutions.

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1 More reasons than ever to work with. At, we treat patients like you do with white-glove customer service and flexible financing plans that help patients say yes to treatment. gives you something to smile about: Fair and affordable payment plans and APRs are the primary reasons practices recommend us. 1 99% of dental practices expressed satisfaction with us. 1 2 out of 3 practices say plans offered through us offer borrowers lower APRs than other financing providers. 1 With, you get an experienced team that knows patient financing and is standing by to help you grow your practice. 1 Based on a January 2017 survey of registered dental practices that submitted multiple financing applications within the prior six months.

2 Extended Plans make large cases more affordable. Extended Plans offered through provide affordable monthly payments and some of the lowest available rates in the industry. With Extended Plans offered through Lending Club Patient Solutions, an applicant s rate will never increase! No penalty rates. No surprises. True No-Interest Plans 2 make it easy to say yes to treatment. True No-Interest Plans offered through are an economical alternative to personal loans and major credit cards. Also, there is no retroactive interest, so you and your patients will avoid uncomfortable surprises. practice fees mean one thing: more money for your practice. Extended Plans Financed Amount Practice Fee 16, % 8,000 15, % 2,000 7, % True No-Interest Plans 2 for 6, 12, 18 or 24 months after that, 26.99% standard APR Length Financed Amount Practice Fee 6 months All 5.99% 12 months 4, % 12 months Less than 4, % 18 months All 13.59% 24 months All 14.89%

3 Leading Competitor 3 More flexible payment options mean higher case acceptance. Flexible APRs Longer Fixed Monthly Payments Special financing 14.9% APR for 24, 36 and 48 months, 16.9% APR for (equal fixed monthly payments required until paid in full) Up to Extended Plan 3.99% % 4 APR based on amount financed and applicant s credit Up to 84 months Lowest Payment for a 10,000 Plan 248/month 16.9% APR 181/month for % APR Lowest Payment for a 30,000 Plan 744/month 16.9% APR 500/month for % APR Leading Competitor 3 No interest if paid in full within promotional period True No-Interest Plans 2 if paid in full within 6, 12, 18 or 24 months Retroactive Interest on No-Interest Plan Yes No 2 No Interest for 6, 12, 18 or 24 months, after that 26.99% standard APR. Interest will be charged to your account at the standard APR of 26.99% from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period. Minimum monthly payments are required for this plan during the promotional period. Required minimum purchase of 499 for the 6-month plan; 999 for the 12-month plan; 1,499 for the 18-month plan; 2,499 for the 24-month plan. credit accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Minimum interest charge is 1.00 per credit plan. Standard APR of 26.99%. 3 Competitive information based on publicly available data for dental lines of credit as of March Rates range from 3.99% to 24.99% APR. Terms available based on amount financed and credit history. All Extended Plan loans made by NBT Bank, N.A., member FDIC. Please visit lendingclub.com/providers for current rate information products and services provided through Springstone Financial, LLC, a subsidiary of LendingClub Corporation. Payment plans made by issuing bank partners.

4 Your implant expertise. Our 99/month 1 patient financing. The perfect match. Give your patients the superior treatment they want with the affordable payment options they need. With premier implant financing through, your patients can get the low monthly payments they need to move forward with your expert treatment from single implants to more complex surgical cases. Our simple application process and superior customer service make it even easier for patients to say yes. So you can: Close more large, interdisciplinary implant cases Get paid upfront as we distribute funds to each practice at case start Strengthen your network and expand your referrals to maximize productivity It s a fact. On average, patients are approved for a single implant at 99/month or less for at 13.99% APR or lower. 2 Large Case Affordability with Extended Plans Plans up to 50,000 with terms up to 84 months Fixed rates starting at 3.99% APR 3 based on an individual s credit history Simple application allows applicants to choose from multiple qualifying options to make a more informed decision Let s make implants more affordable for your patients. Please see back for disclosures.

5 Discover payment plans designed for your implant patients. Give patients flexible payment options that fit their budget. Lowest payment for a 4,250 average single implant case 4 (including all restorative work) Did you know? The leading competitor s lowest rate for is 16.9% APR % APR % APR % APR Better approval rates. Increased case acceptance. High satisfaction. 2 out of 3 practices say our approval rates are better than the leading competitor especially when it comes to large cases and that the plans offered through Lending Club Patient Solutions help patients move forward with treatment 6 99% of practices expressed satisfaction with monthly payment assumes a 60-month term Extended Plan loan with an amount financed of 4,250 and an APR of 13.99%. Actual monthly payment amount and APR may vary based on amount financed, term and credit history. Subject to credit approval. Amount financed is based on an average single implant procedure cost of 4,250. Source: 2 Based on data on file for approved 60-month Extended Plan loans for the calendar year Rates range from 3.99% to 24.99% APR. Terms available based on amount financed and credit history. All Extended Plan loans made by NBT Bank, N.A., member FDIC. Please visit lendingclub.com/providers for current rate information. 4 Rates range from 7.99% to 24.99% APR for 60-month Extended Plans. 5 Competitive information based on publicly available data for dental lines of credit as of March Based on a January 2017 survey of registered dental practices that submitted multiple financing applications within the prior six months products and services provided through Springstone Financial, LLC, a subsidiary of LendingClub Corporation. Payment plans made by issuing bank partners. Let s make implants more affordable for your patients. LC LCPIFGP