HOME ABOUT US OUR MISSION TAKE ACTION SERVICES START HERE. Solutions for Students

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1 My College Loan Support For Students We help graduates consolidate their debts into one monthly payment. Whether you're in good standing or in default, let us help simplify your life. 1. For Students 2. Our Success 3. Join the Ranks LEARN MORE We Have Answers LEARN MORE Solutions for Students Don't fall behind on student loans payments! No matter your situation, let us help deliver a brighter financial future. We help graduates consolidate their debts into one monthly payment. Whether you're in good standing or in default, let us help simplify your life. Learn More Don't fall behind on student loans payments! No matter your situation, let us help deliver a brighter financial future. Our Success For years, we've made it our business to learn the landscape of this industry and understand the nature of borrower hardships from the inside out. We put our vast financial experience to work for you. LEARN MORE Join the Ranks When student loans overwhelm people from across the nation, they turn to us for practical advice and services that will get them back on track. Here are their stories. LEARN MORE Get out of debt here. Answer the following to get out of default: Are your wages being garnished? Yes No Name Name Are any of your student loans in default? Yes No Are your student loans in litigation and/or judgement (i.e. Lawsuit) Yes What type of student loan: Federal Private? No Address

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3 About Us - My College Loan Support Home > About About Us It's our most important mission: get help to those who need it most. With the rising cost of student loans, questionable banking practices, and the increasing necessity of education to make it in today's workplace, it's important to have somebody on your side. Managing student loans isn't easy. More and more borrowers need help. Surviving the challenge of student loan repayment gets a lot easier with us on your side. For years, we've made it our business to learn the landscape of this industry and understand the nature of borrower hardships from the inside out. We put our vast financial experience to work for you. The end result is course of action, crafted just for you, that allows you to repay student loans affordably while simplifying the entire process. I've extended the terms of my loan and am paying less per month, and I finally feel like things are getting done instead of just waiting around for something to happen. Thank you! In an industry where people are often treated like numbers, we're different. We take the time to learn about our clients on a one-on-one level. We'll ask you questions about your unique situation, listen to your story, and custom-design you a loan consolidation program that's best suited for your needs. You are not alone! We deal with hundreds who have defaulted or who can't repay their loans on time. Let us help you. We can improve your credit score, put an end to harassing calls, and craft a schedule of repayment that you can actually afford. Call or us today and let us show you that student loan repayment can be a reality with us in your corner.

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5 Our Services - My College Loan Support Home > Our Services Our Services Take back control and come out ahead. Your story is a familiar one: you've been working hard, but are feeling overwhelmed with or unable to meet payments on your student loans. Our experts can help borrowers in your situation meet obligations and become financially successful again. We'll help design you a solution that will set reasonable, obtainable goals and get you back on the right track. We're happy to provide these services: Student loan consolidation - When you first graduate and take stock of what you owe, you'll notice that you may have many separate loans from several different lenders, complicating repayment and inflating your interest rates. Consolidate with us, and instead of many different checks to write every month, you'll make one simple payment. Consolidating can also help save you thousands throughout the course of repayment. Help you out of default - Many borrowers default on student loans every day. Minimize penalties and stop harassing telephone calls by taking advantage of a system that frees you from default-today. If the government is garnishing wages because of repayment status, let us assist you in that aspect, too. We'll help you consider all of your options and develop a plan that's right for your situation. Raise credit score - A default can also injure your credit score. The sooner you go about developing a workable plan, the higher and faster your credit scores will rise once again. Go with us to help you back on track. Escape the Federal Tax Offset list - One unpleasant side effect of default is often being placed on the Federal Tax Offset list, where the government can withhold your tax refund and other payments to you. By consolidating with us and developing a workable plan, we can help remove your name from the list and restore your benefits. New eligibility - Become eligible for new Stafford and Pell loans once you successfully consolidate or take action on a plan to exit default. No matter the course of action you decide to take, it all begins with a telephone call. Contact us today.

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7 Don't Risk Default - My College Loan Support Home > Don't Risk Default Don't Risk Default It may seem counter-intuitive, but student loans can hurt us even while we better ourselves in the process. An investment in your future can cost more than expected. When the bills start coming after your graduate, or when you have other fiscal responsibilities and can no longer afford your loans, you might be tempted to skip a payment or too. Don't! You have options, and connecting with our experts is a great opportunity to make paying back your student loans easier and more affordable. Consolidate with us and you can prevent a default, saving hardship in the form of the following negative consequences: Reduced credit score Harassing phone calls at work or home from predatory collection agencies Wage garnishments Tax offsets Lawsuits or judgments Losing professional licenses Even if you're already defaulted, don't despair! Our team of experts can work with you to restore your good financial standing and reduce or eliminate penalties. Want to learn more? Contact us today.

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9 Experts on a Mission - My College Loan Support Home > Experts on a Mission Experts on a Mission It takes more than good intentions to provide help to those that need it most. Students have a challenging time already after graduation-finding their place in the world, securing employment, growing to their full potential-student loans shouldn't drag them down. That's why we're here. Our combined years of expertise in the fields of debt, student loans, and personal finance allow us to deliver focused aid when it's needed most-before you default-or after you've defaulted already and need somebody in your corner. We're different than the other companies. We'll take the time to learn your name, your story, and develop a consolidation package around your lifestyle, saving you money and stress in the long run. We can help: Put your payments back on track Help you escape default Stop harassing telephone calls and wage garnishment Recover your credit score Help Is on the Way. Even if you're unsure if consolidation is the right solution for your student loan situation, we can help get you started. Here's the typical process we take after connecting with student borrowers like you: 1) Chat with you personally and hear your story 2) Review options with you 3) Provide plans of action and consolidate your loans Contact us today and take the first step.

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11 Start Here - My College Loan Support Home > Start Here You're Unique. So Are Our Solutions. As a student, graduate, or parent, you want to learn about the steps you can take to help secure your financial future-or the financial future of those you care about. Here's our take. An Early Start for Students When you're dealing the responsibilities of coursework, grades, and papers, it's easy to lose sight of the big picture: one day, you'll have to pay for these classes you're taking! Students who plan for the future while still in school enjoy a great advantage over those who wait: out-of-the-gate consolidation and a solid foundation for meeting their fiscal responsibilities. If you have a graduation coming up, we can help prepare lower monthly payments and streamline your repayment method. Start today! Contact us to get started. Graduates Could Use a Leg Up It seems like the hard part is over-that is, until you get that first student loan bill. What many graduates today are learning is that managing repayment with an entry-level position can be difficult to handle-not to mention figure out. With complicated loans and multiple lenders, more and more graduates are considering consolidation. We help graduates shrink their debts into one monthly payment and reduce the per-month cost to help them balance their loans with day-to-day monetary responsibilities. Whether you're in good standing or in default, we can help simplify your life. All it takes is an or telephone call-let's talk. Parents Need Help, Too You want to do everything you can for your son or daughter-that's why you've co-signed loans and have attempted to make sense out of the growing repayment options that have resulted from their college experience. Consolidation is an excellent choice, but it can seem confusing, too. We're here to help you understand your options. We aid families like yours in understanding the real-world benefits of managing student loans with a company like ours, and how a consolidation package can lower and simplify monthly payments. Please us today with any questions you may have.

12 Privacy Policy - My College Loan Support Home > Privacy Policy Privacy Policy This Privacy Policy governs the manner in which Default Student Loan Specialists collects, uses, maintains and discloses information collected from users (each, a "User") of the website ("Site"). This privacy policy applies to the Site and all products and services offered by Default Student Loan Specialists. Personal identification information We may collect personal identification information from Users in a variety of ways in connection with activities, services, features or resources we make available on our Site.. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities. Non-personal identification information We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information. Web browser cookies Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for recordkeeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly. How we use collected information Default Student Loan Specialists collects and uses Users personal information for the following purposes: - To improve our Site We continually strive to improve our website offerings based on the information and feedback we receive from you. - To improve customer service Your information helps us to more effectively respond to your customer service requests and support needs. How we protect your information We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site. Sharing your personal information We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. Changes to this privacy policy Default Student Loan Specialists has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications. Your acceptance of these terms By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes. Contacting us If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at: Default Student Loan Specialists Elk Grove Sacramento, CA info@mydefaultedloans.com This document was last updated on October 13,

13 Success Stories - My College Loan Support Home > Success Stories Success Stories Job satisfaction means more than just doing what you love-it comes from stories about how our expertise and services have changed the lives of people for the better. Here are some tales we've collected that demonstrates the value of the service and the pride we take in delivering workable financial solutions to those who need them the most. From Defaulted to Delighted I wanted to write you and let you know how truly valuable your staff has been to me with my own problems. I've been in default on Sallie Mae loans for half a year and was embarrassed and even terrified to pick up the telephone half the time. Your representative didn't yell, completely understood my situation, and talked to me kindly about what had happened. Over the course of the next few calls we hammered out a plan that HAS BEEN WORKING for me. My Sallie Mae loans are now current, I've extended the terms of my loan and am paying less per month, and I finally feel like things are getting done instead of just waiting around for something to happen. You have a great service and I highly recommend it to anyone. Just pick up the phone and DO SOMETHING! Thank you!! Jason G. Current But Confused What a difference a few months have made! I have always been current on my loans, but worrying about which days I had to write which checks for which loans had me running around in circles. Consolidating my loans was one of the smartest things I have ever done. Your people were friendly and asked me some easy questions once we got started. Once I consolidated, I had only one check just one! I was also paying less every month, which helped quite a lot. Thank you so much for taking the time to explain everything and help me out of a sticky situation. Erin M. Timely Assistance This is Patrick S. I just wanted to drop you guys a note and say thanks again for the trouble you went through fixing my student loan problem. When I first contacted you, I was in over my head and had no idea whom I owed, when it was due, and whether I'd be able to pay back any or all of what I owed. I wasn't receiving my tax rebate for the year, and things were looking grim. I spoke with Matt and he let me know everything would be okay. We pulled together the records of my loans and came up with a plan that I could actually afford! What a difference you guys have made. Now I'm in good financial standing and even my credit score has improved. I don't know what I would have done without your help. Thank you, thank you!!! Patrick S.