Click here for print friendly version. PPS Corporate Personal Pension

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1 Click here for print friendly version PPS Corporate Personal Pension

2 The PPS Investments Corporate Personal Pension allows you to offer your employees an individually tailored retirement savings solution. This comes at no cost to your company and provides significant administrative advantages. Each of your employees will invest in their own retirement annuity. PPS members will invest in a PPS Personal Pension, while non PPS members will invest in an OPN Personal Pension. All employees can choose how much of their monthly salary they d like to put away and in which unit trusts they would prefer to invest. You make a bulk monthly payment to PPS Investments and we allocate individual investment amounts as specified. We also take care of all administration requirements, including investor communication and client service, ongoing monitoring of retirement legislation and the provision of oversight by a qualified board of independent trustees.

3 What are the benefits? At a glance: The PPS Investments Corporate Personal Pension offers: A valuable employee benefit You can help your employees work towards a financially secure retirement. You will be encouraging a good savings culture while providing a cost-effective, individually tailored retirement savings solution. Each of your employees will have access to a secure online portal to view investment information and make changes to their selection of underlying unit trusts. They therefore remain in control of their investment at all times. If an employee is a member of PPS, their investment with us will also contribute to their PPS Profit-Share Account*. A cost-efficient business solution There are no associated set-up costs or overheads, and we have an experienced Board of Trustees already in place. This means that the PPS Investments Corporate Personal Pension requires no financial outlay from your business. Easy administration You make a monthly bulk payment and we take care of all the rest. Each employee s retirement annuity also remains fully portable, so they can take their investment with them should they leave your company. Access to quality asset managers at competitive prices The PPS Investments platform features unit trusts from a selection of leading local asset managers. Because we give these managers exposure, we are able to negotiate on fees and we pass all associated savings on to our investors. Risk profiled multi-managed unit trusts available as default investment options The PPS Portfolios consider which asset class and asset manager combinations will best position investors to target specific investment objectives. Our Solutions portfolios aim to outperform inflation by varying degrees, and therefore offer investment alternatives to suit a range of individual risk profiles. Administration involvement Costs Rigidity Your own pension fund Umbrella fund PPS Investments Corporate Personal Pension High Low

4 Who is this investment suited to? The PPS Investments Corporate Personal Pension is suited to employers seeking to offer employees a cost-effective, individually tailored retirement savings solution, at no cost to the company and with minimal administration. Why choose PPS Investments As part of the PPS Group, we enjoy a reputable standing in the financial services industry and are backed by over 70 years of experience. We re committed to providing quality investments that are sophisticated but simply structured and offered at competitive fees. When constructing these investments, your employees have access to a selection of South Africa s leading asset managers at attractive prices. We also offer our own range of PPS Portfolios, which consider optimal asset class and asset manager combinations to target specific investment objectives. The business is supported by a strong governance structure, robust operations and systems infrastructure, and a wealth of professional expertise. It s how we ve established a successful track record of our own. As an added advantage, the investments of PPS members contribute to their PPS Profit-Share Accounts*. The more the member invests and the more he or she invests in the PPS Portfolios the greater the member s profit share. *Qualifying members share in the profits of PPS What to do next Contact us for more information. See details on the last page.

5 Get in touch If you need more information on the PPS Corporate Personal Pension or would like to make an investment, please consult your PPS Investments accredited intermediary. Alternatively, feel free to contact us directly. We are ready to assist with any queries you may have. Contact us on (0860 INV PPS) or at DISCLAIMER: Kindly note that this does not constitute financial advice. In terms of the Financial Advisory and Intermediary Services Act, a FSP should not provide advice to investors without appropriate risk analysis and after a thorough examination of a particular client s financial situation. The information, opinions and any communication from the PPS Investments Group [PPS Investments Proprietary Limited, PPS Multi-Managers Proprietary Limited and PPS Management Company Proprietary Limited (RF)], whether written, oral or implied are expressed in good faith and not intended as investment advice, neither does it constitute an offer or solicitation in any manner. Furthermore, all information provided is of a general nature with no regard to the specific investment objectives, financial situation or particular needs of any person. It is recommended that investors first obtain appropriate legal, tax, investment or other professional advice prior to acting upon such information. The information provided in this document is subject to the registered rules of the Funds and/or products. We endeavour to provide accurate and timely information but we make no representation or warranty, express or implied, with respect to the correctness, accuracy or completeness of the information and opinions. We do not undertake to update, modify or amend the information on a frequent basis or to advise any person if such information subsequently becomes inaccurate. In the event that specific collective investment schemes in securities (unit trusts) and/or theirperformance is mentioned please refer to the relevant fact sheet in order to obtain all the necessary information in regard to that unit trust. PPS Provider policies are long-term insurance policies issued by PPS Insurance Company Limited. PPS Investments (39270), PPS Multi-Managers (28733) and PPS Insurance (1044) are licensed Financial Services Providers. PPS Investments and PPS Multi-Managers are only available in South Africa.