isave-iprumf FAQs Product Note July What is isave-iprumf? 2. Benefits of isave-iprumf?

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1 1. What is isave-iprumf? a. ISave-IPruMF is a mobile app from ICICI Prudential Mutual Fund, to help you in managing your savings more efficiently by investing your money in ICICI Prudential Liquid Plan-Growth Option with an option to withdraw your money instantly. Investor can withdraw upto 50,000 or 90% from his redeemable balance* whichever is less. *Redeemable Balance- Redeemable Balance is the latest Value of Available units calculated as - Number of Available Units X Latest NAV Declared. Available Units are such units in the folio for which the investor can place a redemption request at any point of time after considering units which are uncleared for funds realization or reconciliation, or are under lien, or are in dematerialized mode and after considering any transactions pending for unit adjustments. Redeemable Balance will be reduced by the amounts redeemed through this mode or any other mode which allows quick withdrawal and transactions are pending for processing. The decision of the AMC in determining the Redeemable Balance shall be final. The AMC reserves the right to modify the limit stated above, at any time at its discretion without giving any prior notice. 2. Benefits of isave-iprumf? a. 5 Major benefits of isave-iprumf: i. Easy folio creation for KYC verified customers through New Investor journey ii. Make fresh and additional purchases in ICICI Prudential Liquid Plan- Growth Option iii. Avail quick withdrawal of 50,000 or 90% of your redeemable balance whichever is lower

2 iv. Normal withdrawal facility is also available to withdraw amount greater than 50,000 v. Potential Returns of ICICI Prudential Liquid Plan-Growth Option vi. Additional Medical Advantage Feature (MAF) for new Folio creations of ICICI Prudential Liquid Plan-Growth Option available at a click of a button 3. What is Medical Advantage Feature (MAF)? a. Medical Advantage Feature (MAF) is the facility offered by ICICI Prudential Mutual Fund in association with Vidal Healthcare Services Pvt. Ltd.(Vidal Health). Through this facility investors can seamlessly use their investments in ICICI Prudential Liquid Plan-Growth Option to pay for hospitalization costs across India. This facility is available irrespective of health insurance status. The investor can avail this facility through any of Vidal Health s pan-india network of over 6,000 hospitals and 1,500 diagnostic centers. b. For information on Vidal Health and its empanelled network, please visit The investor(s) on successful enrolment in this feature will display the Medical Advantage Card at the empanelled network hospitals and fill the Medical Redemption Form. 4. Benefits of Medical Advantage Feature (MAF)* a. Get up to 25% discount on hospitalization b. Easy access to your investments to meet hospitalization expenses at any time c. Be prepared for emergency health - related expenses d. Avoid redemption hassles during emergency situations *Terms and Conditions Apply 5. What types of facilities are allowed in isave-iprumf? a. isave-iprumf app allows the following facilities once an investor logs in from isave-iprumf:

3 i. Purchase units of ICICI Prudential Liquid Plan-Growth Option ii. Quick withdrawal upto 50,000 or 90% of the redeemable balance whichever is lower. iii. Withdraw from your active ICICI Prudential Liquid Plan-Growth Option iv. View your transaction history through Passbook section (Last 10 transactions viewed by default or select a date range to view transaction history) 6. isave-iprumf is available to - a. Resident Indian Individuals or Minor 7. Can a new investor who is not KYC compliant register for isave-iprumf? a. Non KYC compliant investor cannot register for isave-iprumf. 8. What is the minimum amount for a new investor to register with isave-iprumf? a. Minimum amount required to invest through isave-iprumf is Rs Payment options available for isave-iprumf - a. An investor can choose from the below payment options: i. Internet Banking ii. Debit Card (Master and Visa both) iii. One Time Mandate (this facility is available only if the investor has registered One time bank mandate in his folio) 10. Can the investor register for isave-iprumf in multiple folios? a. Yes 11. Can the investor change the Broker Code if already registered? a. Yes. After investor logs in to isave-iprumf, he has to go to Edit your Plan section and modify the broker details for future transactions. 12. Can a new investor who is KYC compliant register for isave-iprumf? If yes then how? a. Yes, with just 4 simple steps:

4 i. Enter Personal Details (Name, Mobile, & City) ii. Enter Nominee details iii. Enter Bank details iv. Confirm details and Pay through Net banking, Debit Card 13. What types of transactions are allowed in isave-iprumf? a. The investors can only Invest or Withdraw using isave-iprumf App. 14. Can an investor already having investments in existing ICICI Prudential AMC schemes start investing through isave-iprumf? a. Investor can do a purchase transaction in ICICI Prudential Liquid Plan-Growth Option in his existing folio through isave-iprumf, but he cannot modify the scheme. b. If an investor already has investments in ICICI Prudential Liquid Plan-Growth Option then he can use isave-iprumf for Additional investment and quick withdrawal. 15. Process of Quick Withdrawal a. For any transaction received in quick withdrawal mode, ICICI Prudential Mutual Fund will block 110% of the redemption value requested based on the latest NAV available and the same will be released only after the transaction processing is completed as per applicable NAV. In the interim, no transaction processing will be allowed on the blocked units. b. ICICI Prudential Mutual Fund will not be responsible for any failures/delay in the crediting the investor account by the banker. 16. What is minimum and maximum redemption amount for Quick Withdrawal? a. Minimum redemption amount shall be 500 and in multiples of 1 b. Maximum redemption amount in a single redemption or through multiple redemptions in a day will be 50,000 or 90% of the Redeemable balance, whichever is less.

5 17. How is the Redeemable balance derived? Redeemable Balance is the latest Value of Available units calculated as - Number of Available Units X Latest NAV Declared. Available Units are such units in the folio for which the investor can place a redemption request at any point of time after considering units which are un-cleared for funds realization or reconciliation, or are under lien, or are in dematerialized mode and after considering any transactions pending for unit adjustments. Redeemable Balance will be reduced by the amounts redeemed through this mode or any other mode which allows quick withdrawal and transactions are pending for processing. The decision of the AMC in determining the Redeemable Balance shall be final. The AMC reserves the right to modify the limit stated above, at any time at its discretion without giving any prior notice. Amount in Rs. Scenario 1 Scenario 2 (A) Redeemable Balance (Number of 50, ,000 Available Units X Latest NAV Declared) (B) 90% of A 45,000 90,000 Maximum Redemption Amount (B or Rs. 50,000 45,000 50,000 whichever is lower) 18. How will payout happen in-case of Failure of IMPS? a. In-case of a failure confirmation from the banker, ICICI Prudential Mutual Fund reserves the right to initiate the payout post transaction processing as per the

6 payout mode registered in the folio on respective payout date for the transaction as if received in other then instant payout mode 19. What will be the applicable NAV for the redemption incase quick withdrawal is done? For applications received up to 3.00 p.m.: Lower of (i) NAV of previous calendar day and (ii) NAV of calendar day on which application is received; For applications received after 3.00 p.m.: Lower of (i) NAV of calendar day on which such application is received, and (ii) NAV of the next calendar day. 20. How does the View Passbook in isave-iprumf work? a. The View Passbook option displays upto 10 transactions in the given scheme along with the type whether it was a Invest/Withdraw b. A detailed statement will allow you to select the date range and mail it to investors registered ID. 21. What is OTM (One Time Mandate) and what are its benefits? a. OTM facility is one time mandate registration process that will enable you to transact seamlessly in a simple, convenient and paperless manner. Using the OTM facility, you can instruct your bank to allow a debit of a certain amount, with a fixed daily upper limit in your account, whenever you wish to transact. b. If an investor already has an OTM registered for a particular folio then the same OTM facility can be used while making a transaction in that folio through isave-iprumf. 22. Can I share the app with my friends?

7 a. Yes you can share the app with your friends. b. If you wish to refer your financial advisors for the future transactions you can do so by mentioning your financial advisor's ARN code at the time of sharing the app. 23. What will happen if the app is downloaded by a shared link? a. If the app is downloaded from the shared link with financial advisor's code (ARN) mentioned all the future transactions made through the app will be under the code of the respective financial advisor. Mutual Fund investments are subject to market risks, read all scheme related documents carefully